证券日报网讯 1月5日，邮储银行在互动平台回答投资者提问时表示，我行立足资源禀赋，植根本土发 展，遍布城乡的营业网点及全面赋能的线上渠道，为个人和企业客户提供完备的跨境服务。面向个人客 户，我行提供外币储蓄、国际汇款、结售汇、外币兑换和外币携带证开具等服务，除美元外币理财之 外，携手星展银行对大湾区客户推出跨境理财通（南向通）服务，助力客户实现资产全球配置的多元化 需求。面向企业客户，提供全天候的跨境结算、融资、汇兑等服务，通过与中资银行境外分支机构、全 球系统重要性银行、境外金融市场核心区域银行的业务合作，打造面向全球的国际合作布局，并通过境 外项目融资、跨境银团、跨境担保等助力构建"一带一路"立体互联互通网络。2024年以来，我行成功接 入多边央行数字货币桥，目前数字货币桥已广泛服务于金融、制造、零售、建筑、批发、货运及贵金属 加工等多个行业，凭借秒级到账、全程可溯等优势，有效助力我行境外业务发展。关于我行经营发展及 业务详情，请关注我行官网，以及我行发布的定期报告及相关公告。 （编辑 楚丽君） ...

同样令人印象深刻的是，"十四五"期间，中国进出口银行投放外贸领域贷款超9万亿元，贷款余额年均复合增长率达11%。 在推进贸易强国建设的时代征途上，中国进出口银行始终致力于发挥外向型银行的专业优势，构建全方位、高质量金融服务体系，通过靶向发力、创新 驱动、国际协作，助力中国外贸"做大了体量""做强了结构""锻造了韧性"。 加大支持力度 推动外贸体量持续扩大 外贸是我国开放型经济的重要组成部分，也是畅通国内国际双循环的关键枢纽。加快建设贸易强国，就必须推动货物贸易优化升级，创新服务贸易发展 机制，发展数字贸易。 一组外贸成绩单令人瞩目——"货物贸易规模连续8年稳居全球第一""服务贸易规模2024年首次突破1万亿美元""首次对跨境服务贸易实施负面清单管 理"。 支持"新三样"等优势产品出口，是进出口银行"十四五"期间的重要业务方向。该行把支持制造业科技创新和转型升级摆在突出位置，不断优化制造业外 贸金融服务体系，在技术攻关、供应链协同、跨境贸易等方面提供全周期的金融保障，相关贷款余额保持快速增长，助力夯实外贸产业基础。 从拼"量"拼"价"，到竞"智"逐"新"，在我国外贸强筋健骨的过程中，以跨境电商、海外仓为代表的新 ...

2025年，一场总额高达24.5亿美元的跨境并购贷款角逐落下帷幕。面对激烈的银行同业竞 争，北京银行上海自贸区业务管理中心（以下简称"自贸中心"）团队夜以继日，在一周内 完成审批，成为第一家拿到批单的银行，落地13.95亿元跨境人民币贷款，让国内最大的互 联网生活服务平台见证了"京行速度"。 这场漂亮的"闪电战"，是北京银行自贸中心成立十周年之际交出的答卷之一。从零起步， 勇于探索，北京银行依托自贸中心，成功开辟了服务企业跨境发展的新航路，打造了服务企 业走出去的重要"出海口"。 责任与担当，在政策的土壤里扎下根基 2013年的秋天，上海自贸试验区正式挂牌。自贸区是金融改革的"试验田"，提供配套服务 的金融业机构也必须成为勇于探索的"探路先锋"。 彼时，对大多数银行而言，"分账核算单元"等专业术语还停留在概念层面，至于如何把政 策吃透，如何让概念落地到业务层面，要各家银行八仙过海各显神通。 自此，创新的火花不断迸发。一家航空公司的境外子公司希望通过跨境融资购置一架空客 A320飞机，一个棘手的难题产生了，飞机在境外运营，不能按传统的思路进行境内资产抵 押获得贷款。面对这类难题，北京银行创新采用《开普敦公约》框 ...

Core Insights - The event celebrating the 10th anniversary of China Construction Bank's Paris branch highlighted the deepening Sino-French financial cooperation and the potential for collaboration in green development and technological innovation [1][2][3] Group 1: Financial Cooperation - The Chinese Embassy in France emphasized the importance of financial institutions like China Construction Bank in enhancing Sino-French trade and investment [1] - The Paris branch has integrated into the local financial ecosystem, showcasing China's large financial institutions as stable and professional [2] - The bank aims to facilitate the "going out" of Chinese enterprises and the "bringing in" of French enterprises, optimizing resource allocation and promoting efficient flow of factors [2][3] Group 2: Market Opportunities - The event featured discussions on new opportunities in green finance, digital economy, and cross-border investment, indicating a new cycle of capital cooperation between China and France [2] - The bank presented its capabilities in panda bond issuance, RMB asset allocation, and cross-border financing, which garnered significant interest from attendees [3] - Participants expressed confidence in China's market openness and the transparency of its policies, which enhances certainty in business collaborations [3]

