Core Viewpoint - The article emphasizes the role of Agricultural Bank of China in supporting rural infrastructure and public service development, contributing to the construction of livable and workable beautiful villages, particularly in poverty-stricken areas [1][6]. Group 1: Infrastructure Development - Agricultural Bank of China has actively supported the construction of infrastructure projects in poverty-stricken areas, focusing on agricultural water conservancy, transportation, and power grid projects [1]. - The bank provided a loan of 5.23 billion yuan for the second phase of the Anning River Basin irrigation project, which is part of 172 major water conservancy projects accelerated by the state [2]. - The irrigation project is expected to cover tens of thousands of acres and significantly improve irrigation conditions for existing farmland [2]. Group 2: Housing Improvement - The article highlights the transformation of living conditions for residents in cliff villages in Sichuan and the Yellow River floodplain areas in Henan, facilitated by government and Agricultural Bank support [4]. - Agricultural Bank has issued loans totaling 15.9 billion yuan for the relocation of residents in the Yellow River floodplain, allowing over 5,160 households to move into safer housing [5]. - The new settlements not only provide housing but also include schools, senior activity centers, and medical facilities, enhancing the quality of life for relocated residents [5]. Group 3: Financial Support and Growth - As of September 2025, Agricultural Bank's loan balance in rural construction related to poverty alleviation reached 750.8 billion yuan, an increase of 64.4 billion yuan from the beginning of the year [6]. - The bank's efforts aim to elevate rural infrastructure from basic guarantees to high-quality standards, addressing both hardware and functional deficiencies [6].

Core Insights - The article highlights the recognition of various banks in Shenzhen for their contributions to providing high-quality financial services to technology innovation enterprises, thereby supporting the development of new industries and economic models [2][3][4][5]. Group 1: Awarded Institutions - The awarded institutions include major banks such as Bank of China, Agricultural Bank of China, Bank of Communications, Ping An Bank, China Everbright Bank, Shanghai Bank, Guangfa Bank, and Zhuhai Huaren Bank [2]. Group 2: Contributions of Awarded Banks - **Bank of China Shenzhen Branch**: Focused on inclusive finance and key industries, serving over 15,000 local tech enterprises with technology loans exceeding 270 billion yuan, and loans for strategic emerging industries and manufacturing surpassing 200 billion yuan each [2]. - **Agricultural Bank of China Shenzhen Branch**: Innovated multiple financial products, including the first knowledge property asset-backed note and a customized loan product for drone technology enterprises [2]. - **Bank of Communications Shenzhen Branch**: Developed the "Kechuang Pengfei Loan" to address financing difficulties for small and medium-sized tech enterprises by integrating 12 lending dimensions into the assessment system [3]. - **Ping An Bank**: Established a technology finance center to create a comprehensive financial service system covering the entire lifecycle of tech enterprises, with specialized teams in key branches [3]. - **China Everbright Bank Shenzhen Branch**: Built a specialized service team and innovative "Sunshine Innovation" products to support enterprises throughout their lifecycle [3]. - **Shanghai Bank Shenzhen Branch**: Focused on providing diversified financial support for tech innovation enterprises, establishing a unique "12345" technology finance service system [3]. - **Guangfa Bank Shenzhen Branch**: Emphasized customer-centric high-quality development and created a comprehensive technology finance service system [4]. - **Zhuhai Huaren Bank**: Engaged in the Bay Area development, focusing on integrating finance with industry to create a technology-driven specialty industrial bank [5].

积极利用云计算、大数据、人工智能以及区块链等技术手段提升平台的服务与安全性，依靠科技资源和 数据优势进行创新，强化用户体验，赋能金融发展。 深圳农商银行 富德生命人寿保险股份有限公司 东方证券股份有限公司 颁奖词 获奖机构 中国工商银行股份有限公司深圳市分行 中国农业银行股份有限公司深圳市分行 中国国际金融股份有限公司 招商银行股份有限公司深圳分行 近年来，中金公司对大模型进行了一系列前瞻性布局，建设多个核心应用场景。2021年启动智能平 台"九章"的建设；2022年推出了AI数字员工Jinn；2024年落地多个大模型关键应用；今年完成DeepSeek 本地化部署，并融合至应用体系，实现了智能投顾助手的升级迭代，更构建投顾服务领域"热点发现-资 讯处理-策略生成"的三位一体服务生态。 招商银行股份有限公司深圳分行 招商银行深圳分行依靠专业化的跨境融资、并购金融、债券承销等特色产品，提供"本外币、境内外、 投商行、股债权"的全方位金融服务；大力发展金融科技，打造手机银行App开放服务平台，以及覆盖 企业核心经营环节的场景化服务能力。 获奖理由 中国工商银行股份有限公司深圳市分行 工行深圳市分行推进数字工行（D- ...

