"办理过程几乎没感觉，但享受的优惠很有获得感。"在广州金泰家具城，广东东莞市民蔡春雷刚刚 使用10多万元贷款购置了几个"大件"家电，"享受消费贷贴息后一年能省下1000多元利息支出。" 消费是经济增长的重要引擎，是畅通国内大循环的关键环节。今年9月起，《个人消费贷款财政贴 息政策实施方案》正式实施，通过对符合条件的个人消费贷款给予财政贴息，更好发挥财政资金对提振 消费的支持引导作用，降低居民消费信贷成本，助力释放居民消费潜力，促进经济加快向好发展。作为 财政金融政策协同发力支持提振消费的一项重要举措，贴息政策正与消费品以旧换新等政策形成"组合 拳"，产生"1+1>2"的效应，促进消费领域良性循环。 贴息政策实施以来，贴息"红包"发放情况如何？政策给消费者和商户带来了哪些红利？金融机构落 实政策成效怎么样？本报记者赴全国多地进行了采访。 ——编 者 银行优服务 "红包"轻松拿 "确保消费者办理便利、应享尽享" 今年9月，蔡春雷在建设银行东莞金山支行办理住房贷款时，客户经理许锡清了解到他资金周转困 难，马上介绍了该行的消费贷产品和贴息政策："1%的贴息比例，多笔消费可以叠加，购置家具家电等 大笔消费享受贴息金额更 ...

兴安盟是国家重要粮食主产区，近年来，当地将减损增效作为保障粮食安全的关键举措，重点推广立体 储粮、集中储粮等科学储粮模式，通过项目资金与企业自筹相结合等方式，为分散种植农户配置立体储 粮仓，并硬化场院地面建设集中储粮点，让粮食"上楼""入库"，既能有效防潮防鼠，避免传统"地趴 粮"霉变损耗的问题，又能通过自然风干精准降低玉米水分，从源头保障粮食储存质量，有效破解了小 农户科学储粮难题。 "我们为村民发放了160套方形装具、400套塑料网来进行立体储粮，还建立4个科学储粮集中示范 点。"突泉县永安镇副镇长梁斌斌说。 兴安盟发改委副主任刘扬说，兴安盟牢固树立"减损就是增产、降耗就是增收"理念。2022年至2025年， 兴安盟创新总结出立体储粮、集中储粮、粮食代存、籽粒直收等四大科学储粮模式，通过科学化、精细 化管理，预计2025年全盟玉米总产量将达120亿斤，超过90%的玉米实现科学存储。 新华社呼和浩特11月16日电（记者叶紫嫣）初冬的内蒙古兴安盟，丝丝寒意，多地的科学储粮工作 现场却是一片繁忙。 在突泉县，硬化地面的场院里，村民们正热火朝天地将金灿灿的玉米棒子装进储粮仓。这些储粮仓设计 精巧，既通风又防潮，是 ...

新华网厦门11月16日电（刘默涵）鹭岛厦门，星光熠熠。11月15日晚，第38届中国电影金鸡奖颁奖典礼在厦门举行。青年演员易烊千玺凭借在电影《小小的 我》中对脑瘫患者"刘春和"一角的深刻塑造，成功摘得最佳男主角奖。24岁的他，也成为金鸡奖设立以来最年轻的"最佳男主角"。 从易烊千玺到更多年轻影人，他们正以扎实的创作，为中国电影注入新鲜血液，也向世界展现着中国影视新生代接续传统、勇于开拓的青春风貌。 新生代叩响行业之门 电影作为文化传播的重要载体，不仅承载着艺术表达的使命，更肩负着传递时代精神、讲好中国故事的重任。 本届金鸡奖成为新生代演员实力的一次集中展现。多年来，中国文联与中国影协始终助力青年电影人打破创作框架，用镜头呈现时代的精神图景。这一培育 成效在今年的金鸡国产电影展上同样得到彰显。 这份创作初心背后，凸显了新生代影人对行业发展的责任与担当。今年的影展上，《老蔡的奥德赛》以素人出演展现乡村现状与艺术理想的碰撞，《翠湖》 以细腻手法讲述昆明三代人悲欢离合并获多项大奖，此外还有多部聚焦多元现实议题的新作。这些作品同样体现了青年创作者对社会的关注，也展现了国产 电影工业在题材探索与技术应用上的进步。 "金鸡国 ...

