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金融如水 善利万物:解码中国平安的“山河行旅图”
Nan Fang Du Shi Bao· 2025-12-19 11:25
Core Viewpoint - China Ping An is actively participating in the rural revitalization strategy by integrating financial services with technological innovation to support local agricultural development and enhance rural livelihoods [5][19][25]. Group 1: Financial Support and Technological Integration - China Ping An has launched a "Rural Revitalization Plan" for Guangxi, focusing on enhancing local agricultural products like the "Crispy Honey Kumquat" through financial and technological support [11][19]. - The company has implemented a comprehensive support system that includes low-interest loans, insurance coverage for agricultural risks, and e-commerce infrastructure to facilitate the sale of local products [19][21]. - The integration of IoT and AI technologies in monitoring ancient tea trees in Guangdong exemplifies how financial services can be combined with technology to protect natural heritage and promote sustainable agriculture [5][7][24]. Group 2: Insurance Innovations - China Ping An has introduced innovative green insurance products, including "Ancient Tree Protection Insurance," with a total coverage amount of 2.08 billion yuan for ancient tea trees in Guangdong [7][24]. - The company aims to provide risk protection for over 25,199 ancient trees in Guangdong by 2025, contributing to the preservation of local biodiversity and cultural heritage [7][19]. - The "Ping An Ancient Tree Protection Action" has already provided over 1 billion yuan in risk protection for more than 55,000 ancient trees nationwide, reflecting the company's commitment to environmental sustainability [7][19]. Group 3: Community Engagement and Development - China Ping An has engaged in over 400 rural support projects across the country, focusing on local characteristics and sustainable development [16][25]. - The company has invested over 60 million yuan in various rural revitalization initiatives, directly supporting agricultural and infrastructure development in Guangdong [7][19]. - The "Red and Green Light" public welfare initiative has improved road safety in rural areas, benefiting over 200,000 villagers and enhancing connectivity between rural communities and urban markets [21][25]. Group 4: Long-term Vision and Strategy - The company emphasizes a shift from "blood transfusion" poverty alleviation to "blood-making" sustainable development, aiming to create a self-sustaining ecosystem for rural economies [17][19]. - China Ping An's approach aligns with the national strategy for agricultural modernization and rural revitalization, focusing on comprehensive support across the agricultural value chain [17][25]. - The company's commitment to integrating financial services with local agricultural practices is seen as a model for future rural development initiatives in China [19][25].
盟浪常务副总裁葛兴安:壮大蓝碳交易市场 赋能海洋经济高质量发展
Xin Hua Cai Jing· 2025-12-10 07:38
从破局角度,葛兴安建议,可从扩容参与主体入手,比如可鼓励上市公司将蓝碳融入可持续信息披露, 同时可以推出小额蓝碳现货、蓝碳远期现货、可转售现货等创新产品共同激活蓝碳交易市场的流动性。 同时建立科学定价机制,包括基础定价、市场定价、国际定价和指数定价等方面。此外还需打造完善的 交易生态,出台和交易市场匹配的交易制度和规则,明确市场运行规范,明确监管规则和要求加强对蓝 碳交易市场的监管,提供统一的交易、结算和交割平台,强化国际合作,引进国际交易主体,提升我国 蓝碳交易市场的国际影响力。 新华财经广州12月10日电 12月9日-10日,2025明珠湾气候投融资大会在广州南沙明珠湾举行,在10日 举办的"向海图强——激活蓝碳动能助力海洋经济高质量发展"分会议上,盟浪可持续数字科技(深圳) 有限公司常务副总裁葛兴安发表题为《中国蓝碳交易市场的实践与破局》的主旨演讲。 葛兴安表示,碳汇最终的价值实现在于市场交易环节。2020年以来在政策驱动下,我国的蓝碳即海洋碳 汇交易市场实现跨越式发展,一系列国家级政策的落地为市场发展奠定良好基础。一些地方政府,特别 是沿海省份开展具有特色的蓝碳试点成效显著,在价值实现方面,已经从碳汇 ...