Core Insights - Multiple banks, including Agricultural Bank of China, Minsheng Bank, Bank of China, and others, have initiated recruitment for postdoctoral researchers for 2026, focusing on strategic research and innovation in the financial sector [1][3][4] - The recruitment emphasizes interdisciplinary backgrounds, particularly in artificial intelligence, big data, and financial technology, reflecting a trend towards integrating technology with traditional finance [5][6] Recruitment Conditions - The recruitment criteria are becoming stricter, with banks favoring candidates with interdisciplinary and practical financial experience, typically requiring a PhD obtained within the last three years or expected graduation by mid-2026 [3][4] - Specific banks, such as Nanjing Bank, have set age limits (under 35) and specified fields of study, including economics, finance, statistics, and computer science, with a preference for candidates with financial industry experience [3][4] Research Focus - The research topics reflect banks' strategic priorities, with a strong emphasis on AI, big models, and financial technology applications, particularly in risk management and customer service optimization [6][7] - Each bank has tailored its research topics to align with industry trends and operational needs, such as Nanjing Bank's focus on digital transformation and Agricultural Bank's exploration of AI-driven management models [6][7] Industry Trends - The recruitment surge is driven by the dual pressures of transformation in the banking sector and the opportunities presented by technological advancements, particularly in AI [7] - Experts suggest that the integration of AI in banking operations is crucial for enhancing efficiency and risk management, which are key demands in the current financial landscape [7] Practical Implications - The focus on practical research outcomes distinguishes banking postdoctoral programs from academic institutions, with banks prioritizing research that addresses real-world business challenges [7] - The emphasis on AI and regulatory compliance in research aims to create a balance between innovation speed and risk control, contributing to a safer and more regulated financial technology ecosystem [7]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国农业银行股份有限公司取得一项名为"一种基于多队列的消息推送方法 及系统"的专利，授权公告号CN 119544781 B，申请日期为2024年11月。 天眼查资料显示，中国农业银行股份有限公司，成立于1986年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本34998303.3873万人民币。通过天眼查大数据分析，中国农业银行股份有 限公司共对外投资了612家企业，参与招投标项目5000次，财产线索方面有商标信息1308条，专利信息 5000条，此外企业还拥有行政许可119个。 ...

Core Viewpoint - Food security is a national priority, and financial support from Agricultural Bank of China plays a crucial role in ensuring the stability of grain production and supply [1][7]. Group 1: Financial Support for Grain Security - Agricultural Bank of China has prioritized services for food security and the stable supply of important agricultural products, with loans in related fields reaching 1.24 trillion yuan by June 2025 [1]. - The bank has launched innovative credit products and services to support various stages of grain production, storage, circulation, and processing [1][5]. Group 2: Support for Seed Industry - The seed industry is considered a strategic core industry, and Agricultural Bank of China is adapting financial products to meet the financing needs of breeding enterprises and farmers [2]. - In Guizhou Province, the bank has provided over 95 million yuan in credit to leading seed companies and more than 110 seed farmers, enhancing the county's seed production capacity [2]. Group 3: Support for Grain Farmers - Agricultural Bank of China has introduced the "Grain Farmer e-loan" service to support grain farmers, with a total of 308.4 billion yuan disbursed to 950,000 grain planting entities by September 2025 [4]. - The bank's timely financial assistance has helped farmers address urgent cash flow issues, ensuring the successful harvest and processing of crops [3][4]. Group 4: Support for Grain Processing Enterprises - The bank targets key agricultural enterprises to strengthen the modern grain industry system, facilitating collaboration across the supply chain [5]. - For example, a loan of 50 million yuan was provided to a flour processing company to support the purchase of new season wheat, ensuring efficient operations and market supply [6]. Group 5: Comprehensive Financial Support Chain - Agricultural Bank of China's financial support spans the entire grain production chain, from planting to consumption, demonstrating its commitment to enhancing national food security [7]. - The bank's efforts not only bolster rural industry development but also solidify the foundation of food security, ensuring a stable and sufficient "Chinese rice bowl" [7].

