湘江潮涌，南岳含翠。在湖南衡阳的广袤乡野间，金融活水正精准灌溉着特色产业的沃土，滋养着千万 农户的致富梦想。作为服务"三农"的主力军，农业银行衡阳分行持续将金融动能引向田间地头、车间农 舍，"贷"动产业升级，"贷"出乡村活力，让湘野大地焕发出勃勃生机，在推进农业农村现代化、促进城 乡融合发展的新时代征程上，书写着农行人的使命与担当。 金融筑基 让种粮大户无"后顾之忧" "以前我们是靠天吃饭，如今是靠技术吃饭。"站在田埂上，耒阳市灶市的种植大户罗环指着新建的育秧 中心说。罗环一家四口以水稻种植为生，随着种植规模逐步扩大，传统耕作方式已难以为继。为提升生 产效率、增强抗灾能力、改善粮食品质与产量，他计划进行一场"产业升级"，建设育秧中心与烘干中 心，引进新型育秧技术，搭建智能温控大棚。然而，前期土地流转和基础设施建设已耗尽家中积蓄，面 对后续庞大的升级工程，流动资金短缺成为摆在面前的现实难题。 正当罗环为资金发愁之际，长期与他保持紧密联系的农行衡阳分行主动伸出援手。自2024年起，罗环及 其合作社社员的个人账户、粮食销售收入、农资款项等主要资金流均通过农行衡阳分行结算，双方建立 了坚实的信任基础。更让罗环感到意外 ...

编者按 闽宁协作是习近平总书记亲自开创、亲自部署、亲自推动的重大战略和创新实践。今年是闽宁协作30年，为展现 福建与宁夏从对口帮扶到高质量发展的生动实践和伟大成就，讲述闽宁协作山海深情的动人故事，央视网特设"聚 焦闽宁协作三十年"栏目，探究在闽宁协作中呈现的"超越帮扶、走向融合"的中国式现代化"协作样本"。 贺兰山下，春意初萌，宁夏永宁县闽宁镇产业园内已是生机一片。在广袤的温棚园区里，福红李挂满枝头，芹菜 鲜嫩翠绿，电商直播间里"闽宁巧媳妇"们热情推介着特色农产品……一幅产业兴旺、生态宜居、百姓富足的乡村 振兴画面呈现在我们面前。 闽宁镇是唯一以两省简称命名的小镇，也是中央创建的东西部协作对口扶贫"示范区"。今年是闽宁协作30周年， 三十年来，在闽宁镇从昔日的"干沙滩"蝶变为今日的"金沙滩"的历程中，中国农业银行以金融之力深度融入闽宁 协作大局，持续为产业培育、科技兴农、电商扶贫注入"源头活水"，助力昔日受援地实现从"输血"到"造血"、再 到"反向输出"的历史性跨越。 金融助力科技兴农 在闽宁镇园艺村的温室大棚中，永宁县科技特派员马雅玲的6个试验棚被誉为"品质炼金室"。1994年，她跟随父母 从宁夏西吉县自发 ...

Core Viewpoint - The central theme of the news is the implementation of a concentrated loan issuance action by the People's Bank of China in Gannan Prefecture to support the development of characteristic industries, providing a total of 484 million yuan in loans to 2,662 operating entities, thereby enhancing the quality and efficiency of these industries [1][8]. Group 1: Government and Financial Coordination - The People's Bank of China in Gannan has established a coordination mechanism with various government departments to accurately assess the funding needs of characteristic industries, ensuring precise credit demand understanding [2]. - The collaboration between government and financial institutions aims to address financing challenges faced by small and micro enterprises in the characteristic industries, facilitating timely feedback and solutions [2]. Group 2: Bank Process Optimization - Financial institutions have streamlined application processes and optimized approval rights to enhance the efficiency of loan issuance, including a rapid disbursement of 50 million yuan in loans to support enterprises in equipment purchases and production expansion [3]. - Specific support was provided to Liao Yuan Dairy Co., which received 20 million yuan in working capital loans to ensure production continuity during critical periods [3]. Group 3: Risk Sharing and Financial Innovation - The People's Bank of China has promoted a risk-sharing model involving banks, government, enterprises, and guarantees to facilitate financial support for agriculture and rural development [4]. - Innovative financial products tailored to the unique needs of characteristic industries have been developed, such as "Professional Large Household Loans" and "Rural Tourism Loans," to enhance financing accessibility [5]. Group 4: Chain Reaction and Industry Support - A multi-layered credit support system has been established, linking banks, companies, cooperatives, and farmers to enhance the impact of financial support on the characteristic industry chain [7]. - Specific funding of 1.1 million yuan was allocated to support standardized planting bases for traditional Chinese medicine and edible fungi, improving product quality and stabilizing market prices [7]. Group 5: Future Directions - The People's Bank of China in Gannan plans to continue enhancing communication and collaboration with government departments and market entities to unlock the potential of characteristic industries and strengthen financial support [8].

