国联基金固收团队 波动市场中彰显优势 经历了债券市场震荡调整阶段，3月中下旬，债市调整态势已有所回暖。为此，国联基金认为，近期债 市的调整一方面是市场对货币宽松预期以及基本面预期的修正，另一方面，春节前债市连续大幅上涨两 个月，获利了结的需求也加剧了市场波动。国联基金固收团队投研能力在波动市场中显现优势。 固收业务一直是国联基金的传统优势。国联基金从中国居民财富平衡再配置的长期视角出发，构建了完 整的固收产品谱系，目前已拥有36只债基产品，全面覆盖货币、货币增强、同业存单、短债、中短债、 中长信用债、中长久期利率债、可转债、固收+等多种类型，为投资者提供了丰富的选择。近几年，随 着经济政策的调控变化日益复杂多变，对固收产品的利率择时、信用风险管理、回撤管控等提出了更严 格的要求。国联基金固收团队积极应对，自上而下强化了固收架构体系建设，不仅加强了对财政、货币 政策导向的研究深度，还从宏观层面把握市场趋势及拐点变化，确保大类资产配置方向不偏离。 从中长期视角来看，国联基金凭借出色的可持续回报能力，逐步形成了固收精品效应。过去五年，国联 基金固定收益类基金绝对收益排名13/93，债券投资主动管理收益率18.09% ...

金融壹账通AI智能认证通过国家级检测 重磅推出 DeepFake深伪攻击防御策略 近日,金融壹账通加马事业部AI团队的智能认证产品通过金融行业国家级权威检测机构——银行卡检测 中心(BCTC)的技术检测。作为国际公认最严格的技术安全性认证之一,其基于ISO 30107-3技术标准,进行 包括真人误拒率以及呈现攻击测试。在此次测试中,智能认证产品在识别准确率、反欺诈能力等关键指 标上表现优异。取得这一成果,意味着金融壹账通的智能认证产品的识别准确率、反欺诈等相关技术指 标已处于行业领先水平。 另外,为了应对近来日趋泛滥的deepfake深伪攻击及团伙欺诈,AI团队依托平安集团领先的AI算法能力,结 合丰富的金融全领域业务风控经验,重磅推出了DeepFake深伪攻击防御策略,其依托综合业务策略平台,基 于事前、事中及事后全业务流程,从设备安全(混淆加固/设备风控等)、活体对抗(PS攻击/高清电子屏攻击 等)、视觉风控(人脸聚合/环境分析等)、地理位置校验(位置核验/GPS聚类等)多维手段来保障业务安全, 进而科学识别并预警潜在风险。 银行卡检测中心是经中国人民银行批准成立的国家级检测机构,也是全球生物识别检测领域 ...

抖音电商助力国货品牌线上转型，小镇奶奶一年卖 出珍珠120万单 要问近几年什么饰品最火，珍珠一定是其中的佼佼者。 2023年初，刘亦菲在电视剧《去有风的地方》中佩戴的珍珠耳环引发了不少观众的狂热追捧。同年年 中，倪妮为庆祝电影《消失的她》票房破30亿，发布了一组佩戴30套不同珍珠首饰拍摄的写真，也成功 种草一波网友。 一时间，社交媒体上开始流行各种珍珠穿搭指南，直播间里也反应迅速。艾瑞咨询的数据显示，2023 年，抖音电商珍珠饰品销售额破百亿，同比增长173.43%。另据中国珠宝玉石首饰行业协会统计，2023 年，我国珍珠市场规模约为350亿元，同比增长约46%，在所有珠宝品类里增幅最高。 高达数百亿的市场规模和光明的市场前景，无疑让珍珠成为时下珠宝领域最火热的赛道。在这样的背景 下，越来越多成熟的珍珠饰品品牌正在直播电商平台脱颖而出，而来自"中国珍珠之都"——诸暨市山下 湖镇的"珍珠奶奶"便是行业变革的见证者和参与者。 珍珠小镇走出"珍珠世家" 从杭州市出发沿沪昆高速一路向南，不到1个半小时便可到达诸暨市山下湖镇。过去半个多世纪以来， 这片面积42.56平方公里、户籍人口2万多的土地，孕育了全球最大的淡水珍 ...

