Group 1 - The 2025 China International Service Trade Fair opened in Beijing, featuring a digital RMB trend market and an immersive experience area for digital RMB [1] - Major banks like Industrial and Commercial Bank of China and Bank of China collaborated to showcase innovative applications of digital RMB, enhancing consumer convenience [1] - Interactive activities at the fair included high-design digital RMB wallets and promotional events, such as discounts and giveaways, to engage the audience [1] Group 2 - Industrial and Commercial Bank of China partnered with JD.com to launch a smart custody product based on digital RMB smart contracts, addressing challenges in traditional supply chain financing [2] - The widespread application of digital RMB is expected to enhance consumer convenience, with innovations like a digital RMB prepaid card developed in collaboration with Meituan [2] - Tencent is exploring cross-border payment scenarios with digital RMB, including innovations in barcode interoperability and participation in a central bank digital currency bridge project [2]

此外，《意见》还提及探索实行体育预付式消费资金托管模式，推广应用数字人民币智能合约预付资金 管理方案，防范化解预付式消费风险。 对此，田利辉认为，智能合约可实现资金安全托管，破解预付费风险，让支付从"工具"升级为"信任基 建"，推动体育产业从规模扩张迈向高质量发展。预付式消费资金托管模式是关键突破，以学生体育培 训机构为例，智能合约确保资金按课程分阶段解冻，消费者权益实时保障，防范体育培训机构"跑路"隐 患。 田利辉表示，未来，数字人民币将深度融入体育生态，从赛事支付延伸至健康数据、装备定制、国际赛 事结算，形成"消费—数据—投资"闭环。其不仅是支付手段，更是体育产业高质量发展的战略支点。 本报记者李冰 体育赛事的高峰人流是检验支付技术的试金石。日前，国务院办公厅印发《关于释放体育消费潜力进一 步推进体育产业高质量发展的意见》（以下简称《意见》）提出，到2030年，培育一批具有世界影响力 的体育企业和体育赛事，体育产业发展水平大幅跃升，总规模超过7万亿元，在构建新发展格局中发挥 重要作用。优化体育消费支付服务，加快拓展数字人民币体育消费应用场景，利用数字人民币智能化、 数字化服务优势助力体育产业和赛事经济高质 ...

Group 1 - The 2025 China International Service Trade Fair has commenced in Beijing, themed "Digital Intelligence Leading, Service Trade Renewed," showcasing cutting-edge innovations in the service trade sector [1] - "AI + Service" has emerged as a central theme, with technology companies like Alibaba demonstrating how artificial intelligence can reshape service forms and enhance business efficiency [1] Group 2 - At the Shougang Park exhibition, Alibaba's "Digital Human Guide" TaoAvatar attracted significant attention, utilizing advanced technologies such as 3D Gaussian reconstruction and multimodal voice models to create a virtual shopping assistant [3] - Users can interact with the highly realistic digital guide using XR devices, allowing for natural conversations, product information retrieval, and virtual try-ons, significantly reducing physical operational costs [3] - Taobao has become the leading e-commerce application on the Apple Vision Pro platform in terms of download volume [3] Group 3 - In the second-hand trading sector, the Xianyu platform has simplified user operations through AI technology, enabling automatic generation of product descriptions and intelligent pricing based on image recognition and natural language generation [3] - The AI management service can handle inquiries, price adjustments, and shipping reminders, functioning as a 24-hour intelligent assistant, with over 400,000 daily users utilizing AI for product listings and an 85% text adoption rate [3] - Cumulative transaction volume for AI-managed products has exceeded 1.4 billion yuan [3] Group 4 - Alibaba Cloud showcased an integrated outbound solution covering both hardware and software, having established 89 available zones across 29 regions globally, making it the largest cloud computing platform in the Asia-Pacific region [4] - The security system of Alibaba Cloud spans 37 countries and regions, achieving over 150 international certifications, including in key markets like the US, EU, Middle East, and Southeast Asia [4] - Alibaba Cloud has introduced a comprehensive security protection plan for AI business expansion, providing end-to-end safeguards for enterprises [4] Group 5 - The technology practices observed at the service trade fair indicate that AI is deeply integrated into various aspects of service trade, enhancing consumer experiences and supporting global business strategies [4] - The ongoing technological advancements are expected to further accelerate the digitalization process of service trade [4]