一年之计在于春。年末岁初，是牛羊收储、春耕备耕的关键时期，也是特色产业资金需求旺盛期。 为深化"一县一业一品"，助力特色产业提质增效行动，精准支持特色产业发展，2026年新年伊始，中国 人民银行甘南州分行抓住关键农时与产业节点，在集中摸排资金需求后，通过构建政银协同、银担联 动、链条带动工作机制，组织银行业金融机构开展了特色产业贷款集中投放行动。通过该项行动，累计 向2662户经营主体投放特色产业贷款4.84亿元，为特色产业发展提供"春雨"润泽。 政银协同 找准金融与特色产业"焦点" 产品匹配 满足特色产业差异化需求 以提升特色产业企业融资便利度为目标，指导金融机构创新金融产品，着力推动信贷供给与产业需 求实现精准匹配与高效对接。中国人民银行甘南州分行指导农业银行迭部支行，立足县域产业发展实 际，针对特色农产品加工环节中经营主体抵押物不足、季节性资金需求急等特点，创新推出"专业大户 贷""乡旅贷"等差异化信贷产品。着眼农村信用合作联社发挥支农支小主力军作用，指导卓尼县农村信 用合作联社针对中藏药材产业，创新推出"陇药通"专项信贷产品，累计发放贷款51笔、金额1201万元， 覆盖种植、加工、收购、贩运全链条，有 ...

Core Viewpoint - The integration of financial support and technological advancements in the agricultural sector, particularly in Heilongjiang, is enhancing grain collection efficiency and ensuring food security through a comprehensive financial support system for the entire agricultural supply chain [1][2][9]. Financial Support for Agricultural Supply Chain - The People's Bank of China (PBOC) in Heilongjiang is guiding banks to provide precise financial support for rice procurement, ensuring timely funding during the harvest season, which has led to an increase in agricultural loans from 929.61 billion yuan at the beginning of 2023 to 1,029.43 billion yuan by the end of November 2025 [1]. - Agricultural Development Bank of China (ADBC) in Heilongjiang maintains a stable loan scale of around 400 billion yuan, supporting the entire grain supply chain and introducing innovative loan models like "Value Preservation Loan" and "Supply Chain Loan" [2]. - Agricultural Bank of China (ABC) is implementing a "5+7" service action plan to support key agricultural industries, with a loan balance exceeding 35 billion yuan, focusing on brand agriculture and innovative credit models [3]. Risk Management in Agricultural Finance - Financial institutions are increasingly focusing on risk management as they enhance support for agricultural entities, addressing the transmission of agricultural risks to financial operations [6]. - The "Insurance + Futures" model has been explored since 2016 to mitigate risks associated with agricultural price fluctuations, benefiting numerous farmers and stabilizing income [7]. - Sunshine Agricultural Mutual Insurance Company has provided comprehensive cost insurance for major crops, covering 47.03 million acres and offering risk protection of 43.73 billion yuan, significantly increasing the coverage compared to previous models [8]. Modern Agricultural Financial Ecosystem - Heilongjiang's approach to building a modern agricultural financial service ecosystem represents a significant structural reform in financial supply, enhancing the resilience of the grain industry against various shocks [9].

