在技术迭代与消费升级的双重驱动下，DeepSeek大数据模型结合市场趋势研判，未来三年最具爆发力 的三大行业已浮出水面：人工智能应用服务、银发经济健康科技、绿色能源智能解决方案。 这不仅是趋势，更是可实操落地的财富新赛道。 中国60岁以上人口超2.8亿，慢性病管理、远程问诊、智能监测设备需求激增。政策持续加码"健康中 国"，智能血压计、跌倒报警手环、AI健康顾问等产品供不应求。 一、人工智能应用服务：从"工具"到"伙伴" AI正从底层技术走向场景化落地。企业降本增效需求激增，AI客服、智能文案、自动化流程管理都已 成刚需。据IDC数据，2025年全球AI软件市场规模将破千亿美元。 真实机会在于为中小商家提供的"即插即用"的AI工具包，如自动回复、数据分析、内容生成等。 实操步骤：选垂直领域（如电商、教育）→ 搭建轻量化AI服务模块 → 通过私域流量测试反馈 → 快速 迭代产品。 我们可以借助一些辅助工具。比如【里德助手plus】的多消息转发功能，可将产品介绍、案例图文、小 程序链接自动分批发送给目标客户，来为此提升触达效率，实现精准转化。 二、银发经济健康科技：万亿蓝海，需求刚性 实操路径：联合社区医院做健康 ...

Group 1 - The development of artificial intelligence (AI) is expected to significantly impact the labor market, with Walmart's CEO stating that "AI will change almost every job" and acknowledging that some positions will disappear while new ones will emerge [1][2] - Walmart plans to maintain its employee count stable over the next five years, which has sparked discussions about AI potentially limiting job growth [1] - The impact of AI on employment is anticipated to gradually manifest over the next 18 to 36 months, according to OpenAI's chief economist [1] Group 2 - Corporate leaders, including those from Ford and JPMorgan, have rapidly shifted their views on AI's potential to cause job losses, with Ford's CEO suggesting that AI could replace nearly half of white-collar jobs in the U.S. [2] - Accenture's CEO indicated that the company is "eliminating" employees who cannot adapt to the AI era while continuing to hire talent skilled in generative AI [2] - Walmart's CEO has expressed confidence that the number of employees will not fall below current levels, although job content will change, and new roles will be created in the next two years [2] Group 3 - The influence of AI on the labor market poses new challenges for U.S. financial policymakers, with concerns that AI may increase unemployment rates [3] - The Federal Reserve has shifted its focus from controlling inflation to stabilizing employment, acknowledging the uncertainty surrounding AI's impact on the job market [3] - Experts suggest that while AI's current impact on employment is limited to specific industries, its long-term effects could be more significant and widespread [3] Group 4 - A Morgan Stanley report indicates that the rise of AI is disrupting traditional employment models but is expected to create new opportunities and enhance productivity over time [4] - Historical technological breakthroughs have not led to large-scale unemployment; instead, they have reduced costs and transformed economic demand patterns [4] - Analysts from Bank of America have noted that while AI will inevitably replace some jobs, it will also create new opportunities for efficiency and employment [4] Group 5 - Long-term impacts of AI on the labor market are expected to be comprehensive, affecting various sectors and potentially surpassing the effects of the information technology revolution [5] - The impact of AI may be polarized, with high-end and basic physical jobs being less affected, while middle-tier jobs face the greatest risk [5] - Despite the potential for job displacement, AI is also expected to gradually create numerous new job opportunities [5]

【环球时报报道 记者 倪浩】人工智能（AI）的发展如何影响劳动力市场一直是围绕AI最热门的话题之 一，而美国最大私营雇主沃尔玛近日的一则表态给相关讨论增添了新的热度。据《华尔街日报》27日报 道，沃尔玛首席执行官麦克米伦上周在一场劳动力会议上表示，"人工智能将改变几乎每一份工作。部 分岗位会消失，但也会有新岗位出现。"报道称，这是迄今为止大企业CEO对AI可能带来的就业影响"最 直言不讳的评估之一"。目前，这一零售巨头已表示将在未来五年内保持其员工数量稳定，引发AI可能 限制就业增长的讨论。但也有分析认为，作为创新技术，AI的影响是"今日颠覆，明日增长"，关键是企 业如何应对眼下可能的过渡阶段"阵痛"。 " 影响在未来 18 至 36 个月显现 " 职业更替后生产率提升 摩根士丹利刚发布的一份题为"人工智能革命中的就业形势：今日颠覆，明日增长"的报告认为，人工智 能的兴起正颠覆传统就业模式，但与历次技术革新一样，它终将开辟新机遇并提升生产率。报告认为， 技术突破从未导致大规模失业，反而大幅降低了交通运输、工业动力和信息处理的成本，进而引发经济 需求模式的根本性变革。该报告认为人工智能可能遵循相似的发展轨迹：先 ...

Stripe通过人工智能和稳定币技术推动跨境支付服务的创新，也在帮助中国企业拓展全球业务时解决跨境支付的难题。 当地时间5月6日~8日，全球支付服务与金融基础设施提供商Stripe在旧金山开启了2025年度大会。2024年，Stripe的支付处理总额已达1.4万亿美元，较上年 增长38%。 "我们正在构建可编程的金融服务，使资金像数据一样易于用代码操作和管理。"Stripe 产品与业务总裁威尔・盖布里克（Will Gaybrick）表示，将利用人工 智能加速用户增长。 Stripe当然不会忽略中国市场。 目前人民币已成为全球第四位支付货币，2024年处理跨境人民币支付金额达到175万亿元，同比增长43%。 2025年4月，Stripe官宣了与腾讯进一步深化全球合作，在20个国家的Stripe终端正式接入微信支付的消息。这些战略举措主要惠及了全球商家，并帮助不少 中国企业解决了出海时的跨境支付问题，还有不少和中国颇有渊源的知名企业客户，比如TikTok、Pika。 Stripe 联合创始人兼首席执行官帕特里克・克里森（Patrick Collison）接受第一财经采访时表示，"我们暂无计划涉足中国国内支付市场， ...