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根治助贷毒瘤,超短期“高炮”“砍头息”等乱象不容漠视
Xin Jing Bao· 2025-11-06 11:33
Core Insights - The rapid growth of the internet lending market in China has reached nearly 10 trillion yuan by June 2025, becoming a crucial financing channel for small and micro enterprises, individual businesses, and urban and rural residents [1] - The implementation of the new regulations aims to transition the internet lending industry from "wild growth" to "compliance-driven" practices, addressing issues such as opaque fees, exorbitant interest rates, and imbalanced risk control responsibilities [1][2] - Recent reports indicate a resurgence of predatory lending practices, including high annualized rates exceeding 2000%, which could exacerbate financial risks for consumers and disrupt the normal operations of financial institutions [1][2] Regulatory Framework - The new regulations require commercial banks to enhance centralized management responsibilities and strictly control comprehensive financing costs [1] - A governance system is proposed that emphasizes regulatory transparency, institutional self-discipline, technological intelligence, and efficient judicial processes to systematically prevent the recurrence of lending irregularities [2] Technological Solutions - The establishment of a "full-process intelligent risk control + regulatory technology empowerment + consumer protection digitalization" system is recommended to accurately identify and intercept illegal lending activities in real-time [2] - Preemptive measures include using OCR and AI technologies to verify the compliance of lending institutions and prevent misleading advertising practices [2] - Real-time monitoring of loan contracts and payment pages is suggested to detect and alert users about hidden fees and other irregular charges [2][3] Accountability and Oversight - Financial institutions are urged to rigorously assess lending agencies and ensure compliance with the new regulations, focusing on their financial health and risk management capabilities [4] - A digital regulatory platform is proposed to enhance the effectiveness of financial oversight, utilizing advanced technologies to monitor risks in the lending sector [4] Collaborative Efforts - A multi-faceted approach involving regulatory bodies, financial institutions, technology companies, consumers, and media is essential to combat illegal lending practices effectively [5] - Emphasis is placed on coordinated efforts across various governmental departments to address issues such as excessive intermediary fees and predatory lending behaviors [5] - The goal is to balance strict compliance with inclusive practices, ensuring that financial services return to their core purpose of supporting the real economy and consumers [5]
又翻车!霸王洗护产品抽检不合格,霸王集团上半年亏损277万元
Xin Jing Bao· 2025-11-06 11:24
Core Viewpoint - The company BaWang has faced multiple product quality issues, including recent non-compliance in a special inspection by the Guangzhou Market Supervision Administration, raising concerns about its product safety and regulatory adherence [1][2]. Group 1: Recent Inspection Results - BaWang's products were part of a special inspection involving 2066 batches of cosmetics, with 40 batches failing to meet regulations, including BaWang's "Black Sesame Softening Shampoo" due to excessive levels of preservatives [1]. - The specific non-compliance was related to the mixture of Methylchloroisothiazolinone and Methylisothiazolinone, which exceeded the allowed limit of 0.0015% [1]. Group 2: Historical Compliance Issues - This is not the first instance of BaWang facing product non-compliance; in 2022, the "Zunyan Clean Fragrance Shampoo" was penalized for not meeting the required active ingredient ratio, resulting in fines totaling 96,000 yuan [2]. - In 2010, BaWang was penalized for misleading advertising regarding its hair growth products, violating cosmetic regulations [2]. Group 3: Financial Performance - BaWang reported a net profit of 13.63 million yuan in 2023, but this figure is expected to drop by over 51% to approximately 6.6 million yuan in 2024 [3]. - For the first half of 2025, BaWang's revenue increased by 9.3% to 120.1 million yuan, yet the net profit plummeted by 328.93% to a loss of 2.77 million yuan, indicating ongoing challenges in profitability despite revenue growth [3].
美国一家大型图书分销商倒闭,或将影响全美超6000家图书馆
Xin Jing Bao· 2025-11-06 10:52
纪录片《书缘:纽约公共图书馆》(2017)画面。 据lit hub等媒体报道,美国最大的图书分销商之一贝克泰勒公司(Baker & Taylor)宣布即将关闭,计划 在2025年底前停止所有业务活动。这将导致美国的图书分销渠道(至少在短期内)陷入混乱,预计影响 范围达到全美约6000家图书馆。 贝克泰勒公司成立于1828年,曾是美国图书馆印刷和视听资料的最大分销商之一,服务超过4000家机构 客户,拥有900多名员工。除了分销资料外,该公司还提供定制化的图书馆服务,包括可直接上架的资 料等面向图书馆和出版商的各类产品和服务。业务方面,从2019 年开始,该公司停止向书店供货,转 而专注于图书馆和教育机构。 这场危机要归咎于私募股权投资。过去十年间,一系列的收购和剥离削弱了这家公司的基础设施,令高 层管理人员长期处于焦虑不安的状态。管理不善还伴随着一连串的"运气不佳"。今年早春,就在债权人 催收该公司贷款之际,一家竞争对手对其提起了诉讼。今年夏天早些时候,该公司的服务器也遭受了一 次严重的网络攻击。 据《出版人周刊》报道,该公司首席执行官兼所有者阿曼·科查尔近日在一次员工会议上告诉员工们, 由于没有买家,并且主 ...
