近日，在"财经中国2025年会暨第23届财经风云榜"评选中，徽商银行凭借在社会责任领域的扎实实践与 突出贡献，荣获"2025年度社会责任先锋银行"称号。一直以来，徽商银行积极践行金融工作的政治性、 人民性，始终冲锋在前、挺膺担当，以实际成效回应时代召唤，展现了地方金融机构的温度与力量。 一、党建引领，服务实体担当作为 徽商银行始终坚持党中央对金融工作的集中统一领导，将党建工作与经营发展深度融合，以高质量党建 引领高质量发展。该行持续深化党建与公司治理融合，强化董事会ESG治理职能，完善内控合规体系， 连续多年在安徽省支持地方经济发展考核中获评"优秀"，荣获安徽省金融支持高质量发展劳动竞赛一等 奖，定点帮扶工作连续多年获评安徽省直单位"优秀"等次。 在服务实体经济方面，徽商银行坚守"金融为民"初心，持续加大对小微企业、乡村振兴等领域的支持力 度，小微企业信贷政策导向效果评估为安徽省银行业金融机构最高等次。通过深化"一县一策"服务模 式，精准对接"一县一业"发展需求，聚焦县域特色产业难点、堵点，强化创新驱动和资源整合，助力地 方特色产业做强做大，该行县域贷款规模近3000亿元。例如，在阜南县，该行依托党建引领信用 ...

转自：新华财经 近年来，中信银行呼和浩特分行深入贯彻中央金融工作会议精神，将"五篇大文章"作为服务内蒙古自治 区高质量发展的核心引擎，融入经营管理全过程，立足北疆区域特色打造全方位、多层次的金融服务生 态，为地方发展注入强劲金融动能。 科技金融：科创赋能激活发展引擎 中信银行呼和浩特分行将科创企业列为重点授信方向，精准发力，提升对科创企业的综合金融服务能 力。依托中信集团"金融全牌照+实业全覆盖"的独特优势，该行打造"全金融牌照、全周期产品、全场景 服务"专属合作方案、推出"科创E贷"等多元服务模式。同时，聚焦内蒙古自治区"科技兴蒙"行动优化科 创企业全生命周期服务。截至2025年三季度末，该行科技金融贷款余额达96亿元，其中一般贷款较年初 增长5.51亿元，为自治区能源和战略资源基地建设注入创新活力。 绿色金融：绿贷助力绘就北疆生态底色 中信银行呼和浩特分行立足区域特色，将绿色金融作为服务自治区高质量发展的重要抓手，为不同发展 阶段、不同行业属性的企业提供差异化金融服务。在传统信贷领域，该行创新推出低碳／零碳园区贷、 碳排放权质押融资，破解绿色项目融资难题；对于大型绿色项目，该行充分发挥银团贷款优势，联合系 ...

Core Viewpoint - The central urban work conference emphasizes the construction of modern, innovative, livable, beautiful, resilient, civilized, and smart cities, focusing on urban renewal as a key approach to promote green transformation and build low-carbon cities [1] Group 1: Government Role - The government should lead the direction of urban green and low-carbon development through policy formulation, financial investment, and supervision [1] - Strategic planning should integrate green, low-carbon, and conservation concepts into urban design and construction, setting reasonable development speed, space, and functions to alleviate environmental pressure [1] - Establish a robust policy support system for low-carbon cities, including legal and financial support, special funds, and promoting green technology pilot projects [1] Group 2: Corporate Responsibility - Enterprises should actively fulfill their social responsibilities in energy conservation and emissions reduction, achieving a win-win in economic and environmental benefits through management and technological innovations [2] - A new mechanism should be established to transition from energy consumption control to carbon emission control, promoting green low-carbon development [2] - Successful experiences from low-carbon pilot cities, such as Zhejiang, should be promoted, where high-carbon enterprises face stricter environmental regulations while green technology firms receive fiscal support [2] Group 3: Role of Non-Governmental Organizations - Non-governmental organizations can provide feedback on social voices, assist in policy formulation and management, and implement supervision [3] - They can conduct independent research and provide low-carbon policy recommendations to the government, promoting regulatory optimization and enforcement [3] - Collaborating with research institutions, NGOs can help develop low-carbon technologies and promote clean energy applications in urban settings [3] Group 4: Public Participation - Public participation and support are fundamental to green low-carbon development, necessitating active engagement through policies [3] - Community education and training on ecological environment and low-carbon living should be conducted to enhance awareness and action towards green consumption [3] - Expanding diverse low-carbon scenarios in daily life, such as public transport and waste sorting, can increase public involvement in energy conservation and emissions reduction [3]

