河南省印发复制推广自贸试验区全面对接国际高标准经贸规则推进高水平制度型开放试点措施实施方 案。方案指出，深化金融科技发展和国际合作，便利金融机构开展跨境资产管理，为境外设立的基金产 品提供境内投资管理、估值核算等服务。按照国家安排部署，有序推动具备条件的自贸试验区片区探索 数字人民币在贸易领域的应用场景。 ...

（文章来源：每日经济新闻） 每经AI快讯，据河南省人民政府网站12月5日消息，河南省人民政府办公厅日前印发《河南省复制推广 自贸试验区全面对接国际高标准经贸规则推进高水平制度型开放试点措施实施方案》。方案指出，深化 金融科技发展和国际合作，便利金融机构开展跨境资产管理，为境外设立的基金产品提供境内投资管 理、估值核算等服务。按照国家安排部署，有序推动具备条件的自贸试验区片区探索数字人民币在贸易 领域的应用场景。按照国家安排部署，在国家宏观审慎政策框架下，支持跨国公司设立资金管理中心， 探索开展本外币一体化资金池业务。支持有条件的保险机构探索国际再保险业务，支持国际再保险业务 使用人民币结算。按照国家安排部署，研究支持符合条件的资产管理公司（不含金融资产管理公司、基 金管理公司、地方资产管理公司）开展资产支持证券跨境转让业务，在具备条件的自贸试验区片区探索 融资租赁资产跨境转让并试点以人民币结算。在国家数据跨境传输安全管理制度框架下，允许金融机构 向境外传输日常经营所需的数据。涉及金融数据出境的，监管部门可基于国家安全和审慎原则采取监管 措施，同时保证重要数据和个人信息安全。 ...

Core Insights - The Shenzhen International Financial Expo has introduced a dedicated "Agricultural Finance Theme Zone" to showcase innovative financial services and collaboration models in modern agriculture, emphasizing the integration of digital currency in the agricultural supply chain [1][5] Event Overview - The "New Quality Agricultural Finance Innovation and Investment Conference" will take place on November 19 from 14:00 to 17:30 at Hall 9, Zone F, featuring leaders from the Ministry of Agriculture and Rural Affairs who will discuss major agricultural projects and financing services [3][12] - The conference will include presentations from key stakeholders, including the Agricultural Bank, focusing on the application of digital currency in supply chain finance and agricultural scenarios [3][12] Key Themes and Discussions - The conference aims to explore the integration of agricultural supply chains and financial chains, leveraging central-local cooperation to create a comprehensive service platform for modern agriculture [5][7] - The "Agricultural Digital Finance Plan" will be launched, focusing on building a collaborative innovation mechanism for new quality agricultural digital finance [7] Notable Participants and Contributions - Leaders from national agricultural technology parks and major agricultural enterprises will share experiences and case studies, particularly in five specific agricultural sectors: navel orange, AI seed industry, beef cattle, camellia oil, and traditional Chinese medicine [3][5][13] - The event will also feature a roundtable discussion to analyze typical scenarios and financial service practices in these sectors [13][15] Strategic Importance - The conference aligns with national strategies for enhancing agricultural productivity and digital finance, responding to the ongoing transformation in supply chain finance towards more scenario-based, ecological, and digital approaches [7] - The application of digital currency in agricultural supply chains is highlighted as a significant development, supporting the broader goals of the Guangdong-Hong Kong-Macao Greater Bay Area's market-oriented reforms [5][7]

Group 1 - The core focus of the financial services exhibition is the innovative applications of digital RMB and the international expansion of financial institutions [1][2] - The digital RMB experience area spans nearly 1,000 square meters, featuring a collaborative display from multiple banks, including China Bank and Agricultural Bank, showcasing a variety of digital RMB applications [2][3] - The exhibition highlights the popularity of digital RMB, with various interactive experiences attracting large crowds, including personalized coffee and cultural-themed hardware wallets [2][3] Group 2 - The exhibition also emphasizes cross-border financial services, showcasing China's increasing openness and innovation in the financial sector [4] - China UnionPay presented its international online business development and innovative payment tools, with a global acceptance network extending to 183 countries and regions [4] - China Galaxy Securities shared its experience in expanding into Southeast Asia, highlighting the need for comprehensive financial services to support Chinese enterprises going abroad [4]

Core Viewpoint - The article discusses the implementation of the "Five Major Financial Articles" in Hunan Province aimed at enhancing economic development through financial reforms, particularly focusing on the digital yuan and debt repayment mechanisms [1][2]. Group 1: Digital Yuan Application - Hunan Province is accelerating the exploration of digital yuan applications, particularly in the context of settling inter-enterprise debts, which are overdue receivables between public and private sectors [2][3]. - The government aims to expand mobile payment scenarios and increase the scale of digital yuan usage, indicating a strategic push towards digital currency integration in financial transactions [2][4]. Group 2: Debt Repayment Mechanism - The article highlights the establishment of a debt repayment mechanism to alleviate financial pressure on small and micro enterprises, which is crucial for stimulating their growth and supporting economic restructuring [3]. - The implementation plan includes strengthening repayment measures, seeking policy support for special bonds, and innovating financial tools to broaden repayment funding channels [3]. Group 3: Practical Applications and Innovations - As of June, the number of merchants participating in the digital yuan pilot in Changsha reached 560,000, with over 200 million transactions amounting to more than 46.2 billion yuan [5]. - The successful implementation of digital yuan for salary payments in various provinces, such as Fujian and Chongqing, demonstrates the practical benefits of digital currency in enhancing payment efficiency and ensuring fund security [6][7].

Group 1 - The core report indicates that in 2024, Jiangsu Province had 587,100 contributing units and 16.83 million contributing employees, with total contributions amounting to 324.16 billion yuan, reflecting year-on-year growth of 7.57%, 3.14%, and 6.72% respectively [1] - The number of flexible employment participants in the housing fund system has rapidly increased, with 220,300 individuals contributing a total of 2.43 billion yuan, marking year-on-year growth of 11.84% and 26.89% respectively [1] - A total of 9.02 million contributing employees withdrew 241.14 billion yuan from the housing fund, representing a year-on-year increase of 6.25%, with 11.75% of withdrawals for purchasing or building housing and 57.54% for repaying housing loans [1] Group 2 - Jiangsu has implemented measures to support housing needs, including allowing withdrawals for rent, increasing withdrawal limits and frequency, and promoting direct payment of rent from the housing fund, resulting in 1.84 million individuals withdrawing 19.83 billion yuan for rent, with year-on-year increases of 28.22% and 42.74% respectively [2] - The province has also adjusted housing loan policies, including lowering interest rates, increasing maximum loan amounts, and promoting various loan types to support green buildings and housing upgrades [2] - In 2024, a total of 262,800 personal housing loans were issued, a decrease of 12.66%, while the total amount of personal housing loans reached 177.27 billion yuan, an increase of 9.07%, with 86.37% of loans for first-time home purchases [2] - The application of digital renminbi in the housing fund sector has been steadily advanced, with over 80 billion yuan settled using digital renminbi across various cities in Jiangsu [2]