市应急局答新京报:将在全市14个有林区设百个森林防灭火宣传站
Xin Jing Bao· 2025-11-06 10:40
新京报讯(记者展圣洁)自11月1日起,北京市已正式进入年度森林防火期。今年,北京市要开展森林 防火"清患护源"专项行动,这项活动具体内容有哪些? 在今天(11月6日)北京市人民政府新闻办公室举行的2025-2026年冬季防灭火工作新闻发布会上,北京 市应急管理局党委委员、副局长靳玉光在回答新京报记者提问时介绍,首先是开展"百站千山"宣传行 动。通过森防队伍与属地镇、村共建的方式,在全市14个有林区分层分类设立100个森林防灭火宣传 站,强化对林区及周边群众的防火宣传。 其次是开展实地核查走访行动。市森防总队将会同国家消防救援局机动支队组建14个核查小组,分赴14 个有林区开展"四查":一查防火基础设施,核查隔离带、蓄水池等是否完好可用;二查隐患整改,重点 跟进林缘村庄、散坟、景区等五类隐患整改,未整改的要落实管控措施;三查检查站效能,确保进山扫 码、火种收缴等流程规范;四查护林员履职,检验其对责任区域、火情处置流程的掌握情况。 此外,还将开展靠前驻防巡护行动。高火险期,市森防总队将进驻门头沟、怀柔、密云、房山等防火重 点区,靠前临战备勤、常态巡查巡护。一是加强林区边缘、墓地周边等关键区域的驻点值守。二是指导 ...
因为她,这两个拉美国家断交了
Xin Jing Bao· 2025-11-06 10:31
2022年,33岁的贝特西·查韦斯·奇诺当了12天秘鲁总理。3年后,因为她的缘故,秘鲁和墨西哥这两个拉 美国家断交了。 据新华社消息,秘鲁外交部长乌戈·德塞拉11月3日宣布,由于墨西哥驻秘鲁大使馆向秘鲁前总理查韦斯 提供政治庇护,秘鲁已决定与墨西哥断绝外交关系。墨西哥外交部随后发表声明,对此表示遗憾和反 对。 因被控参与2022年秘鲁时任总统卡斯蒂略的未遂政变,查韦斯2023年6月被捕入狱,直至今年9月才获得 保释出狱。两个月后,秘鲁政府称,查韦斯逃入了墨西哥驻秘鲁大使馆内,试图逃避司法审理。秘鲁检 方正寻求判处查韦斯25年监禁。 就在上个月,秘鲁总统博鲁阿尔特(300825)刚遭国会弹劾下台,国会主席耶里随后出任临时总统。有 分析称,秘鲁目前仍处于政治危机与安全危机交织的时刻。 "不友好行为" 当地时间11月3日,德塞拉召开新闻发布会。他对记者说,当天稍早,查韦斯逃进了墨西哥驻秘鲁大使 馆内寻求庇护。 "作为对这一不友好行为的回应,以及考虑到那个国家现总统和前总统多次干预秘鲁内部事务,秘鲁政 府今天决定切断和墨西哥的外交关系。"德塞拉说。 墨西哥外交部随后回应,对秘鲁单方面决定断绝外交关系表示遗憾和反对,称 ...
大数据碰撞发现批量违法犯罪线索,最高检披露“数据办案”细节
Xin Jing Bao· 2025-11-06 10:28
随着全社会生产出的数据愈发庞大,它的价值开始在各个领域突显,如社会治理、打击犯罪。11月6 日,最高人民检察院发布典型案例,披露大数据法律监督模型助力公益诉讼办案的细节。 大数据模型帮助天津追回医保基金超3亿元 2024年7月,天津市检一分院向天津市医保局制发检察建议。天津市医保局据此开展了打击欺诈骗保专 项行动。截至2025年7月底,医保部门共减少违规上传医保费用6.29亿余元,追回医保基金3.15亿余元, 医保与公安联合立案427件。 大数据对比碰撞找到北京通州超2万立方米建筑垃圾的倾倒方 北京市人民检察院第四分院发现,非法倾倒建筑垃圾行为往往由设置倾倒现场的收纳方、实施倾倒行为 的车主和公司等倾倒方共同实施。收纳方大多承认其设置垃圾收纳场所,但由于倾倒时间跨度大、收纳 方与倾倒方联系的证据薄弱,在实践中难以找到倾倒方,导致只能由收纳方承担刑事责任而无法同时追 究倾倒方相应民事法律责任。 为破解难题,北京市检四分院研发非法倾倒建筑垃圾大数据法律监督模型。该模型通过刑事案件和行政 处罚案件及时发现倾倒建筑垃圾现场;通过采集经纬度坐标划定电子围栏;依托卫星遥感时序图将刑事 案件反映的案发期间与调取的电子围栏空 ...
