Core Points - The core focus of the news is the financial education initiative by Minsheng Bank's Liaocheng branch aimed at enhancing community residents' financial literacy and consumer rights protection [1][2] Group 1: Financial Education Initiative - Minsheng Bank's Liaocheng branch conducted a "Financial Education Promotion Week" in local communities to promote financial literacy [1] - The initiative emphasized the "three appropriateness" requirements related to financial products, sales channels, and target customers [1][2] - The bank staff used presentations and real-life examples to explain how to choose suitable financial products and identify misleading promotions [1] Group 2: Community Engagement - The event included interactive Q&A sessions where residents actively participated and raised practical questions about financial products [1] - Staff provided detailed answers to questions regarding risk assessment of investment products and handling unsuitable product recommendations [1] Group 3: Future Plans - Minsheng Bank's Liaocheng branch plans to continue innovating its promotional methods and expanding the reach of financial knowledge dissemination [2] - The bank aims to contribute to building a safe and harmonious community financial environment [2]

Core Viewpoint - The recent anti-counterfeit currency campaign by China Minsheng Bank's Jinan Lishan Branch aims to enhance public awareness and recognition of counterfeit currency, thereby fostering a safer financial environment [1][2] Group 1: Campaign Activities - The branch conducted a series of promotional activities focusing on "prop-type" counterfeit currency cases, utilizing both online and offline methods to disseminate knowledge about counterfeit recognition [1] - A significant participation rate was observed in the "Anti-Counterfeit Currency Knowledge Online Quiz" organized by the People's Bank of China, with 100% employee participation and over 200 customer participants, achieving a correct answer rate exceeding 90% [1] - The branch showcased common "prop-type" counterfeit currency cases through various means such as display boards, videos, and brochures, highlighting the tactics used by fraudsters and the importance of vigilance [1] Group 2: Educational Initiatives - Professional personnel were invited to conduct lectures on anti-counterfeit currency knowledge, demonstrating identification techniques through "look, touch, listen, and test" methods, and using real cases for better understanding [2] - A Q&A session was held after the lectures to reinforce the effectiveness of the promotional efforts [2] - The branch aims to continue enhancing its promotional efforts and innovate its methods to ensure the long-term sustainability of anti-counterfeit currency initiatives [2]

近年来，不法中介以"代理维权""退还息费""征信修复""债务优化"等名义，教唆消费者实施恶意投诉， 严重影响金融市场稳定。在此，中国民生银行信用卡中心（下称"民生信用卡中心"）为您揭示不法中介 的常见套路： 不法中介谎称可帮助客户"追回信用卡利息""减免逾期费用"，诱导客户提供身份证、银行卡、联系方式 等敏感信息，甚至教唆客户伪造贫困证明、病历等材料，通过恶意投诉向银行施压。此类行为不仅涉嫌 欺诈，客户还可能因提供虚假信息承担法律责任。 宣称"修复征信"骗局 虚假承诺"全额退息退费" 树立理性消费观念：量入为出，合理使用信用卡，遇到还款困难可主动联系银行进行协商。 个人征信由国家统一管理，任何机构或个人不能随意修改。不法中介以"消除不良记录"为幌子收取高额 费用，实际通过伪造材料或反复投诉等手段扰乱正常金融秩序，最终导致客户资金损失且征信问题未解 决。 "债务优化"陷阱 部分中介打着"低息重组""停息挂账"的旗号，唆使客户暂停还款或违规协商分期，借此收取高额代理 费。实际银行对还款困难客户已有正规协商渠道，中介的干预可能加剧客户债务风险，甚至导致征信进 一步恶化。 民生信用卡中心在此提示您： 正规渠道维权：如 ...

