Core Insights - The report from the China Internet Network Information Center indicates that as of June this year, the number of internet users aged 60 and above in China reached 161 million, with an internet penetration rate of 52.0% among the elderly [1] - The China Consumers Association highlights that in the first half of 2025, complaints related to elderly consumer traps and chaotic private domain marketing will be major issues [1] - The rise of private domain live streaming, which lacks regulatory oversight, has led to various scams targeting elderly consumers, who are often more susceptible to misleading marketing tactics [2][3] Group 1: Elderly Internet Usage - The elderly population is increasingly engaging in online activities such as learning, communication, shopping, and entertainment, but they are also falling victim to sophisticated scams [1] - The private domain live streaming model is gaining traction, where sales are conducted outside major platforms like WeChat and Taobao, making it difficult for consumers to seek recourse [2][3] Group 2: Private Domain Live Streaming - Private domain live streaming is characterized by a lack of platform oversight, allowing sellers to evade regulations and create a "脱平台" (脱离平台) transaction model that complicates consumer protection [3][6] - The business model is particularly appealing to sellers targeting the elderly, as it allows for more aggressive marketing tactics without the constraints of public domain platforms [3][6] Group 3: Consumer Vulnerability - Elderly consumers are often targeted based on their emotional vulnerabilities, such as loneliness and health anxieties, leading them to engage in excessive online shopping [4][5] - The products sold in these private domain live streams are often of questionable quality and priced significantly higher than similar products available through regulated channels [5] Group 4: Regulatory Challenges and Recommendations - Experts emphasize the need for improved regulatory frameworks to address the unique challenges posed by private domain live streaming, particularly in protecting elderly consumers [6][7] - Recommendations include establishing clear responsibilities for all parties involved in private domain live streaming, enhancing consumer protection mechanisms, and implementing stricter oversight of health-related content [7]

Core Insights - The report from the China Internet Network Information Center indicates that as of June this year, the number of internet users aged 60 and above in China reached 161 million, with an internet penetration rate of 52.0% among the elderly [1] - The China Consumers Association highlights that in the first half of 2025, complaints related to elderly consumer traps and chaotic private domain marketing will be major issues [1] - The rise of private domain live streaming, which operates outside traditional e-commerce platforms, poses significant risks for elderly consumers, who are often targeted by deceptive marketing tactics [2][3] Group 1: Elderly Internet Usage - The elderly population is increasingly engaging in online activities such as learning, communication, shopping, and entertainment, but they are also vulnerable to scams and traps set by unscrupulous businesses [1] - The private domain live streaming model, which lacks regulatory oversight, is particularly concerning as it allows for deceptive practices that can exploit elderly consumers [2][3] Group 2: Private Domain Live Streaming - Private domain live streaming is characterized by its operation outside major platforms like WeChat and Taobao, making it difficult for consumers to seek recourse in case of fraud [2] - The model is appealing to businesses due to less stringent regulations and the potential for high profits, especially when targeting elderly consumers [3][6] Group 3: Consumer Behavior and Vulnerabilities - Elderly consumers are often drawn into private domain live streaming due to feelings of loneliness and a desire for social interaction, leading to compulsive purchasing behaviors [4][5] - The marketing strategies employed in these live streams often include emotional manipulation and the creation of false narratives, which can mislead elderly consumers into making poor purchasing decisions [3][5] Group 4: Regulatory Recommendations - Experts suggest that regulatory bodies need to clarify the responsibilities of various stakeholders in private domain live streaming, including content creators and platforms, to protect elderly consumers [7] - Recommendations include mandatory disclosure of business information, retention of live stream content for accountability, and the establishment of special protections for elderly consumers [7][8]

Core Insights - The report from the China Internet Network Information Center indicates that as of June this year, the number of internet users aged 60 and above in China reached 161 million, with an internet penetration rate of 52.0% among the elderly [1] - The China Consumers Association highlights that in the first half of 2025, complaints related to elderly consumer traps and chaotic private domain marketing will be major issues [1] - The rise of private domain e-commerce, particularly targeting the elderly, has led to various deceptive practices that exploit their vulnerabilities, such as fake personas and health anxiety [2][3] Group 1: Private Domain E-commerce - Private domain live streaming is characterized by a lack of platform oversight, allowing sellers to evade regulations and create a "脱平台" (脱离平台) model that complicates consumer protection [3][6] - The private domain live streaming market is growing rapidly, with a projected year-on-year increase of 8.69% in transaction volume for 2024 [6] - Many elderly consumers are drawn into private domain live streaming through tactics that exploit their loneliness and health concerns, leading to impulsive purchases of overpriced or substandard products [5][6] Group 2: Consumer Vulnerabilities - Elderly consumers are often targeted based on their demographic characteristics, such as being "老漂族" (elderly migrants), which makes them more susceptible to manipulation through live streaming [5] - The lack of regulatory oversight in private domain e-commerce creates a vacuum where deceptive practices can flourish, making it difficult for consumers to seek redress [6][7] - Experts suggest that regulatory bodies need to clarify the responsibilities of various stakeholders in private domain live streaming to protect elderly consumers effectively [7]

河南省兰考县为国家乡村振兴重点帮扶县，消费帮扶是期货行业助力结对帮扶地区经济社会发展的重要举措。广发期 货积极响应协会倡议，切实践行消费扶贫理念，采购来自河南省兰考县的花生、粗粮面、山药粉等一批特色产品作为 员工父母的端午节慰问品，实现社会责任与员工关怀的"双效合一"。 端午节来临之际，广发期货有限公司(以下简称"广发期货")积极响应中央一号文件号召，坚持党建引领，主动担当作 为，开展消费帮扶助力河南省兰考县乡村全面振兴。 此外，广发期货积极发挥专业优势，护航兰考县花生产业平稳发展。在郑商所和地方政府的大力支持下，广发期货 2024年牵头开展花生"保险+期货"项目，为当地6044户花生种植户提供价格保障服务，项目赔付金额达722.83万元，每 亩赔款约为农户自缴保费的7.3倍。 未来，广发期货将深入践行企业社会责任，充分发挥金融专业优势，不忘初心，砥砺前行，综合运用消费帮扶等举 措，汇聚多方合力，为助力河南省兰考县等重点帮扶地区推动乡村全面振兴贡献更多力量！(CIS) 近年来，广发期货深入践行金融工作的政治性、人民性，坚持党建引领，强化党建共建平台作用，因地制宜优化帮扶 方案，统筹推进党建与乡村全面振兴帮扶工 ...