Core Viewpoint - The Tianhong CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF (159281) experienced a slight decline of 0.10% in its closing price on November 24, with a trading volume of 42.6078 million yuan [1]. Group 1: Fund Overview - The Tianhong CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend ETF was established on August 20, 2025, with an annual management fee of 0.50% and a custody fee of 0.10% [1]. - As of November 21, the fund had a total of 267 million shares and a total size of 272 million yuan [1]. - The fund's performance benchmark is the adjusted return of the CSI Hong Kong Stock Connect Central State-Owned Enterprises Dividend Index [1]. Group 2: Liquidity and Performance - Over the last 20 trading days, the ETF recorded a cumulative trading amount of 1.006 billion yuan, with an average daily trading amount of 50.3229 million yuan [1]. - The current fund manager, He Yuxuan, has managed the fund since its inception, achieving a return of 1.74% during the management period [1]. Group 3: Top Holdings - The ETF's top holdings include: - COSCO Shipping Holdings (0.85% holding, 218,000 shares, market value of 2.9175 million yuan) - Orient Overseas International (0.40% holding, 10,500 shares, market value of 1.3717 million yuan) - China Foreign Transport (0.33% holding, 270,000 shares, market value of 1.1396 million yuan) - China National Petroleum (0.32% holding, 162,000 shares, market value of 1.0973 million yuan) - CITIC Bank (0.32% holding, 175,000 shares, market value of 1.1136 million yuan) - CNOOC (0.29% holding, 58,000 shares, market value of 1.0041 million yuan) - China Shenhua Energy (0.29% holding, 30,500 shares, market value of 982,600 yuan) - China Pacific Insurance (0.29% holding, 164,000 shares, market value of 1.0107 million yuan) - China Unicom (0.28% holding, 104,000 shares, market value of 952,800 yuan) - Agricultural Bank of China (0.27% holding, 189,000 shares, market value of 933,900 yuan) [2].

国家知识产权局信息显示，中国农业银行股份有限公司取得一项名为"一种配置查询模板的方法及装 置"的专利，授权公告号CN 113886423 B，申请日期为2021年10月。 天眼查资料显示，中国农业银行股份有限公司，成立于1986年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本34998303.3873万人民币。通过天眼查大数据分析，中国农业银行股份有 限公司共对外投资了612家企业，参与招投标项目5000次，财产线索方面有商标信息1308条，专利信息 5000条，此外企业还拥有行政许可119个。 来源：市场资讯 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

近日，农业银行赤峰分行智慧充电场景成功上线，标志着该行在特色场景建设上取得了新的突破。此次 上线的智慧充电场景，依托金融科技赋能，通过在居民区建设专用充电桩，居民可使用手机银行或三方 支付工具扫码线上充值缴费，为两轮电动车进行充电。 转自：新华财经 编辑：张震 一直以来，农业银行赤峰分行始终践行金融为民理念，紧抓数字金融建设，围绕群众就医、儿童入学、 企业管理等领域，搭建了智慧医疗、智慧食堂、智慧校园等多类服务场景，实现了就医线上缴费、刷脸 就餐等多种功能，降低企事业单位管理成本，让更多群众享受到了金融科技带来的红利。据统计，目前 该行已搭建高频使用智慧场景109个，覆盖赤峰市全部旗县区。（王海超） 据了解，较传统充电方式相比，该场景缴费更加便捷，且可实时监测电动车充电进度，为人民群众提供 了极大便利。据农业银行赤峰分行工作人员介绍，截至目前，智慧充电场景已设立充电桩2.5万个，覆 盖赤峰市中心城区80%小区，惠及近50万户居民。 ...

Core Insights - The "Hundred Million Project" in Guangdong Province is advancing, with the Nankunshan-Luofushan high-quality development leading area transforming ecological advantages into developmental benefits [1] - Agricultural Bank of China Huizhou Branch is actively supporting rural revitalization and ecological development through precise financial services [1] Financial Services Initiatives - The Huizhou Branch has established a special service team and introduced ten support measures to address financing challenges in the cultural tourism industry, focusing on project financing [1] - A "rural tourism loan" product has been launched, offering up to 2 million yuan with a maximum loan term of 8 years, benefiting nearly 500 businesses with over 490 million yuan disbursed [1] Infrastructure and Coverage - The branch has deployed 1,200 "Huinongtong" smart terminals across towns, achieving full coverage of basic financial services [2] - A total of 37 financial assistants have been sent to towns for support, conducting 657 financial knowledge outreach activities and providing 540 million yuan in loans to over 2,000 farmers [2] Credit and Economic Development - The establishment of the first "credit town" in Yang Village has resulted in a total credit of 260 million yuan, increasing the loan acquisition rate for farmers by 30 percentage points [2] - As of October 2023, the Huizhou Branch has connected with 22 benchmark projects in the leading area, with a total credit amount exceeding 3.1 billion yuan [2]