Group 1 - The article highlights the role of inclusive finance in supporting agricultural modernization and rural development during the 26th Central China Agricultural Expo held from November 14 to 17 [1][3] - Financial institutions and enterprises presented various solutions to address financing difficulties for farmers, including specialized loan products like "Huinong Loan" series by Hunan Agricultural Credit Financing Guarantee Co., which has a guarantee balance of 12.406 billion yuan and has supported over 18,500 clients [1][3] - China Post, in collaboration with Postal Savings Bank, utilizes its extensive network to provide inclusive financial services to rural clients, with 70% of personal customers located in county-level areas and below [3] Group 2 - Hunan Province has implemented a series of policies to enhance financial support for rural revitalization, including loan interest subsidies and risk compensation measures, with plans for further initiatives in 2024 focusing on food security and agricultural industry revitalization [3][4] - Agricultural enterprises, such as Yiyang Fujia Technology Co., benefit from financial support like "Agricultural Machinery Loans" from China Agricultural Bank, which has facilitated over 5 million yuan in loans for agricultural cooperatives and farmers [4] - The financial support has lowered the purchasing threshold for agricultural machinery, enabling farmers and cooperatives to improve production efficiency and generate returns within a year, thus creating a positive cycle of investment in research and development for agricultural enterprises [4]

Core Viewpoint - The article discusses the measures taken by the Chinese government and energy companies to ensure energy supply during the upcoming winter season, particularly in the face of a cold wave and increased heating demand. Group 1: Energy Supply Measures - The National Energy Administration has proactively arranged for sufficient coal and natural gas supply, optimized electricity dispatch to prioritize residential heating and key industrial production, and enhanced the efficiency of renewable energy utilization [1][10]. - The State Grid has completed 113 new 500 kV and above power grid infrastructure projects this year, improving cross-regional transmission capacity to support winter peak electricity demand [5][10]. Group 2: Coal and Electricity Supply Stability - National coal daily dispatch production has maintained a high level of over 12.3 million tons since October, with coal stockpiles at power plants sufficient for 35 days as of November 11 [5][10]. - The article highlights the importance of coal as a stabilizing force in the energy supply system, with various regions ensuring efficient coal transportation and market regulation to prevent price fluctuations [5][10]. Group 3: Technological Innovations - The integration of new technologies such as smart sensing and artificial intelligence is enhancing the efficiency and reliability of the energy supply system, with proactive repair models being implemented to minimize power outages during the heating season [6][7]. - The development of renewable energy projects, such as the integration of wind and solar power, is contributing to a cleaner energy supply, with renewable energy generation reaching 2.89 trillion kWh in the first three quarters of the year, a 15.5% increase year-on-year [8][9]. Group 4: Multi-Energy Coordination - The article emphasizes the coordinated efforts across various energy sectors, including oil and gas, to ensure stable resource supply for both residential heating and industrial production [10][12]. - The establishment of a multi-energy supply system is seen as crucial for maintaining energy security, with a focus on intelligent scheduling and green low-carbon development [10][13].

一十届四中全会 名词卡片 主体功能区战略 "强化主体功能区战略实施。保持城 市化地区、农产品主产区、重点生态功能 区格局总体稳定,细化明确特殊功能区, 完善支持政策和考核评价机制。" -"十五五"规划建议 释义 主体功能区战略是国土空间开发保护的重要 战略,旨在根据资源环境承载能力、现有开发密 度和发展潜力,将国土空间划分为不同主体功能 定位的区域,明确发展方向和开发保护方式,促 进各地区发挥比较优势、各展所长。 据《党的二十届四中全会《建议>学习辅导百问》 延伸阅读 发展现状： 目前，我国已总体形成"两横三纵"城镇化战略格局、"七区二十三带"农业发展格局、"三区四带"生态 安全格局。在省级国土空间总体规划中，以县(市、区)为基本单元分别确定其主体功能定位。 在城市化地区、农产品主产区、重点生态功能区三大类主体功能区的基础上，叠加确定特殊功能区， 是构建主体功能明显、优势互补、高质量发展的国土空间开发保护新格局的重要举措。 如何部署： 《全国国土空间规划纲要(2021-2035年)》明确要求，细化主体功能区分类。 《建议》提出细化明确特殊功能区，就是结合国土空间规划编制实施，在三大类主体功能区划分的基 础上， ...