京津冀等十省区市家政劳务品牌名录发布,81家优质企业入选
Xin Jing Bao· 2025-11-06 10:26
Core Points - The conference on home service labor brands led to the release of a directory of 81 reputable home service companies across ten provinces and cities, including 30 from Beijing and 51 from other regions [1] - The establishment of a home service labor cooperation alliance aims to enhance inter-regional resource collaboration and improve the supply of home services in Beijing [1] - The home service industry is focusing on integrating education and industry, encouraging college students to join the sector, which is expected to promote the professionalization and scaling of the industry [1] Summary by Sections Home Service Labor Directory - A directory of 81 reputable home service companies was published, selected by human resources departments from various provinces and cities [1] - The directory includes high-quality service providers with good reputations and skilled workers, facilitating consumer choice in Beijing and other regions [1] Labor Cooperation Alliance - A home service labor cooperation alliance was formed to create a platform for inter-provincial collaboration and labor matching activities [1] - This initiative aims to streamline the transfer of home service workers and enhance resource sharing among regions [1] Industry Development Initiatives - The home service industry is working on a talent supply integration community, connecting businesses with vocational schools to attract students into the sector [1] - The focus on youth engagement and professional development is expected to drive the growth and scaling of the home service industry [1][2]
第25届北京电影学院动画学院奖在北京门头沟开幕
Xin Jing Bao· 2025-11-06 10:18
开幕式上,"国际动画电影教育联盟(中国)中心"与"北京影视动画协会基地"正式落户门头沟区;中国 动画学会、北京电影学院等全球14所院校及2家机构共同签署协议,成立"国际动画与影像艺术教育 IEAAF联盟"。国际动画界重量级嘉宾乔治·史威兹格贝尔现场分享了创作心得,并将其个人手稿画作捐 赠给门头沟区,对其全新动画作品《道林·格雷的画像》进行了全球独家预先放映,个人艺术专著与画 集同步启动中国首发。 在活动主会场,十余家特色摊位市集亮相,涵盖"京西福礼"系列文创,以及琉璃、毛猴、剪纸等非遗展 示。写生区域,北京电影学院动画学院学生,以"京西福地门头沟"为主题,现场绘画创作,描绘定格山 水人文与市集热闹场景。 新京报讯(记者周怀宗)11月6日,第25届北京电影学院动画学院奖在北京市门头沟区开幕。活动吸引 了来自全球26个国家和地区的动画精英踊跃参与,累计征集作品3219部,覆盖国家数量创下历史新高。 据了解,北京电影学院动画学院奖已连续举办二十五载,本届活动设置了学术论坛、产业推介、影片展 映、文创市集等多个环节。此外还特别设立"AI动画单元",深度聚焦"AI动画教育与创意未来"前沿议 题,展示AI在叙事、风格与流 ...
周召华任国家邮政局副局长
Xin Jing Bao· 2025-11-06 10:15
新京报讯据人社部消息,11月6日,国务院任免国家工作人员。 任命周召华为国家邮政局副局长。 免去王道席的应急管理部副部长、水利部副部长职务;免去刘君的国家邮政局副局长职务。 ...
苟忠贵,被查
Xin Jing Bao· 2025-11-06 09:57
苟忠贵曾在广元市水电农机局水产站工作,后历任广元市水产渔政管理站副站长,市水生动物防疫检疫 站站长,市水产渔政管理站站长,市农业局水产渔政科科长,市农业农村局渔业渔政管理科科长,广元 资博实业集团有限公司副总经理,广元市农业发展集团有限公司党委委员、副总经理、广元市渔业发展 有限公司董事长等职。 2023年6月,苟忠贵任广元市投资发展集团有限公司党委委员、副总经理,至此番被查。 四川广元市纪委监委11月6日消息,广元市投资发展集团有限公司党委委员、副总经理苟忠贵涉嫌严重 违纪违法,目前正接受广元市纪委监委纪律审查和监察调查。 公开信息显示,苟忠贵,男,汉族,1974年10月生,四川广元人,省委党校在职研究生学历。1994年8 月参加工作,1994年1月加入中国共产党。 ...