Core Viewpoint - The successful implementation of digital RMB for housing provident fund withdrawals by Industrial Bank's Qingdao branch marks a significant advancement in the application of digital currency in the housing fund sector [1] Group 1: Digital RMB Application - Industrial Bank's Qingdao branch has completed its first digital RMB housing provident fund withdrawal, showcasing a new breakthrough in the application of digital currency in this area [1] - The initiative allows housing fund contributors to directly transfer their funds into their digital RMB wallets, enhancing convenience for users [1] Group 2: Enhanced Services for Employers - Employers can utilize Industrial Bank's online banking and "Xingye Guanjia" app for online signing and changes related to housing fund contributions, improving the ease of payment processes [1] - This service aims to streamline the contribution process for companies, making it more efficient [1] Group 3: Future Prospects - The bank plans to continue expanding the application of digital RMB in various sectors, particularly in enhancing public welfare and financial innovation for citizens [1] - The collaboration with Qingdao's housing provident fund management center is expected to contribute to the development of the digital economy and smart city initiatives in Qingdao [1]

Core Insights - The digital human industry in China is rapidly accelerating, with a projected core market size exceeding 40 billion yuan by 2025, driving the overall market size to surpass 600 billion yuan [1][4][11] Industry Definition and Classification - Digital humans are defined as virtual characters created using computer graphics and artificial intelligence, capable of natural interaction with humans [2][4] - They can be categorized by application scenarios into identity and service types, by appearance into 2D and 3D, and by interaction capability into interactive and non-interactive types [2][4] Current Development Status - The digital human industry has entered a phase of large-scale development, with over 1.14 million related enterprises in China [4][5] - Media digital humans account for half of the application scenarios, service-type digital humans make up 30%, and industry digital humans represent 20% [5] Industry Chain - The digital human industry chain includes upstream hardware suppliers (chips, sensors, optical devices), midstream technology service providers (modeling, motion capture), and downstream applications across various sectors such as entertainment, media, finance, and education [7][8] Competitive Landscape - The market is characterized by leading firms such as Baidu, Huawei, Tencent, Alibaba, and ByteDance, which leverage technological advancements and ecosystem strategies to create differentiated competition [13][14] - The top five companies (CR5) hold a combined market share of 31.2%, with Baidu leading at 9.8% [16] Future Development Trends - The digital human industry is expected to evolve from "virtual images" to "business intelligent agents," with enhanced interactivity and personalization [17] - Future advancements will focus on achieving full perception and adaptability, with automation in production processes facilitating large-scale commercialization [17]

证券代码：835670 证券简称：数字人 公告编号：2025-057 山东数字人科技股份有限公司 2025 年第一次临时股东会决议公告 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 一、会议召开和出席情况 （一）会议召开情况 1.会议召开时间：2025 年 9 月 8 日 2.会议召开地点：山东数字人科技股份有限公司会议室 3.会议召开方式：现场投票和网络投票相结合方式 4.会议召集人：董事会 5.会议主持人：徐以发 6.召开情况合法合规的说明： 本次股东会的召集、召开程序符合《公司法》等相关法律、法规及《公司章 程》的规定。 2.公司在任监事 3 人，出席 3 人； 3.公司董事会秘书出席会议； 4.公司其他高级管理人员列席会议。 1 二、议案审议情况 （一）审议通过《关于拟变更 2025 年度会计师事务所》 （二）会议出席情况 出席和授权出席本次股东会的股东共 12 人，持有表决权的股份总数 52,997,093 股，占公司有表决权股份总数的 49.91%。 其中通过网络投票参与本次股东会的股东共 ...

