#多家银行奖励提升资产# 【多家银行发起"资产提升活动"，你有银行资产提升计划吗？】1月7日，江 苏银行发布公告称，今年前三月月均资产较上年末提升相应金额，即可获得相关奖励。除江苏银行之 外，近期已有农业银行、建设银行、南京银行等多家银行陆续下场，发起最新一轮金融资产提升活动。 你有银行资产提升计划吗？（每日经济新闻，泽塔） ...

Core Viewpoint - Link REIT demonstrates resilience in its interim performance for the six months ending September 30, 2025, despite facing significant macroeconomic challenges and a complex market environment [1][2]. Financial Performance - Total revenue and property net income decreased by 1.8% and 3.4% year-on-year, reaching HKD 70.23 billion and HKD 51.78 billion, respectively, primarily due to negative rental adjustments in Hong Kong and mainland China [8]. - The total distributable amount fell by 5.6% year-on-year to HKD 32.83 billion, with the distribution per fund unit down by 5.9% to HKD 1.2688 [8]. - The net debt ratio remained low at 22.5% as of September 30, 2025 [8]. Property Performance - The retail property portfolio maintained a stable occupancy rate of 97.6%, reflecting effective asset management strategies [6][11]. - The rental adjustment rate for renewals was negative 6.4%, with retail sales declining by 2.1% year-on-year [11]. - In mainland China, the retail property portfolio's occupancy rate remained high at 95.9%, despite a negative rental adjustment rate of 16.4% [9]. Regional Insights - Hong Kong's retail sector shows signs of recovery, although the full realization of rental income will take time [11]. - The Australian retail property portfolio saw a rental adjustment rate of 16.3% and an occupancy rate of 98.1%, with tenant sales increasing by 15.3% year-on-year [14]. - Singapore's retail assets maintained strong performance with occupancy rates at 99.8% and a rental adjustment rate of 12.9% [14]. Capital Management - The company benefits from a solid capital base and liquidity, with a slight increase in the debt ratio to 24.1% as of September 30, 2025 [16]. - The total debt amount rose to HKD 55 billion, with fixed-rate debt comprising 65.8% of total debt [16]. - The average borrowing cost decreased from 3.58% to 3.22% [16].