Core Insights - Postal Savings Bank of China (PSBC) Beijing Branch has showcased its digital financial services through the HarmonyOS at the "京彩不设限·经济热力站" event [1] - The branch is the first HarmonyOS ecological bank of PSBC, collaborating with Huawei and Shenzhen Zhengtong Electronics to integrate traditional and innovative banking services [1] Group 1: Digital Financial Services - The bank utilizes the native HarmonyOS PSBC app for business appointment initiation, allowing customer managers to receive notifications via a wristband, enhancing service efficiency [1] - The integration of various terminals, including VIP customer alerts, queue calling, and ticketing, improves the convenience and intelligence of financial services [1] Group 2: Intelligent Products - The branch is equipped with multiple intelligent products, including a multilingual AI translation screen that supports eight languages, facilitating communication with foreign clients [1]

Core Insights - The article highlights the successful organization of a series of engaging activities by Postal Savings Bank's Jiangyang District branch during the first autumn holiday for middle and primary school students in Luzhou, aimed at promoting financial literacy among youth [1][5]. Group 1: Event Overview - The activities took place from November 12 to 14, creating a 5-day holiday experience for students [1]. - Various interactive and educational activities were designed to enrich the holiday experience for children and their families [1]. Group 2: Financial Literacy Initiatives - An interactive experience called "Little Banker" was conducted, where children learned about currency, bank cards, and the importance of saving through hands-on activities [1]. - The children engaged in simulated banking operations, fostering practical financial knowledge [1]. Group 3: Community Engagement and Impact - The wealth center of the Jiangyang District branch transformed into a fun arena with games that enhanced children's coordination and teamwork skills [3]. - The event served as a demonstration of the bank's commitment to social responsibility and community service, receiving positive feedback from parents [5]. - The bank plans to continue organizing similar inclusive and enjoyable public welfare activities to strengthen community ties and provide heartfelt service [5].

转自：推广 彝历新年临近，烟峰镇洋溢着喜庆氛围。近日，邮储银行马边县支行以彝族年为契机，开展特色宣教活动，将彝族文化传承与金融知识普及相结合，为彝乡 群众送上节日祝福与金融"干货"。 此次彝族年主题宣传活动，是邮储银行马边县支行将民族文化传承与金融服务创新相结合的生动实践，既让大家感受了民族文化魅力，又提升了金融素养与 风险防范意识。未来，邮储银行马边县支行将持续深耕普惠金融领域，不断创新服务形式、延伸服务触角，让金融活水更好地滋润民族地区，为乡村振兴和 民族团结贡献更多邮储力量。 来源：推广 在邮储银行马边县支行网点，工作人员精心布置彝族文化展示区，通过彝绣挂饰、传统器物展示及讲解，向客户普及彝族年习俗与非遗文化。同时，结合群 众生活场景，用通俗语言拆解电信诈骗、非法集资套路，讲解人民币防伪、数字人民币应用等知识，手把手指导老年客户使用手机银行，助力跨越数字鸿 沟。 随后，宣讲团队走进烟峰镇村委会，以彝汉双语宣讲的形式，重点解读养老领域非法集资防范技巧、银行卡信息保护、征信管理等内容，现场设置咨询台答 疑解惑，切实解决群众金融需求。 ...

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Core Points - China Postal Savings Bank announced an adjustment to its online customer service hours, effective December 3, 2025, from 23:00 [1] - The new service hours will be from 7:00 to 23:00 daily, covering various online platforms including the official website, personal online banking, corporate online banking, mobile banking, and WeChat banking [1] - Outside of these hours, customers can still access instant responses through the intelligent customer service or contact the bank's customer service hotline for assistance [1] Company Summary - The adjustment aims to enhance customer service efficiency and accessibility for users of China Postal Savings Bank's various digital platforms [1] - The bank expresses gratitude for customer understanding and support during this transition [1] - The initiative reflects the bank's commitment to providing high-quality and convenient financial services [1]

Core Viewpoint - China Postal Savings Bank's Quxian branch integrates traditional Chinese culture with innovative financial services by creating a calligraphy-themed outlet and hosting a calligraphy exchange event, exploring a new "culture + finance" customer service model [1][5]. Group 1: Event Overview - The event invited numerous calligraphy enthusiasts and experts to engage in technique discussions, impromptu creations, and appreciation of works, focusing on classic poetry and good wishes, thereby passing on cultural heritage [2]. - Various styles of calligraphy works were showcased, attracting customers who were conducting business to stop and appreciate the art [2]. Group 2: Cultural Integration in Banking - The Quxian branch features a strong cultural atmosphere with calligraphy works displayed on walls and a dedicated calligraphy experience area equipped with writing materials, allowing customers to enjoy the art of writing while conducting their banking activities [4]. - The branch's representative stated that promoting traditional culture is a social responsibility, and the "culture + finance" model aims to enhance both cultural dissemination and financial services [4]. Group 3: Future Directions - The event serves as an important platform for the bank to innovate its customer service model, aiming to break the stereotype of traditional financial services and better meet diverse customer needs by integrating financial services into cultural contexts [5]. - The bank plans to enhance customer satisfaction and sense of gain by making financial services more precise and considerate while continuing to pass on traditional culture [5].

