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吉布提成立邮政银行
Shang Wu Bu Wang Zhan· 2025-10-10 18:02
吉通讯部长巴赫敦表示,吉布提邮政银行将提供"简单易用、人人适用"的储蓄、信贷、转账和支付 服务,特别是面对年轻人、退休人员和农村居民。此外,吉邮政还将设立呼叫中心为吉年轻人创造就业 机会、设立一站式公共服务中心让用户在首都的邮政机构办理多项行政手续、与亚马逊法国和Cart'in合 作开发电子商务等。 吉布提民族报10月9日报道,本周三,法国开发署和法国邮政对建立吉布提邮政银行的技术援助项 目正式完成。吉布提邮政银行项目是吉国家战略"吉布提2035愿景"的一部分,是吉政府、法国开发署和 法国邮政共同合作成果。 (原标题:吉布提成立邮政银行) ...
企业在中国被扣缴的源泉所得税不适用境外税收抵免规则
Sou Hu Cai Jing· 2025-10-03 11:22
摘要 为了避免国家间双重征税的问题,各国纷纷采用了境外税收抵免制度和免税制度。本文以韩国为例,以韩国大法院针对中国企业作出的判决为切入点,探 究韩国境外所得税收抵免制度,以期为我国企业在韩国的税务筹划提供参考和借鉴。 一、问题的提出 根据属人和属地原则,国际税收管辖权一般可分为居民税收管辖权和来源地税收管辖权。在国际税收实践中,大多数国家对该两种税收管辖权并行使用, 对本国居民境内外所得以及非居民境内所得一并进行征税。不同国家/法域的双重征税必然会导致对同一个纳税人的同一个应税所得重复征税的问题。为 了减轻和消除国际重复征税的问题,各国纷纷建立了境外(外国)税收抵免制度和免税制度。其中,境外税收抵免制度是指,对本国居民的境外所得征税 时允许其用国外已纳税款来抵扣在本国应缴纳的税额的制度。境外税收免税制度是指,对本国居民来源于境外并已在来源国纳税的所得免于征税的制度 [1]。 本文中拟探讨的韩国实行境外税收抵免制度,对韩国居民企业以及非居民企业在韩国境内设立的机构、场所取得的来源于韩国境外的所得统一进行税收抵 免,允许纳税人用其在境外缴纳的税款冲抵在韩国应缴纳的税款。然而,韩国大法院(韩国最高级别法院)通过判决 ...
民生银行聊城分行进社区开展金融教育宣传周活动
Qi Lu Wan Bao· 2025-09-29 00:45
Core Points - The core focus of the news is the financial education initiative by Minsheng Bank's Liaocheng branch aimed at enhancing community residents' financial literacy and consumer rights protection [1][2] Group 1: Financial Education Initiative - Minsheng Bank's Liaocheng branch conducted a "Financial Education Promotion Week" in local communities to promote financial literacy [1] - The initiative emphasized the "three appropriateness" requirements related to financial products, sales channels, and target customers [1][2] - The bank staff used presentations and real-life examples to explain how to choose suitable financial products and identify misleading promotions [1] Group 2: Community Engagement - The event included interactive Q&A sessions where residents actively participated and raised practical questions about financial products [1] - Staff provided detailed answers to questions regarding risk assessment of investment products and handling unsuitable product recommendations [1] Group 3: Future Plans - Minsheng Bank's Liaocheng branch plans to continue innovating its promotional methods and expanding the reach of financial knowledge dissemination [2] - The bank aims to contribute to building a safe and harmonious community financial environment [2]
民生银行济宁邹城支行:以金融知识赋能 筑牢教师权益安全网
Qi Lu Wan Bao· 2025-09-29 00:36
Group 1 - The core theme of the event was to enhance the financial literacy of teachers at Yanzhong No. 1 Middle School, focusing on building a financial risk "protection wall" [1] - The event included practical discussions on common financial scenarios such as investment planning, mortgage repayment, and credit card usage, ensuring the content was relevant to the teachers' needs [1] - A senior financial lecturer explained basic financial concepts using simple language and illustrated the principle of "high returns accompany high risks" through comparisons of different investment products [1] Group 2 - During the interactive session, teachers actively asked questions about topics like the benefits of early mortgage repayment and how to calculate credit card installment fees, with staff providing detailed answers [2] - The event attracted over 20 teachers, distributed more than 30 informational materials, and conducted a survey indicating that 95% of teachers gained a clearer understanding of financial rights protection [2] - The bank plans to continue addressing the needs of the teacher community by launching an online "Financial Knowledge Classroom" to regularly provide practical information and enhance financial rights protection [2]
金融知识进万家 山东中行掀起金融教育宣传热潮
Core Viewpoint - The Shandong Branch of Bank of China is actively promoting consumer rights protection and financial education through a series of initiatives, emphasizing the importance of safeguarding financial rights and enhancing the quality of life for consumers [1] Group 1: Financial Education Initiatives - The Shandong Branch has launched a "September Concentrated Education and Promotion Week" with 480 financial education teams engaging in various local activities to promote financial literacy [1] - Activities are tailored to local characteristics, with a focus on port cities like Rizhao, Yantai, and Weihai, addressing specific industry needs such as logistics and marine economy [2] - The bank is conducting targeted financial education in fishing villages, teaching fishermen about savings and investment strategies to protect their earnings [2] Group 2: Community Engagement and Collaboration - Local branches are encouraged to collaborate with regulatory bodies to host financial education events, enhancing community engagement through performances and interactive sessions [3] - The bank is utilizing a "grid-based" approach to reach various commercial areas, educating the public on common scams and promoting rational investment concepts [3] - In rural areas, the bank is using local dialects and informal settings to deliver anti-fraud education, making financial literacy accessible to all [4] Group 3: Innovative Outreach Methods - The bank is integrating financial education with the back-to-school season, launching initiatives like the "First Lesson of School" to educate students on financial safety and fraud prevention [5] - Collaborations with local media have been established to broadcast financial education programs, enhancing public awareness and trust in financial institutions [6] - The bank aims to continuously improve its outreach methods, ensuring that financial education is impactful and resonates with the community [6]