Core Viewpoint - The article discusses the provocative remarks made by Japanese Prime Minister Fumio Kishida regarding Taiwan, emphasizing the need for Japanese leaders to maintain rationality and the legitimacy of China's firm response to such provocations [1]. Group 1: Geopolitical Context - Ruben Guzzetti, director of the Argentine Geopolitical Research Institute, asserts that the UN General Assembly Resolution 2758 clearly states there is only one China, and Taiwan is part of it, which is a fundamental principle of international relations [1]. - Guzzetti highlights that the resolution is an authoritative document for addressing the Taiwan issue and is part of the current international order [1]. Group 2: Japan's Position - Kishida's recent comments in the Diet regarding Taiwan suggest that if military action is involved, it could constitute a "survival crisis situation" for Japan [1]. - According to Japanese law, even without a direct attack, Japan can exercise collective self-defense if a situation is deemed a threat to its survival [1]. - Kishida reiterated in the Diet that his statements align with the consistent views of the Japanese government and he has no intention of retracting them [1].

Core Viewpoint - The Guangdong-Hong Kong-Macao Greater Bay Area is emerging as a hub for the traditional Chinese medicine (TCM) industry, fostering innovation and high-quality development through the integration of traditional practices with modern standards [1][2]. Group 1: Development Opportunities - Young TCM practitioners, like Guo Junmin, are seizing new development opportunities due to favorable policies [2]. - The pilot program initiated in August 2021 allows Hong Kong and Macao TCM practitioners to work in public medical institutions in mainland China, exemplified by Guo's practice in Shenzhen [1]. Group 2: Ecosystem and Support - Shenzhen is creating a supportive ecosystem that not only attracts talent but also empowers them to create long-term value in the TCM industry [2]. - The integration of traditional TCM with modern practices is seen as a way to inject new value into the industry, driven by the efforts of young practitioners [2].

Economic Overview - The national economy is maintaining overall stability with a steady development trend, as indicated by the National Bureau of Statistics [1] - In October, the production supply remained stable, employment was generally stable, and prices showed improvement [1] Agricultural and Industrial Performance - Agricultural production is on the rise, with an increase in autumn grain area and continuous improvement in yield, indicating a promising harvest for the year [3] - The industrial sector saw a year-on-year increase of 4.9% in the added value of large-scale industries, with the equipment manufacturing sector growing by 8%, significantly supporting overall industrial growth [3] Investment Trends - Fixed asset investment decreased by 1.7% year-on-year from January to October, but after adjusting for price factors, there was a slight increase in real investment volume [5] - Manufacturing investment increased by 2.7% year-on-year during the same period, indicating an optimization in investment structure [5] Trade and Export Dynamics - In October, the total value of goods imports and exports grew by 0.1% year-on-year, with a slowdown in growth rate attributed to high base effects from the previous year [5] - Analysts suggest that the commitment to invest in Africa and Latin America may buffer export growth in the fourth quarter [5] Policy Measures and Economic Support - A new policy financial tool worth 500 billion yuan has been introduced to activate local government financial resources and expand effective investment [7] - This tool aims to enhance investment in key industries and support private investment projects, potentially improving the weak construction and installation sector within fixed asset investment [7] Future Economic Outlook - Despite facing risks and challenges, the long-term supportive conditions for the economy remain unchanged, with favorable conditions for achieving annual targets [9] - The focus on intelligent and green transformation in the "14th Five-Year Plan" is expected to enhance the technological content of the economy in the future [9]

刚刚过去的"双十一"你有参与其中吗？哪些好物值得"种草"？哪些产品让你心动买单？复盘今年"双十一"的消费趋势，我们会发现，大家的 消费需求已悄然变化：从必需到兴趣，从价格到价值，从集中囤货到随时下单，人们的购物车反映出的是更丰富、更自洽的生活图景。 11月11日，在甘肃省平凉市静宁县工业园区的一家苹果企业，网络主播在推介静宁苹果。新华社发（王毅摄） 面向未来，随着供需两侧同时发力，制约消费的堵点痛点逐步打通，政策红利精准滴灌至群众手中，促就业、增收入、稳预期、增强居民消 费能力的良性循环将加快形成，我国经济社会发展的活力将被更好激发，人民对美好生活的向往将不断成为现实。 "十五五"规划建议提出"大力提振消费"，明确"扩大优质消费品和服务供给""培育国际消费中心城市，拓展入境消费"，并作出"加大直达消费 者的普惠政策力度"等具体部署。中国现有14亿多人口，未来十多年中等收入群体将超过8亿人，市场潜力巨大。 这是11月8日拍摄的第八届进博会消费品展区一景。新华社记者 刘佳琪 摄 编导：房宽 记者：邓楠 摄像：石欢 新华社音视频部制作 【纠错】 【责任编辑:王雪】 11月7日，依托当晚在西施篮球中心举办的系列演唱会 ...