Core Points - The People's Bank of China and the State Administration of Foreign Exchange issued a notice to enhance financial services for epidemic prevention and economic development, focusing on foreign trade and foreign investment support [1][2] Group 1: Foreign Trade Support Measures - The notice expands the facilitation policy for quality enterprises nationwide, aiming to include more small and medium-sized foreign trade enterprises, enabling "instant application and minute processing" for foreign exchange settlements [1] - The policy highlights support for small and medium-sized enterprises (SMEs) and aims to reduce settlement costs while promoting export growth through diversified settlement channels [1][2] Group 2: Cross-Border Financing Facilitation - The notice supports qualified high-tech and "specialized, refined, distinctive, and innovative" SMEs in conducting external debt facilitation quota pilot programs and allows multiple external debts to share one account [2] - It also facilitates online registration for external debts and aims to lower financing costs for foreign trade enterprises, enabling them to leverage both domestic and international markets [2] Group 3: Exchange Rate Risk Management - The notice emphasizes the importance of exchange rate risk management services for enterprises, particularly for SMEs that may lack expertise in this area [2][3] - It encourages banks to collaborate with government and enterprises to reduce costs associated with derivative transactions, benefiting over 13,000 SMEs through reduced transaction fees [3] Group 4: Export Credit Insurance - The notice aims to enhance the role of export credit insurance in providing financial services to SMEs, improving claims efficiency [3][4] - A pilot program for "export credit insurance policy financing" has been launched in several regions, facilitating better data sharing and risk management between banks and enterprises [4]

近年来，国家外汇管理局跨境金融服务平台功能不断丰富，不仅便利了企业的结算、融资，也为银行跨 境金融高效服务实体经济、有效防控风险提供了数字化工具。下阶段，农行上海市分行将持续运用跨境 金融服务平台相关应用场景，扩大服务客群，不断优化业务流程，为更多企业提供便捷、高效、优质的 跨境金融体验，更好服务上海外向型经济的高质量发展。（邓侃） 转自：新华财经 在业务办理过程中，通过跨境金融服务平台的小微信保易保单融资场景，银行查验了企业保单、报关单 等单据信息，更全面地了解企业的经营状况和贸易背景，实现企业、银行、信保三方信息的实时交互与 共享，大大提高了业务审核的效率和准确性。 为进一步助力解决中小微企业融资难的问题，近日，国家外汇管理局对跨境金融服务平台出口信保保单 融资应用场景进行升级，新增了小微信保易保单融资功能、丰富了综合险应用模式，切实扩大了保单融 资场景可支持险种，进一步强化了对小微企业的融资支持。农行上海市分行在国家外汇管理局上海市分 局的指导下，银、保、企多方协作，成功落地上海地区小微信保易保单融资场景的首单应用。 此次参与场景应用的是一家小微企业，主要从事灯具的对外出口，在拓展海外市场过程中，需要周 ...

Core Viewpoint - The Bank of China Shanghai Branch has made significant advancements in offshore international trade business background verification, enhancing efficiency and convenience in cross-border trade operations [1][2] Group 1: Business Innovations - The Bank of China Shanghai Branch has implemented an online cross-border financial service platform that reduces the verification process from 1-2 working days to under 30 minutes [1] - The platform addresses industry pain points such as document traceability and slow bank verification, utilizing technology and data to improve foreign exchange compliance management [1][2] Group 2: Strategic Initiatives - The bank has established a trusted data-sharing mechanism among enterprises, banks, and regulatory authorities to ensure the authenticity of verification results [2] - The transition from traditional paper document review to an online contactless process has significantly enhanced review efficiency [2] - The upgraded risk control system employs intelligent comparison of order flow, cargo flow, and capital flow to accurately identify risks associated with fictitious trade backgrounds [2] Group 3: Future Outlook - The Bank of China Shanghai Branch aims to continue enhancing its cross-border financial services, focusing on innovative applications of the financial service platform to improve customer experience [2] - The bank is committed to contributing to the competitiveness and influence of the Shanghai International Financial Center and promoting high-quality economic development and openness [2]

Core Viewpoint - The Heilongjiang Province's cross-border financial service platform has introduced a new application scenario, "Enterprise Exchange Rate Risk Management Service," aimed at enhancing financial support for the province's real economy [1][2]. Group 1: New Application Scenario - The "Enterprise Exchange Rate Risk Management Service" scenario is designed to assist banks in evaluating enterprise operational risks and foreign exchange derivative trading risks, thereby helping enterprises lower the trading threshold for foreign exchange derivatives [2]. - This new service allows banks to access information on enterprises' foreign exchange transactions and derivative contracts, which serves as a reference for determining the scale of foreign exchange derivative trading [2]. Group 2: Implementation and Support - The provincial foreign exchange bureau has meticulously planned the pilot work for the new scenario, selecting banks with strong risk control capabilities and responsiveness to enterprise needs for participation [4]. - Preparatory work included promoting the service, conducting training for bank staff, and issuing operational manuals to ensure smooth implementation of the new service [4]. - As of now, the cross-border financial service platform has successfully launched seven application scenarios in Heilongjiang, facilitating nearly $1.7 billion in online financing credit for small and micro enterprises [4].

Group 1 - The private economy in Weihai accounts for over 95% of all market entities, playing a significant role in stable growth, innovation promotion, job creation, and improving people's livelihoods [1] - The Weihai branch of the State Administration of Foreign Exchange (SAFE) has implemented a more convenient, open, and secure foreign exchange management system to support the development needs of foreign-related private enterprises [1] - Since 2024, SAFE Weihai has assisted 221 enterprises in achieving cross-border settlements totaling $4.231 billion with expedited processing times [1] Group 2 - SAFE Weihai has increased the openness of capital projects, utilizing pilot policies to support foreign-related private enterprises in leveraging overseas funds for production and investment [2] - The branch has facilitated the first bank-managed foreign debt registration for a local pharmaceutical company, demonstrating its commitment to enhancing financial services [2] - In 2024, SAFE Weihai has guided banks to process 1,362 financing transactions worth $730 million for 51 private enterprises through a cross-border financial service platform [2] Group 3 - The Weihai International Economic and Technical Cooperation Co., Ltd. has faced increased risks from exchange rate fluctuations in cross-border payments [3] - The Shanghai Pudong Development Bank Weihai branch has tailored foreign exchange risk management solutions for enterprises, helping them lock in exchange rate risks [3] - SAFE Weihai has established a "Rumaohuiqi Service Team" to provide customized risk management services, successfully assisting 1,368 enterprises with specialized hedging plans [3]