广发银行济宁关帝庙金融街小微支行“保障金融权益,助力美好生活”9月网点厅堂宣传活动报告
Qi Lu Wan Bao· 2025-09-19 12:25
Core Viewpoint - The article emphasizes the importance of protecting financial consumer rights and enhancing public awareness of financial rights through targeted promotional activities at the bank's branch [1][6]. Group 1: Financial Rights Protection Initiatives - The bank has implemented a "financial rights protection scenario transformation" in its branch, focusing on creating an environment that promotes awareness of financial rights [3]. - Promotional materials, including banners and posters, are strategically placed to convey the message that "protecting rights is closely related to a better life" [3]. - On-site presentations are designed around real-life financial rights cases and practical protection guidelines, addressing issues like illegal collection of personal financial information and misleading financial services [3][5]. Group 2: Targeted Training for Staff and Customers - Specialized training sessions for branch staff, including tellers and lobby managers, focus on three key areas of rights protection: personal financial information protection, access to legitimate financial services, and customer autonomy in financial transactions [5]. - For in-store customers, personalized sessions cover high-frequency rights areas such as savings and payment rights, investment and wealth management rights, and credit and insurance rights [5]. - The training emphasizes the importance of safeguarding personal information, understanding financial product details, and knowing how to file complaints or seek arbitration in case of disputes [5][6]. Group 3: Future Commitment to Rights Protection - The bank plans to continue enhancing its rights protection initiatives, integrating them into the entire service process to better safeguard public interests and contribute to a better life [6].
姜堰农商银行精耕养老金融
Jiang Nan Shi Bao· 2025-09-17 08:32
升级适老服务,打造便捷办事体验。该行把网点适老化建设摆在突出位置,所有营业网点均配备无障碍 通道与"爱心窗口",并备好老花镜、放大镜、应急药箱等便民用品。同时,智能设备上线大字"关怀模 式",手机银行推出"关爱版",以放大字体、简化操作的方式,让老年客户轻松办理业务。 织密普惠网络,实现服务"触手可及"。为打通老年客户金融服务"最后一公里",该行在全区布局92个普 惠金融服务点,打造27家省级"四务融合"金融便民服务示范点。这些服务点可提供小额取款、转账汇 款、账户查询、医保缴费等一站式服务,真正实现老年群体"在家门口办业务"。截至8月末,今年服务 点累计办理取款7.23万笔、金额4586.75万元,各类支付业务达17.64万笔、金额6772.6万元。 近期,姜堰农商银行紧跟国家养老金融发展导向,锚定老年群体核心需求,从服务升级、产品创新、渠 道拓展等多维度发力,为当地老年人送上贴心、扎实的金融服务,全力护航幸福晚年生活。 组建专属团队,提供暖心上门服务。针对老年客户实际需求,该行组建44支"小圆服务队",为行动不便 的老人提供常态化上门服务,今年已累计服务超700人次。此外,服务队还走进社区、养老院开展金融 ...
平安人寿山东分公司2025年金融教育宣传周|适当性原则:选择适合自己的金融产品
Qi Lu Wan Bao· 2025-09-12 02:21
Group 1 - The core principle of suitability emphasizes matching financial products to the investor's risk identification and risk-bearing capabilities [1] - Financial markets do not offer a universal investment solution; individual financial status, risk tolerance, investment goals, and experience should guide personalized assessments [1] - Different investors may prefer varying strategies, with some opting for conservative savings and investment approaches while others may seek higher returns by accepting certain risks [1]
家庭最常见的4种投资工具|投资小知识
银行螺丝钉· 2025-09-11 13:59
Group 1 - The savings model is considered safe and offers interest, but the returns are typically low compared to other investment options [3] - Directly lending money is equivalent to investing in bonds [4] - Bond funds can provide relatively good returns, at least higher than bank deposits and long-term financial products, while also exposing investors to some volatility [5] Group 2 - Stock investments have the potential for higher returns but come with increased risks [5] - To mitigate risks in stock investments while achieving stable long-term returns, two strategies can be employed: investing in index funds or selecting skilled fund managers [6][7] - Index funds involve purchasing a small amount of every stock in an index, reducing overall investment risk [7]
Klarna登陆纽交所 收盘上涨14.55%
Group 1 - Klarna went public on the New York Stock Exchange with an opening price of $52, which is 30% higher than the IPO price, reaching an intraday high of $57.2 before closing at $45.82, reflecting a 14.55% increase [2] - Founded in 2005 and headquartered in Stockholm, Klarna is known for its "Buy Now, Pay Later" (BNPL) services and is transitioning from a single BNPL service provider to a comprehensive financial services provider [2] - The company has expanded its offerings to include savings accounts, checking accounts, and credit cards, and holds a full banking license in the EU [2] Group 2 - In the U.S. market, Klarna has partnered with Visa to launch a debit card and is the exclusive BNPL service provider for Walmart, also offering services on platforms like eBay [2] - For the six months ending June 30, Klarna reported revenues of $1.52 billion and a net loss of $153 million [2] - Klarna operates in 26 countries and has seen an increase of 26 million active users over the past 12 months [2]