II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | | 股份類別 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 00023 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 2,636,471,142 | | 0 | | 2,636,471,142 | | 增加 / 減少 (-) | | | 50,000 | | 0 | | | | 本月底結存 | | | 2,636,521,142 | | 0 | | 2,636,521,142 | 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 | 截至月份: | 2025年7月31日 | 狀態: 新提交 | | --- | --- | --- | | 致：香港交易及結算所有限公司 | | | | 公司名稱: | 東亞銀行有限公司 | | | 呈交日期: | 2025 ...

智通财经APP获悉，百度集团-SWR(89888)、京东健康-R(86618)、友邦保险-R(81299)上一交易日沽空比 率位于前三位，分别为99.23%、92.28%、90.91%。理想汽车-W(02015)、阿里巴巴-SW(09988)、腾讯控 股(00700)的沽空金额位居前三，分别为24.66 亿元、18.28 亿元、17.98 亿元。友邦保险-R(81299)、百度 集团-SWR(89888)、京东健康-R(86618)的偏离值位居前三，分别为38.31%、34.96%、34.77%。 前十大沽空比率排行 | 股票名称 | 沽空金额 | 沽空比率↓ | | 偏离值 | | --- | --- | --- | --- | --- | | 百度集团-SWR(89888) | 201.23 万元 | 99.23% | 34.96% | | | 京东健康-R(86618) | 2.82 万元 | 92.28% | 34.77% | | | 友邦保险-R(81299) | 68.00 万元 | 90.91% | 38.31% | | | 比亚迪股份-R(81211) | 487.15 万元 | 74.06% ...

截至2025年6月末，港澳居民代理见证开户业务共开立个人银行账户47.2万户，交易金额超过400亿元。 "代理见证开户业务为港澳居民在内地求学、就业、生活提供了更加便捷的支付服务，促进了大湾区金 融互联互通。该业务被纳入粤港澳大湾区建设领导小组推出的'惠港16条'，以及中国人民银行等五部门 印发的'横琴金融30条'。"中国人民银行广东省分行相关负责人介绍道。 随着"北上"旅游、置业、养老的规模不断增长，港澳居民在大湾区内活动半径扩大至更多城市，对扩大 业务办理城市范围提出需求。为此，中国人民银行广东省分行组织8家参与银行拓展内地业务地区，覆 盖大湾区内地9市。同时，组织银行结合港澳网点分布和客户需求，增加港澳地区见证网点，进一步提 升触达度和开户便利性。 近年来，中国人民银行广东省分行紧紧围绕港澳居民在内地支付需求，持续打造粤港澳大湾区支付服 务"无障碍"生活圈，陆续推出本外币合一银行结算账户体系、港澳电子钱包跨境应用、港珠澳大桥ETC 无感通行缴费、港澳单牌车无感支付停车、横琴"澳门新街坊"双币种收单业务等一系列支付领域改革创 新，持续满足港澳居民对支付服务无缝衔接的需求，深度促进粤港澳民生融合。 2019 ...

Core Insights - The Cross-Border Payment System has expanded to 17 banks in Hong Kong within a month of its launch, enhancing connectivity between mainland China's online payment system and Hong Kong's Fast Payment System [1][2] - The system offers advantages over traditional cross-border remittances, including instant transfers, simplified documentation, lower costs, and ease of use [1] - The initial participating banks include six from mainland China and six from Hong Kong, with an additional eleven Hong Kong banks recently added to the system [1][3] Summary by Category Participating Institutions - The first batch of participating mainland banks includes: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [1][3] - The first batch of participating Hong Kong banks includes: Bank of China (Hong Kong), Bank of East Asia, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [1][3] - The second batch of newly added Hong Kong banks includes: CMB Wing Lung Bank, Shanghai Commercial Bank, CITIC Bank International, Chuangxin Bank, Dah Sing Bank, Guangfa Bank, China Everbright Bank, Nanyang Commercial Bank, ZA Bank, Airstar Bank, and MOX Bank [1][3] Digital Banking Inclusion - This expansion marks the first inclusion of digital banks in the Cross-Border Payment System, with MOX Bank, ZA Bank, and Airstar Bank being notable participants [2][3] User Experience and Limitations - Some newly added banks have not yet officially opened cross-border payment services to customers, leading to mixed experiences among users [4] - The system supports bilateral currency and RMB cross-border remittance between mainland China and Hong Kong, with specific limits on transaction amounts [4][5] Transaction Limits - For northbound transactions, the limit is set at HKD 10,000 per person per day and HKD 200,000 per year, while southbound transactions are subject to an annual foreign exchange limit of USD 50,000 [4][5]

