Core Viewpoint - The article emphasizes the importance of marine ecological environment protection and the need for multi-layered and comprehensive utilization of marine resources in China, highlighting the shift from a flat management approach to a three-dimensional development model [4][6][7]. Group 1: Policy and Development Initiatives - The Central Financial Committee meeting chaired by General Secretary Xi Jinping called for enhanced marine ecological protection and comprehensive governance of key sea areas [4]. - The exploration of multi-layered marine usage rights began with pilot projects in Jiangsu and Fujian provinces to address overlapping marine usage needs [6][7]. - The Ministry of Natural Resources issued a notice in November 2023 to promote the exploration of layered marine usage rights for various projects, marking a significant shift in marine management practices [7]. Group 2: Economic Impact and Growth - China's marine economy is projected to exceed 10 trillion yuan in 2024, accounting for 7.8% of the national GDP [8]. - Guangdong's new marine industries are expected to generate an added value of 41.1 billion yuan, while Zhejiang has approved 180 layered marine usage projects covering approximately 165,000 acres [8]. - The innovative development strategy of the 1 million-kilowatt offshore photovoltaic project in Shandong combines solar power generation with shellfish farming, enhancing space utilization and overall development returns [8].

林先生，作为当地赤嘴鳘养殖及初加工的知名企业负责人，每日穿梭于渔排间，精心照料这些被称 为"水中黄金"的珍贵鱼种。然而，近期受多方因素影响，企业面临资金链紧张困境，险些让这片生机盎 然的渔排陷入沉寂。 "鱼苗、饲料价格上涨，老设备还时不时'罢工'，真的很发愁。"林先生蹲在渔排边说道。赤嘴鳘养殖对 水温、投喂时机要求苛刻，一旦错过合适的鱼苗投放期，后续的经营、收入就会大打折扣。 正当他焦灼之际，当地工行服务团队"踏浪前来"，多次与林先生一起搭乘小渔船，实地勘察渔排养殖情 况。经综合评估，迅速为企业发放"粤农e贷"100万元，用于鱼苗采购、饲料储备及设备改造，并依托优 惠的贷款利率以及灵活的还款政策，直接降低企业原有的融资成本。 "从提交材料到资金到账，工行的效率超乎想象，而且利率还比以前的低！我们对接下来的养殖更有信 心！"林先生望着远处的渔排，笑得笃定。 近年来，赤嘴鳘(mǐn)鱼胶火遍了大江南北，由于富含丰富的蛋白质、维生素、矿物质等，被视作"软黄 金"般的存在。 更让林先生安心的是，该行立下的"铁规矩"——贷款条件公开透明、明确告知融资成本，并将廉洁承诺 书嵌入信贷审批流程，让靠海吃饭的人心里"亮堂堂"。 ...

Group 1: Rural Industry Development - The revitalization of rural industries is fundamental to rural revitalization, with Shandong Province's Agricultural Credit Union applying the "Ten Million Project" experience to guide local rural commercial banks in focusing on rural industry development and increasing credit investment [1] - Qingzhou, known as the "Oriental Flower Capital," has a flower planting area of 131,000 acres and over 3,000 flower varieties, with a projected transaction volume of 13.9 billion yuan for 2024, establishing it as a distinctive industry [2] - Qingzhou Rural Commercial Bank has provided 5.2 billion yuan in credit to 35,000 flower industry practitioners, achieving a market share of 70% [2][3] Group 2: Financial Support for Agricultural Enterprises - Qingzhou Rural Commercial Bank customized a financing plan for Yatai Agricultural Technology Co., providing a loan of 10 million yuan to support its transformation and upgrade, enabling it to become a modern flower enterprise group [3] - The bank's proactive approach in understanding the needs of enterprises without collateral demonstrates its confidence in the potential of the flower industry [3] Group 3: Aquaculture Industry Growth - The Yuxiang Aquaculture Company in Weishan Lake, known for its rich water resources, has received financial support from Weishan Rural Commercial Bank, which provided 500,000 yuan initially and later an additional 400,000 yuan for its expansion [4][5] - The bank has issued 6.92 billion yuan in "Aquaculture Loans" to 2,382 clients, promoting the development of the aquaculture industry [5] Group 4: Cherry Industry Development - Shandong is a major cherry-producing province, with the Shenghao Cherry Planting Cooperative utilizing greenhouse technology supported by a 600,000 yuan loan from the local bank to stabilize cherry growth [6][7] - The Pingyi Rural Commercial Bank has established a comprehensive service network, facilitating 2,500 financial accounts for cherry industry participants, with an annual transaction scale of 75 million yuan [7] Group 5: Financial Innovation for Agriculture - The Shandong Agricultural Credit Union has prioritized credit support for agriculture as a central task of inclusive finance, launching 85 credit products to meet diverse financing needs [8] - The union has issued 88.1 billion yuan in loans to 126,000 key industry clients, focusing on rural characteristics and supporting modern agriculture and rural industry integration [8]