Group 1 - The global capital is shifting focus towards technological innovation, emphasizing the need for a financial service system that aligns with this innovation [1] - In the first half of this year, 53% of global venture capital flowed into disruptive technology sectors such as robotics, brain-computer interfaces, and quantum information [1] - The Chinese capital market has seen significant growth, with the Shanghai Composite Index rising over 45% since September 24 of last year, driven by sectors like communication, electronics, and computing [2] Group 2 - The China Securities Regulatory Commission (CSRC) has completed the filing for 296 domestic companies to list overseas, with 109 of these being technology firms [3] - The CSRC aims to enhance the inclusivity and adaptability of the market through comprehensive reforms, improving listing systems and attracting long-term capital [3] - Future policies will focus on expanding high-level institutional openness and optimizing cross-border cooperation mechanisms [3] Group 3 - The Hong Kong Stock Exchange is committed to evolving its governance and listing systems to better serve technology enterprises [4] - China International Capital Corporation (CICC) plans to facilitate connections between quality innovative companies and capital markets, supporting their international expansion [4] - There is a need for improved legal frameworks for cross-border capital flows to ensure a robust environment for high-level bilateral openness [4]

Core Insights - The main pain points for companies engaging in cross-border business include difficulties in overseas financing, exchange rate fluctuations, and transaction timeliness [1][2][3] Group 1: Cross-Border Financial Demand - The globalization of Chinese enterprises is accelerating, with a projected foreign direct investment (FDI) flow of $192.2 billion in 2024, representing 11.9% of the global share, an increase of 0.5 percentage points from the previous year [2] - By the end of 2024, the stock of China's foreign direct investment is expected to reach $3.14 trillion, maintaining a top-three global ranking for eight consecutive years [2] - Chinese investors have established 52,000 overseas enterprises across 190 countries and regions, with reinvested earnings from these enterprises amounting to $77.89 billion in 2024, accounting for 40.5% of the total flow [2] Group 2: Challenges in Financing - Many mid-sized and small enterprises face significant challenges in securing financing for overseas expansion, as financial institutions are still in the early stages of providing services to these companies [3] - There is a growing demand for financial services as Chinese enterprises expand their products and brands internationally, but local banks often lack familiarity with Chinese companies, making it difficult to obtain support [3] Group 3: Initiatives in the Lingang New Area - The Lingang New Area is working to create a "super ecosystem" for cross-border services, aiming to make cross-border transactions easier, cheaper, and faster [4][5] - By the end of 2024, over 700 financial and investment firms are expected to be concentrated in the Lingang New Area, with a compound annual growth rate of over 50% in the scale of currency transactions [4] - The establishment of a comprehensive service platform has integrated over 520 professional service institutions to provide a full range of services for enterprises, including foreign investment registration and risk analysis [4][5] Group 4: Financial Services for Enterprises - The "Go Global" comprehensive service platform has served over 1,000 outbound enterprises, linking diverse financial resources to support cross-border financing, payment settlements, and insurance services [5] - The platform aims to reduce transaction costs and financing barriers for enterprises, featuring initiatives like "lightning roadshows" and "financial markets" to showcase various financial products [5] - Companies like Miyi (Shanghai) Automotive Technology Co., Ltd. are seeking specific financial services such as export credit insurance and supply chain financing to better align with their operational needs [6]

Core Insights - The "Going Global" cross-border financial superchain conference was held in Shanghai's Lingang New Area, gathering over 50 core financial institutions and more than 100 outbound enterprises to explore global cooperation and cross-border financial innovation [1] - Lingang New Area has empowered enterprises to go global, with over 450 non-financial foreign direct investment projects recorded and a total Chinese investment amounting to nearly $7 billion [1] - The conference aims to address financial challenges such as unmet funding needs, low cross-border settlement efficiency, and high exchange rate fluctuation risks, facilitating smoother and more cost-effective cross-border services for Chinese enterprises [1] Group 1 - The conference featured innovative formats like "lightning roadshows" and "financial markets," where leading financial institutions launched a series of cross-border financing and related financial service products [1] - The conference also established dedicated "country pavilions" for popular outbound destinations like the UAE and Argentina, providing one-stop solutions for enterprises to adapt to local market environments [2] - The Lingang New Area's "Going Global" comprehensive service platform has partnered with nearly 520 professional service institutions, including around 60 service providers in cross-border finance and foreign insurance [3] Group 2 - The platform aims to reduce transaction costs and financing barriers for enterprises going global by promoting resource matching and service collaboration [2] - Future initiatives will focus on ecological, precise, and international development, enhancing the integration of digital finance and cross-border services [3] - Lingang New Area is positioned as a strategic springboard for more Chinese enterprises to navigate global markets effectively [3]

