近日，中信银行联合中信出版集团打造的"少年看世界"成长新视界活动首场天津站圆满落地。本次活动 以"留学不迷路，以就业为靶心，选对专业、学校与实习路径"为主题，携手权威专家，为亲子家庭提供 前瞻、务实、可落地的留学及就业规划。 切入多元化场景，持续深耕亲子金融综合服务 亲子客群作为精细化经营的目标群体之一，打造亲子金融综合服务已成为银行业的重要发力方向。中信 银行为着力提升财富客户服务的系统性供给，打造了涵盖"新财富、新成长、新规划、新生活"四大板块 的幸福财富客户服务版图，并将亲子金融切入多元化场景，力求覆盖亲子家庭不同财富阶段、不同人生 规划等多维需求。 2025年初，立足"新成长"板块，中信银行全新推出了"致少年"幸福成长大礼包。大礼包从"以热爱致少 年"、"以未来致少年"、"以新知致少年"、"以陪伴致少年"四个维度出发，为亲子家庭构建常态化亲子 服务内容。 中信银行始终致力于为亲子家庭提供更加全面的陪伴与服务，通过创新服务模式和拓展服务场景，进一 步延伸服务广度与深度，为亲子家庭提供从财富管理到教育规划、从健康管理到品质生活的全方位支 持。通过不断完善的亲子客群专属服务体系，陪伴亲子家庭收获长久富足与更 ...

Core Viewpoint - The recent loan of 90 million yuan to the operation of the Zhuangxu Longdong Scenic Area by Postal Savings Bank, utilizing a "guarantee + revenue pledge" model, highlights a practical approach to addressing financing bottlenecks in the cultural tourism industry in China [1][2][3] Group 1: Financing Model - The loan issued by Postal Savings Bank has a term of 29 years and an annual interest rate of 4.4%, with a reduction of 60 basis points to lower financial costs for the enterprise by approximately 8 million yuan over the loan's duration [2] - The "revenue pledge" model allows the future cash flows from ticket sales and parking fees to be used as collateral, transforming expected revenues into recognizable and assessable financing assets [3][6] Group 2: Policy Support - The People's Bank of China has established a 500 billion yuan service consumption and pension re-loan to encourage financial institutions to increase support for key sectors, including cultural tourism [4] - Local governments are also promoting financial support for the cultural and tourism industries, with various policies aimed at attracting social capital and enhancing financial services [5][6] Group 3: Industry Challenges - The cultural tourism sector faces challenges such as low asset utilization and high management costs, which complicate financing efforts [2][3] - Issues like the difficulty in valuing revenue rights and the reluctance of high-quality scenic enterprises to engage in revenue pledge financing have been identified as barriers to the widespread adoption of this financing model [7]

登录新浪财经APP 搜索【信披】查看更多考评等级 公告送出日期：2025年12月23日 1 公告基本信息 ■ 2 与分红相关的其他信息 ■ 注：1、权益登记日当日申请申购的基金份额不享有本次分红权益，权益登记日当日申请赎回的基金份 额享有本次分红权益。 2、对于未选择具体分红方式的投资者，本基金默认的分红方式为现金分红。 3、投资者可以在每个基金开放日的交易时间内到各销售网点修改分红方式，本次分红方式将按照投资 者在权益登记日前(不含2025年12月24日)最后一次选择的分红方式为准。如希望修改分红方式，请务必 在2025年12月24日前(不含2025年12月24日)到销售网点办妥变更手续。 3 其他需要提示的事项 中加基金管理有限公司客户服务电话：400-00-95526（固定电话、移动电话均可拨打）网站： http://www.bobbns.com/ 风险提示：本基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金财产，但不保证基金一定盈 利，也不保证最低收益。因基金分红导致基金份额净值变化，不会改变基金的风险收益特征，不会降低 基金投资风险或提高基金投资收益。基金的过往业绩不代表未来表现，投资有风险， ...

Core Viewpoint - The article emphasizes the strategic development of wealth management as a crucial component in connecting financial services with public needs, supporting the construction of a financial powerhouse and Shanghai as an international financial center [1] Group 1: Wealth Management Strategy - The wealth management sector is positioned as a key driver for financial institutions to fulfill the "finance for the people" philosophy and promote common prosperity [1] - CITIC Bank Shanghai Branch has been actively transforming its wealth management services over 37 years, focusing on a strategy of "five leading" to create a warm and distinctive wealth management service system [1] Group 2: Customer-Centric Services - The bank is shifting from "license competition" to "capability competition" in response to a low-interest-rate environment and diverse customer needs, leveraging its comprehensive financial advantages [2] - The bank promotes charitable financial products, such as the "Warm Childhood Journey," which has raised over 10 million yuan for public welfare while providing stable returns to investors [2] - The bank is also focusing on green finance and ESG-themed products, aligning with carbon neutrality goals and directing funds towards green industries [2] Group 3: Product Innovation and Sales Growth - The bank has accelerated the transformation of "fixed income+" wealth management products, launching 7 local customized products and 10 other "fixed income+" products, with total sales exceeding 10 billion yuan [3] - The bank's promotional activities, such as the "618 Wealth Management Festival" and "Fortune Wealth Management Festival," have led to a growth of over 5 billion yuan in wealth management business scale [4] Group 4: Digital Empowerment and Risk Management - The bank utilizes the "CITIC Brain" digital platform to enhance intelligent advisory and risk control, providing timely market insights and personalized asset allocation advice [5] - The use of big data and AI improves customer profiling and risk warning models, ensuring asset safety and enhancing the precision of investment allocations [5] - The bank aims to continue innovating in product creation and service models while maintaining compliance and risk management standards to support the long-term value growth of customer assets [5]

