济南农商银行深入贯彻落实省联社工作思路及要求，紧紧围绕推进普惠金融、助力乡村振兴的重要工作部署，坚守扎根农村、服务三农的初心使命，持续深 耕农村市场，充分发挥地方金融机构服务乡村振兴主力军的作用，以"不忘初心、以农为本"的担当与情怀，做实做细金融服务乡村振兴战略各项措施。在第 八个中国农民丰收节之际，众多济南农商银行金融活水精准支持的经营者，也迎来了喜悦的丰收时刻。 "百亩果园"铺就增收路 西营镇果农老崔的果园，如今已从10亩扩展至100亩，还配套发展了鱼塘与农家乐，成为当地农户增收的典型。而四年前，他曾因计划扩种优质果树、引进 新品种却缺乏合格抵押物，多次面临贷款难题，生产发展陷入停滞。 围绕重点涉农主体服务，济南农商银行自推进金融专员工作以来，已累计对接涉农经营主体459户，为其中136户发放贷款超22亿元；联合53家农区街道办开 展94次政银企座谈会，为村居产业搭建合作桥梁；今年农业局在全辖打造24个泉韵乡居和美乡村示范片区，其中10个位于我行辖内，12名二级支行行长同步 被选为和美乡村金融专员，专项负责片区内产业融资对接、惠农政策落地等服务。 "直播助销"解了卖果难 了解到老崔的困境后，济南农商银行乡 ...

此次读书品鉴与手作体验的跨界融合，是利津农商银行在提升员工文化生活品质、构建"书香银行"方面的一次成功尝试。沉浸式的读书体验，加深了员工对 经典文学作品的理解，增强了团队的凝聚力与归属感，充分展现了浓厚的人文关怀和企业文化。 （通讯员 王磊） 日前，利津农商银行在文体教培综合体举办《平凡的世界》读书品鉴暨茶点手作活动，10余名读书兴趣小组成员受邀参加。 活动现场书香四溢、暖意融融，大家一边分享交流《平凡的世界》读书体会，一边谈笑风生地体验茶点手作的乐趣。"和面的坚韧就像孙少安在黄土高原上 的不懈耕耘，和面需要力气与耐心，生活也需要反复揉捏""香甜的馅料如同平凡生活中的梦想与温情，如同孙少平与田晓霞的爱情，将馅料紧紧包住，即使 在最困苦的日子里，也不能磨灭对美好生活的希望"，《平凡的世界》一书像一盏明灯，带领大家在感悟人物命运的同时，也更深刻地理解了奋斗、爱与珍 惜的真谛。 ...

"咱们区队这个月通过优化工序、减少材料浪费，市场化结算绩效比上月提高5%，我的工资多了400多 块，还是得用脑子干活！"近日，山东能源鲁西矿业梁家煤矿掘进二区员工蓝锦程拿着工资条，跟工友 们分享心得。这一幕，正是该矿以市场化理念重塑经营管控，以精益化管理深挖降本潜力的缩影，他们 锚定"降本降耗、增收增效"目标，打出了"市场化机制+精益化管理"组合拳。 市场化考核"转思维" "要让员工的劳动得到明确的价值体现，让多劳多得、优绩优酬成为共识。"该矿经营副矿长吴平平说。 为打破传统"大锅饭"模式，该矿构建了以"岗位价值"为核心的市场化薪酬体系，将工资分配与产量、成 本、安全、质量等指标深度绑定，推行"一规范、两倾斜"，优化管理人员薪酬，向采掘一线、重点创效 岗位倾斜，让"收益是干出来的"成为全员共识。 在采掘区队，"三排两定"工作法成为市场化落地的"关键抓手"：每日由区长牵头排人员、排工序、排检 修，定工作量、定考核标准，次日复盘考核兑现。"现在每个岗位都有明确的任务清单和效益账。我们 通过优化4102采煤工作面割煤工序，减少无效停机时间，月度产煤量提升5%，在市场化考核中，绩效 稳居全矿前列。"采煤工区区长韩剑介 ...

Core Viewpoint - Chow Tai Fook (01929.HK) plans to increase retail prices of gold products by 12%-18% at the end of October, marking the second price hike since 2025, following a previous increase of 10%-20% in March [1]. Group 1 - Chow Tai Fook will raise the retail prices of gold products, with most products seeing an increase of 12%-18% [1]. - This price adjustment is the second since 2025, indicating a trend of rising prices in the gold jewelry market [1]. - The previous price hike in March was between 10% and 20% for gold products [1].