Group 1: Core Insights - Citigroup reports that the capital adequacy ratio of the Hong Kong banking sector is at a historical high, providing better visibility for shareholder returns [1] - The Hong Kong banking sector has risen 37% year-to-date, outperforming the Hang Seng Index, with Bank of China Hong Kong showing the strongest gains due to strong buying from southbound funds chasing high dividend stocks [1][2] - Despite recent declines in Hong Kong Interbank Offered Rate (HIBOR) potentially pressuring net interest margins, Citigroup expects profitability in the banking sector to improve as HIBOR gradually normalizes by Q4 2025 [1][2] Group 2: Ratings and Forecasts - Citigroup upgraded Hang Seng Bank's rating from "Neutral" to "Buy" based on three key factors: market consensus reflecting an average credit cost expectation of 50 basis points from 2025 to 2027, a core Tier 1 capital adequacy ratio (CET1) of 21% as of Q1 2025, and revenue forecasts exceeding market expectations by 4% for 2026-2027 [3] - The target price for Hang Seng Bank has been raised from HKD 105 to HKD 135, while the target price for Bank of China Hong Kong has been increased from HKD 33.9 to HKD 40.8 due to stable revenue prospects and asset quality [3] - East Asia Bank's target price has been adjusted from HKD 11 to HKD 11.6 [3]

Group 1 - The launch of the Cross-Border Payment System marks a significant development in the cross-border payment market, with multiple banks including Bank of China, Agricultural Bank of China, and China Construction Bank actively participating [1][2] - The first cross-border remittance transaction took place in Shenzhen, enabling real-time cross-border remittances between residents of mainland China and Hong Kong [1] - The initial participating banks from mainland China include Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank, while Hong Kong banks include Bank of China (Hong Kong), East Asia Bank, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [1] Group 2 - Bank of China has introduced the Cross-Border Payment System, allowing Hong Kong residents to register their mainland mobile numbers and initiate remittance transactions without needing to fill in additional account information, enhancing convenience [1][2] - Agricultural Bank of China has also launched its cross-border payment services, with a focus on real-time remittance for various scenarios such as tuition and medical payments, initially piloting in Shenzhen before expanding to other regions [2][3] - China Construction Bank has begun offering cross-border payment services in Guangdong, Shenzhen, and Hainan, with plans for nationwide rollout, and is currently waiving service fees for these transactions [3]

Core Viewpoint - The launch of the Cross-Border Payment Link on June 22 aims to facilitate personal remittances and payments between residents of Hong Kong and mainland China, offering advantages such as instant transactions, simplified documentation, and lower costs compared to traditional cross-border remittance methods [2][3]. Group 1: Transaction Details - As of June 22, the transaction volume for northbound remittances was approximately 6,900 transactions, with an average transaction amount of about RMB 800. For southbound remittances, the volume was around 19,000 transactions, with an average amount of RMB 3,100 [3]. - The service allows for daily remittance limits of HKD 10,000 for northbound transactions and an annual limit of HKD 200,000, while southbound transactions are subject to an annual limit of USD 50,000 [13][16]. Group 2: Market Competition - Twelve pilot banks are competing aggressively for market share by waiving fees and offering cashback incentives to attract customers. For instance, some banks are currently not charging fees for southbound remittances during the trial period [18][22]. - The competitive landscape is characterized by banks leveraging their customer bases and technological capabilities to enhance service offerings and increase transaction volumes [23]. Group 3: Future Prospects - The Cross-Border Payment Link is expected to expand its application scenarios beyond person-to-person (P2P) transactions to include person-to-business (P2B), business-to-person (B2P), and government-to-business (G2B) transactions in the future [11][13]. - The initiative is anticipated to enhance the internationalization of the Renminbi and strengthen Hong Kong's position as an international financial center by improving the efficiency of cross-border payments [25][26].

