10月9日，据广东省人力资源和社会保障厅消息，日前，该厅联合省财政厅、省农业农村厅发布了《关 于实施个人社会保险补贴有关事项的通知》（以下简称《通知》），明确重点行业领域的中小微企业与 重点群体签订1年以上劳动合同，2025年按规定缴纳相关社会保险的，可按照个人缴纳基本养老保险 费、基本医疗保险费、失业保险费的25%给予社会保险补贴。 《通知》指出，符合条件的企业应于2025年12月31日前登录广东公共就业服务云平台，向所在地县级人 力资源社会保障部门或街（镇）公共就业服务机构提出首次补贴申请，并提交以下材料：符合条件人员 的身份证，劳动合同，基本医疗保险费缴费清单，相关人员社会保障卡账号信息。 补贴采取先缴后补方式发放，所在企业已于2025年12月31日前为相关人员提出首次补贴申请的，最晚可 在2026年12月31日前为其提出后续补贴申请。经审核通过的补贴资金，直接发放至相关人员社会保障 卡。 《通知》明确，每月补贴标准为个人缴纳基本养老保险费、基本医疗保险费、失业保险费金额之和的 25%，从企业2025年为劳动者实际缴纳社会保险当月开始起算，按照实际缴纳月数计算，同一人员补贴 期限最长累计不超过12个月。 ...

Core Insights - The operating conditions of small and micro enterprises have improved, with a reduction in loss and stagnation rates [3][4] - Market expectations and investment inclination have both declined, indicating a cautious outlook among businesses [6][12] - Cost pressures have eased, but issues such as weak consumer demand and intense competition remain prominent [8][9] - Policy support has weakened, leading to a lower perception of the business environment [11][12] - Financing demand has decreased, while the cost of borrowing has slightly declined [14][18] - The rate of digitalization has dropped, although online sales are showing signs of recovery [20][23] Group 1: Operating Conditions - The loss rate among sample entities was 6.5% in Q2 2025, down 0.4 percentage points from the previous quarter and 0.9 percentage points year-on-year [3] - The stagnation rate was 11.5%, a decrease of 0.3 percentage points from the previous quarter, but an increase of 0.7 percentage points compared to the same period last year [3] - The profitability index remained stable at 70.2, while the revenue growth index increased slightly to 51.7 [3][4] Group 2: Market Expectations and Investment - The market expectation index fell to 67.7, down 0.5 from the previous quarter and 2.0 from the same period last year [6] - The investment inclination index dropped to 62.4%, marking a decline of 1.6 from the previous quarter and the lowest level in ten quarters [6] Group 3: Cost Pressures and Competition - Coverage of rising labor costs, high rents, and raw material price increases decreased to 39.3%, 37.9%, and 35.3% respectively [8] - Consumer willingness to spend and homogenized competition issues increased, with both reaching new highs at 36.8% [8] Group 4: Policy Support - Coverage of supportive policies such as preferential interest rates and tax reductions decreased, with the overall perception of the business environment remaining negative at -4.4 [9][11] Group 5: Financing Trends - The total financing demand dropped to 66.6%, the lowest in ten quarters, while the actual financing gap remained stable at 33.6% [14][16] - The comprehensive borrowing rate decreased to 5.32%, with bank rates falling to 4.23% and non-bank rates slightly rising to 5.98% [18] Group 6: Digitalization and Online Sales - The online presence rate fell to 62.6%, a decline of 3.2 percentage points from the previous quarter [20] - Online sales growth is recovering, with 33.1% of entities reporting faster online sales growth, although the gap with offline sales is narrowing [23]