专题：2025年服贸会金融服务专题：数智驱动 开放共赢 本届金融服务专题设 5 号馆 "融通开放" 与 6 号馆 "智惠共享" 两大主题展馆，全方位呈现中国金融业创 新活力。5 号馆汇聚国家开发银行、工商银行、中国人保等 "国家队" 金融机构，以及网联清算、中国 银联等金融基础设施企业，集中展示金融赋能实体经济、书写 "五篇大文章" 的实践成果 —— 从支持企 业 "走出去" 的跨境金融服务，到助力乡村振兴的全链条助农方案，生动诠释金融与实体经济共荣共生 的生态格局。 6号馆则聚焦科技在金融领域的深度应用，成为金融科技的"秀场"。浦发银行联合多家科创企业，集中 展示新型交互机器人等前沿产品；农业发展银行以 "数智驱动 润泽'三农'" 为主题，通过数字人互动、 卫星遥感技术呈现政策性支农成效；腾讯、京东等科技企业携金融大模型、跨境支付创新方案亮相，凸 显科技对金融普惠价值的放大作用。 值得关注的是，首都多区同步参展，东城以 "壮美中轴线" 为设计灵感展示文化金融融合成果，西城聚 焦 "中国资产管理高地" 呈现国家金融管理中心生态，朝阳通过 "鼎" 与 "树" 的意象传递国际化金融聚 集区的稳健活力，丰台通过"代 ...

新浪科技讯 9月8日下午消息，新浪科技获悉，今日举办的百度秋日嘉年华暨最高奖颁奖典礼上，百度 创始人、董事长兼首席执行官李彦宏现身百度科技园，将为每个获奖团队签发100万美元的奖金支票。 此外，李彦宏还谈还指出，"百度昆仑芯在去年12月份就已经点亮了3万卡，今天这些卡已经在7×24小 时的运转中，在做各种各样的推理和训练的任务。" 颁奖典礼上，李彦宏在谈及数字人直播时表示，"我们的数字人直播已经可以到了以假乱真的地步，很 多人是看不出来直播是数字人还是真人，而且更重要的是，它的转化率很多时候已经超越真人。" 责任编辑：何俊熹 ...

转自：新华财经 值得一提的是，淘宝直播技术部为本次丰收节专门打造了"丰收盛景"数字人直播间。该直播间应用了领 先的"高表现力数字人"生成技术，能够精准复现真人主播的微表情、口型、肢体动作和语音语调，生成 表现力丰富、高度拟真的数字人形象，并支持与观众实时互动问答。 淘宝天猫相关负责人表示，数字人直播这一新兴业态在过去存在表现力和互动性方面的局限，但随着技 术不断迭代，此次应用于丰收节的数字人直播已在真实感、表现力和商业转化效率上达到行业领先水 平。"数字人直播可有效降低农特产品商家的运营成本，打破传统直播的时空限制，在推动农产品上行 方面展现出巨大潜力。" 淘天集团同步发布了"金秋消费惠农计划"，包括"激发农产品消费新动能""时令优选百大产业带""远近 融合产地直达""正品农资上天猫"以及盒马"数字订单"计划，全方位助力农业发展与农民增收。 此外，丰收节期间，淘宝天猫将聚焦中国时令特色农产品，联合原产地政府、行业协会和龙头企业，开 展超过100场"产地溯源直播"，打造1000个销售额超百万元的农产品爆款。同时，食品生鲜与淘宝闪购 将深度融合，优化仓储布局，支持千款产地尖货接入即时配送，实现"新鲜直达"。此外， ...

金融服务专题汇聚了近百家顶尖金融机构与相关企业，全方位、多维度地展示中国金融业的创新活力与 实践成果。5号馆"融通开放"主题展，集结银行、保险、证券、基金、支付清算等内外资机构，展示在 建设金融强国、推动"五篇大文章"、金融服务实体经济、金融业扩大开放等方面丰硕成果；6号馆"智惠 共享"主题展，聚焦金融服务国家战略、金融"两区"建设、金融机构与头部科技企业的融合等，展现科 技在金融领域的深度应用，突出金融科技的普惠价值，开放共享可持续发展成果。 2025年中国国际服务贸易交易会金融服务专题将于9月10日至9月14日在北京首钢园举办。记者9月8日从 金融服务专题主办方获悉，目前，金融服务专题线下参展企业已达97家，包括世界500强及行业龙头企 业71家。其中，国内机构51家，外资机构46家，国际化率为47.4%。今年金融服务专题还将升级打造数 字人民币潮流集市。 图源：视觉中国 作为服贸会九大专题之一，本届金融服务专题将以"数智驱动 开放共赢"为主题，创新融合"展（展览） +研（探讨）+洽（洽谈）+验（体验）"四大维度，全力打造"全球金融创新产品和服务展示、重要政策 和行业规则发布、合作伙伴洽谈、前沿金融体验" ...