Group 1 - The core viewpoint emphasizes the role of Agricultural Bank of China Guangzhou Branch in supporting the high-quality development of the Guangdong-Hong Kong-Macao Greater Bay Area and the implementation of national strategies through innovative financial services and products [2][3][12] - The bank has committed to rural revitalization, with a target of exceeding 100 billion yuan in county loans by August 2025, and has achieved a continuous increase in loans for farmers, reaching over 10 billion yuan in credit loans for agricultural households [3][5] - The bank has actively supported key projects, including the construction of the global first fully automated multimodal transport terminal at Nansha Port, with over 800 million yuan in loans allocated [7][8] Group 2 - The bank has developed a unique financial service model for technology-driven enterprises, issuing nearly 20.9 billion yuan in technology finance loans since 2025, focusing on emerging industries such as artificial intelligence and biomedicine [6][12] - The bank has implemented a comprehensive green finance strategy, enhancing its green investment and financing services, and has been recognized as a benchmark unit for green finance in Guangzhou [9][10] - The bank has embraced digital finance, participating in the construction of a digital RMB consumption guarantee service platform, and has launched various smart service platforms in the education sector, serving over 560,000 individuals [11][12]

Group 1 - Agricultural Bank of China Liuzhou Branch focuses on serving "three rural issues" and has provided a total of 2.19 billion yuan in agricultural loans since 2025, including 114 million yuan in "Fumin Loans" [1] - The bank has issued 435 million yuan in loans to the sugar and forestry industries this year, with rural industry loans increasing by 370 million yuan since the beginning of the year [1] - Innovative financial products such as "Jinjiao Loan" and "Luosifen e-loan" have been introduced to support local specialty industries [1] Group 2 - Liuzhou's forestry land area is 1.27 million hectares, with a forest coverage rate of 67.22%, supporting industries like timber planting and furniture production [2] - The bank promotes "forest rights mortgage loans" and has issued 75 million yuan in loans to state-owned forest farms, addressing land rights and mortgage registration issues [2] - The bank supports the development of the under-forest economy through products like "Huinong e-loan" and rural production operation loans [2] Group 3 - The bank prioritizes financial support for grain production, offering tailored financial services based on the needs of different agricultural operators [3] - Since 2025, the bank has provided over 26.6 million yuan in loans to the grain production sector, covering processing and sales [3] - The bank facilitates connections between grain producers and processing enterprises to streamline the supply chain [3] Group 4 - The bank actively supports local green economic development and renewable energy projects, providing fixed asset loans at preferential rates [4] - A total of 330 million yuan has been loaned for the construction of wind power projects, improving local infrastructure [4] - The construction of the wind power project has resulted in the assembly of 33 wind turbines and the development of over 30 kilometers of roads benefiting local farmers [4] Group 5 - The bank has established 72 rural service points, covering 95.18% of towns, to provide essential financial services [5] - Financial technology applications are being promoted to enhance service efficiency and accessibility [5] - The bank has issued 53.62 million yuan in loans since 2025 to support 130 business entities through various innovative financial products [6]

Group 1 - The article highlights the critical role of commercial banks in supporting agricultural production during the summer harvest season, ensuring financial services are tailored to meet the needs of farmers and grain enterprises [1][2][3] - Banks are proactively addressing the short-term funding needs of grain storage companies, with examples such as the Construction Bank providing a 6 million yuan low-interest loan to alleviate payment pressures during the summer grain procurement [2] - Various banks, including Postal Savings Bank and Agricultural Development Bank, are implementing specialized loan products and services to facilitate smooth grain purchases and enhance financial support for agricultural operations [3][4] Group 2 - The establishment of "green channels" by banks aims to expedite loan approval processes, ensuring that funds reach farmers quickly during the critical summer harvest period [4][5] - The focus on digital and mobile banking services is enhancing the efficiency of financial support, allowing for real-time assistance to farmers and agricultural businesses [4][5] - The article emphasizes the long-term benefits of financial support in transforming agricultural practices, with banks providing loans that enable modernization and increased production efficiency [7][8] Group 3 - Specific examples of successful financial interventions include the provision of 740 million yuan for high-standard farmland renovation projects, which aim to improve soil quality and resilience against natural disasters [8] - The article illustrates how financial support is not only addressing immediate funding gaps but also contributing to the overall modernization of the agricultural sector, leading to higher yields and better resource management [7][8]