Core Insights - Postal Savings Bank of China (PSBC) experienced a decline of 1.69% in stock price on November 21, with a trading volume of 1.244 billion yuan [1] - The bank's financing buy-in amounted to 139 million yuan, while financing repayment was 144 million yuan, resulting in a net financing outflow of 5.079 million yuan [1] - As of November 21, the total margin trading balance for PSBC was 922 million yuan, indicating a low financing balance at 0.24% of the market capitalization, below the 30th percentile of the past year [1] Financing and Margin Trading - On November 21, PSBC's financing buy-in was 139 million yuan, with a current financing balance of 918 million yuan [1] - The bank's margin trading balance is significantly low compared to historical levels, indicating potential underutilization of financing options [1] - In terms of short selling, PSBC had a repayment of 312,900 shares and a short sale of 18,200 shares, with a short selling amount of 105,700 yuan [1] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides a range of banking and financial services in China [2] - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - As of September 30, 2025, PSBC reported a net profit of 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [2] Shareholder and Dividend Information - Since its A-share listing, PSBC has distributed a total of 137.796 billion yuan in dividends, with 77.395 billion yuan in the last three years [3] - As of September 30, 2025, the number of shareholders decreased by 13.09% to 142,600, while the average circulating shares per person increased by 15.29% [2][3] - Major shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to previous periods [3]

■本报记者 郑长灵 在江西省上饶市广丰区的马家柚种植基地里，漫山遍野的柚树郁郁葱葱，金黄饱满的果实压弯了枝头， 呈现出一派喜人的丰收景象。这一成绩的取得离不开邮储银行上饶市分行的金融支持。 走进广丰区鸡公山种养专业合作社，负责人夏列丰正忙碌地组织农户们采摘、分拣、包装马家柚，他对 《农村金融时报》记者感慨道："今年是马家柚的丰收年，这样的繁忙景象在合作社刚成立时简直不敢 想象。" "多亏了邮储银行及时发放的贷款支持，帮我们解了燃眉之急，助我们走上快速发展之路。"夏列丰感激 地说道。前些年，为积极响应上饶市广丰区大力发展马家柚特色产业的号召，夏列丰联合60多户农户， 承包荒山开始规模化种植马家柚，并成立了合作社。然而，创业之路并非一帆风顺。该合作社成立不 久，便遇到了资金周转的难题。由于农业生产前期投资大、周期长，资金出现缺口，限制了该合作社的 马家柚种植规模和产量提升。 截至目前，该分行涉农贷款余额超162亿元，源源不断的金融活水，正有力助推上饶"三农"事业蓬勃发 展，绘就产业兴、乡村美、农民富的崭新画卷。 在了解到该合作社的情况后，邮储银行上饶市分行迅速启动"绿色通道"，第一时间安排客户经理上门实 地调查， ...

Core Viewpoint - Postal Savings Bank of China (PSBC) in Luliang has effectively supported local economic development by focusing on the "three rural issues," small and medium enterprises, and community services through diversified products and efficient services [1] Group 1: Financial Support for Local Industries - PSBC Luliang Branch has invested over 400 million yuan in the red date industry, serving 340 clients, with a loan balance of 57.22 million yuan as of October [2] - In the liquor industry of Fen Yang, PSBC has established a specialized credit service mechanism for over 400 e-commerce and liquor businesses, disbursing 10.2 million yuan in loans [2] - The bank has provided over 5 billion yuan in loans to various local industries, serving 12,000 business entities by the end of October [2] Group 2: Comprehensive Financial Service System - PSBC Luliang Branch has developed a comprehensive financial service system that includes industry research, product innovation, precise matching, and efficiency enhancement to align financial services with industry development [3] - The bank has formed a specialized service team led by the branch president to conduct in-depth visits to industry parks, enterprises, and farms across Luliang, creating a detailed service ledger for each industry [3] Group 3: Product Innovation and Service Efficiency - The bank has created a diverse credit product matrix tailored to the entire lifecycle of industries, including products like "Express Loan" and "Business Loan" for small businesses, which require no collateral and offer quick approval [4] - For long-term funding needs, PSBC has optimized products like "Industry Chain Loans" and "Fixed Asset Loans," providing flexible repayment options and preferential interest rates [4] - The bank has streamlined its approval process for specialty industry loans, ensuring completion from application to approval within 8 working days, and promoting online applications and door-to-door services [4]

近年来，邮储银行深圳分行春风支行始终秉承"服务周边社区、贴近居民需求"的初心，将"邮爱乐园"主 题融入金融服务的每一处细节，用贴心设施、多元活动和专业服务为社区居民搭建便捷、暖心、可信赖 的金融服务平台，让金融服务既有速度又有温度。 ·广告 同时，春风支行主动延伸服务，将金融便民与公益宣传融合。一方面，定期组织工作人员进社区，开展 反洗钱、防诈骗等宣传活动，通过发手册、现场答疑等方式，提升居民金融风险防范意识；另一方面， 对接周边企业，开展金融知识讲座，普及账户安全、信贷理财等知识，宣讲本行客户权益、特色产品及 信用卡福利，为企业员工提供精准服务。 扎根社区，服务民生。未来，邮储银行深圳分行春风支行将持续坚守"以客户为中心"的服务理念，深 化"邮爱乐园"主题驿站建设，始终与社区居民相伴同行，不断丰富活动形式与服务内容，以专业、温 暖、便捷的金融服务全力打造有温度、可信赖的银行品牌，与客户携手共创美好未来。 （数据来源：邮储银行深圳分行） 作为深耕深圳老城区的金融网点，春风支行的服务半径覆盖周边多个成熟住宅区和城中村，客户群体以 社区常住居民为主，且网点紧邻地铁口与公交站点，交通通达性高。为破解客户等候时感到枯 ...