监管 01 国常会：部署实施个人消费贷款贴息政策与服务业经营主体贷款贴息政策 7月31日讯，据央视新闻，李强主持召开国务院常务会议，部署实施个人消费贷款贴息政策与服务业经营主体贷款 贴息政策。 04 廊坊银行被罚195.7万元 7月31日讯，中国人民银行河北省分行公布的行政处罚信息显示，廊坊银行因"违反金融统计管理规定；违反账户 管理规定；违反金融科技管理规定；占压财政存款或资金；未按规定履行客户身份识别义务；未按规定报送大额 交易报告或者可疑交易报告；违反信用信息采集、提供、查询相关管理规定"，被监管警告，罚款195.7万元。 05 02 央行：截至6月末，全国共有小额贷款公司4974家 7月31日讯，央行发布2025年二季度小额贷款公司统计数据报告，截至2025年6月末，全国共有小额贷款公司4974 家。贷款余额7361亿元，上半年减少187亿元。 银行 03 徽商银行董事长离任 7月31日讯，徽商银行（3698.HK）公告称，因工作调动，该行董事长严琛于2025年7月30日辞任该行董事长、执 行董事等一系列职务，其辞任自即日起生效。 青岛银行发布2025年半年度业绩快报 7月31日，青岛银行（00294 ...

格隆汇8月1日丨中国金融投资管理(00605.HK)宣布，于2025年8月1日，公司附属深圳领达小贷(作为贷 款人)与客户EZ(作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本金金额为人民币 1900万元的贷款，期限为一年。 ...

中国金融投资管理(00605)发布公告，于2025年8月1日，公司控制的全资附属公司深圳领达小贷(作为贷 款人)与客户EZ(作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本金金额为人民币 1900万元的贷款，期限为一年。 ...

智通财经APP讯，中国金融投资管理(00605)发布公告，于2025年8月1日，公司控制的全资附属公司深圳 领达小贷(作为贷款人)与客户EZ(作为借款人)订立贷款协议，据此，深圳领达小贷同意向借款人授出本 金金额为人民币1900万元的贷款，期限为一年。 ...

Core Insights - The People's Bank of China released the statistics for small loan companies for the second quarter of 2025, indicating a decline in both the number of companies and the loan balance [1] Group 1: Company Statistics - As of the end of June 2025, there are a total of 4,974 small loan companies in China [1] - The number of small loan companies decreased by 283 compared to the end of 2024 [1] Group 2: Loan Balance - The total loan balance for small loan companies is 736.1 billion yuan, which represents a reduction of 18.7 billion yuan in the first half of 2025 [1]

（文章来源：第一财经） 央行发布2025年二季度小额贷款公司统计数据报告，截至2025年6月末，全国共有小额贷款公司4974 家。贷款余额7361亿元，上半年减少187亿元。 ...

央行：截至2025年6月末，全国共有小额贷款公司4974家。贷款余额7361亿元，上半年减少187亿元。 ...

处 雷达财经 文|冯秀语 编|李亦辉 7月30日，上交所公布关于对熊猫金控股份有限公司及相关责任人予 以监管警示的决定，决定书显示，*ST熊猫（证券代码：600599）因2024年度业绩预告 与实际年报存在较大差异，公司及时任董事长兼董事会秘书刘玉铭、时任总经理王正被上海证券交易所予以监管警示，公司需在1个月内提交整改报告。 天眼查资料显示，*ST熊猫成立于1999年12月12日，注册资本16600万人民币，法定代表人刘玉铭，注册地址为湖南省浏阳市金沙北路589号。主营业务为烟 花销售、互联网金融借贷平台、发放小额贷款。 目前，公司董事长为刘玉铭，董秘为刘玉铭（代），员工人数为140人，实际控制人为赵伟平。 公司参股公司14家，包括熊猫资本管理有限公司、西藏熊猫小额贷款有限公司、熊猫财务顾问管理有限公司、江西熊猫烟花有限公司、上栗县熊猫烟花有限 公司等。 在业绩方面，公司2022年至2024年营业收入分别为3.29亿元、2.28亿元和3.24亿元，同比分别增长13.86%、-30.66%和41.82%。归母净利润分别为9036.39万 元、-2.12亿元和-4.74亿元，归母净利润同比增长分别为25.56%、 ...

Group 1 - The core business of *ST Panda is heavily reliant on fireworks products, which account for 99.99% of its revenue, while the small loan segment contributes only 0.01% [1] - On July 30, 2025, the Shanghai Stock Exchange criticized *ST Panda and its responsible individuals for discrepancies between the company's performance forecasts and actual results, which could significantly impact stock prices and investor decisions [3] - The company failed to timely disclose corrections to its performance announcements, violating multiple provisions of the Shanghai Stock Exchange's listing rules [3] Group 2 - The disciplinary actions taken against *ST Panda include a public reprimand for the then Chairman and acting General Manager Xu Jinhwan, the then Chief Financial Officer Huang Yuhan, and the then Board Secretary Luo Chunyan [3]

Financial News - As of June 30, 2025, the total market capitalization of listed companies in Dongguan reached 497.16 billion yuan, ranking 4th in Guangdong Province (excluding Shenzhen) and accounting for 8.67% of the total market capitalization of listed companies in the province [1][2] - The number of A-share listed companies in Dongguan is 63, which ranks 2nd in Guangdong Province (excluding Shenzhen) and maintains the top position among prefecture-level cities in the province, representing 13.70% of the total number of listed companies in the region [1][2] Company Dynamics - Dongguan Holdings plans to publicly transfer 20% of its stake in Dongguan Songshan Lake Microfinance Co., Ltd. with a base price of 48.12 million yuan, aiming to optimize its asset structure [3] - Jinlong Co., Ltd. intends to acquire a total of 29.3151% of shares in Shenzhen Benmao Technology Co., Ltd., which focuses on intelligent computing centers and computing power services, to enhance its revenue and profitability [4] - Green通科技's Green通产业基金 has completed a strategic investment of 15 million yuan in Shenzhen Hengqu Electric Co., Ltd., acquiring a 2.1866% stake, marking a significant move in the high-end manufacturing sector [5] - Ding Tai High-tech's wholly-owned subsidiary has established Guangdong Ding Tai Zhongke Robot Co., Ltd. with a registered capital of 5 million yuan, aiming to enhance its R&D and manufacturing capabilities in the field of embodied robots [6][7] - Qiaofeng Intelligent has invested 500,000 euros to establish a wholly-owned subsidiary in Germany, named JIRFINE Germany GmbH, focusing on the development and manufacturing of automation equipment [8] - Saiwei Microelectronics' second-largest shareholder plans to transfer up to 18% of its shares through an agreement, with the transfer period set from July 30, 2025, to January 29, 2026 [9] - Optoelectronics has announced the termination of certain fundraising projects, reallocating remaining funds to supplement working capital [10]