2025年10月16日，第113届全国糖酒商品交易会在南京国际博览中心正式拉开帷幕，这场被誉为食品酒类行业"风向标"的盛会，汇聚来自全球40个国家的 4000家参展商及40万观众。 展厅中，云门酒业精心设置了多个展示区域，带来了包括云门酱酒、云门陈酿、青州从事等在内的全线明星产品。特别是高端战略单品——云门酱酒·国 标G1，以及新近推出的"青州从事"系列产品，融入了深厚的地域文化IP（"青州从事"在古代是美酒的雅称），在展会上吸引了众多客商的目光。 此次参与，云门延续了线上互动与线下展示相结合的形式，通过专业主播的现场直播和线上互动活动，扩大了品牌影响力，吸引了更多未能亲临会场的潜 在合作伙伴。 作为"北方酱酒创领者"与"高端鲁酒引领者"，云门始终以创新与科技双轮驱动，铸就卓越品质，夯实品牌根基。此次，作为鲁酒独立设展企业亮相全国糖 酒会，云门再次展现了企业综合实力和高端发展决心。未来，我们将继续高举高端鲁酒旗帜，以更昂扬的姿态，擘画北方酱酒的新篇章！ 在众多参展企业中，云门酒业作为山东省独立设展白酒企业，以其独具特色的文化底蕴和卓越的产品品质，向全国客商展示了鲁酒的独特魅力与高端品 质。 ...

Core Insights - The city of Liaocheng has implemented a robust "renewal" program supported by special long-term government bonds to stimulate consumer spending through trade-in initiatives for various products [1][2] Group 1: Economic Impact - In 2024, the city issued a total of 606.53 million yuan in subsidies, benefiting 207,000 consumers and directly driving 4.1 billion yuan in large-scale consumption [1] - The total retail sales of consumer goods reached 108.53 billion yuan in 2024, marking a year-on-year growth of 7.1%, with automotive retail sales increasing by 18.5% and home appliance sales by 11.8% [1] Group 2: Policy Expansion - The "renewal" policy will be optimized and expanded in 2025, increasing the categories of home appliances from 8 to 12 and home renovation from 3 to 5, while also adding subsidies for mobile digital products and including vehicles meeting National IV emission standards in the trade-in program [2] - The expanded policy has already driven 5.1 billion yuan in consumption, indicating a sustained increase in market activity [2] Group 3: Digital Innovation - Liaocheng has launched the "Hui Xun Huan" digital platform, the first of its kind in the province, to facilitate the trade-in process across multiple product categories, enhancing efficiency in subsidy verification by over 80% [2] - Since 2024, the platform has facilitated the recycling of 533,800 home appliances and the purchase of 769,400 new items, achieving a trade-in conversion rate of 79% and directly promoting 3.04 billion yuan in green and smart appliance consumption [2]

近年来,聊城市紧扣基层健康教育"覆盖广、精准化、可持续"的需求,创新构建"三嵌入"工作机制,通过"党 建红"凝聚合力、"治理网"精准服务、"数字潮"打破边界,推动健康理念从被动接收向主动获取转变、健 康服务从泛化供给向精准滴灌升级,真正让基层健康教育沉下去、活起来、实起来。 □ 金增秀 嵌入基层治理 构建精准服务"民生网格" "张大爷,您的血压最近控制得不错,这是专门给您印的低盐饮食食谱。"在聊城市东昌府区古楼街道,网格 健康服务团队正为慢性病患者提供"一对一"指导。 聊城市依托现有城乡治理网格体系,创新组建"1+1+1+N"网格健康服务团队,即1名网格长负责统筹协调,1 名家庭医生提供专业诊疗指导,1名健康志愿者协助组织活动,社区卫生服务中心、社会组织、爱心企业等 N方力量协同参与,形成"需求摸排-内容定制-精准宣教-效果跟踪"的全链条服务闭环,将健康教育有机融 入基层治理网格。 针对不同群体的健康需求,聊城市推行"分级分类、靶向施策"宣教模式。面向慢性病患者,联合"三高中 心""三高之家"开展用药指导、饮食干预、运动康复等专题宣教,全市高血压、糖尿病等慢性病规范管理 率提升至89.3%；聚焦青少年心理健康 ...