Core Insights - Huishang Bank is celebrating its 20th anniversary in 2025, having achieved significant milestones in asset and loan growth, with total assets exceeding 2 trillion and loan balances surpassing 1 trillion by the end of 2024 [1] - The bank has positioned green finance as a key strategic focus, aiming to enhance its service capabilities in this area as part of its core development strategy [2] Group 1: Financial Performance - By the end of 2024, Huishang Bank's total assets reached over 2 trillion, with loan balances crossing the 1 trillion mark, marking historic achievements in both lending and deposit scales [1] - The bank ranked 101st in the 2025 Global Banking 1000 list by The Banker [1] - The balance of green credit business reached 115.88 billion, reflecting a growth of 40.62% year-on-year, serving over 2,100 clients [1] Group 2: Strategic Development - Huishang Bank has integrated green finance into its core development strategy since 2021, establishing a dedicated team and a three-tiered organizational structure to support green projects [2] - The bank has joined several important platforms to enhance its green finance capabilities, including the Small and Medium Banks Green Finance Alliance [2] Group 3: Product Innovation - The bank has developed a comprehensive green financial product system, including specialized loans for ecological restoration and carbon emission rights [3] - In 2024, Huishang Bank issued the first sustainable development-linked loan for the steel industry in Anhui, showcasing its commitment to supporting industry transformation [3] - A significant loan of 165 million was granted to Anhui Xinfuxing Silicon Technology Co., marking the first transformation loan in the building materials sector [3] Group 4: Digital Transformation - In 2024, Huishang Bank launched a green finance management system that enables online management of green financial operations, enhancing efficiency [4] Group 5: Industry Support - The bank has provided 114.4 billion in credit to the new energy vehicle industry in Anhui, supporting 1,702 upstream and downstream enterprises [5] - Huishang Bank has actively engaged in environmental rights financing, promoting the conversion of ecological resources into development advantages [5] Group 6: Recognition and Achievements - By the end of 2024, the bank had issued approximately 785 million in carbon reduction loans, leading to over 100,000 tons of annual carbon reduction, ranking first among local financial institutions in Anhui [6] - The bank received multiple accolades for its green finance initiatives, including the "Green Finance Single Champion" award in Anhui [6] - Huishang Bank aims to continue its commitment to green development and innovation to achieve carbon neutrality goals and promote sustainable economic growth [6]

Core Viewpoint - Nantong Rural Commercial Bank is actively implementing the national Yangtze River Delta integration development strategy, focusing on four main lines: industrial collaboration, inclusive finance, green transformation, and digital empowerment, to drive high-quality economic development in the region [1] Group 1: Financial Performance - As of mid-year, the bank's total loan balance reached 65.921 billion yuan, with a net increase of 3.626 billion yuan, representing a growth rate of 5.82% [1] - The balance of green loans amounted to 84.1908 million yuan, indicating a positive development trend [1] Group 2: Organizational Structure and Talent Development - A green finance working group was established, led by the bank's president, to enhance organizational structure, system construction, and service models, ensuring robust support for the Yangtze River Delta integration development [1] - The bank has created a three-dimensional training system focusing on layered training, practical transformation, and incentive guidance to enhance staff capabilities in green finance [1] Group 3: Green Finance Initiatives - The bank has implemented a "dual-track assessment" mechanism to allocate credit resources effectively, increasing support for green industries such as low-carbon and circular economies [2] - A product matrix including "Green Energy Loan," "Pollution Rights Loan," and "Environmental Loan" has been developed to support projects related to energy conservation, pollution prevention, and ecological restoration [2] - The maximum interest rate for green loans is capped at LPR plus 80 basis points, demonstrating the bank's commitment to benefiting the real economy [2] Group 4: Future Development Strategy - The bank plans to continue its four-dimensional integration strategy of industry, finance, technology, and talent, focusing on product innovation, government-enterprise cooperation, and talent cultivation [3] - Future product development will include carbon emission rights pledge financing and green supply chain finance to support the green transformation of traditional industries [3] - The bank aims to enhance collaboration with government departments and research institutions to create a green industry fund, establishing a virtuous cycle of policy guidance, resource aggregation, and value closure [3]

Core Insights - The North Bund in Shanghai is positioned as a key area for urban development, integrating shipping and finance to create a new urban development benchmark [1][2] - The area has seen significant growth in financial services, with over 2,100 financial enterprises and an asset management scale exceeding 8 trillion yuan by 2024 [5][6] - The North Bund has transformed into a hub for global shipping rules and financial services, contributing over 45% to the regional economy [5][8] Financial Growth - The financial value added in Hongkou District has shown consistent growth from 198.60 billion yuan in 2020 to a projected 278.62 billion yuan in 2024, with a compound annual growth rate of 6.4% [3][5] - The establishment of various financial institutions and alliances, such as the Shanghai Financial Technology Industry Alliance and the North Bund International Chamber of Commerce, has attracted international financial players [2][5] Industry Integration - The integration of shipping and finance has led to the creation of specialized financial products and services tailored for the shipping industry, such as ship financing and freight insurance [6][8] - The North Bund has become a strategic center for both asset management and financial technology, enhancing its role within Shanghai's "Golden Triangle" [5][8] Infrastructure Development - Over the past five years, the North Bund has completed 46 major construction projects, significantly enhancing its urban landscape and functionality [16][20] - The area has transformed from a traditional shipping hub to a modern service-oriented economy, focusing on sectors like green finance, technology innovation, and international trade [12][13] International Engagement - The North Bund has hosted numerous international events and activities, attracting global attention and participation, which has contributed to a 35.8% increase in foreign investment in 2024 [16][20] - The establishment of the North Bund International Legal Service Port aims to facilitate outbound enterprises by providing comprehensive legal and financial services [12][20]