"支行依托自贸区制度创新先行先试优势，采取多种举措助力科创企业发展。"中国银行济南自贸区支行 行长李康表示，目前，该支行所服务的企业中，专精特新企业授信户数占比56%，授信金额占比38%， 瞪羚企业授信户数占比33%，授信金额占比25%，支持小巨人企业5户，制造业单项冠军企业2户。"支 行科创企业贷款投放占全部企业贷款比重超过40%，有效解决科创企业融资难题。" 李康说，该支行根据自贸区经济特点，发挥中行全球化优势，助力"外投内""内投外"双向流动；优化跨 境双向人民币资金池，推出"世界·无界"现金管理产品，助力科创企业"引进来"和"走出去"。其中，该行 强化资源共享，对接境外资源，帮助驻济外贸企业搭建覆盖全链条、响应全球化的金融生态。 中新网济南7月3日电(记者沙见龙)"科技支行要打破以产品或服务创新为核心的固有思维，聚焦特定场 景中的用户需求，通过产品、服务的重新组合或突破，解决该场景下的具体问题。"7月3日，中国建设 银行济南泉城支行行长谭庆华在会议现场，分享该行通过金融场景创新，解决科创企业融资难题的经 验。 7月3日，济南市人民政府新闻办公室召开新闻发布会，介绍该市创新建设和打造科技支行的有关情况。 ...

Core Insights - The Tianjin Free Trade Zone (FTZ) has launched 22 new financial innovation cases to address industry pain points and promote financial reform and development [1] - Over the past decade, the Tianjin FTZ has introduced a total of 183 financial innovation cases, enhancing financial services for local enterprises and contributing valuable experience to China's financial reform and opening-up [1] Group 1: New Financial Innovations - The FTZ has implemented the first nationwide "cold chain industry脱核链贷" financing model, which shifts the focus from core enterprise credit to actual transactions, thereby expanding the overall scale of industry financing [2] - The establishment of "绿租云," the first nationwide information platform for green leasing, significantly improves evaluation efficiency for green leasing projects [2] - The first securitization of intellectual property through ABCP in the country has been initiated, demonstrating the potential for transforming and activating intangible assets [2] Group 2: Local Innovations - The FTZ has launched the first "cultural and entertainment + consumption" international payment pilot area in Tianjin, enhancing payment experiences for foreign visitors and supporting small businesses in international trade [3] - The first cross-border RMB facilitation business in the Beijing-Tianjin-Hebei region has been completed, creating a "facilitation + electronic" dual-channel for high-quality enterprises [3] - The first "enterprise green code" linked loan has been introduced, incentivizing companies to improve their green practices based on their green code ratings [3] Group 3: System Innovations - The first cross-border RMB financing scheme has been designed to support integrated projects, facilitating the "going out" strategy for enterprises [4] - The inclusion of port comprehensive logistics service fees in service trade insurance helps logistics providers manage long settlement periods and high service costs [4] - The Tianjin Municipal Financial Office aims to enhance financial innovation development in the FTZ, focusing on serving economic construction and high-quality development [4]