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通胀数据喜忧参半 英国央行仍需等待更多证据
Jin Tou Wang· 2025-09-24 03:55
从日线图看,英镑兑美元正贴近布林带(26,2)中轨运行,布林中轨约1.3510,与现价1.3516几乎重合,技 术上构成"均值磁力位"。上轨与下轨基本水平且带宽温和,暗示近期属于盘整市场,波动率处于中性偏 收缩阶段。价格自低点1.3140启动的反弹在9月上旬并未形成持续趋势,期间在1.3594附近遇阻,随后冲 高至1.3726后回落,前高1.3788未被改写,形态上呈现"高位逐步下移"的轻度下降楔形/箱体上沿压制特 征。 核心通胀率也符合预期,为3.6%,服务业通胀率则从7月份的5.0%降至4.7%。Raja说:"好消息是,8月 份的通胀数据修正了我们[在7月份]看到的一些意外上行。"他说,坏消息是,通胀在见顶前还有一段路 要走。8月份达到5.1%的食品通胀继续走高。他补充说,英国央行可能希望等待积累更多证据,然后再 放松限制性政策。 周三(9月24日)亚盘早盘,英镑兑美元暂报1.3504,跌幅0.14%,昨日收盘报1.3523。德意志银行的 SanjayRaja在一份报告中称,英国通胀数据对市场而言是个积极因素,8月份总体通胀率维持在3.8%。 ...
贷款利息已创新低!中国LPR却按兵不动,真相竟是银行扛不住?
Sou Hu Cai Jing· 2025-09-24 03:51
咱老百姓平时买房、做生意,可都离不开贷款啊。 还预计 2025 年底前还将降息两次共 50 个基点,2026 年和 2027 年每年可能再各降息 25 个基点。 这一下子就为全球市场提供了更宽松的流动性环境,中美利差压力和人民币汇率压力也有所减轻。 按说咱中国的货币政策调整空间更大了呀,可 LPR却按兵不动。 其实LPR 不动是有原因的。 首先就是银行息差方面的约束。 2025 年二季度末商业银行净息差已经降到了 1.42%,比去年四季度末下降了 10 个基点。 近期贷款利息创下新低了,但是中国的 LPR 却一直按兵不动。 2025 年 5 月的时候,1 年期和 5 年期以上的 LPR 各下降了 10 个基点。 到 9 月 22 日,这两个期限的 LPR 就一直维持在 3.0% 和 3.5%,连续四个月都没变化。 这可让不少人感到意外,尤其是在美联储降息之后,很多人都觉得咱中国的 LPR 也会跟着降呢。 美联储在 9 月 18 日开启了 2024 年 12 月以来的首次降息。 银行的利润空间就这么大,要是 LPR 下降过快,银行息差进一步收窄,那银行的日子可就不好过了,也会影响到它们服务实体经济的持续性。 以 ...
河北中行:金融服务助力蔬菜种植“棚”勃发展
Zhong Guo Xin Wen Wang· 2025-09-24 03:51
Core Insights - The article highlights the efforts of China Bank's Chengde branch in promoting agricultural development through financial support for farmers in Weichang County, Hebei Province, particularly focusing on the cultivation of off-season tomatoes in greenhouses [1][2] Group 1: Agricultural Development Initiatives - The local farmers, traditionally reliant on crops like corn and potatoes, are shifting towards off-season tomato cultivation to stabilize their income against market fluctuations and weather impacts [1] - China Bank's Chengde branch has introduced a "Tomato Planting Loan" with a three-year repayment plan, easing the financial burden on farmers during the initial stages of greenhouse construction [2] Group 2: Financial Support and Cost Reduction - As of the end of August, China Bank's Chengde branch has disbursed over 200 million yuan in "Tomato Planting Loans," with over 80% of the loans going to renewing farmers and planting cooperatives [2] - The bank has facilitated collective procurement of agricultural materials at the village level, further reducing the costs associated with greenhouse construction and planting [2] Group 3: Integrated Service Model - The bank has implemented an integrated service model by bringing mobile banking services directly to the villages, allowing farmers to open accounts and activate mobile banking on-site [2]
港股止跌企稳,内银行、工商、公用、科技等紧随其后,内房地逆势小跌
Ge Long Hui· 2025-09-24 03:48
早盘港股迎来反转,恒生指数高开高走后震荡上行,截至收盘上涨0.37%。其中内石油涨幅居前,内银 行、工商、公用、科技等紧随其后,内房地逆势小跌。 内房地深V反转,截至目前已回到中轴上方,小涨0.12%。不可能个股涨跌互现,其中建发国际、中国 海外、越秀地产等股小幅上涨;万物云、贝壳、碧桂园服务等股小幅下跌。 内容只是个人观点,仅供参考,不作为投资依据!欢迎关注交流,互相学习、共同探讨! 内石油开盘后直线拉升,截至目前上涨1.56%。其中中海油服大涨1.95%,中国海油上涨1.96%,中国石 油、中国石化、中石炼化等股涨幅均在1%上方。 内银行止跌企稳,早盘低开高走,截至目前上涨0.89%。其中重庆农村商业银行大涨2.85%,邮储银 行、民生银行、交通银行、工商银行、中信银行等股多股涨幅均在1%上方。 ...