Core Insights - The conference focused on addressing the financial pain points faced by Chinese enterprises going global, with the theme "Cross-border without boundaries, linking for win-win" [1][2][4] - The event aimed to enhance the global layout of Chinese enterprises by providing tailored financial services and resources [4][5] Group 1: Financial Challenges and Solutions - Chinese enterprises are experiencing strong demand for overseas expansion, but face challenges such as unmet funding needs, low cross-border settlement efficiency, and high exchange rate risks [2][4] - The Lingang New Area has recorded over 450 non-financial foreign direct investment projects, with a total investment of nearly $7 billion, showcasing its commitment to supporting enterprises in their global endeavors [4][9] Group 2: Conference Structure and Activities - The conference included various formats such as keynote speeches, roundtable discussions, lightning pitches, parallel forums, and a financial marketplace to facilitate resource matching and idea exchange [4][6] - Specific forums focused on "Data Empowerment for SMEs in Cross-border Financial Services" and "Insurance and New Patterns in Cross-border Finance" to explore technological and risk management aspects [5] Group 3: Resource Matching and Financial Products - Innovative features like "lightning pitches" and a "financial marketplace" were introduced to streamline the connection between enterprises and financial institutions, allowing for immediate communication and resource matching [6] - Major financial institutions presented a range of cross-border financing, insurance, leasing, and payment services, enhancing the financial options available to enterprises [6] Group 4: Strategic Goals and Future Directions - The Lingang New Area aims to establish itself as a financial hub and strategic platform for Chinese enterprises going global, focusing on institutional innovation and service optimization [5][8] - The "Going Global" comprehensive service platform is set to enhance cross-border financial services, aiming to reduce transaction costs and financing barriers for enterprises [9]

Core Viewpoint - The article emphasizes the importance of innovation as a core engine for China's economic development, highlighting the role of policy-driven financial support in fostering technological and industrial advancements [1][2]. Group 1: Financial Support for Innovation - The Chinese government has introduced policies to support technological innovation, focusing on early, small, long-term, and hard technology investments [1]. - China Export-Import Bank's Beijing branch has signed financial service cooperation agreements with four tech companies, showcasing the collaboration between banks and enterprises in promoting innovation [1][2]. Group 2: Comprehensive Financial Services - The Beijing branch of China Export-Import Bank has served nearly 100 tech enterprises, with strategic emerging industry loans accounting for nearly 60% of its loan balance [2]. - The bank has established a dynamic adaptation mechanism to tailor financial solutions for different stages of a tech enterprise's lifecycle, addressing challenges such as high R&D costs and financing difficulties [3]. Group 3: Cross-Border Financial Empowerment - The bank plays a crucial role in facilitating international cooperation, particularly under the Belt and Road Initiative, by providing diverse financial tools for enterprises to expand globally [4]. - It assists companies like Ruimaite Medical in overcoming funding challenges for overseas orders, while also helping them navigate international regulations and risks [4]. Group 4: Strengthening Industrial Ecosystems - The bank aims to enhance overall competitiveness by shifting from single enterprise support to ecosystem building, connecting upstream and downstream resources [5]. - Companies like Haibo Sichuang benefit from the bank's support in creating a closed-loop ecosystem from R&D to market expansion [5]. Group 5: Future Development and Strategic Goals - The Beijing branch of China Export-Import Bank is committed to building an innovation and value chain that supports new productive forces, aligning with national strategic goals [6].

Core Viewpoint - Shanghai is accelerating the establishment of comprehensive platforms to support enterprises going global, with a focus on resource integration and collaboration across districts [1][6]. Group 1: Platform Development - The Shanghai Enterprise Going Global Comprehensive Service Platform (Changning) was officially launched on April 12, 2024, and will be fully operational by June 2025 [1][2]. - Changning District is strategically located near key transportation hubs, making it a vital gateway for enterprises looking to expand internationally [1][2]. Group 2: Services Offered - The platform provides a "12+12" service matrix, integrating 12 types of government services and 12 types of professional services to support enterprises at different stages of their international expansion [2][3]. - Government services include customs facilitation, talent acquisition, legal support, tax services, and cross-border logistics [2][3]. - Professional services are provided by over 60 quality service providers, covering areas such as cross-border trade support, export credit insurance, and international logistics [4]. Group 3: Economic Impact - In 2024, Changning's total import and export volume reached 68.749 billion yuan, a growth of 9.9%, with exports amounting to 32.470 billion yuan, increasing by 10.4% [2]. - The digital economy in Changning has reached a scale of 1 trillion yuan, with e-commerce platform transaction volume hitting 1.62 trillion yuan in 2024, growing at an annual rate of 17.7% [1][2]. Group 4: Citywide Coordination - Shanghai is establishing a unified citywide enterprise going global service platform to avoid resource waste and enhance collaboration among various districts [6][7]. - The "1+(3+15)+X" mechanism aims to create a comprehensive service system, integrating online and offline resources for enterprises [6][7]. - The Shanghai Enterprise Going Global Professional Service Alliance was established to provide full-process professional support for enterprises venturing abroad [7].