Group 1 - Shandong has attracted 236 Fortune Global 500 companies, with a total investment of 946 projects, ranking 5th in the country for actual foreign investment usage, and high-tech industries account for 42% of foreign investment [1] - Foreign-funded enterprises contribute 16.9% to the province's total import and export volume, playing a crucial role in stabilizing foreign trade [2] - In the first three quarters of this year, Shandong's foreign trade import and export volume increased by 5.5%, surpassing the national average by 1.5 percentage points [2] Group 2 - The upcoming "2025 Shandong and Multinational Corporation Industry Ecosystem Cooperation Partner Dialogue" will feature over 50 multinational companies, focusing on "Investment in Shandong for a Win-Win Future" [3] - The dialogue will include discussions on artificial intelligence and manufacturing, with participation from major companies like Medtronic and IBM [3] - More than 2,000 companies from Shandong have registered for the 8th China International Import Expo, indicating a strong interest in global investment [3] Group 3 - Shandong has eliminated restrictions on foreign investment in the manufacturing sector and is actively cleaning up market access barriers [4] - The province has established a coordination mechanism for major projects, attracting 340 significant projects with a total investment of approximately 392 billion yuan [4] - A regular communication mechanism between government and enterprises has been implemented, addressing 376 issues faced by businesses [4] Group 4 - Shandong has built 4 national-level manufacturing innovation centers and 54 national-level industrial design centers, ranking 2nd and 1st in the country respectively [5] - The province has nurtured 235 national manufacturing single champions, leading the nation, and has 1,163 "little giant" enterprises, ranking 4th nationally [5] - Intellectual property protection for multinational companies is a core focus, with the introduction of a patent dispute resolution mechanism and dedicated services for foreign enterprises [5]

Core Insights - The article highlights the achievements of Liaocheng during the "14th Five-Year Plan" period, focusing on economic development, consumption growth, and external trade expansion, which are aligned with the city's goals of becoming a prosperous, innovative, open, beautiful, and happy city [1] Economic Development - Liaocheng's social retail sales reached 108.53 billion yuan in 2024, a 35.5% increase from the end of the "13th Five-Year Plan," with an average annual growth rate of 7.89% [2] - The city implemented over 20 consumption promotion policies, including measures to boost appliance consumption and a digital platform for recycling, which collectively stimulated consumption by 9.2 billion yuan [2] Consumption Upgrade - The city has enhanced its commercial areas, with successful upgrades to several key districts and recognition for green business practices [3] - The development of smart business districts and stores has progressed, with 22 new brands introduced to stimulate the local economy [3] Digital Economy - Liaocheng has established nine provincial-level e-commerce live streaming bases and ten supply chain bases, with significant growth in local e-commerce enterprises [4] - The city won championships in both industry and talent categories at the provincial e-commerce live streaming competition [4] Foreign Trade and Investment - In 2024, Liaocheng's total import and export value reached 62.92 billion yuan, a 55.6% increase from the end of the "13th Five-Year Plan," with an average annual growth rate of 11.7% [5] - The city has established trade relations with 205 countries and regions, with significant growth in trade with "Belt and Road" partners and RCEP member countries [6] Foreign Investment - Liaocheng has attracted 249 new foreign enterprises, with actual foreign investment in the manufacturing sector reaching 584 million USD [6][7] - The city has improved its foreign investment environment, enhancing service mechanisms for foreign enterprises [7] Development Zones - Liaocheng's development zones contribute over 50% of tax revenue and 70% of industrial investment, showcasing their importance in the local economy [8] - The city has cultivated nine industry clusters with over 10 billion yuan in output, highlighting the effectiveness of targeted development strategies [8]

Core Viewpoint - The successful launch of the "Silver Industry Cloud" platform by the Industrial and Commercial Bank of China (ICBC) in Liaocheng represents a significant step in integrating digital finance with pension services, highlighting the bank's commitment to high-quality development and social responsibility [1][2]. Group 1: Project Implementation - ICBC Liaocheng quickly established a special service team for pension finance after learning about the "Silver Industry Cloud" platform, focusing on policy interpretation and industry knowledge training to enhance service efficiency and professionalism in the pension sector [1]. - The team conducted visits to key local pension institutions to explain the platform's features, safety advantages, and cooperation prospects, aiming to tailor solutions to meet the specific needs and pain points of businesses [1]. - A dedicated team was organized to streamline the project process, creating a scientific progress management table to ensure efficient execution of due diligence, documentation, account opening, API setup, and platform establishment [1]. Group 2: Platform Benefits and Future Plans - Following the successful launch, the platform has empowered multiple local pension institutions by providing a comprehensive digital operation solution that includes smart scheduling, health record management, cost settlement, material procurement, and meal management [2]. - ICBC Liaocheng plans to leverage the "Silver Industry Cloud" platform as a key tool to explore financial support for the construction of the pension service system, aiming to inject new momentum into the high-quality development of the regional silver economy [2].