为深入落实北京市国资委关于加快数字人民币应用推广的相关要求，充分发挥国有企业在数字人民币生 态建设中的示范引领作用，近日，北京市国有资产经营有限责任公司联合招商银行北京分行，创新采 用"数字人民币钱包出资+多边央行数字货币桥清算"模式，成功完成一笔对境外子企业的增资业务。该 笔业务不仅是北京市管企业首单全程以数字人民币办理的增资业务，也标志着北京国资公司在数字人民 币应用领域实现关键突破，充分彰显了银企高效协同合作成果与数字化转型的显著成效。 多边央行数字货币桥（mBridge）是由中国人民银行数字货币研究所与香港金融管理局、泰国及阿联酋 央行联合发起的跨境支付创新项目，在提升跨境结算效率、降低交易成本、提高安全性等方面具有重要 意义。 截至目前，北京国资公司已在多个重点领域实现数字人民币场景落地，涵盖国有资本收益上缴、收缴子 公司利润，以及"数币+文化旅游""数币+平台交易""数币+金融""数币+跨境交易"等创新场景，构建起多 维度的数字人民币应用体系。 未来，北京国资公司将继续秉持创新驱动、高效协同的理念，积极探索数字人民币应用的新技术、新模 式、新场景，深化金融科技创新与数字经济发展的融合互促，助力北京 ...

Group 1 - The new Securities Law enhances protection for small and medium investors by establishing a dedicated chapter on "Investor Protection" [1] - Key measures include a reversed burden of proof system for disputes between ordinary investors and securities companies, a shareholder rights solicitation system, a cash dividend system for listed companies, a pre-compensation system, and support for litigation by investor protection organizations [1] - The special representative litigation system, centered around the "declaration withdrawal system," represents a unique form of collective litigation in the Chinese securities market [1] Group 2 - The Zhejiang Investor Education Base promotes the principle of "communication creates value," focusing on interactive investor relations [1] - The base aims to provide financial information and services through a multimedia approach, actively exploring the "Internet + Investor Education" model [1] - The combination of online and offline methods makes investor education services more accessible [1]

Core Insights - The launch of "Qin Xiaopu," an AI-powered digital science popularization officer, marks a new phase in the science popularization efforts in Shaanxi Province, integrating AI with precise services to enhance public scientific literacy and strengthen the foundation of a technology-driven nation [1][2] Group 1: AI Integration in Science Popularization - "Qin Xiaopu" is designed as a generative AI digital entity that focuses on science popularization scenarios, utilizing the "Cloud Science Popularization Shaanxi" mini-program as its core platform [1] - The digital entity is capable of listening, speaking, and thinking, creating an intelligent science popularization ecosystem that integrates high-quality resources from agriculture, aerospace, and cultural history [1] Group 2: User Engagement and Community Building - "Qin Xiaopu" features deep human-machine interaction capabilities, catering to diverse public science popularization needs and establishing a co-creation community for users to exchange scientific insights and practical experiences [1] - The mini-program includes a daily check-in feature designed to foster learning habits among the public through engaging and fun designs [1] Group 3: Overcoming Traditional Limitations - The initiative aims to break the traditional limitations of science popularization by providing personalized services, transitioning from a "one-way transmission" model to a "tailored approach" [1] - The digital platform is expected to make scientific knowledge more accessible and relatable to the public, enhancing the overall experience of science learning [1] Group 4: Addressing Industry Challenges - The launch is seen as an innovative exploration to activate science popularization resources through digital technology and AI, effectively addressing issues such as uneven distribution of resources and insufficient service precision in the industry [2] - The initiative is positioned as an efficient solution to improve the scientific literacy of the public, bridging the gap between authoritative scientific information and community needs [2]