此间为天峨县城北方向红水河右岸鸡冠山下，被印刷女工李国秀称为快乐山庄，泳者之乐延续了20年。 时光不语，鱼儿却听懂了她的集结令。 一手扶桨板，一手接受鱼儿的按摩，游客蔡及时和女友同样感受了人鱼共舞的快乐。 他们从福建驱车20多个小时而来。 游客慕名来天峨感受人鱼共舞的乐趣。韦红卫、杨世民 摄 "唔喂……唔喂……"一声声呼唤，飘荡于河面。 不一会儿，平静的河面银光闪烁，数百尾蓝刀鱼循声而至。 李国秀带着馒头，入水下潜。鱼儿越来越多，有的亲吻她的脸颊，更多的是冲着她的馒头摇头摆尾。 一袭红装，一片蓝色，惊艳了红水河的清晨。 "慕名而来，这一趟太值得。"蔡及时说，这里清澈的河水呈淡蓝色，数以万计的银鳞游鱼在碧波中翻涌，宛若流动的星河。 "没想到鱼群这么亲近人，孩子兴奋得不肯走！"来自南宁的游客一家三口在亲水平台边投喂边感叹。 在六排镇老码头带着孙子喂鱼的四川游客感慨道，绿水青山就是金山银山，生态保护的守护者，也是受益者。 今年"五一"假期，到天峨喂鱼的外地游客达17万人。这个数字与天峨县常住人口持平。 天峨县这波泼天流量，始于2006年9月。 随着我国第三大水电站——龙滩水电工程下闸蓄水，红水河由红变碧。 蓝刀鱼学 ...

在中国鲈鱼之乡福鼎占据五分之一份额的福建闽威，于企业成立近30年之际，突遇外销出口业务的关卡制约。而其内销B端餐饮板块也因缺乏与大型连锁餐饮的深度合作，几乎处 于一片空白。 同一时间，三年内新拓近千家的半天妖烤鱼"很缺鱼"。一次行业展会上，由半天妖联合创始人刘阳贵率领的供应链团队低调来到福建闽威展台，恰好碰上从纽约大学金融专业毕 业归来的"厂二代"方翔和销售总监吴高柽。他俩正一起思索如何推开内销的第一扇门。 于是，一方供应链吃紧，一方正摩拳擦掌开发第二增长曲线的状态，让两家企业一拍即合。此后的四年多时间里，鲈鱼从黑鱼、草鱼、黄鱼等一众测试品中脱颖而出，成为半天 妖体系内仅次于叉尾鮰鱼和凌波鱼的第三大品类——鲈鱼品类很大一部分交由福建闽威供应。 来自福鼎的鲈鱼创客：从业超30年，占据鲈鱼之乡五分之一份额 1987年毕业于上海海洋大学的福建闽威创始人方秀是实打实的技术派。其出身于福鼎海滨渔民家庭，1991年的一次返乡探亲期间，方秀偶然看到一位渔民掉海被卡在牡蛎群堆 中，自己旋即营救却也被牡蛎壳划伤。 "有什么办法能让渔民摆脱原始危险的作业方式？"带着技术改造传统渔业养殖的决心，方秀在1992年瞄准鲈鱼养殖并成立福 ...

63岁的王定富家住甘肃省白银市景泰县芦阳镇城北村。近一段时间，从早到晚，他家门口总有机械轰 鸣。不过，王定富不仅没有怨言，还觉得这是件大好事儿。《金融时报》记者了解到，村民口中的机械 轰鸣声源于正在推进的景泰县国家级盐碱地综合利用试点项目，暗管铺设、边坡平整，繁忙热闹的景象 在景泰县随处可见。 加大信贷支持力度，"贷"动乡村全面振兴。中国人民银行白银市分行还引导金融机构将更多信贷资源充 分配置到县域重点涉农项目上。辖内金融机构通过"金融+平台公司+企业"模式，投放贷款1.7亿元用于 龙头企业——甘肃菁茂生态农业科技股份有限公司实施6万亩甘草基地种植工程。随着景泰县寺滩乡被 列为全国首批全域土地综合整治试点地区，中国人民银行白银市分行引导农发行景泰县支行围绕"农地 整治和流转规模经营"，成功投放4亿元用于白银市景泰县乡村振兴及寺滩乡16万亩高标准农田建设项 目。同时，针对上沙沃镇高标准农田建设（高效节水灌溉）项目，景泰县农信联社对段家井、王庄、边 外等3个村经济合作社进行评级授信，投放贷款1500万元支持打造万亩高效节水灌溉示范区。 景泰县地处腾格里沙漠南缘，属黄河流域引黄灌溉区，因干旱少雨，土地盐碱化严重。全 ...