Group 1 - The core viewpoint of the news is that China Minsheng Bank's Jinan Wendon Branch actively promotes deposit insurance awareness to enhance financial consumer rights protection and public trust in the deposit insurance system [1][2] - The bank established a dedicated promotional team and organized a special meeting to clarify the theme, schedule, and content of the deposit insurance campaign [1] - A consultation desk for deposit insurance was set up in the bank's lobby, where service managers introduced deposit insurance policies and distributed promotional materials to customers [1] Group 2 - The bank extended its outreach by conducting deposit insurance promotional activities in the community, targeting different demographics with tailored approaches [2] - For elderly individuals, staff explained the coverage and the 500,000 yuan compensation limit in simple terms, using real-life examples to illustrate the importance of deposit insurance for retirement savings [2] - The promotional activities reached over 300 people, distributing more than 300 informational brochures, thereby enhancing public understanding of deposit insurance and strengthening trust between the bank and consumers [2]

Core Viewpoint - The article highlights a public awareness campaign conducted by China Minsheng Bank to educate the community about counterfeit currency and enhance their ability to identify fake banknotes [1][2] Group 1: Campaign Details - On September 5, China Minsheng Bank's Jinan Zhangzhuang Road branch organized an event themed "Popularizing Anti-Counterfeit Currency Knowledge, Strengthening Financial Security" to promote awareness of counterfeit currency [1] - The campaign included setting up promotional booths, displaying anti-counterfeit currency posters, and distributing informational brochures to engage the public [1] - Bank staff provided hands-on guidance on identifying counterfeit banknotes using a four-step method: "look, touch, listen, and test" [1] Group 2: Target Audience and Special Services - The campaign specifically addressed the elderly population, who are often more vulnerable to counterfeit scams, by offering one-on-one explanations and answering their questions about handling and avoiding counterfeit currency [2] - Participants were advised to carefully verify the authenticity of banknotes during transactions and to report suspicious notes to the bank or authorities [2] Group 3: Future Initiatives - The Jinan Zhangzhuang Road branch plans to continue its social responsibility efforts by integrating anti-counterfeit currency education into daily services and expanding outreach to communities, businesses, and schools [2]

中国民生银行济南历山支行高度重视人民币防伪知识的普及工作，积极响应人民银行关于加强公众货币 防伪意识的号召，围绕"人民币防伪特征"主题，组织开展了一系列形式多样、内容丰富的宣传活动，旨 在提升社会公众对人民币真伪识别能力，维护金融秩序稳定。 在厅堂宣传方面，该支行充分利用营业网点的宣传阵地，通过在营业大厅设置防伪知识展板、播放防伪 宣传视频、发放宣传折页等方式，向前来办理业务的客户普及新版人民币的防伪特征。工作人员还现场 演示如何通过"看、摸、听、测"等方式识别真伪，增强客户参与感和学习效果。此外，支行还在柜台设 置"防伪知识小课堂"，由专业人员为有需求的客户进行一对一讲解，确保宣传内容深入人心。 在上门宣传方面，支行组织宣传小队深入周边商户、企业及建筑工地，针对现金使用频率较高的群体开 展"送知识上门"活动。通过面对面讲解、实物展示和互动问答，帮助商户和劳动者掌握基本的防伪技 巧，提升其在日常交易中识别假币的能力。特别是在建筑工地，宣传人员结合实际案例，讲解假币识别 的重要性，增强了务工人员的防伪意识和自我保护能力。 在社区宣传方面，支行联合街道办、社区居委会，走进居民小区举办防伪知识讲座和现场咨询活动。通 ...