Core Viewpoint - The rapid development and adoption of digital currency, specifically the digital renminbi (e-CNY), is transforming payment methods in China, with significant implications for traditional payment systems like QR code payments [1][4][10]. Group 1: Digital Renminbi Overview - Digital renminbi (e-CNY) is a legal digital currency issued by the People's Bank of China, with the same legal status and economic value as physical cash [1][3]. - As of June 2025, the digital renminbi pilot program has expanded to 28 provinces, with over 750 million personal wallets opened and transaction amounts exceeding 60 trillion yuan [1][4]. Group 2: Comparison with Third-Party Payment Tools - The digital renminbi differs from third-party payment tools like WeChat Pay and Alipay in several aspects, including issuance by the central bank, a dual-layer operational model, and support for offline payments [3][6]. - Digital renminbi emphasizes faster settlement and user privacy through a design principle of "small amount anonymity, large amount traceability" [3][6]. Group 3: Application Scenarios and Merchant Adoption - The application scenarios for digital renminbi are expanding from retail and dining to public services and cross-border trade, with over 21 million merchants supporting its use by mid-2025 [4][7]. - In some pilot cities, digital renminbi payments account for approximately 15% of local mobile payment volumes, positioning it as the third major payment method after WeChat Pay and Alipay [4][10]. Group 4: User Experience and Adoption Challenges - User habits pose a significant challenge for the adoption of digital renminbi, as established platforms like WeChat Pay and Alipay have high user loyalty [6][7]. - The People's Bank of China is implementing measures to enhance user experience, such as promotional activities and app optimizations, to encourage the use of digital renminbi [7][10]. Group 5: Security and Financial System Impact - Digital renminbi incorporates advanced security features, including dual authentication and real-time transaction monitoring to prevent fraud [8][9]. - The promotion of digital renminbi is expected to reduce cash circulation costs, enhance payment system efficiency, and provide innovative applications through programmable features [8][9]. Group 6: Future Outlook - By 2030, digital renminbi is projected to cover over 95% of administrative regions in China, with user numbers exceeding 1 billion and annual transaction volumes reaching 25% of total retail sales [11][12]. - Digital renminbi is not intended to replace existing payment methods but to coexist and complement them, contributing to a diverse and efficient payment ecosystem [11][12].

Core Viewpoint - Digital RMB has been in development for four years but remains underutilized in daily life due to limited acceptance and user habits [1][5][15] Group 1: Background and Development - Digital RMB was introduced in 2019 and has been tested in several regions with positive results before being rolled out nationwide [5] - The initiative aims to provide a safer payment method compared to cash and third-party payment platforms like WeChat and Alipay [3][7] Group 2: Advantages of Digital RMB - Digital RMB can be used without internet access, making it reliable in areas with poor connectivity [7] - It does not incur transaction fees, unlike WeChat and Alipay, which can charge fees for transferring money to bank accounts [9] Group 3: Challenges and Limitations - The number of places accepting Digital RMB is limited, with only 1.299 million locations in major cities like Shenzhen, and fewer than 500,000 in other cities [11] - Digital RMB lacks financial management features, such as interest-earning options available in platforms like Alipay and WeChat [11] - User habits are difficult to change, as many individuals are accustomed to using WeChat and Alipay without compelling reasons to switch [13] Group 4: Promotion and Awareness - There has been insufficient large-scale promotion of Digital RMB compared to the marketing efforts of WeChat and Alipay, leading to lower public awareness [15] - Addressing the five identified issues could increase the adoption of Digital RMB, potentially allowing it to compete with or replace existing payment platforms [15]

Group 1 - The core viewpoint of the article highlights the launch of China's first financial blockchain management platform by a consumer finance company, showcasing advancements in the digital economy and blockchain technology in the financial sector [1][3] - The platform is designed as a national, industry-level infrastructure that leverages blockchain's distributed, immutable, traceable, and transparent characteristics to enhance the consumer finance ecosystem [3][4] - The first issuance of asset-backed securities (ABS) utilizing this blockchain technology occurred on September 4, marking a significant milestone in the application of blockchain in consumer finance [3][4] Group 2 - The introduction of blockchain technology in the ABS and financial bond sectors addresses key industry pain points, such as information asymmetry and data integrity issues, by enabling real-time asset information tracking [4][5] - The platform's innovative file interaction model replaces traditional email methods, significantly reducing time and labor costs for participating institutions and improving project application and issuance efficiency [4][5] - The initiative aligns with national financial technology development strategies, aiming to enhance financial services for the real economy and support economic transformation [4][5]