四是发挥公众的主体功能。公民的参与和支持是绿色低碳发展的基础。应通过政策积极发动公众，在居 家、消费、生产、出行等各方面践行节能低碳理念。开展社区生态环境教育与低碳生活培训，提升绿色 消费意识与行动力。拓展多元低碳场景，从公共交通、垃圾分类、无纸办公等日常领域，延伸至绿色建 筑改造、二手物品交易、分布式光伏安装等高减排领域，提高公众的参与度。加强社区自治微循环，组 织旧物回收、绿地维护等在地化项目，推广低碳活动，提升公众主动参与节能减排的积极性。 二是发挥企业资源配置的作用。企业应积极履行节能减排社会责任，通过管理创新、技术创新实现经济 与环境效益双赢。应建立能耗双控向碳排放双控转型的新机制，加快构建碳排放总量和强度双控制度体 系，推动企业绿色低碳发展。浙江等地的低碳试点城市经验值得推广，比如，浙江对高碳企业强化环境 管制，对绿色科技企业提供财税支持，推动其绿色专利增长。榆林、鄂尔多斯等资源型城市，通过技术 补贴推动煤炭企业应用智能开采设备，降低吨煤能耗。推进碳金融创新，利用碳排放权质押融资、"碳 汇保险"及绿色债券等支持企业绿色转型。鼓励企业通过供应链协同降碳，比如，浙江吉利等链主企业 要求上下游产业链相关 ...

Core Viewpoint - The company, China People's Property Insurance Co., Ltd. (PICC), is committed to promoting green finance and sustainable development, aligning with the "Two Mountains" philosophy, which emphasizes the balance between ecological preservation and economic growth [2] Group 1: Green Insurance Initiatives - PICC has provided cumulative risk protection of 126.35 trillion yuan in green insurance by mid-2025, marking a year-on-year increase of 23.90% [2] - The company has developed a comprehensive low-carbon transition insurance product system, offering tailored insurance solutions for industries such as steel, non-ferrous metals, and petrochemicals [3] - In 2024, PICC supported 174 green low-carbon enterprises with financing guarantees amounting to 456 million yuan [3] Group 2: Environmental Risk Management - PICC is actively promoting environmental pollution liability insurance, providing 19.7 billion yuan in risk protection in 2024 [4] - The company issued the first batch of sustainable development (ESG) insurance policies in Huzhou, Zhejiang, with a total insured amount of 88 million yuan [4] - A memorandum of cooperation was signed to enhance the green and low-carbon levels of the entire lifecycle of ships, providing 10.9 trillion yuan in risk protection in 2024 [5] Group 3: Carbon Sequestration and Ecosystem Improvement - PICC is developing forest and carbon sink insurance, providing coverage for approximately 975.4 billion yuan for 1.1 billion mu of forest land in 2024 [6] - The company launched the first comprehensive carbon sink value insurance in Nanjing, filling a gap in insurance for surface vegetation and soil carbon sinks [6] - In Xiamen, PICC introduced the first blue carbon trading property safety insurance, supporting a 2,000-ton blue carbon trading project [6] Group 4: Clean Energy Support - PICC is providing risk protection of 4 trillion yuan for clean energy projects, including solar, wind, and hydropower in 2024 [7] - The company has insured over 11.5 million new energy vehicles, offering nearly 30 trillion yuan in risk protection [7] - PICC is involved in the insurance of green rail transport projects, providing 287.6 billion yuan in risk protection for various construction segments [7] Group 5: Climate Risk Management - The company is expanding its disaster insurance coverage to include multiple disaster causes, with local disaster insurance covering 118 cities and protecting 410 million people in 2024 [8] - PICC is enhancing its disaster prevention and mitigation capabilities by establishing risk maps and meteorological warning services [8] - The company aims to contribute to sustainable development and the construction of a beautiful China by implementing the "Two Mountains" philosophy [8]

Core Viewpoint - The forum on rural revitalization highlighted the importance of financial services in supporting rural development, with Ping An Property & Casualty Insurance focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Financial Services for Rural Revitalization - Ping An Property & Casualty Insurance aims to leverage its resources to support rural revitalization through its "Five Articles of Finance" strategy [1] - The company has established 3,566 party-building co-construction points and implemented 682 industrial revitalization projects, benefiting approximately 1.87 million farmers and generating around 15.2 billion yuan in income [2] - The core of rural revitalization is identified as industrial revitalization, which is essential for driving rural economic development [2] Group 2: Inclusive Finance and Industry Support - The "Nine Strong" full industrial chain support model includes training, credit enhancement, interest subsidies, equipment construction, platform establishment, risk coverage, deep processing, brand building, and sales assistance [2] - Specific case studies include the shrimp and lotus co-cultivation project in Jingzhou, Hubei, and the smart aquaculture ecosystem in Yueyang, Hunan, which helped a farmer turn a loss of 700,000 yuan into a profit of 1.5 million yuan [2] Group 3: Green Finance Initiatives - Ping An Property & Casualty Insurance has launched various green insurance products, including carbon sink insurance and ancient tree protection insurance, to promote ecological protection and sustainable development [3] - The company has developed 14 customized insurance products for ancient trees, covering 23,200 ancient trees across seven provinces [3] Group 4: Technology and Digital Finance - The company utilizes big data and artificial intelligence to enhance disaster prevention and rapid claims processing, aiming to create a technology-driven agricultural insurance model [5] - The "Ping An Love Agriculture App" has over 1 million users and offers services in multiple ethnic languages, enhancing accessibility for rural farmers [5] Group 5: Pension and Health Services - Ping An Property & Casualty Insurance has introduced pension insurance products for rural residents, combining insurance with health management to provide medical and health services for the elderly [5] - The company emphasizes a collaborative approach involving government, enterprises, financial institutions, and society to enrich insurance supply and innovate service models for rural revitalization [5]

Core Viewpoint - Green insurance is a crucial financial tool for risk management and funding in the context of ecological safety and green development, aligning with national "dual carbon" goals [1] Group 1: Green Insurance Initiatives - China Pacific Insurance has actively responded to national green development initiatives by launching a series of green insurance products and services, supporting ecological civilization and low-carbon transformation [1] - The company has developed the world's first rare animal insurance product, specifically for giant pandas, providing travel accident insurance and breeding insurance, with over 4 billion yuan in risk coverage for 388 pandas by the end of 2022 [2][4] Group 2: Carbon Offset Insurance - Carbon offset insurance is highlighted as a significant product, providing risk management and support for carbon offset projects, including a recent 6.1323 million yuan coverage for 67,000 acres of carbon offset forest in Sichuan [4] - In Shandong, the company issued the first local government public welfare forest carbon offset insurance, providing 16.8 million yuan in risk coverage for 280,000 acres of public welfare forest [4] Group 3: Protection of Ancient Trees - The company has introduced comprehensive insurance for ancient trees, addressing issues of protection and public safety, with significant coverage amounts for ancient trees in various regions [5][6] Group 4: Technological Integration in Agriculture - The company has embraced digital transformation by partnering with Alibaba Cloud, implementing a new distributed core system to enhance agricultural insurance through technologies like satellite remote sensing and IoT [8] - Projects such as "Smart Agriculture Rice Field Manager" and "Insurance Cloud Fish Pond" utilize advanced technologies to provide risk management and monitoring for rice and aquaculture industries [9] Group 5: Commitment to Green Development - The company aims to support national strategies and local economies through green insurance and technology, demonstrating corporate responsibility and social value [10]