2026.01.19 本文字数：3496，阅读时长大约6分钟 作者 |第一财经 南英 封图 |AI生成 在不知情的情况下连续数月被扣款，发现后却找不到取消途径。谈起最近被一平台莫名扣款一事，孙先 生依旧感到疑惑。 1月10日，孙先生偶然打开手机银行APP查询账单，发现账户在1月7日早上被扣除29.9元。随后，他查 询银行账单，发现此前已有几个月被莫名其妙地自动扣款了。他向第一财经记者表示，不同于常规消费 扣款会明确标注消费场景，这笔扣款并不显示消费用途。 不少消费者向记者表示，他们都曾有类似遭遇，直到偶然查询账单时才突然发现钱就被"自动续费"扣走 了。 近日，记者在黑猫投诉平台上输入关键词"自动续费"时，平台显示的相关投诉超过21.7万条，内容主要 聚焦三大问题：一是平台未履行提前告知义务便擅自扣费；二是即便有提醒，也仅通过站内消息这类隐 蔽渠道发送，难以被消费者及时察觉；三是扣费后消费者提出退款诉求时，往往遭到平台直接拒绝。 如今，视频、音乐、网盘、阅读等各类App的会员服务，已深入日常生活。为吸引消费者，不少平台纷 纷推出首月低价、连续订阅享优惠等营销手段，吸引了大批消费者主动开通自动续费功能。 但不少平 ...

部分平台未以显著方式提前告知续费事宜，并且刻意设置繁琐的取消路径 在不知情的情况下连续数月被扣款，发现后却找不到取消途径。谈起最近被一平台莫名扣款一事，孙先 生依旧感到疑惑。 1月10日，孙先生偶然打开手机银行APP查询账单，发现账户在1月7日早上被扣除29.9元。随后，他查 询银行账单，发现此前已有几个月被莫名其妙地自动扣款了。他向第一财经记者表示，不同于常规消费 扣款会明确标注消费场景，这笔扣款并不显示消费用途。 不少消费者向记者表示，他们都曾有类似遭遇，直到偶然查询账单时才突然发现钱就被"自动续费"扣走 了。 近日，记者在黑猫投诉平台上输入关键词"自动续费"时，平台显示的相关投诉超过21.7万条，内容主要 聚焦三大问题：一是平台未履行提前告知义务便擅自扣费；二是即便有提醒，也仅通过站内消息这类隐 蔽渠道发送，难以被消费者及时察觉；三是扣费后消费者提出退款诉求时，往往遭到平台直接拒绝。 如今，视频、音乐、网盘、阅读等各类App的会员服务，已深入日常生活。为吸引消费者，不少平台纷 纷推出首月低价、连续订阅享优惠等营销手段，吸引了大批消费者主动开通自动续费功能。 但不少平台却在优惠背后暗藏套路。部分平台并未按 ...

Group 1: Logistics and Warehousing Industry - In July 2025, the national express delivery volume reached 16.4 billion pieces, a year-on-year increase of 15.1%, with a total of 112.05 billion pieces from January to July, up 18.7% year-on-year [5][6] - The express delivery industry is experiencing a trend of concentration, with the CR8 increasing to 86.9, reflecting a 1.7 point year-on-year increase, indicating a significant rise in the market share of leading companies [6][7] - The revenue of the express delivery industry in July 2025 increased by 8.9% year-on-year, while the average revenue per piece decreased by 5.3%, showing a narrowing of the price decline and a shift towards healthier competition [7][8] Group 2: New Energy Power Generation Industry - The report discusses the supply-demand contradictions and cyclical nature of the new energy industry, particularly focusing on the photovoltaic sector [10] - It emphasizes the importance of reviewing the photovoltaic industry's supply-side capacity cycles and new technologies [10] Group 3: Building Materials Industry - The report outlines a research framework focusing on sub-industries such as cement, glass fiber, and consumer building materials [11] Group 4: Robotics Industry - The report highlights breakthroughs in humanoid robots, particularly in their ability to walk without visual aids, indicating significant advancements in technology [12][13] - It suggests that the humanoid robot industry is rapidly evolving, driven by technological deepening and practical applications, with a focus on key manufacturers and core component suppliers [13][15] Group 5: Dairy Products Industry - The report indicates that raw milk prices are expected to continue declining, with a potential supply-demand balance in the second half of 2025, benefiting from reduced costs and improved demand [17][18] - It notes that beef prices are entering an upward cycle, driven by supply reduction and decreased import pressures, which could enhance profitability for livestock companies [18][20] Group 6: Company Reports - Futu Holdings reported a strong net inflow of funds, with H1 2025 revenue and net profit reaching 10.006 billion and 4.72 billion HKD, respectively, marking increases of 74.89% and 109.76% year-on-year [22][23] - Baba Foods achieved H1 2025 revenue of 8.35 billion, a year-on-year increase of 9.31%, with net profit rising by 18.08% [26][28] - Milky Way achieved a 13.17% year-on-year increase in net profit for H1 2025, driven by a focus on intelligent supply chain services [35][36]