北京浩天(济南)律师事务所 邮编: 250101 济南市高新区经十东路 7000 号高新区汉峪金谷 A3-5 栋 16 层 电话: 0531-88876911 法律意见书 关于山东数字人科技股份有限公司 2025 年第一次临时股东会的 法律意见书 致:山东数字人科技股份有限公司 北京浩天(济南)律师事务所 关于山东数字人科技股份有限公司 北京浩天(济南)律师事务所(以下简称"本所")接受山东数字人科技股 份有限公司 (以下简称"公司")的委托,指派本所律师出席公司 2025年第一 次临时股东会(以下简称"本次股东会"),并根据《公司法》《证券法》等现 行相关法律、法规、规章、其他规范性文件以及《山东数字人科技股份有限公司 章程》（以下简称"《公司章程》"）的相关规定出具本法律意见书。 根据现行相关法律、法规、规章、其他规范性文件的相关要求,按照律师行 业公认的业务标准、道德规范和勤勉尽责精神,本所律师对公司提供的有关本次 股东会的文件资料进行了核查。在核查过程中,本所律师得到公司如下保证; 1、公司向本所律师提供的文件中的所有签署、盖章都是真实的,文件均真 实、准确、完整; 2、公司向本所律师提供的文件中所述 ...

人民网北京9月9日电 (记者鲍聪颖)9月8日，记者从2025年中国国际服务贸易交易会金融服务专题展主办 方获悉，目前，金融服务专题线下参展企业已达97家，包括世界500强及行业龙头企业71家。其中，国 内机构51家，外资机构46家，国际化率为47.4%。此外，今年金融服务专题还将升级打造数字人民币潮 流集市。 作为服贸会九大专题之一，本届金融服务专题将以"数智驱动 开放共赢"为主题，创新融合"展(展览)+研 (探讨)+洽(洽谈)+验(体验)"四大维度，全力打造"全球金融创新产品和服务展示、重要政策和行业规则 发布、合作伙伴洽谈、前沿金融体验"四大平台。 金融服务专题汇聚了近百家顶尖金融机构与相关企业，全方位、多维度地展示中国金融业的创新活力与 实践成果。5号馆"融通开放"主题展，集结银行、保险、证券、基金、支付清算等内外资机构，展示在 建设金融强国、推动"五篇大文章"、金融服务实体经济、金融业扩大开放等方面丰硕成果；6号馆"智惠 共享"主题展，聚焦金融服务国家战略、金融"两区"建设、金融机构与头部科技企业的融合等，展现科 技在金融领域的深度应用，突出金融科技的普惠价值，开放共享可持续发展成果。 此外，东城、西 ...

Core Viewpoint - The People's Bank of China Beijing Branch emphasizes the importance of enhancing financial services and optimizing the business environment in Beijing by 2025 [1] Group 1 - The meeting highlighted the need to maintain a people-centered approach and continuously improve the quality and efficiency of financial services [1] - The bank aims to implement the "Beijing Service" initiative and further enhance the capital's payment service levels [1] - There is a focus on strengthening credit service quality and optimizing cash services in the capital [1] Group 2 - The meeting also discussed the steady expansion of digital RMB application scenarios [1] - The importance of effectively managing and providing treasury services was underscored [1]

21世纪经济报道记者 唐婧 北京报道 2025年中国国际服务贸易交易会金融服务专题将于9月10日至14日在北京首钢园盛大启幕。作为服贸会 九大专题之一，本届专题以"数智驱动 开放共赢"为主题，创新融合 "展（展览）、研（探讨）、洽（洽 谈）、验（体验）" 四大维度，集结 97 家线下参展企业，其中国内机构 51 家、外资机构 46 家，国际 化率达 47.4%，将打造一场兼具全球视野与民生温度的金融盛宴。 双馆联动展示创新成果，共绘首都金融蓝图 本届金融服务专题设 5 号馆 "融通开放" 与 6 号馆 "智惠共享" 两大主题展馆，全方位呈现中国金融业创 新活力。5 号馆汇聚国家开发银行、工商银行、中国人保等 "国家队" 金融机构，以及网联清算、中国 银联等金融基础设施企业，集中展示金融赋能实体经济、书写 "五篇大文章" 的实践成果 —— 从支持企 业 "走出去" 的跨境金融服务，到助力乡村振兴的全链条助农方案，生动诠释金融与实体经济共荣共生 的生态格局。 6号馆则聚焦科技在金融领域的深度应用，成为金融科技的"秀场"。浦发银行联合多家科创企业，集中 展示新型交互机器人等前沿产品；农业发展银行以 "数智驱动 润泽 ...