Group 1 - The total market value of the 500 entrepreneurs or families on the list reached 13.7 trillion yuan, an increase of 11% year-on-year, with an average of 273.8 million yuan and a threshold of 66.2 million yuan for entry [3] - Zhang Yiming topped the list with a net worth of 481.57 billion yuan, marking a significant increase of over 141.37 billion yuan compared to last year, primarily due to his stake in ByteDance [3][4] - ByteDance's revenue reached 155 billion USD (approximately 1.13 trillion yuan) last year, growing by 29% year-on-year, surpassing Alibaba and Tencent [4] Group 2 - The AI sector has significantly influenced the wealth dynamics among tech entrepreneurs, with ByteDance's valuation being raised by various investment firms to between 400 billion and 450 billion USD [4][5] - DeepSeek, founded by Liang Wenfeng, has gained substantial attention in the AI field, with a user base exceeding 180 million, making it the leading AI application in China [7][8] - The TMT (Technology, Media, and Telecommunications) sector remains dominant, with 110 entrepreneurs listed, contributing to a total wealth of 3.34 trillion yuan, accounting for one-fourth of the total wealth of all listed individuals [14][15] Group 3 - The chip industry saw a significant presence on the list, with 36 entrepreneurs from various segments, including design and manufacturing, reflecting the growing importance of AI and semiconductor technology [15][16] - Companies like Xiaomi and Tencent have also benefited from AI advancements, with Xiaomi's stock price doubling in the past year due to its AI-driven products [12][13] - The emergence of new entrepreneurs in the AI and robotics sectors indicates a shift towards innovative technologies, with several startups making their mark on the wealth list [16]

《金融时报》记者：在您看来，人工智能的主要功能体现在何处？相较于以往国外的人工智能产品，我 国自主研制的人工智能又有什么智能和操控优势？ 杜晓山：近期，国产AI大模型横空出世，这些爆火的大语言模型底层架构主要基于深度学习算法，深 度学习算法是人工智能技术中一个重要的分支。此外，百度，阿里云，科大讯飞（002230）等开发的人 工智能也在迭代发展，在全球范围内引发了广泛关注，让中国科技再次走到世界舞台聚光灯下。 近年来，ChatGPT、DeepSeek等语言大模型的横空出世，使得人们深切感受到了科技的飞速发展。这些 人工智能凭借其强大的自然语言、数据处理能力，展现出了卓越的性能，开始广泛应用于银行、保险、 证券、财富管理、客服、产品营销等领域，广泛开展文本生成、对话能力、代码编写、数学计算和推理 等业务，并以其高效率、低成本对各行各业产生了巨大影响。那么，对普惠金融来说，人工智能又将产 生什么影响和作用？ 今天，我们邀请中国小额信贷联盟前理事长杜晓山、北京大学普惠金融与法律监管研究基地副主任顾雷 一起探讨人工智能对我国普惠金融的影响，解读人工智能给普惠金融领域带来的商机以及如何预防人工 智能可能带来的风险，希望 ...