来源：环球网 10月24日，贝壳旗下直营家装品牌圣都整装举行"装修资金存管发布会"，正式上线装修资金存管服务。 这一服务由圣都整装联合中信银行共同推动，在客户、银行与企业三方之间建立起"专款专户、节点解 冻"的资金监管体系，旨在从存管机制出发，重建消费者对家装交易的基本信任。 济南贝壳圣都整装资金存管正式发布启动仪式 客企银三方共建资金存管"安全网" 近年来，家装行业虽发展迅速，但"先付款、再施工"的传统模式存在一定风险。一旦出现施工延期、质 量问题或企业资金管理不规范等情况，消费者往往面临维权困境。为此，济南圣都整装推出资金存管制 度，通过设立第三方监管账户、按施工节点解冻资金、冻结期间利息归消费者所有三大举措，构建起客 户、银行与企业之间的信任桥梁，真正将资金控制权交还消费者。 山东省装饰协会执行会长兼秘书长 杨雯雯 作为金融合作方，中信银行济南分行零售银行部副总经理韩雪强调："中信银行济南分行将依托成熟的 资金清分体系与安全的账户管理技术，使每一笔装修资金按进度结算，清分明细可溯源，结算明细可查 询，让选择圣都的客户能'安心装修、放心筑家'。" 中信银行济南分行零售银行部副总经理 韩雪 济南市商务局消费 ...

Core Viewpoint - The launch of the "funds custody" service by Shenzhen Beike Shendu aims to rebuild consumer trust in home decoration transactions through a three-party regulatory system involving customers, banks, and enterprises [1][5][15] Group 1: Funds Custody Mechanism - The funds custody service ensures that customer renovation payments are frozen in a personal bank account and only released in batches upon customer satisfaction at key project milestones [5][8] - The mechanism operates on the principle of "separation of interest and principal," ensuring that interest accrued during the freezing period belongs to the customer, thus safeguarding consumer rights [5][8] Group 2: Industry Challenges and Solutions - The traditional "pay first, then construct" model in the home decoration industry has led to risks such as fund misappropriation and quality issues, creating a "lose-lose" situation for consumers and enterprises [8][15] - The funds custody model enables a "pay after service" approach, marking a necessary shift from extensive expansion to quality competition in the industry [8][15] Group 3: Impact and Future Developments - The funds custody model has already been implemented in 15 cities, with over 15,000 households and more than 2 billion yuan in funds secured [11][15] - The company plans to enhance its service system and integrate the custody model with digital construction management to ensure transparency and traceability of funds [11][15] - The initiative signifies a transition in the home decoration industry from verbal commitments to institutional guarantees, potentially transforming the industry’s credit ecosystem [15][16]

Core Viewpoint - The home decoration industry is entering a golden development period driven by the demand for "good houses" and "expanding domestic demand to promote consumption," but it faces challenges such as low consumer trust [1][2] Group 1: Industry Developments - The home decoration industry is adopting new measures to enhance consumer trust and satisfaction, with leading companies implementing innovative solutions [1] - A new funding supervision system has been established by Shenzhen Shengdu Decoration, a brand under Beike, in collaboration with CITIC Bank, aiming to rebuild consumer trust in home decoration transactions [1] - The funding supervision service involves a tripartite regulatory system among customers, banks, and companies, where customer funds are frozen in personal bank accounts until key milestones are met [1] Group 2: Financial Mechanism - The mechanism operates on the principle of "separation of interest and principal," ensuring that interest accrued during the freezing period belongs to the customer, thus protecting consumer rights [1] - The initiative reflects a shift from "oral promises" to "institutional guarantees" in the home decoration industry, marking a significant transformation in industry practices [2] - Beike's home decoration business generated a net income of 7.5 billion yuan in the first half of the year, representing a year-on-year growth of 16.5% [2]

Group 1 - JD MALL's second offline store has opened in Beijing, attracting industry attention and raising questions about its impact on the home furnishing ecosystem and traditional channel models [2][4] - The theme of a recent forum focused on the transformative effects of cross-industry forces entering the home furnishing sector, aiming to outline a clear path for high-quality development [4] Group 2 - The National Development and Reform Commission has allocated 69 billion yuan in special bonds to support the consumption of old goods, with over 280 million people applying for subsidies, leading to significant retail growth in various sectors [6][10] - The retail sales of home appliances and furniture have seen year-on-year growth rates of 30.7%, 25.4%, 24.1%, and 22.9% respectively, contributing to a 5% increase in total retail sales of consumer goods [6][10] Group 3 - The chairman of Fusenmei has been detained for suspected violations, with the vice chairman temporarily taking over responsibilities to ensure stable governance [6][9] - Hanhai Group has initiated its IPO process, issuing 10.8 million shares at a price of 15.43 yuan per share, aiming to raise 617 million yuan for key projects [10][12] Group 4 - The New Haoxuan brand is redefining the door and window industry by evolving from product competition to ecological collaboration, as evidenced by its recent product launch event [12][14] - New Standard Doors has achieved significant market presence through innovative advertising and product development, reflecting its strategic positioning in a competitive market [14][16] Group 5 - The global ceramic tile market is facing challenges, yet the Chinese brand Dajiao Lu is emerging as a leader through strategic upgrades and technological innovations [16][17] - Dajiao Lu is positioning itself as a pioneer in the ultra-wear-resistant tile segment, aiming to reshape the global market landscape [17] Group 6 - The home decoration industry is transitioning from chaotic growth to a more regulated and transparent phase, addressing past issues related to fund management and consumer trust [19][21] - The introduction of third-party supervision and technological advancements is facilitating this shift towards a more standardized industry [21] Group 7 - Rabbit Baby has been recognized as the top seller in the decorative board industry in China, achieving significant sales growth and consumer trust [22][24] - The implementation of the "Furniture Quality Traceability System" aims to address quality issues and enhance consumer protection in the furniture market [24]