Core Viewpoint - The article highlights the transformation of Yucun village in Zhejiang, China, from an environmentally damaging industrial village to a sustainable tourism destination, emphasizing the integration of ecological preservation and economic development through innovative financial support and community collaboration [1][3][9]. Group 1: Economic Transformation - Yucun village experienced significant economic growth in the late 1990s, with a collective annual income of 3 million yuan, primarily from mining activities [1]. - The village faced environmental degradation due to industrial activities, leading to a drastic drop in collective income to 210,000 yuan at its lowest point [1]. - Following the introduction of the "Green Mountains and Clear Water are Gold and Silver Mountains" concept in 2005, Yucun shifted its focus to eco-tourism, revitalizing its economy by "selling scenery" [1][3]. Group 2: Financial Support and Development Initiatives - Since 2018, Agricultural Bank of China Zhejiang Branch has implemented "financial autonomy" in Yucun, providing comprehensive financial services to support local entrepreneurship, particularly in tourism-related projects [3][8]. - The bank issued a loan of 11 million yuan for the renovation of a guesthouse, enhancing the visitor experience with local crafts and art [3]. - In 2022, the bank provided a loan of 570 million yuan for various projects, including landscape renovation and sewage treatment, facilitating the transformation of the area into a tourist attraction [4][5]. Group 3: Collaborative Development and New Projects - Yucun initiated a collaborative development model with neighboring villages, forming a "1+1+4" partnership to enhance resource sharing and brand development [4]. - The "Big Yucun" scenic area project, launched in 2022, aims to integrate 24 surrounding villages, creating a large-scale tourism and economic hub [4][6]. - The opening of the Yunshang cableway in June is expected to increase visitor traffic by 30%, enhancing connectivity and tourism potential [5][6]. Group 4: Youth Engagement and Innovation - The village launched a "Global Partner Program" in 2022 to attract talent in various sectors, resulting in over 60 projects and 1,200 university students settling in the area [6][8]. - Agricultural Bank's initiatives include tailored financial products for young entrepreneurs, providing up to 10 million yuan in support [8]. - Yucun has become a hub for new business models, including the first "rural metaverse" project and various cultural events, revitalizing the local economy with fresh ideas [8]. Group 5: Broader Implications and Future Outlook - The success of Yucun serves as a model for rural revitalization in Zhejiang, demonstrating how ecological advantages can be transformed into economic benefits [8][9]. - As of June, the Agricultural Bank's agricultural loan balance exceeded 870 billion yuan, with green credit surpassing 690 billion yuan, indicating strong financial support for rural development [9].

Core Insights - The article highlights the efforts of Agricultural Bank of China (ABC) in Siping City, Jilin Province, to support the protection and sustainable use of black soil, which is crucial for grain production, through innovative financial products and services [1][3]. Group 1: Financial Support for Agriculture - ABC Siping Branch has actively supported protective farming practices in black soil areas, contributing to a grain output of 9.8 billion jin in 2024, marking 21 consecutive years of harvest [1]. - The bank has issued a total of 1.8 billion yuan in loans to farmers, with a year-to-date increase of 440 million yuan, representing a growth rate of 23.8% [3][6]. - The bank has also facilitated the issuance of 250 million yuan in loans for high-standard farmland construction, promoting ecological and sustainable agricultural practices [4][5]. Group 2: Community Engagement and Innovation - ABC has partnered with local government to implement a new model of financial assistance for food security, deploying 53 financial assistants and 725 "financial specialists" in rural areas to enhance financial service accessibility [2]. - The bank has organized over 20 financing matchmaking events and conducted more than 100 financial literacy sessions, engaging with over 1,500 new agricultural operators to improve customer acquisition [6]. - The introduction of various loan products, such as "Grain Farmer e-loan" and "Professional Household Loan," aims to meet diverse financial needs in the agricultural sector [6]. Group 3: Technological and Environmental Initiatives - ABC has emphasized the importance of technology in agriculture by collaborating with agricultural universities and research institutions to support the development of new crop varieties and farming techniques [4]. - The bank has increased its financial support for soil improvement projects, resulting in a reduction of saline-alkali land by over 5% [5]. - The focus on high-standard farmland construction includes financing for drainage projects and the promotion of organic and microbial fertilizers [5].