恒生指数四连跌,内房地、科技持续跳水,内银行止跌企稳
Ge Long Hui· 2025-09-24 03:48
内银行深V反转后全天维持在中轴上方窄幅盘整,截至收盘小涨0.38%。其中重庆农村商业银行大涨 2.94%,民生银行、交通银行、工商银行、建设银行等股均小幅收涨。 内容只是个人观点,仅供参考,不作为投资依据!欢迎关注交流,互相学习、共同探讨! 内房地开盘后直线跳水,苏后全天维持在低位弱势盘整,截至收盘下跌2.2%。其中龙湖集团大跌 3.78%,贝壳下跌3.08%,建发国际集团下跌2.88%,碧桂园服务下跌2.67%,华润置地、九龙仓集团、 中国海外发展等多股跌幅均在1%上方。 恒生科技探底回升,盘整一度大跌2.94%,截至收盘下跌1.45%。其中蔚来下跌5.95%,百度集团下跌 5.38%,京东集团下跌4.4%,金蝶国际、比亚迪电子等多股跌幅均在3%上方。 恒生指数低开低走后全天维持在低位盘整,截至收盘下跌0.7%。其中内房地跌幅居前,恒生科技、工 商、国指ESG等紧随其后;内银行、公用、金融等逆势收涨。 ...
午评:创业板指半日涨1.76%,存储芯片、半导体设备板块全线爆发
Xin Lang Cai Jing· 2025-09-24 03:32
三大指数早盘集体上涨,截至午盘,上证指数涨0.63%,深成指涨1.11%,创业板指涨1.76%,北证50涨 1.25%。沪深京三市半日成交额14203亿元,较上日缩量2933亿元。全市场超4000只个股上涨。板块题 材方面,半导体、光刻机、房地产、培育钻石、游戏、储能板块涨幅居前;旅游及酒店、贵金属、煤炭 开采加工、银行、机场航运板块表现落后。盘面上,半导体设备、光刻机概念股集体大涨,江丰电子、 通富微电、张江高科多股涨停,华海清科、京仪装备、盛美上海等股大涨超10%。房地产板块盘中异 动,渝开发、上海临港、市北高新等股封板涨停。光伏设备、储能板块震荡走高,通润装备封板,阳光 电源创历史新高。此外,游戏、油气开采、培育钻石概念股均有所异动。另一方面,旅游及酒店板块延 续调整,云南旅游盘中跌停,西域旅游大跌10%。银行板块冲高回落,浦发银行、农业银行、建设银行 多股下挫。 ...
在生态底色上书写创富新篇 兴业银行以金色动能赋能绿色发展
Jin Rong Shi Bao· 2025-09-24 03:32
"以前推开窗是灰蒙蒙的矿场,现在睁开眼就是满山竹海。"在浙江安吉余村,村民们指着门前苍翠的青 山感慨道。如今,曾经的"石头村"已成为年迎百万游客的"网红村"。这一转型的背后,离不开金融活水 的精准滴灌。 作为绿色金融的"先行者",近年来,兴业银行(601166)的创新服务为当地加快绿色转型提供了诸多鲜 活案例和生动注解。 从"卖石头"到"卖风景" 位于浙江省湖州市安吉县天荒坪镇的余村,因天目山余脉余岭而得名。这里原本是一座默默无闻的小山 村,没有壮丽山河,也没有名胜古迹,却因践行"绿水青山就是金山银山"的生动实践而远近闻名。 从"卖石头"到"卖风景",这条生态文明之路,余村走得很扎实。 "上世纪90年代,为了解决温饱,当地的村民靠山吃山,炸山开矿、办水泥厂,一跃成为全县有名的富 裕村,集体经济收入最高时接近300万元。"沿着余村绿道一路前行,工作人员对《金融时报》记者 说,"然而,随着村里的'石头经济'风生水起,村民腰包鼓了,山却变成了'秃头山',水变成了'酱油 汤'。" 余村渐渐意识到,靠"卖石头"不是长久之计,于是陆续关停了矿山和水泥厂。在"两山"理念指引下,余 村开始建设乡村度假区、发展生态旅游,经过二 ...
