图：太仓阿尔卑斯国际度假区二期项目概念效果图 金融添力，文旅生金。文旅"出圈"，背后离不开金融的托举。恒丰银行始终秉持"金融为民"初心使命，把满足人民对美好生活的向往作为出发点和落脚点， 紧扣文旅产业融合创新发展趋势，立足区域文旅资源禀赋，将培育文旅新业态作为服务实体经济、促进消费升级的重要着力点，助力打造文旅消费新热点。 深耕冰雪热土 助力打造长三角旅游新地标 "这里太好玩了！有滑雪区、娱雪区，还有我超爱的企鹅。"上海游客齐女士在太仓阿尔卑斯雪世界的赞叹，正是冰雪经济"南展西扩东进"的生动缩影。随 着"尔滨"现象持续发酵，冰天雪地正成为各地争相开发的"金山银山"。 瞄准太仓高新区阿尔卑斯雪世界二期项目入选2025年江苏省文旅重点项目的契机，恒丰银行苏州分行为运营主体太仓某文化商旅有限公司量身定制融资方 案，精准投放1000万元贷款，支持其新增专业赛道、扩大雪场规模，增强滑雪培训与赛事承接能力。 服务不止于融资。恒丰银行苏州分行还同步对接冰川酒店、极地动物乐园等配套项目，延伸提供供应链金融、跨境结算等综合服务，打造滑雪运动、休闲娱 乐、主题酒店一体化产业链，助力将"冷资源"转化为拉动区域增长的"热经济"。 聚 ...

由于春节假期前夕现金需求增加，港元 银行同业拆息升至1个月多以来的最高水平。港元Hibor上涨119 个基点，至2.90%，创下1月8日以来最高水平。 ...

华侨 银行的Selena Ling表示，由于春节假期落在2月份，新加坡的非 石油国内出口在2月可能会下降。 不过，出口可能在3月份反弹。该首席经济学家在一封电子邮件中表示，全球 人工智能、 云计算和高性 能计算芯片的使用增加，继续推动着对电子产品的短期需求。非电子产品，如药品和 黄金，可能会继 续受到支撑，不过前者仍对全球需求的周期性变化敏感，而后者则容易受到市场情绪波动的影响。Ling 补充称，区域需求状况也大体保持韧性。 ...

Group 1 - The Reserve Bank of India has tightened loan rules for institutions engaged in proprietary trading and providing leverage to clients, aiming to curb speculative market activities [1][3] - All credit extended to securities brokers must now be secured by collateral, and loans for proprietary trading or investment purposes are prohibited, effective April 1 [1][3] - Stricter measures will increase the cost of capital for proprietary trading firms and squeeze their profit margins, as banks traditionally do not directly finance proprietary trading [1][3] Group 2 - Analysts from Citigroup, Dipanjan Ghosh and Kunal Shah, noted that related institutions such as brokers, clearing members, and exchanges may be affected, with potential increases in capital requirements for brokers and professional clearing members [1][3] - Data indicates that proprietary trading firms accounted for over 50% of the trading volume in stock options on the National Stock Exchange of India last year, with their share in cash equity trading rising to approximately 30%, a 21-year high [1][3] - India has also announced a significant increase in transaction taxes on stock derivatives, which may negatively impact the profitability of high-frequency trading [2][4]

Core Viewpoint - China Eastern Airlines Corporation Limited has announced the issuance of its first tranche of medium-term notes for 2025, with a total issuance amount of 2 billion yuan [1] Group 1: Bond Details - The bond is referred to as "25东航股MTN001" and has a bond code of 102580807 [1] - The interest rate for this bond is set at 1.89% for the current interest period [1] - The interest payment date is scheduled for February 26, 2026, with provisions for postponement in case of public holidays [1] Group 2: Payment Method - The payment of interest will be managed through the China Central Depository & Clearing Co., Ltd., where the issuer will transfer funds to a designated account [1] - Subsequently, the clearing house will distribute the funds to the bondholders' accounts [1] Group 3: Underwriting Information - The lead underwriter for this bond issuance is CITIC Bank Corporation Limited [1]

Group 1 - The Singapore dollar has slightly weakened against the US dollar, with the USD/SGD rising by 0.1% to 1.2620 SGD [1] - The Commonwealth Bank of Australia's global economic and market research team indicates that the US dollar is likely to consolidate this week [1] - Upcoming US economic data, including the FOMC January meeting minutes and the Personal Consumption Expenditures Price Index, are not expected to significantly alter market expectations regarding Fed rate cuts [1] Group 2 - The market currently anticipates a high probability of a rate cut in June, which aligns with the research team's view [1]

Core Insights - Postal Savings Bank of China (PSBC) is focusing on expanding inclusive small loans to support local businesses, particularly in the agricultural and seafood markets, thereby promoting the development of the real economy [1][3][4] Group 1: Business Impact - PSBC's Taiyuan branch has effectively addressed the funding challenges faced by small merchants in the Wulongkou Seafood Market, which is a key distribution center for fresh produce [1][3] - The bank has simplified its loan approval process and improved disbursement efficiency, allowing funds to reach businesses quickly [1][3] Group 2: Success Stories - A merchant named Yao Qihu, who has been in the garlic and ginger wholesale business since 2000, increased his annual sales from 10 million to 50 million yuan after receiving loans totaling 2.57 million yuan from PSBC [3] - Wang Wentao, a fruit wholesaler, plans to apply for a loan of 1 to 2 million yuan, benefiting from the bank's efficient service and agricultural subsidy policies [3] - Li Shengmei, who has been in the seafood industry for over 20 years, received a credit line of 1 million yuan from PSBC, which helped expand her business [4] Group 3: Financial Services - PSBC has provided credit to 300 merchants in the Wulongkou Seafood Market, with a total credit amount of 60 million yuan, significantly alleviating their financial pressures [6] - The bank offers tailored financial service solutions, including "rent loans" and "industry loans," aligning with national policy to reduce financing costs for merchants [6] - PSBC has implemented a digital platform for online loan applications, enhancing approval efficiency and providing a comprehensive suite of financial services, including deposits and payment solutions [6]

星展集团高级经济学家Chua Han Teng表示，鉴于第一季度通常存在与春节假期相关的波动，新加坡非 石油国内出口的近期表现可能会出现波动。1月份非石油国内出口的增长是由电子产品国内出口激增推 动的。电子产品出口的优异表现近期可能持续，并将受到持续的全球 人工智能相关有利因素，以及对 服务器产品和 存储芯片需求的支撑。然而，受全球范围内美国较高关税的持续和滞后影响，非电子产 品非石油国内出口可能面临下行压力。 ...

马来西亚上季度远超预期的经济增长，促使分析师纷纷上调今年预测，部分机构预测马来西亚将再次超 越官方预期。马来亚银行投行、MBSB投资银行和马来西亚 兴业银行预计，马来西亚2026年GDP增速 将超过政府4%至4.5%的预测区间，而联昌国际银行和华侨银行则将其预测上调至该区间的上端。肯纳 格投资银行认为，"若当前势头得以保持，经济增速存在向5.0%靠拢的上行潜力。" ...

央视网消息：2025年，国家开发银行积极发挥服务基础设施建设主力银行作用，以重大项目为牵引，向 网络型、产业升级、城市、农业农村、国家安全五大领域基础设施发放贷款1.64万亿元，支持了沿江高 铁等一批重大项目建设。 ...