转自：新华财经 工行北海分行坚决贯彻工行总行"服务高水平对外开放"要求，深入落实"春融行动2025"专项部署，全面 推广"工银e贸"外贸新业态服务体系，持续提升外贸金融服务质效。截至2025年7月末，该行累计投放贸 易融资折合人民币超4亿元，精准赋能区域外贸高质量发展，助力外贸企业扬帆出海、行稳致远。 聚焦需求，数字赋能破解融资瓶颈。针对轻资产进出口企业融资难题，工行北海分行以"跨境贷"等数字 普惠产品为抓手，提供高效便捷的融资服务。如，基于RCEP原产地证书及报关数据，为北海某服饰公 司3个工作日内发放70万元贷款，助力其拓展日本市场；通过电子单证替代纸质材料，为北海某生物科 技公司全线上办理300万元融资，实现72小时放款，及时保障其生产原料的进口采购。 强化风控，合规护航高质量发展。工行北海分行严守风险底线，以合规经营护航高质量发展。该行聚焦 存续期管理，建立健全贸易背景真实性动态核验、回款进度动态跟踪、行业风险前瞻预判三项机制。针 对大宗商品价格波动特点，预先制定包括动态追加担保、调整授信额度等在内的风险缓释预案，有效保 障贸易融资资产质量稳定，为服务高水平对外开放筑牢金融防线。（孙洁文 戴好） 编辑 ...

Core Viewpoint - The fourth China-CEEC Expo and International Consumer Goods Expo is being held in Ningbo, Zhejiang, showcasing the commitment of the Industrial and Commercial Bank of China (ICBC) to support foreign trade and new business models through comprehensive financial services [1]. Group 1: Event Overview - The expo is the only national-level exhibition in China targeting Central and Eastern European countries, with a theme of "Towards New, Towards Practical, Towards Future" [1]. - The exhibition area covers 80,000 square meters, featuring over 400 exhibitors from Central and Eastern Europe and more than 1,000 companies from across China [1]. Group 2: ICBC's Role - ICBC Ningbo Branch positioned itself as a "Global Financial Partner," showcasing its global layout advantages and cross-border financial service system [1]. - The bank has established a network of 408 overseas institutions in 49 countries and regions, providing efficient one-stop cross-border financial services to meet the needs of foreign trade enterprises [1]. Group 3: Support for Foreign Trade - ICBC hosted a special presentation on "Supporting the Development of New Foreign Trade Models and Enterprises Going Global," attracting over 60 representatives from enterprises and financial institutions [5]. - The bank has implemented 15 measures to stabilize foreign trade, including increasing support, opening green channels, reducing fees, and expanding financing channels [6]. Group 4: Future Plans - ICBC Ningbo Branch plans to continue leveraging its global network to optimize its service system and deepen cooperation with enterprises, contributing to high-quality foreign trade development and high-level opening-up [6].

Core Viewpoint - The development of foreign trade is a crucial engine driving high-quality urban economic growth, with Suzhou actively responding to national policies to stabilize foreign trade growth through innovative financial services [1][9]. Group 1: Financial Innovation - Financial innovation is a strong support for foreign trade enterprises to explore international markets, with Suzhou financial institutions focusing on actual enterprise needs to launch specialized financial products and services [2][3]. - Jiangsu Zhongxin Bo New Energy Technology Co., Ltd. exemplifies the empowerment of foreign trade enterprises by Suzhou financial institutions, achieving rapid growth with significant support from banks [3]. Group 2: Service and Product Innovation - Various financial institutions in Suzhou are innovating services and products to meet diverse enterprise needs, with the Industrial and Commercial Bank of China Suzhou Branch establishing a special credit limit of 300 billion yuan and launching unique products to assist enterprises in expanding globally [4]. - Agricultural Bank of China Suzhou Branch has introduced over ten hedging products to meet different risk management needs of enterprises, while other banks are enhancing support for small and medium-sized enterprises [4]. Group 3: Currency Risk Management - Currency fluctuations pose significant risks for foreign trade enterprises, and Suzhou financial institutions are helping businesses improve their currency risk management capabilities through innovative service models [5][6]. - The Agricultural Bank of China Suzhou Branch established the province's first "Small and Micro Enterprise Currency Risk Hedging Service Center" to provide one-stop services for local enterprises [5]. Group 4: Tailored Services - Suzhou financial institutions are actively providing tailored services to meet the personalized needs of foreign trade enterprises, including dedicated financial advisory services [8]. - Export credit insurance plays a crucial role in stabilizing enterprises' order and export confidence, while domestic trade insurance helps mitigate credit risks in domestic trade [8]. Group 5: Future Outlook - Facing complex international economic conditions, Suzhou financial institutions aim to continuously inject "financial vitality" into the sustainable operation and stable development of foreign trade enterprises [9].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) launched the "Spring融行动2025" initiative and the "工银e贸" foreign trade new business service system to support high-level opening-up and high-quality development of the Belt and Road Initiative, aiming to stabilize foreign trade growth and enhance the development of private enterprises [1][3]. Group 1: Initiative and Collaboration - ICBC has been conducting the "Spring融行动" for six consecutive years, leveraging its global network to connect markets and resources effectively, thereby supporting enterprises in their international ventures [3]. - Companies such as 乐歌人体工学科技股份有限公司 and 中基宁波集团股份有限公司 participated in the event, sharing their collaboration experiences with ICBC in the new business service area [3][4]. - Strategic cooperation agreements were signed between ICBC Ningbo Branch and local enterprises to enhance support for national strategies, new business applications, and business innovation research [3]. Group 2: Financial Services and Support - The "工银e贸" service system aims to provide comprehensive financial services covering accounts, settlements, financing, foreign exchange, inclusive finance, digital finance, cash management, business matchmaking, and specific customer groups [3][4]. - ICBC Ningbo Branch is focused on supporting the goal of making Ningbo a global cross-border e-commerce hub, enhancing financial support for new business models, and strengthening services such as financing credit, cross-border settlements, and exchange rate risk management [3][4]. - The new service system will cater to various new business models, including cross-border e-commerce and foreign trade comprehensive service enterprises, by establishing new international settlement channels and multi-currency direct exchange paths [4].

智能风控方面，跨境结算更加安全。工商银行按照"自主、可控、安全、高效"的标准建设了跨境电商支 付结算体系，在同业中首创内外联动、直连直通的服务模式。基于大数据与人工智能技术，构建跨境电 商智能风控体系，为企业提供事前、事中、事后全流程合规解决方案，保障交易合规、资金安全流转， 护航企业阳光出海。 （文章来源：中国新闻网） 创新服务方面，产品更加丰富。工商银行积极适应新业态"小额、高频、海量"等特点，依托完善的全球 网络布局、先进的科技系统、集团一体化联动等优势，搭建起集合账户管理、支付结算、融资担保、现 金管理、汇率避险、咨询顾问于一体的"工银e贸"外贸新业态服务体系，全方位满足客户需求。 2025年3月28日，中国工商银行副行长张伟武在工行2024年度业绩发布会上表示，2024年工商银行切实 履行"春融行动"服务承诺，累计为重点外贸外资企业发放融资4.8万亿元。据张伟武介绍，工商银行于 今年年初发布了"春融行动2025"，推出外贸新业态产品和服务体系，进一步以金融创新支持外贸新业态 高质量发展。 跨境服务方面，客群覆盖更广。工商银行构建面向支付机构、跨境电商平台等客户的跨境电商综合线上 服务体系，提供45个 ...