《通知》指出，针对某一领域、地区的突出问题，金融监管总局及各派出机构可以依法部署专项检查 (包括现场检查或其他检查)。经评估确需部署专项检查的，要严格控制专项检查的范围、内容和时限 等，避免"一人生病，大家吃药"的全覆盖、无差别检查。 《通知》强调，要坚持过罚相当原则，综合运用监管约谈、警示告诫、情况通报、限期整改、行政处罚 等多种方式，对行政检查发现的问题进行分类处理、综合施策。鼓励对有关问题更多采用柔性执法方 式，实现以查促改、以查促治。 《通知》明确，根据国务院行政执法监督机构统一要求，金融监管总局官网将设置"涉企行政检查"专 栏，依法公示行政检查主体、行政检查事项和依据、行政检查频次上限、行政检查标准、专项检查计 划，接受社会监督。 5月16日，金融监管总局发布《关于规范总局系统行政检查工作的通知》，要求进一步控制行政检查"频 度"、突出行政检查"精度"、把握行政检查"力度"，坚决遏制乱检查，切实减轻金融机构负担。 具体来看，《通知》明确，金融监管总局及各派出机构将进一步严格行政检查的立项和审批程序，加强 检查统筹，一年内对同一机构进场检查的次数原则上不超过两次。根据信访举报投诉、转办交办、数据 监测 ...

《通知》的发布是规范金融监管总局系统行政检查的重要举措，有利于进一步规范执法行为、提升检查 质效，统筹推进防风险、强监管、促发展三大重点任务。下一步，金融监管总局将指导全系统持续落实 好有关减轻企业负担的各项任务要求，助力金融高质量发展。 《通知》主要内容包括：一是控制行政检查"频度"。金融监管总局及各派出机构将进一步严格行政检查 的立项和审批程序，加强检查统筹，一年内对同一机构进场检查的次数原则上不超过两次。根据信访举 报投诉、转办交办、数据监测等线索确需开展检查的，可以不受频次上限限制。二是突出行政检查"精 度"。坚持风险导向，在行政检查工作中落实差异化监管，综合考虑监管评级等多方面因素，科学确定 检查对象，开展分级分类检查。三是把握行政检查"力度"。坚持过罚相当原则，综合运用监管约谈、警 示告诫、情况通报、限期整改、行政处罚等多种方式，对行政检查发现的问题进行分类处理、综合施 策。鼓励对有关问题更多采用柔性执法方式，实现以查促改、以查促治。 为贯彻落实《国务院办公厅关于严格规范涉企行政检查的意见》（国办发〔2024〕54号），坚决遏制乱 检查，切实减轻金融机构负担，金融监管总局近日印发《关于规范总局系统 ...

机构数据显示：自1月以来，美国证券交易委员会负责处理法律事务、投资管理以及交易和市场的办公 室，全职员工人数减少了15%-19%。自美国证券交易委员会芝加哥和丹佛办公室的员工人数下降了近 20%。 ...

一是深化制度机制建设，夯实保障金融权益的规则基础。付万军介绍，金融监管总局正结合当前新形 势、新任务、新要求，研究制定金融消保领域的框架性文件，促进共建金融消保制度体系，在金融业务 各领域、金融监管各条线，体现消保情怀。面对金融消费投诉处理工作的形势变化，金融监管总局加快 修订投诉处理管理办法，进一步压实金融机构主体责任，优化投诉处理程序，力争及时高效解决金融消 费者的烦心事、期盼事。与此同时，金融监管总局不断完善金融消费者权益保护监管评价机制，引导机 构充分认识消费者保护与自身经营发展的共生逻辑，将消保理念有机嵌入产品研发、业务流程、营销宣 传、内部考核等环节，持续提升金融消保工作的内生动力。 二是优化金融服务供给，更好满足群众多元化需求。付万军表示，去年金融监管总局指导上线金融产品 查询平台和金融消费者保护服务平台，打破时间和空间限制，让消费者和投资者在购买金融产品时能够 心中有数；在获取金融知识、维护合法权益时更加便利。未来，金融监管总局将继续优化这两个平台， 拓展平台功能，提升用户体验，提供更加高效便捷的"掌上查""指尖办"服务。考虑到不同人群的个性化 需求，金融监管总局将持续推动金融机构落实适老化服 ...

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting various scams that exploit their lack of experience and awareness [2][6]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using idol culture and anime themes, enticing them with offers like "free merchandise" and "unlocking hidden content," leading to payments for "entry fees" or "deposits" [3]. - Scam Two: University students are targeted with fake "easy money" job offers for order brushing, where initial small rebates build trust, followed by demands for larger upfront payments under false pretenses, resulting in significant financial losses [4]. - Scam Three: International students face cross-border scams where fraudsters impersonate officials, claiming issues like "money laundering" or "visa irregularities," pressuring students into large transfers while isolating them from outside help [5]. Group 2: Prevention Measures - The article advises students and parents to verify identities and transaction channels, avoid pre-payment, and purchase cultural products only from official platforms [6]. - It stresses the importance of protecting personal information, avoiding suspicious links, and regularly updating passwords [6]. - The article encourages open communication with family and authorities when encountering suspicious situations or threats [6].