山高控股发布盈喜公告 绿电算力布局加速推进 山高控股(00412.HK)发布盈喜公告，预期2024年度未经审核利润将达6.9亿元人民币。公告称，利润增 长主要归因于收益大幅增长、按公允值计入损益的金融资产公允值大幅增加及资产减值拨回与融资成本 降低。 自2021年下半年开启战略转型征程，山高控股积极推动业务结构的深度调整，从以短久期债权类金融投 资为主，逐步向新兴产业投资控股领域聚焦。2022年，山高控股通过认购新股的方式，成功控股港股上 市公司山高新能源(01250.HK)，这一关键举措成为其战略转型道路上的重要里程碑。进入2023年，山高 控股继续在新兴产业赛道发力，抢占布局先机。同年12月，公司战略入股世纪互联(VNET.US)，旨在构 建"绿电+算力"的创新产业生态体系，为未来的多元化发展奠定坚实基础。 2024年2月，山高控股被纳入恒生综合指数成份股名单，标志着山高控股已满足纳入港股通的资格条 件，也体现了资本市场与投资者对该公司财务表现及长期投资价值的高度认可。 同年12月，山高控股持续强化股东赋能，顺利完成对中信产业基金所持山高新能源全部股权的收购，持 股比例由43.45%提升至56.97%。此 ...

Core Insights - Weimob Group has reported significant progress in the commercialization of its AI products, particularly the WAI SaaS, with new customer usage increasing by 217.7% and a 75% renewal rate among small and medium-sized businesses using AI [1][11] - The integration of AI into SaaS is seen as a transformative opportunity for the industry, with Weimob's initiatives potentially leading to a "GPT moment" for SaaS in China [2][6] Group 1: AI Product Development and Market Impact - Weimob's AI product WIME has surpassed 70,000 users and 5,873 paying users within six months of its launch, indicating strong market acceptance [2][11] - The AI Agent technology is expected to revolutionize the SaaS landscape, with predictions that by 2028, 15% of daily decisions will be made by AI Agents, highlighting the potential for significant market growth [5][6] Group 2: Business Efficiency and Customer Engagement - Weimob's AI capabilities have led to a 74% increase in monthly active users for WAI, with core functionality usage rising by 248% and AI-generated content adoption increasing by 53.4% [9][11] - The WIME product has demonstrated substantial efficiency improvements, with an 80% increase in product material creation speed and a 50% faster store setup process [9][10] Group 3: Strategic Positioning and Future Outlook - Weimob is strategically positioned to leverage AI technology across various business dimensions, including AI+SaaS, AI+marketing, and customized AI solutions for enterprises [4][11] - The company aims to enhance its product capabilities focusing on operational efficiency, intelligent content generation, and precise business analysis, which is expected to accelerate its commercialization process [11][12]

Group 1 - The "April Decision" period is approaching, which is a significant investment time for many investors, as it marks a transition from a policy-intensive and earnings vacuum period to a phase where macro and micro data provide clearer guidance for market direction [1] - Current market conditions show a correction in the technology sector, with investors taking profits and a rise in cautious sentiment, leading to fluctuations in the A-share market; however, this short-term risk aversion does not indicate the end of the market trend, as technology growth may still be the main theme for the year [1][2] - The recent market pullback is attributed to the upcoming tariff disturbance and earnings release period, with some technology stocks failing to rise despite exceeding earnings expectations, reflecting a cautious approach due to high valuations and lower-than-expected capital expenditures [1] Group 2 - In the medium to long term, the technology sector is experiencing high levels of prosperity, although relative valuations within sub-sectors are unbalanced; performance-driven factors will become the main concern in the technology sector [2] - To navigate uncertain market directions, investors are encouraged to remain engaged in the market through methods like fund dollar-cost averaging or phased buying, which may increase the chances of investment success [2] - The fund managed by the company, which has a high AI component, is actively investing in assets related to artificial intelligence, providing opportunities for investors to enter the market at lower levels during recent adjustments [2][3] Group 3 - Future investment strategies may focus on two main lines: the technology benefit chain and the scenario implementation chain; the current performance of computing power is in an explosive cycle, with demand for computing power expected to accelerate [3] - For the scenario implementation chain, it is recommended to pay attention to vertical industry applications, particularly in AI+ manufacturing, AI+ finance, and AI+ content [3]

Core Viewpoint - Midea and Huawei are collaborating to reshape the smart home experience through the HarmonyOS ecosystem, aiming to create a comprehensive "human-vehicle-home" interconnected environment as the smart home and smart vehicle markets rapidly grow [1][11]. Market Trends - The smart home market in China is projected to reach 784.8 billion yuan in 2024 and exceed 800 billion yuan in 2025 [1]. - The penetration rate of new energy vehicles in China is expected to rebound to 54.1% by March 2025 [1]. Technological Collaboration - Midea has fully adapted its product line to the HarmonyOS since 2021, enabling seamless device connectivity through Huawei's NFC technology [3]. - The collaboration has evolved to enhance user experience, transitioning from passive responses to proactive sensing, exemplified by Midea's air conditioning system that adjusts airflow based on user positioning [3][5]. Standardization Efforts - Midea and Huawei are advancing the standardization process in the smart home sector by co-authoring the "Huawei HarmonyOS Smart Home Ventilation Gateway White Paper," which sets technical standards for smart ventilation device connectivity [6][7]. - Midea's split air conditioning system serves as a benchmark for this standardization, allowing users to optimize indoor air quality through integrated control of ventilation and air monitoring devices [7]. Ecosystem Development - The partnership aims to create an open ecosystem, enhancing the user experience through AI technologies and deepening collaboration across various sectors [10][11]. - Midea is integrating AI models to improve user interaction and energy efficiency in its air conditioning products, focusing on user habits and environmental conditions [10]. - The collaboration includes mutual channel access, with Midea introducing Huawei's products in its smart home stores and Huawei facilitating Midea's sales channels [10]. Future Outlook - The "human-vehicle-home" ecosystem exemplifies a model for the industry, with Midea expected to deepen partnerships and enhance the smart home service chain, driving high-quality development in the sector [13].