国元保险河南分公司:农险服务提质升级 助力“三农”稳发展
Core Viewpoint - Guoyuan Insurance's Henan branch has demonstrated significant achievements in supporting agricultural development and rural revitalization through innovative insurance products and efficient claims services, particularly in response to adverse weather conditions [1][3]. Group 1: Agricultural Insurance Services - The company has implemented emergency plans and established special working groups to efficiently conduct claims assessments and payouts in response to adverse weather, such as the "rotten field rain" in 2023 and the combined drought and rain in 2025, with total advance payments reaching 68.45 million yuan [1]. - Guoyuan Insurance has developed a "heaven, air, and ground" integrated inspection system using satellite remote sensing and drone aerial photography to enhance underwriting precision, claims efficiency, and digital management [1][3]. - The company has launched innovative agricultural insurance products, including price and feed cost insurance for pigs, corn, soybeans, and peanuts, utilizing the price risk hedging function of futures to mitigate market price volatility [3]. Group 2: Financial and Technological Innovations - Since 2021, the company has provided over 5 billion yuan in ecological risk protection through green finance products like forest and carbon sink insurance, and has offered agricultural production risk protection totaling 24.761 billion yuan to 2.9858 million farming households [3]. - The company has established a rural insurance big data center and optimized mobile service platforms to enhance risk control and service levels, promoting intelligent and transparent agricultural insurance services [3]. - Guoyuan Insurance has actively developed pension insurance products to support the construction of a multi-tiered pension security system [3]. Group 3: Community Engagement and Support - The company organizes agricultural technology expert teams and volunteer service teams to provide knowledge dissemination, technical training, disaster reduction, and material donations during critical farming periods [4]. - Guoyuan Insurance offers 24/7 service to clients during adverse weather events to ensure smooth claims processing [4]. - The company has established 216 township-level "three rural" insurance service stations and 3,246 village-level service points in Henan Province, achieving full coverage of its service network [6].
绿色低碳城市建设应发挥多主体协同
Core Viewpoint - The central urban work conference emphasizes the construction of modern, innovative, livable, beautiful, resilient, civilized, and smart cities, focusing on urban renewal as a key approach to promote green transformation and build low-carbon cities [1] Group 1: Government Role - The government should lead the direction of urban green and low-carbon development through policy formulation, financial investment, and supervision [1] - Strategic planning should integrate green, low-carbon, and conservation concepts into urban design and construction, setting reasonable development speed, space, and functions to alleviate environmental pressure [1] - Establish a robust policy support system for low-carbon cities, including legal and financial support, special funds, and promoting green technology pilot projects [1] Group 2: Corporate Responsibility - Enterprises should actively fulfill their social responsibilities in energy conservation and emissions reduction, achieving a win-win in economic and environmental benefits through management and technological innovations [2] - A new mechanism should be established to transition from energy consumption control to carbon emission control, promoting green low-carbon development [2] - Successful experiences from low-carbon pilot cities, such as Zhejiang, should be promoted, where high-carbon enterprises face stricter environmental regulations while green technology firms receive fiscal support [2] Group 3: Role of Non-Governmental Organizations - Non-governmental organizations can provide feedback on social voices, assist in policy formulation and management, and implement supervision [3] - They can conduct independent research and provide low-carbon policy recommendations to the government, promoting regulatory optimization and enforcement [3] - Collaborating with research institutions, NGOs can help develop low-carbon technologies and promote clean energy applications in urban settings [3] Group 4: Public Participation - Public participation and support are fundamental to green low-carbon development, necessitating active engagement through policies [3] - Community education and training on ecological environment and low-carbon living should be conducted to enhance awareness and action towards green consumption [3] - Expanding diverse low-carbon scenarios in daily life, such as public transport and waste sorting, can increase public involvement in energy conservation and emissions reduction [3]
人保财险:深入践行“两山”理念 书写绿色发展新篇
Ren Min Ri Bao· 2025-08-26 21:39
Core Viewpoint - The company, China People's Property Insurance Co., Ltd. (PICC), is committed to promoting green finance and sustainable development, aligning with the "Two Mountains" philosophy, which emphasizes the balance between ecological preservation and economic growth [2] Group 1: Green Insurance Initiatives - PICC has provided cumulative risk protection of 126.35 trillion yuan in green insurance by mid-2025, marking a year-on-year increase of 23.90% [2] - The company has developed a comprehensive low-carbon transition insurance product system, offering tailored insurance solutions for industries such as steel, non-ferrous metals, and petrochemicals [3] - In 2024, PICC supported 174 green low-carbon enterprises with financing guarantees amounting to 456 million yuan [3] Group 2: Environmental Risk Management - PICC is actively promoting environmental pollution liability insurance, providing 19.7 billion yuan in risk protection in 2024 [4] - The company issued the first batch of sustainable development (ESG) insurance policies in Huzhou, Zhejiang, with a total insured amount of 88 million yuan [4] - A memorandum of cooperation was signed to enhance the green and low-carbon levels of the entire lifecycle of ships, providing 10.9 trillion yuan in risk