【财华社讯】东亚银行(00023.HK)午后一度涨超6%，截至发稿，涨5.85%，报13.4港元。该公司午间公 布，截至2025年6月30日止六个月，利息收入168.97亿港元，同比减少17.09%；净利息收入73.44亿港 元，同比减少10.74%；归属股东溢利24.07亿港元，同比增加14.02%；每股基本盈利0.86港元。派中期 股息每股0.39港元。 本文源自：财华网 ...

花旗发表研报指，东亚银行上半年可归属利润为23亿港元，按年增长25%，高于市场预期7%，主要由 较低的减值费用和较高的联营公司收入推动，而拨备前利润(PPoP)基本符合预期。总收入为103亿港 元，按年下降2%，因净利息收入疲软被较强的非利息收入所抵销。花旗认为，东亚银行此次业绩超出 预期的质量相对较低，因为增长主要来自好于预期的信贷成本和较高的联营公司收益。尽管资本比率 高，但派息比率仍维持在约45%不变。该行对其目标价为11.6港元，评级"中性"。 ...

智通财经获悉，东亚银行(00023)午间发布业绩，绩后飙升逾6%，截至发稿，涨5.61%，报13.37港元， 成交额3142.74万港元。 消息面上，东亚银行午间公布中期业绩，2025年上半年，东亚银行及其附属公司录得可归属于集团股东 溢利24.07亿港元，同比增加14.1%。2025年上半年每股基本盈利同比增长24.6%至港币0.86元。年化平 均资产回报率为0.5%，而年化平均股东权益回报率为4.5%。核心业务继续表现平稳。面对充满挑战的 经营环境，拨备前经营溢利轻微下降3.9%至54.47亿港元。 公告称，2025年上半年净利息收入减少10.7%至73.44亿港元。由于利率下跌，净息差按年收窄22个基 点，由2.10%下降至1.88%。非利息收入上升29.2%至29.15亿港元。服务费及佣金收入净额按年增加 16.7%至16.54亿港元，主要由于投资活动和第三方保单销售的佣金贡献持续增长。交易、金融工具重估 及相关对冲的净利润亦增加43.8%，主要受惠于客户交投活跃，带动结构性产品和外汇业务的收入上 升。整体而言，经营收入总额减少2.1%至102.59亿港元。 本文源自：智通财经网 ...

Core Viewpoint - East Asia Bank reported a significant increase in profit for the first half of 2025, reflecting resilience in core operations despite a challenging environment [1] Financial Performance - The bank recorded a profit attributable to shareholders of HKD 2.407 billion, a year-on-year increase of 14.1% [1] - Basic earnings per share rose by 24.6% to HKD 0.86 [1] - Annualized average return on assets was 0.5%, while the annualized average return on equity was 4.5% [1] - Operating profit before provisions slightly decreased by 3.9% to HKD 5.447 billion [1] Revenue Breakdown - Net interest income decreased by 10.7% to HKD 7.344 billion due to falling interest rates [1] - Net interest margin narrowed by 22 basis points from 2.10% to 1.88% year-on-year [1] - Non-interest income increased by 29.2% to HKD 2.915 billion [1] - Service fees and commission income rose by 16.7% to HKD 1.654 billion, driven by investment activities and third-party policy sales [1] - Net profit from trading and financial instrument revaluation increased by 43.8%, benefiting from active client trading [1] - Total operating income decreased by 2.1% to HKD 10.259 billion [1]

智通财经APP获悉，东亚银行(00023)午间发布业绩，绩后飙升逾6%，截至发稿，涨5.61%，报13.37港 元，成交额3142.74万港元。 消息面上，东亚银行午间公布中期业绩，2025年上半年，东亚银行及其附属公司录得可归属于集团股东 溢利24.07亿港元，同比增加14.1%。2025年上半年每股基本盈利同比增长24.6%至港币0.86元。年化平 均资产回报率为0.5%，而年化平均股东权益回报率为4.5%。核心业务继续表现平稳。面对充满挑战的 经营环境，拨备前经营溢利轻微下降3.9%至54.47亿港元。 公告称，2025年上半年净利息收入减少10.7%至73.44亿港元。由于利率下跌，净息差按年收窄22个基 点，由2.10%下降至1.88%。非利息收入上升29.2%至29.15亿港元。服务费及佣金收入净额按年增加 16.7%至16.54亿港元，主要由于投资活动和第三方保单销售的佣金贡献持续增长。交易、金融工具重估 及相关对冲的净利润亦增加43.8%，主要受惠于客户交投活跃，带动结构性产品和外汇业务的收入上 升。整体而言，经营收入总额减少2.1%至102.59亿港元。 ...