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting three main types of scams that specifically affect middle school students, college students, and international students [2][3]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using their interest in idol culture and anime, offering "free merchandise" or "unlocking hidden content" to entice them into social media groups, where they are then pressured to pay "entry fees" or "deposits" [4]. - Scam Two: College students are targeted with promises of "easy money" and "daily high pay" through fake part-time jobs that require them to pay upfront for tasks, leading to significant financial losses when refunds are denied [5]. - Scam Three: International students face scams where fraudsters impersonate officials, claiming the students are involved in illegal activities, and demand large transfers to prove their innocence, often isolating them from outside help [6]. Group 2: Prevention Measures - The Beijing Financial Regulatory Bureau advises students and parents to verify identities and transaction channels, refuse to make advance payments, and purchase cultural products only from official platforms [8]. - It is recommended to enhance awareness of fraud prevention, communicate with friends and family when suspicious situations arise, and verify any unexpected offers or communications through official channels [9].

Legislative Work Plan Overview - The National People's Congress (NPC) Standing Committee has announced the legislative work plan for 2025, which includes 14 bills for continued review and 23 bills for initial review [2][3] Continued Review Bills - The 14 bills for continued review include significant laws such as the Representative Law (amendment), Private Economy Promotion Law, Infectious Disease Prevention Law (amendment), and Financial Stability Law [2][3] Initial Review Bills - The 23 bills for initial review encompass a wide range of topics, including the Ecological Environment Code, National Development Planning Law, and Financial Law, indicating a focus on environmental and financial regulations [3][4] Financial Law Development - The Financial Law is highlighted as a crucial piece of legislation aimed at providing a foundational legal framework for financial activities, addressing existing legislative gaps and regulatory blind spots [4] Legislative Clean-up Initiatives - The NPC Standing Committee plans to initiate a comprehensive legal clean-up in 2025 to address inconsistencies and improve the legal framework, ensuring a more coherent legal system [6] Strengthening Review Mechanisms - The legislative work plan emphasizes enhancing the record review system, including the establishment of a unified platform for legal documents and improved coordination among relevant agencies [5]

Core Points - The implementation of the "Letter and Visit Work Measures" by the Financial Regulatory Bureau aims to enhance and improve the handling of public complaints in the financial sector, effective from June 1, 2025 [1] - The measures emphasize the establishment of a multi-level and industry-specific joint meeting mechanism to strengthen the responsibility of financial institutions in resolving disputes [2] - The measures advocate for the active role of mediation and reconciliation in resolving financial disputes, providing comprehensive and convenient solutions for the public [3] - The measures stipulate the classification of public complaints to ensure that reasonable and lawful requests are addressed appropriately [4] Group 1 - The "Letter and Visit Work Measures" will promote the rule of law in the financial regulatory system and standardize the procedures for handling public complaints [1] - The establishment of joint meeting mechanisms will facilitate the coordination and overall advancement of complaint handling in the financial sector [2] - Financial institutions are required to take primary responsibility for resolving conflicts and disputes [2] Group 2 - The measures will allow various forms of communication for the public to submit complaints, including online, mail, phone, and in-person visits [2] - A one-stop solution mechanism will be established to address complaints effectively, ensuring that no retaliation occurs against complainants [2] - The measures will enhance the multi-faceted approach to dispute resolution, integrating legal, policy, economic, and administrative methods [3] Group 3 - Complaints will be categorized into suggestions, reports, and appeals, with specific procedures for each type to ensure proper handling [4] - Suggestions deemed feasible will be considered and responded to, while reports will be processed by the appropriate authorities [4] - Appeals will be handled according to relevant regulations, ensuring that the public's legitimate concerns are addressed [4]

Core Points - Over 230 current and former Democratic lawmakers assert that the executive branch cannot unilaterally dissolve the Consumer Financial Protection Bureau (CFPB) or impede its statutory functions, as this power is reserved for Congress [1] - The statement, filed as an amicus brief on Friday, includes prominent Democrats such as Senator Warren from Massachusetts and Representative Waters from California, who publicly criticize the Trump administration's attempts to dismantle the CFPB [1] - The lawmakers express support for the National Treasury Employees Union and its co-plaintiffs in their legal action against the agency's significant layoffs [1]

Core Points - The Financial Regulatory Bureau has issued the "Work Method for Petitioning," which will take effect on June 1, 2025, to enhance and improve petitioning work in the financial sector [1] Group 1: Key Provisions of the Work Method - The method includes six chapters with a total of 52 articles, covering general principles, the petitioning work system, submission and acceptance of petitions, handling of petitions, supervision and accountability, and supplementary provisions [1] - A mechanism for inter-agency and industry petitioning work meetings will be established to strengthen guidance on financial institutions' petitioning work and ensure they take responsibility for resolving conflicts and disputes [1] - The method emphasizes the role of mediation and reconciliation in diversifying the resolution of financial disputes, providing comprehensive and convenient solutions for the public [1] Group 2: Legal and Regulatory Framework - The method advocates for the legal classification of petitioning demands, aiming to effectively address reasonable and lawful requests while improving engagement with the public [1] - The implementation of the "Work Method for Petitioning" is expected to promote the rule of law in the petitioning work of the Financial Regulatory Bureau, further standardizing the acceptance and handling procedures [1] - The approach aims to better protect the legal rights and interests of petitioners in the financial sector [1]