protection in 2024 [5] Group 3: Carbon Sequestration and Ecosystem Improvement - PICC is developing forest and carbon sink insurance, providing coverage for approximately 975.4 billion yuan for 1.1 billion mu of forest land in 2024 [6] - The company launched the first comprehensive carbon sink value insurance in Nanjing, filling a gap in insurance for surface vegetation and soil carbon sinks [6] - In Xiamen, PICC introduced the first blue carbon trading property safety insurance, supporting a 2,000-ton blue carbon trading project [6] Group 4: Clean Energy Support - PICC is providing risk protection of 4 trillion yuan for clean energy projects, including solar, wind, and hydropower in 2024 [7] - The company has insured over 11.5 million new energy vehicles, offering nearly 30 trillion yuan in risk protection [7] - PICC is involved in the insurance of green rail transport projects, providing 287.6 billion yuan in risk protection for various construction segments [7] Group 5: Climate Risk Management - The company is expanding its disaster insurance coverage to include multiple disaster causes, with local disaster insurance covering 118 cities and protecting 410 million people in 2024 [8] - PICC is enhancing its disaster prevention and mitigation capabilities by establishing risk maps and meteorological warning services [8] - The company aims to contribute to sustainable development and the construction of a beautiful China by implementing the "Two Mountains" philosophy [8]
平安产险龙泉:做好金融“五篇大文章”,服务乡村全面振兴
Di Yi Cai Jing· 2025-08-21 07:25
Core Viewpoint - The forum on rural revitalization highlighted the importance of financial services in supporting rural development, with Ping An Property & Casualty Insurance focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Financial Services for Rural Revitalization - Ping An Property & Casualty Insurance aims to leverage its resources to support rural revitalization through its "Five Articles of Finance" strategy [1] - The company has established 3,566 party-building co-construction points and implemented 682 industrial revitalization projects, benefiting approximately 1.87 million farmers and generating around 15.2 billion yuan in income [2] - The core of rural revitalization is identified as industrial revitalization, which is essential for driving rural economic development [2] Group 2: Inclusive Finance and Industry Support - The "Nine Strong" full industrial chain support model includes training, credit enhancement, interest subsidies, equipment construction, platform establishment, risk coverage, deep processing, brand building, and sales assistance [2] - Specific case studies include the shrimp and lotus co-cultivation project in Jingzhou, Hubei, and the smart aquaculture ecosystem in Yueyang, Hunan, which helped a farmer turn a loss of 700,000 yuan into a profit of 1.5 million yuan [2] Group 3: Green Finance Initiatives - Ping An Property & Casualty Insurance has launched various green insurance products, including carbon sink insurance and ancient tree protection insurance, to promote ecological protection and sustainable development [3] - The company has developed 14 customized insurance products for ancient trees, covering 23,200 ancient trees across seven provinces [3] Group 4: Technology and Digital Finance - The company utilizes big data and artificial intelligence to enhance disaster prevention and rapid claims processing, aiming to create a technology-driven agricultural insurance model [5] - The "Ping An Love Agriculture App" has over 1 million users and offers services in multiple ethnic languages, enhancing accessibility for rural farmers [5] Group 5: Pension and Health Services - Ping An Property & Casualty Insurance has introduced pension insurance products for rural residents, combining insurance with health management to provide medical and health services for the elderly [5] - The company emphasizes a collaborative approach involving government, enterprises, financial institutions, and society to enrich insurance supply and innovate service models for rural revitalization [5]
“数字中华”加强科技赋能,特色险种提升多元保障,中华财险深入推进绿色保险高质量发展
Xin Hua Wang· 2025-08-12 06:14
Core Viewpoint - Green insurance is a crucial financial tool for risk management and funding in the context of ecological safety and green development, aligning with national "dual carbon" goals [1] Group 1: Green Insurance Initiatives - China Pacific Insurance has actively responded to national green development initiatives by launching a series of green insurance products and services, supporting ecological civilization and low-carbon transformation [1] - The company has developed the world's first rare animal insurance product, specifically for giant pandas, providing travel accident insurance and breeding insurance, with over 4 billion yuan in risk coverage for 388 pandas by the end of 2022 [2][4] Group 2: Carbon Offset Insurance - Carbon offset insurance is highlighted as a significant product, providing risk management and support for carbon offset projects, including a recent 6.1323 million yuan coverage for 67,000 acres of carbon offset forest in Sichuan [4] - In Shandong, the company issued the first local government public welfare forest carbon offset insurance, providing 16.8 million yuan in risk coverage for 280,000 acres of public welfare forest [4] Group 3: Protection of Ancient Trees - The company has introduced comprehensive insurance for ancient trees, addressing issues of protection and public safety, with significant coverage amounts for ancient trees in various regions [5][6] Group 4: Technological Integration in Agriculture - The company has embraced digital transformation by partnering with Alibaba Cloud, implementing a new distributed core system to enhance agricultural insurance through technologies like satellite remote sensing and IoT [8] - Projects such as "Smart Agriculture Rice Field Manager" and "Insurance Cloud Fish Pond" utilize advanced technologies to provide risk management and monitoring for rice and aquaculture industries [9] Group 5: Commitment to Green Development - The company aims to support national strategies and local economies through green insurance and technology, demonstrating corporate responsibility and social value [10]