10月27日，中信银行北京分行在中关村国家自主创新示范区展示中心举办"科技引领、信聚未 来"——中信银行北京分行未来信息行业论坛暨科创金融中心成立大会。 本次大会得到了社会各界的大力支持和积极响应。北京市经济和信息化局、海淀区人民政府、北京 市工商业联合会、北京证券交易所、北京股权交易中心等政府部门相关领导出席。中信金控及中信银 行、中信证券、中信建投证券、中信信托、中信保诚人寿、中国华融等单位相关领导出席并提供协同支 持。多家未来信息产业领域优秀企业代表受邀参会并进行现场交流。 活动现场，在参会嘉宾的共同见证下，与会政府领导与中信方相关领导共同启动中信银行北京分行 科创金融中心成立仪式，用源源不断的金融活水，精准滴灌实体经济。同时，中信银行总行为北京分行 首批遴选的15家科创金融先锋军支行进行了授牌；北京分行与企业代表签署了银企战略合作协议；中信 金控投行子委北京区域分会成员单位共同发布了《金融支持科创企业共同行动宣言》。各方共同搭建平 台，聚集合力，深度赋能科创企业实现高质量发展。 近年来，在中信银行总行的引领指导和协同单位的通力配合下，中信银行北京分行积极融入北京市 国际科技创新中心建设，不断完善服务体 ...

Group 1 - Postal Savings Bank of China Yongzhou Branch reported a loan balance of 19.96 billion yuan as of April 2025, with 4.698 billion yuan issued this year, focusing on inclusive finance to support local economic development [1] - The bank implements a "one county, one industry" strategy, providing tailored financial services for local specialties such as pomelo and pig farming, with personal operating loans exceeding 5.29 billion yuan [1] - The bank has created over 2,000 credit villages and collected data from 37,000 users, enhancing rural financial services [1] Group 2 - To address financing challenges for small and micro enterprises, the bank has launched various initiatives, with small enterprise loan balances exceeding 1.82 billion yuan and over 750 million yuan issued this year [2] - The bank focuses on "park finance + technology finance," offering products like online innovation loans and offline technology credit loans, with credit limits up to 100 million yuan for national-level specialized enterprises [2] - Manufacturing loans exceeded 940 million yuan, with over 530 million yuan issued this year, increasing by more than 180 million yuan [2] Group 3 - The bank supports local industries such as agricultural processing and advanced manufacturing, providing credit of 22.6 million yuan for the electric appliance industry and 36 million yuan for the light textile industry [3] - The bank promotes green development by supporting ecological projects, issuing 270 million yuan in loans for renewable energy projects and 250 million yuan for forest reserve projects [3] - As of April 2025, the bank's green loan balance exceeded 1.48 billion yuan, with a growth rate of over 28% [3]

Group 1 - The core viewpoint emphasizes the importance of implementing a comprehensive financial policy in response to national economic strategies and monetary policy adjustments [1][2] - The bank is committed to supporting the real economy, expanding domestic demand, and reinforcing risk management as part of its strategic goals [2] Group 2 - The bank has initiated both online and offline promotional activities to enhance the effectiveness of policy communication, including placing informational materials in branch locations and utilizing digital media [3] - A feedback loop mechanism has been established to optimize and promote successful policy communication cases internally [3] Group 3 - The bank focuses on key sectors such as inclusive finance, foreign trade, and technological innovation, providing tailored financial services to address specific financing challenges faced by businesses [4] - A successful case involved a specialized enterprise receiving a 3 million yuan loan through a collaborative effort between government and bank, showcasing effective public-private partnerships [4] Group 4 - The bank has also achieved a 10 million yuan personal business loan by identifying and addressing the needs of existing customers through customized solutions [5] - Future strategies will prioritize the balance between functional and profit-driven services, aiming to enhance financial support for regional high-quality development [5]

Core Viewpoint - The People's Bank of China in Luoyang is focusing on enhancing the effectiveness of technology finance to drive industrial upgrades and support high-quality local economic development [1] Group 1: Policy Initiatives - The Luoyang branch of the People's Bank of China has launched a "Technology Finance Escort Action" to create a virtuous cycle of "technology-industry-finance" [2] - A "Breaking the Ice" credit initiative was started in September 2024, resulting in loans of 631 million yuan to 37 first-time borrowers [2] - Financial institutions are optimizing their organizational structures and risk control systems to better support technology enterprises [2] Group 2: Financial Support Mechanisms - A risk loss compensation system for technology enterprises has been established, with a funding pool of 130 million yuan to support banks [3] - Knowledge property pledge financing events have facilitated over 30 million yuan in loans to six enterprises, turning patents into financial assets [3] - By the end of 2024, the loan balance for technology enterprises in Luoyang reached 56.583 billion yuan, a year-on-year increase of 19.14% [3] Group 3: Case Studies of Financial Impact - The LYC Automotive Bearing Company received loans totaling 14.0245 million yuan for automation upgrades, significantly enhancing production efficiency [4] - The 1 million-ton ethylene project in Henan received 1.33 billion yuan in project loans, expected to generate 20 billion yuan in annual revenue upon completion [5] - As of March 2025, 13.59 billion yuan in loans were disbursed for technology innovation and equipment upgrades, with a minimum annual interest rate of 2.4% [6] Group 4: Innovative Financial Products - The "Science and Technology E-Loan" product from CITIC Bank provided 10 million yuan to a specialized enterprise facing cash flow issues [8] - The "Good Science Loan" product from Construction Bank allows enterprises to leverage intellectual property as collateral for loans [8] - The Bank of Communications in Luoyang has developed a technology innovation rating model to provide tailored credit approvals for high-tech enterprises [9]