2024年海合会商业银行总资产达3.5万亿美元,同比增长10%
Shang Wu Bu Wang Zhan· 2025-09-24 03:32
阿通社9月22日消息,海湾阿拉伯国家合作委员会(海合会)统计中心最新数据显示,截至2024年底, 海合会成员国商业银行总资产同比增长10%,达到约3.5万亿美元。数据显示,截至2024年底,海合会 成员国商业银行存款总额约为2.1万亿美元,同比增长9.6%;同期发放贷款总额约2.1万亿美元,同比增 长9.9%。其中,私营部门贷款占海合会整体贷款总额的约80.7%。2020年至2024年间,不良贷款率呈下 降趋势,但各国之间差异明显。过去四年,海合会成员国商业银行净利润显著增长,已超过新冠疫情前 的水平。 ...
程强:金银价格再创新高
Sou Hu Cai Jing· 2025-09-24 03:28
Market Overview - The A-share market experienced a slight decline with a V-shaped trend, while the bond market corrected and precious metals continued to rise to new highs [1] Market Analysis Stock Market - The A-share market showed a "divergent fluctuation, tail-end repair" characteristic, with the Shanghai Composite Index and Shenzhen Component Index closing down by 0.18% and 0.29% respectively, while the ChiNext Index rose by 0.21% [2] - The market saw a total trading volume of 2.52 trillion yuan, indicating a significant increase in trading activity [2] - The technology sector remained a focal point, with semiconductor equipment and banking sectors leading gains, while tourism and consumer services faced significant adjustments [2] - The afternoon rebound was driven by technology stocks, particularly in sectors like photolithography machines and storage chips, reflecting investor confidence in the technology direction [2] Bond Market - The bond market experienced a collective adjustment, with long-term bonds showing greater weakness; the 30-year Treasury futures contract fell by 0.67%, reaching a new low since April [6] - The yield on the 10-year Treasury rose by 1.05 basis points to 1.7980%, while the 30-year yield increased by 1.6 basis points to 2.0990% [7] - The overall funding environment remained tight, with the central bank conducting a 276.1 billion yuan reverse repurchase operation, leading to a net withdrawal of 10.9 billion yuan [7] Commodity Market - Precious metals, particularly gold and silver, reached new historical highs, with gold prices rising by 1.99% and silver by 1.78% [8] - The overall commodity market saw a decline, with the South China Commodity Index dropping by 1.09%, while agricultural and energy products performed poorly [8] - The long-term trend for precious metals is expected to remain upward due to support from U.S. Federal Reserve monetary policy expectations and geopolitical risks [8] Trading Hotspots Recent Hot Products - Gold: Supported by central bank purchases and Fed rate cuts [12] - Artificial Intelligence: Accelerated capital expenditure by global tech giants [12] - Domestic Chips: Significant potential for domestic substitution due to technological breakthroughs [12] - Robotics: Accelerating industrialization trends [12] - Consumer Goods: Benefiting from RMB appreciation and market style shifts [12] Core Thoughts Summary - The market is expected to experience short-term fluctuations, with a potential shift from "technology-led" to "balanced allocation" [13] - The technology sector's strong logic sub-sectors are anticipated to perform well, while dividend stocks will also highlight their allocation value [13] - In the commodity sector, precious metals and non-ferrous metals are likely to see smoother price increases due to global liquidity [13]
上海银行将在10月5日至7日进行核心业务系统升级
Jin Tou Wang· 2025-09-24 03:20
Core Points - Shanghai Bank (601229) announced a core business system upgrade scheduled from October 5, 2025, 22:45 to October 7, 2025, 22:45, aiming to enhance financial services [1] - During the upgrade, various channels and services will be temporarily suspended, including all branch operations, self-service devices, personal and corporate online banking, and mobile banking apps [1][2] - Certain services will remain operational, such as emergency loss reporting via telephone banking and credit card transactions through third-party payment channels [2] Service Suspension Details - All branches will cease operations, and multiple online and mobile banking services will be unavailable from October 5, 22:45 until October 7, 22:45 [1][4] - Payment settlement, loans, and wealth management services for both personal and corporate accounts will be suspended during the upgrade [1] - Utility bill payments and batch payment services will also be paused, with delayed processing for transactions due during the upgrade period [1] Services Available During Upgrade - Emergency loss reporting for bank cards will be available via telephone banking [2] - Credit card transactions can still be processed through UnionPay, Alipay, WeChat, and other third-party platforms [2] - Certain deposit products will continue to be processed as scheduled, although related queries and notifications will be delayed until the system is restored [2] Additional Information - A grace period until October 8 will be provided for loan repayments due during the upgrade, ensuring that payments made within this period will not be considered overdue [1] - Customers are advised to make necessary financial arrangements in advance due to the service interruptions [2]