数秦科技俞学劢：分布式可信数据空间为数字金融 与产业升级破局 3月21日，2025未来数商大会在杭州未来科技城学术交流中心举行。大会重点聚焦场景，深入解读数据 要素热点话题，分享数据要素应用的实践经验，搭建开放合作平台，吸引近千名专业观众参与。会上， 数秦科技 CEO 俞学劢受邀发表了题为《分布式可信数据空间——建立信任与价值的链接》的演讲。他 围绕当下数字金融的困境与机遇，深入剖析了分布式可信数据空间的创新实践及深远意义，为行业发展 提供了新思路。 数字金融困局：虚拟资产乱象与传统金融难题并存 俞学劢开场便以虚拟资产市场的疯狂现象为引，2021 年 4 月 15 日，马斯克一条推特配图让狗狗币 24 小时涨 2.5 倍，这种无上限的虚拟资产因名人背书一路飙升。这样的现象在2025年也屡见不鲜，这些毫 无实际价值的虚拟资产疯狂攀升，随后又相继崩盘，97% 的 meme 币不到一年归零。 虚拟资产市场投机盛行，新入场者渴望以小搏大，导致市场空心化。与此同时，传统金融机构虽然也推 出了数字货币 ETF，但仍缺乏新资金流入，流动性枯竭。 俞学劢表示，在传统金融领域，中小微企业融资难题长期存在。从 2017 年到 2 ...

Core Insights - Tree Root Interconnection has been recognized as a leading player in the industrial intelligence sector by being included in the first batch of the "Guangzhou Artificial Intelligence Application Pioneer List" [1][2] - The event aimed to promote the integration of artificial intelligence and enterprise data governance, facilitating industrial upgrades and high-quality development of the digital economy [1] Group 1: Recognition and Achievements - Tree Root Interconnection was selected as a pioneer enterprise in the industrial internet category, showcasing its innovative breakthroughs and scene empowerment capabilities [1][2] - The company is advancing multiple large models in industrial design, industrial coding, and industrial video generation, enhancing smart upgrades in production, sales, and after-sales services [3][5] Group 2: Future Directions - The company plans to deepen the application of artificial intelligence technology in industrial internet scenarios, strengthen technological research and development, and expand the integration boundaries of AI with manufacturing [7] - Tree Root Interconnection aims to collaborate with partners in the Guangzhou artificial intelligence industry ecosystem to optimize the innovation environment and provide more internationally competitive industrial intelligence solutions [7]

数智驱动·科技赋能|CIFS 2025第六届中国数智金融 峰会圆满收官，亮点全回顾 CIFS 2025第六届中国数智金融峰会于3月20日在上海扬子江丽笙精选酒店圆满落下帷幕。此次峰会在上 海金融信息行业协会的专业指导下，由信息侠精心策划主办，浙江省数字经济联合会、中科聚力、CIO 时代联合协办，共同打造了一场金融与科技深度融合的行业盛会。 峰会以 "数智驱动・科技赋能" 为核心主题，汇聚了200+来自金融业信息技术、金融科技、软件开发、 互联网金融、信息安全、风险管理、智能风控、网络金融、个人金融等相关部门的高层领导和负责人以 及大数据、AI、5G、区块链、云计算、RPA、中台建设、物联网等优秀信息化解决方案服务商。全方 位展示金融行业的数智化转型成果，分享前沿技术与实践经验，深入探讨数智化转型中的关键问题与挑 战，共同探索金融数智化的新路径、新机遇与新未来。 大会期间，两大精心筹备的论坛现场气氛热烈，观点交锋激烈，引发了参会者的深度思考。一场温馨而 隆重的答谢晚宴，为业内人士提供了轻松愉悦的交流平台，进一步拉近了彼此的距离。活动现场，17家 金融行业数智化解决方案服务商通过精心布置的展位，全方位、立体式地展 ...