Core Viewpoint - The launch of the Cross-Border Payment Link on June 22, 2025, marks a significant milestone in the financial connectivity between Mainland China and Hong Kong, with six banks from each region participating as initial institutions [2][4]. Group 1: Overview of Cross-Border Payment Link - The Cross-Border Payment Link connects the Mainland online payment interbank clearing system with Hong Kong's Fast Payment System, providing real-time cross-border payment services for residents of both regions [2][6]. - This initiative is part of the central government's support for Hong Kong's development and aims to enhance financial cooperation between the two regions, improving payment efficiency and service levels [6][8]. Group 2: Participating Banks - The initial participating banks from Mainland China include Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [10]. - The Hong Kong banks involved are Bank of China (Hong Kong), East Asia Bank, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [10]. Group 3: Services Offered - The Cross-Border Payment Link supports convenient remittance services for residents, including salary payments, tuition fees, and medical expenses, without requiring business background documentation for small amounts [7][8]. - It allows for two-way remittance services, facilitating transactions for individuals holding identification from either region [7][8]. Group 4: Market Response and Future Prospects - Following the announcement, banks like Bank of China (Hong Kong) and East Asia Bank expressed strong demand for cross-border services, with East Asia Bank reporting a 112% year-on-year increase in cross-border payment transactions in Q1 2025 [11][12]. - HSBC and ICBC (Asia) plan to offer fee-free services and real-time transactions, enhancing customer experience and promoting cross-border economic activities [12][15].

Core Viewpoint - The launch of the Cross-Border Payment System, set to go live on June 22, 2025, aims to facilitate easy and instant small remittances between residents of mainland China and Hong Kong through mobile phones, enhancing financial cooperation between the two regions [2][3]. Group 1: System Overview - The Cross-Border Payment System connects the rapid payment systems of mainland China and Hong Kong, providing efficient, convenient, and secure cross-border payment services for residents [2][3]. - The system is designed to support real-time transactions, allowing users to initiate remittances using mobile numbers or bank accounts, significantly improving the efficiency of cross-border payments compared to traditional methods [4][5]. Group 2: Benefits and Features - The system offers three main advantages over traditional cross-border remittances: reduced transaction chains, real-time processing for certain amounts, and lower costs due to fewer intermediaries [4][5]. - It supports small, convenient remittances for personal use without the need for extensive documentation, catering to the growing demand for efficient cross-border financial services [5][6]. Group 3: Institutional Participation - Initial participating institutions include major banks from both mainland China and Hong Kong, with plans to gradually expand the range of participating entities [3][4]. - The system will facilitate various payment scenarios, including tuition fees, medical payments, and salary disbursements, enhancing the financial services available to residents [5][6]. Group 4: Strategic Importance - The Cross-Border Payment System is a significant step in strengthening financial cooperation between mainland China and Hong Kong, supporting Hong Kong's status as an international financial center and enhancing the use of the Renminbi in cross-border transactions [7][8]. - The initiative reflects the central government's commitment to Hong Kong's long-term prosperity and stability, aiming to integrate the region more closely into national development strategies [8].

Group 1 - The People's Bank of China has announced the first batch of mainland institutions participating in the cross-border payment system, which includes major banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and China Merchants Bank [1] - Hong Kong institutions participating in the cross-border payment system include Bank of China (Hong Kong), Bank of East Asia, China Construction Bank (Asia), Hang Seng Bank, HSBC, and ICBC (Asia) [1] - The participation range will be gradually expanded in the future, indicating a potential increase in cross-border payment capabilities [1]