证券日报网讯12月19日，中信银行（601998）在互动平台回答投资者提问时表示，根据本行2025年第三 季度报告，截至2025年9月30日，本行普通股股东总数为125823户。其中，A股普通股股东为101048 户，H股普通股股东24775户。 ...

（编辑 丛可心） 证券日报网讯 12月19日晚间，盐津铺子发布公告称，公司拟使用自有资金或自筹资金（含股票回购专 项贷款资金等）以集中竞价方式回购部分公司已发行的人民币普通股（A股）股票，回购价格不超过 109.32元/股，拟回购数量不低于2600000股，不超过3000000股，回购期限不超过6个月。公司近日取得 中信银行长沙分行出具的《贷款承诺函》，贷款额度最高不超过29000万元，贷款期限3年，仅限用于回 购股票。 ...

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

Core Insights - China’s central bank has officially announced the winners of the 2024 Financial Technology Development Award, with CITIC Bank winning five awards across various categories [1][2] - CITIC Bank has accumulated a total of 75 awards since participating in the program in 2009, including 4 first prizes, 32 second prizes, and 39 third prizes, covering areas such as architecture transformation, IT innovation, digital transformation, data governance, and risk prevention [1][2] Group 1: Award-Winning Projects - The first prize project, "Sky Project," provides robust technological support for enterprise digital transformation, achieving multiple domestic innovations and securing 11 authorized invention patents [1][2] - The second prize project, "Dual-Engine Intelligent Risk Control," integrates large language models with traditional AI technologies, enhancing risk control capabilities across various dimensions and significantly improving risk prevention efficiency [2] - The third prize project, "Core Big Data Comprehensive Upgrade," establishes a self-controlled digital infrastructure and offers standardized big data solutions for the bank's branches and subsidiaries [2] Group 2: Strategic Focus - CITIC Bank is committed to the "Digital CITIC" strategy, focusing on major innovations and applications to accelerate the development of leading technological capabilities and promote the construction of an intelligent banking system [2] - The bank aims to leverage "digital finance" as a foundation to contribute to the construction of a strong financial nation, advancing its strategy of becoming a leading digital bank [3]

Core Viewpoint - The issuance of technology innovation bonds by banks has significantly increased since the announcement by the central bank and the China Securities Regulatory Commission on May 7, with a total issuance scale reaching 301.4 billion yuan by December 18, 2023 [1][2]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with state-owned banks being the primary issuers, accounting for 38.16% of the total issuance [1][3]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have issued 74.9 billion yuan and 15 billion yuan, respectively [1][5]. - The issuance period is mainly concentrated in 5-year bonds, followed by 3-year bonds, with a small number of 6-month and 7-year bonds [1][9]. Interest Rates - The interest rates for the issued bonds range from 1.67% to 2.07%, with state-owned banks having slightly lower rates between 1.65% and 1.81% [1][7]. - City commercial banks and rural commercial banks have higher rates, with many exceeding 1.8% [1][9]. - The policy banks have rates of 1.4% for the National Development Bank and 1.65% for the Agricultural Development Bank [1][7]. Fund Allocation - The funds raised from technology innovation bonds are directed towards technology innovation sectors, including issuing loans for technology and investing in technology innovation enterprises [6].

Core Points - The company has decided to abolish the supervisory board, effective December 16, 2025, with the audit committee of the board taking over its responsibilities [2][3] - The amendments to the company's articles of association and related governance rules have been approved by the National Financial Regulatory Administration [2][3] - The supervisory board members have confirmed no disagreements with the company and there are no ongoing or impending litigations [2] Group 1 - The company held its second extraordinary general meeting and third A and H shareholders' meetings on August 26, 2025, where the proposal to abolish the supervisory board was approved [1][3] - The supervisory board's governance rules and related management measures will be abolished alongside the supervisory board [2] - The company expressed gratitude for the contributions made by the supervisory board members during their tenure [2] Group 2 - The revised articles of association and the rules for shareholder and board meetings will come into effect on December 16, 2025 [3] - The full text of the revised articles of association is available on the Shanghai Stock Exchange and the company's website [4]