Core Insights - Stellar (XLM) is showing signs of a potential bull run similar to its performance in 2017, with various indicators suggesting a strong market position in Q4 2025 [1] Group 1: Network Activity - Stellar's network activity has reached a yearly high, with over 69 million weekly transactions, indicating robust real network usage [2][3] - The increase in network activity is likely to enhance Stellar's intrinsic value, attracting more users and investors [3] Group 2: Correlation with Major Cryptocurrencies - The correlation between XLM and major cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH) has reached an annual peak, with XLM-BTC correlation at approximately 0.75 and XLM-ETH correlation around 0.7 [5][6] - This strong correlation suggests that XLM is perceived to share similar risk and growth potential with leading assets, which is crucial during the current selective altcoin season [6] Group 3: Supply Distribution Trends - The Supply Equality Ratio (SER) has declined, indicating a bullish accumulation trend as wealth distribution becomes more concentrated among larger wallets [7]

Key Points Ethena USDe and Dai are both “crypto-native” stablecoins that don’t hold U.S. dollars. Ethena tries to balance long and short crypto trades to stay pegged to the U.S. dollar. Dai pegs itself to the U.S. dollar and uses smart contracts to hold crypto assets as collateral. 10 stocks we like better than Ethena USDe › Most cryptocurrencies aren't safe investments for conservative investors. But over the past decade, stablecoins -- which are cryptocurrencies tethered to the U.S. dollar and ...

Stablecoin & Cryptocurrency - PayPal supports stablecoin Layer 1 'Stable' to enhance PayPal USD adoption and market liquidity [1]

Core Insights - PayPal will soon integrate cryptocurrencies into its peer-to-peer payments system, allowing U.S. users to send Bitcoin, Ethereum, PayPal USD, and other supported cryptocurrencies across PayPal, Venmo, and various digital wallets globally [1][5] - The company introduced a new P2P payments feature called PayPal links, enabling users to make or receive payments via one-time links shared in messaging platforms, initially available for U.S. users and expanding to other markets later this month [2][3] - PayPal links will be compatible with PayPal World, enhancing digital asset interoperability and making cryptocurrency payments more convenient for users worldwide [3][4] Cryptocurrency Integration - The expansion of PayPal's P2P service to support cryptocurrencies is appealing to users due to the tax-free nature of personal payments through PayPal and Venmo, which remain exempt from 1099-K reporting [5] - Prior to this announcement, PayPal already allowed trading of several cryptocurrencies, including Bitcoin, Chainlink, Ethereum, PYUSD, and Solana, and launched Pay With Crypto in July, enabling businesses to accept payments in over 100 cryptocurrencies [6][7] Performance Metrics - PayPal reported a 10% year-on-year increase in P2P payment volumes in the second quarter, with Venmo experiencing its highest total payment volume (TPV) growth in three years [6]

Key Points Ripple USD runs on the same blockchain as the XRP cryptocurrency. PayPal USD is backed by a vast network of retailers, banks, and PayPal users. Both stablecoins are reliable, but one is a safer investment. 10 stocks we like better than PayPal USD › Most cryptocurrencies are volatile investments that aren't suitable for conservative investors. However, stablecoins -- which are pegged to fiat currencies and other real-world assets -- might be compelling cryptos for investors who can't st ...

Industry Overview - The lines between traditional banks, fintechs, and cryptocurrency companies are increasingly blurred, with new stablecoin legislation allowing crypto companies to offer bank-like services [1] - Banks and payment providers are racing to integrate cryptocurrencies and blockchain technology into their operations [1] Company Analysis: PayPal - PayPal launched cryptocurrency services in 2020 and has steadily integrated crypto and blockchain into its operations [2] - PayPal has over 430 million active customer and merchant accounts, providing a significant advantage in the crypto space [4] - Despite the surge in cryptocurrency prices, PayPal's stock is down over 20% year to date, while Coinbase is up over 30% and Bitcoin is up 25% [4] - PayPal has faced serious competition, regulatory challenges, and wider economic uncertainty [5] - Key milestones for PayPal in the crypto sector include launching services for Bitcoin, Ethereum, Bitcoin Cash, and Litecoin in October 2020, introducing Checkout with Crypto in March 2021, launching its own stablecoin PayPal USD in August 2023, and planning to launch PayPal World in July 2025 [7] - PayPal's extensive network, user base, and infrastructure may provide a competitive edge as crypto projects need to deliver results [8]

Partnerships & Integrations - Avalanche 通过 LayerZero Labs 集成 PayPal USD (PYUSD)，为快速、安全和可扩展的支付轨道引入了可信的、美元支持的稳定币 [1] Technology & Infrastructure - Avalanche 正在构建全球支付的基础设施 [1]

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Enactment of the Genius Act this year unleashed a stablecoin era, with fintech players racing to develop new tools in that realm. PayPal CEO Alex Chriss views stablecoins as an opportunity more than a threat. Speaking at a Goldman Sachs conference this week, he dismissed the suggestion from an analyst interviewing him that stablecoins might threaten the existing pa ...

Know Your Issuer (KYI) Framework - Bluprynt's Know Your Issuer (KYI) framework helps token issuers protect against counterfeit tokens [1] - Bluprynt has completed Know Your Issuer pilots with USDC and PayPal USD [1] Protocol Level Security - Bluprynt has built KYB at the protocol level for financial institutions [1] - Bluprynt provides a tool for entrepreneurs and token issuers to protect themselves from counterfeiters [1] Market Impact - This development is considered a watershed moment [2]

Know Your Issuer (KYI) Framework - Blueprynt's KYI framework aims to protect token issuers from counterfeit tokens [1] - Blueprynt has completed Know Your Issuer pilots with USDC and PayPal USD [1] - KYB is built at the protocol level for financial institutions [1] Counterfeit Protection - A tool is available for entrepreneurs and token issuers to protect themselves from counterfeiters [1] Market Significance - This development is considered a watershed moment [2]