在创新驱动发展的时代浪潮中，科技成果转化是打通产学研链条、激活新质生产力、促进现代产业 体系建设的关键环节。建设银行广东省分行强化党建引领，将党的政治优势、组织优势与国有大行的资 金、技术、服务优势深度融合，通过构建覆盖科技创新全生命周期的金融服务体系、打造专属融资新模 式、搭建产学研融资对接平台，为广东科技型企业突破"从实验室到生产线"的"最后一公里"注入强劲金 融动能。 破题科技成果转化 增强新质生产力金融供给能力 对于从10到100的成熟期科技型企业，建设银行广东省分行立足全面多元服务，推动企业升级迭 代，重点提供企业上市融资、产业链发展、并购重组等一揽子综合服务方案，帮助企业进一步做大做 强。如，建设银行广东省分行及时把握中国人民银行创设股票回购增持再贷款契机，针对上市、拟上市 企业创新"科企上市通"专属产品。在获悉广电计量有加强公司市值管理的计划后，建设银行广东省分行 迅速对接客户需求，为其提供资金监管、贷款承诺函、上市公司公告、政策法规解读、方案设计、监管 报备等全流程服务方案，并成功发放股票回购增持贷款2.52亿元，协助客户第一时间把握股票回购窗 口，实现全省及建设银行系统首笔业务落地。又如，建 ...

2025年，一场总额高达24.5亿美元的跨境并购贷款角逐落下帷幕。面对激烈的银行同业竞 争，北京银行上海自贸区业务管理中心（以下简称"自贸中心"）团队夜以继日，在一周内 完成审批，成为第一家拿到批单的银行，落地13.95亿元跨境人民币贷款，让国内最大的互 联网生活服务平台见证了"京行速度"。 这场漂亮的"闪电战"，是北京银行自贸中心成立十周年之际交出的答卷之一。从零起步， 勇于探索，北京银行依托自贸中心，成功开辟了服务企业跨境发展的新航路，打造了服务企 业走出去的重要"出海口"。 责任与担当，在政策的土壤里扎下根基 2013年的秋天，上海自贸试验区正式挂牌。自贸区是金融改革的"试验田"，提供配套服务 的金融业机构也必须成为勇于探索的"探路先锋"。 彼时，对大多数银行而言，"分账核算单元"等专业术语还停留在概念层面，至于如何把政 策吃透，如何让概念落地到业务层面，要各家银行八仙过海各显神通。 自此，创新的火花不断迸发。一家航空公司的境外子公司希望通过跨境融资购置一架空客 A320飞机，一个棘手的难题产生了，飞机在境外运营，不能按传统的思路进行境内资产抵 押获得贷款。面对这类难题，北京银行创新采用《开普敦公约》框 ...

Group 1 - The National People's Congress has passed the "Private Economy Promotion Law," which aims to guide financial institutions in improving their service levels for private enterprises, particularly small and micro businesses [1] - The average interest rate for newly issued inclusive loans to small and micro enterprises was 4.03% in the first two months of 2025, a decrease of 0.33 percentage points from 2024 and a cumulative decline of 3.9 percentage points since 2018 [1] - Zhejiang's financial regulatory bureau has established a "financing coordination zone" to connect banks and enhance efficiency in financing for small enterprises, involving 210 banks and nearly 40,000 credit managers [1] Group 2 - Small and medium-sized banks are innovating financial products to meet the specific financing needs of enterprises, such as the combination of "accounts receivable financing" and "small micro growth loans" [2] - The small micro enterprise financing coordination mechanism has successfully eliminated various hidden barriers to financing, allowing creditworthy but collateral-lacking small enterprises to access bank credit services [2] - Over 50 million small enterprises and individual businesses have been visited, with credit approvals exceeding 10 trillion yuan and a non-repayable loan balance of nearly 7 trillion yuan [2] Group 3 - Financial regulatory authorities are guiding banks to facilitate cross-border settlements and mitigate exchange rate risks for foreign trade enterprises [3] - Xiamen International Bank has launched a cross-border comprehensive service platform to assist foreign trade enterprises in managing cross-border settlements and financing needs [3] - Future recommendations include increasing bank visits to enterprises, simplifying financing processes, and exploring diverse supply chain financial services to further reduce financing costs for small micro enterprises [3]

Group 1 - The Shanghai government is enhancing financial support and innovative policy tools to better benefit private enterprises, particularly in the context of high-quality development [1] - Banks in Shanghai are collaborating with various parties to provide customized, comprehensive financial support for the growth of private enterprises [1] Group 2 - Shanghai Yinghui Technology Development Co., Ltd. received a 29 million yuan working capital loan from Agricultural Bank of China, utilizing intellectual property as collateral to address financing challenges for technology-driven companies [2] - Shanghai Communications Bank introduced an online standardized product called "Talent Loan" for startups, providing a credit limit of 1 million yuan initially, which was later increased to 2.65 million yuan as the company expanded [2] Group 3 - Envision Energy, a leader in smart wind power and green hydrogen solutions, received 7.5 billion yuan in financing support from Postal Savings Bank, which included a comprehensive credit scheme tailored to the company's needs [3] - The bank's support helped Envision Energy expand its wind power projects across multiple locations in China [3] Group 4 - Industrial and Commercial Bank of China supported a leading ODM company in the smart hardware design and manufacturing sector with a total investment of 250 million yuan through private equity funds, facilitating the company's growth and successful IPO [4] Group 5 - A leading private enterprise in lithium battery materials is advancing its new energy supply chain strategy with support from Bank of China, which provided a comprehensive service plan for key projects in Jiangsu and Anhui provinces [5] - The bank's collaborative approach included a dual-dimensional credit system and innovative funding models to overcome traditional technical bottlenecks [5] Group 6 - Jiangbolong, a leader in the storage industry, received a suite of financial services from Shanghai Pudong Development Bank to support its international investment and supply chain expansion, including cross-border acquisition loans [6] - The bank facilitated the acquisition of an 81% stake in SMART Brazil and provided integrated trade account services to enhance the company's offshore business development [6]