在讲解过程中，工作人员将"代理维权"的常见骗局进行分类剖析:一是"全额退保"骗局，不法中介声称 可帮助消费者无条件全额退保，收取高额手续费后，往往通过伪造材料、虚构理由等方式申请退保，最 终导致消费者失去保险保障，还可能被保险公司列入黑名单；二是"征信修复"骗局，中介谎称能够删除 或修改征信不良记录，实则利用消费者急切心理骗取费用;三是"债务减免"骗局，中介以帮助消费者减 免贷款本息为幌子，诱导其暂停还款或拒绝与金融机构沟通，导致逾期加重、信用恶化，最终陷入更深 的债务危机。 此外，民生银行聊城分行还向企业员工发放了防范"代理维权"风险提示手册，手册中详细列出了不法中 介的典型特征、防范要点和维权途径，便于大家随时查阅和提醒身边人。工作人员提示，一旦发现可疑 中介，应及时向金融机构、监管部门或公安机关举报，共同维护金融市场秩序。 活动伊始，民生银行聊城分行的工作人员通过精心制作的PPT和生动的案例，向企业员工详细讲解 了"代理维权"的基本概念和常见模式。所谓"代理维权"，是指一些不法中介以"全额退保""修复征信""减 免债务"等为诱饵，诱导消费者委托其办理相关业务，实则收取高额费用后失联或从事违法活动，不仅 ...

Group 1 - The core theme of the event was to enhance the financial literacy of teachers at Yanzhong No. 1 Middle School, focusing on building a financial risk "protection wall" [1] - The event included practical discussions on common financial scenarios such as investment planning, mortgage repayment, and credit card usage, ensuring the content was relevant to the teachers' needs [1] - A senior financial lecturer explained basic financial concepts using simple language and illustrated the principle of "high returns accompany high risks" through comparisons of different investment products [1] Group 2 - During the interactive session, teachers actively asked questions about topics like the benefits of early mortgage repayment and how to calculate credit card installment fees, with staff providing detailed answers [2] - The event attracted over 20 teachers, distributed more than 30 informational materials, and conducted a survey indicating that 95% of teachers gained a clearer understanding of financial rights protection [2] - The bank plans to continue addressing the needs of the teacher community by launching an online "Financial Knowledge Classroom" to regularly provide practical information and enhance financial rights protection [2]

Core Viewpoint - The event organized by Minsheng Bank's Jinan branch aimed to enhance financial literacy and risk awareness among community residents through engaging activities and educational outreach [1][2]. Group 1: Event Overview - Minsheng Bank's Jinan branch collaborated with local community committees and businesses to host a unique consumer protection promotional event [1]. - The event featured a warm and vibrant setup, attracting numerous residents who actively participated [1]. Group 2: Financial Education and Awareness - Bank staff conducted financial education sessions, sharing important knowledge on preventing telecom fraud, avoiding illegal financial intermediaries, and protecting personal financial information [1]. - Residents engaged in interactive discussions, asking questions about financial issues they encounter in daily life, which were patiently answered by the staff [2]. Group 3: Community Impact - The successful event not only enriched residents' cultural lives but also fostered neighborly relationships and spread financial knowledge throughout the community [2]. - Minsheng Bank's Jinan branch plans to continue organizing diverse financial knowledge promotion activities in collaboration with local committees and businesses to further enhance community financial literacy [2].

Core Insights - Telecom network fraud has become a significant issue affecting the financial security of citizens, prompting Minsheng Bank to establish a comprehensive anti-fraud system that includes prevention, interception, and collaborative action [1][2] Group 1: Anti-Fraud Measures - Minsheng Bank has developed a full-chain anti-fraud system that leverages technology to create an intelligent risk control system and a collaborative mechanism with law enforcement [1] - The bank's proactive measures include real-time monitoring and alerts, which have successfully intercepted suspicious transactions involving elderly victims across multiple provinces [1][2] - The "Iron Triangle" collaboration model among the bank, local law enforcement, and other financial institutions has proven effective in quickly responding to and intercepting fraudulent activities [1] Group 2: Case Studies - In a specific incident, Minsheng Bank's Changsha branch successfully intercepted a suspicious cash withdrawal of 200,000 yuan by a young male customer, which was later confirmed to be linked to online criminal activities [2] - A community manager at the Nanjing branch identified a potential fraud case involving an elderly customer who was misled into transferring funds under the pretense of a refund, leading to immediate intervention and prevention of financial loss [3][4] - The Shantou branch also reported successful prevention of a scam involving a nearly 60-year-old woman who was about to invest 50,000 yuan in a fraudulent scheme, highlighting the importance of staff vigilance and customer education [5]