在金融世界里，有一个有趣的现象：同样是"金子"，金条被视为标准的避险资产，而金首饰、金工艺品 却并不具备同样的属性。有人会说："金条和金首饰，不都是保值的吗？"其实，这里面有很大的差别。 一、避险资产的核心标准：标准化、流动性、可计量 避险资产的第一要义，不是它有多"好看"，而是它能否快速、透明、公允地进行价值交换。 所以，金条=标准化资产；金首饰=消费品。两者的属性，一开始就不一样。 真正的投资逻辑是：低买高卖，有一个统一的定价标准。而首饰和工艺品没有这个条件，它们更像是一 种"消费品"，只是在材料上用了黄金。 二、市场流通的差别：买入容易，卖出难 你去金店买金首饰很容易，但如果要回收，就会发现现实很扎心。 金条之所以能成为避险工具，就在于它的规格统一，成色可控，几乎没有人为溢价。比如常见 的"9999纯金金条"，全球认可，哪里都能换现。 金首饰和工艺品则不同，它们附带了工艺溢价、设计溢价、人力成本，价值不完全等于金子的本 身含量。哪怕你买了一条五万元的金项链，真正含金价值可能只有三万，剩下的两万都是工艺 费、品牌费。 首饰卖回去，大多数商家只认"金子重量"，还要扣除损耗、折旧、工费。你买来时5万，卖回去可 ...

Societal Perspectives on Child-rearing - Traditional Chinese families often view raising children as an investment for old age, which can be a source of unhappiness for children [1] - Many parents raise children for personal reasons such as continuing the family line or fulfilling their own dreams, without considering the child's desires [1] - The author argues that most Chinese parents are selfish, expecting a return on their investment in their children rather than prioritizing the child's well-being [1] - The author suggests that if raising children is approached as a consumption rather than an investment, children can be born into a less pressured environment, fostering love and genuine connection [1] Economic Analysis of Child-rearing - The author calculates the costs and returns of raising children to argue that it is not a profitable investment in the current socio-economic climate [1] - The author advocates for a shift in mindset towards viewing children as a "consumer product" rather than an investment [1] Alternative Perspectives on Child-rearing - The author disagrees with the DINK (Dual Income No Kids) lifestyle and supports Elon Musk's view that those who are capable should have more children [1] - The author believes that having the right mindset towards children allows them to develop their own ideas and ensures fairness [1]

00 后视角闲扯，如何看待生育问题？——孩子是一种消费品上次聊房子，我抛出个暴论：没生育和买房需求，正常打工的钱咋都够花，买房就是伪需求。评论区炸了，有人说：“房子、生育都是伪需求，人类还繁衍吗？” 伪需求这词不精准，孩子准确的定位是——消费品最早在猫笔刀公众号看到对孩子的这个定义，惊为天人：“新生儿数量减少不像房价的下跌那么直观紧迫……孩子在现代家庭中的角色其实是消费品，孩子数量减少本质上就是家庭消费收缩。”为什么孩子成消费品了呢？这恐怕又是新老观念的冲突。老一辈的 “传宗接代” 观念到 00 后这里早已相对薄弱。宗族和家族的结构逐渐解体，正常情况下普通人也没啥家业要继承，个体更关注自身的生活，而非家族整体的传承，所以生育的责任感约等于零加之各种红利消退——人口是一种红利，增长放缓了红利消退；科技进步是一种红利，互联网乃至区块链行业的红利都在退潮——个体生存压力骤增。顾好自己都难的情况下，一个三口之家的孩子要承担四位老人 + 两位中老年人的赡养义务。这种情况下，如果还生一个孩子，对普通人来说压力可想而知拿 “养儿防老” 的保险投资逻辑来说呢？很显然，这并不是一种多么理想的投资。计算了下在上海养孩子到大学毕业 ...

Core Insights - The article discusses the recent developments of Lexiang Technology, including its funding rounds and product direction in the field of household robotics [1][2][3][4]. Funding and Investment - Lexiang Technology completed a significant angel round financing of nearly 300 million yuan within three months, with participation from notable investors such as IDG, Sequoia, and Monolith [2][3]. - The latest financing round was led by Jinqiu Fund, with continued investments from existing shareholders [2]. Product Development and Market Position - The company announced its focus on developing small, general-purpose embodied intelligent robots for household use, aiming to make advanced technology accessible to everyday consumers [4][5]. - Lexiang's first products include the Z-Bot, a 50 cm tall indoor robot, and the W-Bot, designed for outdoor use, both embodying human-like characteristics [12][27]. Market Challenges and Opportunities - The field of embodied intelligence is still in its early stages, with many companies facing challenges in product commercialization and market clarity [6][7]. - Despite the challenges, there is a growing demand for household robots, particularly for caregiving and security applications, which Lexiang aims to address [16][18]. Technological Innovation - The integration of advanced AI models is expected to enhance the robots' capabilities, allowing them to learn and adapt to user interactions, thus providing a more personalized experience [19][20][27]. - Lexiang's approach emphasizes emotional engagement and user-defined functionalities, distinguishing it from competitors focused on humanoid robots [24][25]. Future Vision - The company plans to launch its first product by the end of 2025, with a focus on rapid iteration and adaptation based on user feedback [28].