Core Viewpoint - East Asia Bank (00023) announced that it will distribute an interim dividend of HKD 0.39 per share on October 13, 2025 [1] Company Summary - The interim dividend amount is set at HKD 0.39 per share [1]

智通财经APP讯，东亚银行(00023)发布公告，该公司将于2025年10月13日派发中期股息每股0.39港元。 ...

Core Insights - East Asia Bank reported a shareholder profit of HKD 2.407 billion for the first half of 2025, representing a year-on-year increase of 14.1% [1] - Basic earnings per share grew by 24.6% year-on-year to HKD 0.86 [1] - Pre-provision operating profit decreased by 3.9% to HKD 5.447 billion [1] Financial Performance - Net interest income was HKD 7.344 billion, a decrease of 10.7% year-on-year, with net interest margin narrowing to 1.88% [1] - Non-interest income increased by 29.2% to HKD 2.915 billion, primarily driven by growth in service fees and trading activities [1] - Financial instrument impairment losses decreased by 11.9% to HKD 2.539 billion, with loan loss provisions mainly affected by the commercial real estate sector in mainland China and Hong Kong [1] - The impaired loan ratio fell to 2.63% [1]

Core Insights - East Asia Bank (00023) reported a decrease in interest income for the fiscal year 2025, amounting to HKD 16.897 billion, a year-on-year decline of 17.09% [1] - The net interest income also fell to HKD 7.344 billion, down 10.74% compared to the previous year [1] - The profit attributable to shareholders increased by 14.02% to HKD 2.407 billion, with basic earnings per share at HKD 0.86 [1] Financial Performance - The operating profit before provisions slightly decreased by HKD 2.24 billion, or 3.9%, to HKD 54.47 billion [1] - The net interest income dropped by HKD 8.84 billion, or 10.7%, to HKD 7.344 billion, attributed to a decline in interest rates [1] - The net interest margin narrowed by 22 basis points year-on-year, from 2.10% to 1.88% [1] Non-Interest Income - Non-interest income rose by 29.2% to HKD 2.915 billion [1] - Service fees and commission income increased by HKD 236 million, or 16.7%, to HKD 1.654 billion, driven by growth in investment activities and third-party policy sales [1] - Net profit from trading, financial instrument revaluation, and related hedging increased by HKD 341 million, or 43.8%, benefiting from active client trading, which boosted revenues from structured products and foreign exchange business [1] Overall Revenue - Total operating income decreased by HKD 2.25 billion, or 2.1%, to HKD 10.259 billion [2]

智通财经APP讯，东亚银行(00023)发布2025年度中期业绩，该集团期内取得利息收入168.97亿港元，同 比减少17.09%;净利息收入73.44亿港元，同比减少10.74%;归属于集团股东期内溢利24.07亿港元，同比 增加14.02%;每股基本盈利0.86港元。 核心业务继续表现平稳。面对充满挑战的经营环境，拨备前经营溢利轻微下降2.24亿港元，或3.9%，至 54.47亿港元。 净利息收入减少8.84亿港元，或10.7%，至73.44亿港元。由于利率下跌，净息差按年收窄22个基点，由 2.10%下降至1.88%。 非利息收入上升29.2%，至29.15亿港元。服务费及佣金收入净额按年增加2.36亿港元，或16.7%，至 16.54亿港元，主要由于投资活动和第三方保单销售的佣金贡献持续增长。交易、金融工具重估及相关 对冲的净利润亦增加3.41亿港元，或43.8%，主要受惠于客户交投活跃，带动结构性产品和外汇业务的 收入上升。 整体而言，经营收入总额减少2.25亿港元，或2.1%，至102.59亿港元。 ...