Core Viewpoint - The introduction of the "Railway Freight Certificate" by Zheshang Bank in collaboration with China National Railway Group effectively alleviates the financial pressure on commodity enterprises related to railway transportation costs [1][3]. Group 1: Industry Challenges - Railway freight is a major component of bulk commodity transportation, with total railway freight volume in China expected to exceed 5.1 billion tons in 2024, of which coal accounts for over 55%, translating to an annual volume of approximately 2.8 billion tons [3]. - Transportation costs for coal can constitute 15% to 30% of total procurement costs, influenced by factors such as transport distance and energy price fluctuations [3]. - Commodity enterprises face significant pressure in freight payment due to rising costs from increased demand and adjustments in freight pricing mechanisms, coupled with a common industry practice of "upstream cash, downstream credit sales" [3]. Group 2: Innovative Solutions - The "Railway Freight Certificate" integrates domestic letters of credit with railway logistics, providing a fully online operational process that alleviates the financial burden of freight payments for commodity enterprises [2][4]. - The process allows companies to use bank credit to pay for freight, with repayment terms of up to one year, streamlining operations and reducing the need for physical documentation [4]. Group 3: Implementation and Impact - The first transaction of the "Railway Freight Certificate" was successfully executed for Huainan Mining (Group) Co., Ltd., with a credit amount of 100 million yuan, significantly easing their freight payment pressures [6]. - Following the initial success, Zheshang Bank has expanded the "Railway Freight Certificate" service to other regions, including Chengdu, Beijing, and Xi'an, demonstrating a replicable model for financial support in logistics [6]. - The initiative has created a win-win situation for the railway sector, banks, and enterprises, ensuring timely freight payments, reducing financial costs for companies, and expanding financial service opportunities for banks [8]. Group 4: Future Prospects - Zheshang Bank plans to deepen cooperation with China National Railway Group to promote the "Railway Freight Certificate" across major railway freight lines nationwide, enhancing the resilience and security of the supply chain [8].

Core Insights - The introduction of the "Railway Freight Certificate" by Zheshang Bank in collaboration with China National Railway Group effectively addresses the financial pressures faced by commodity enterprises in railway transportation [1][2][5] Group 1: Industry Context - Railway freight is a crucial component of bulk commodity transportation, with national railway freight volume expected to exceed 5.1 billion tons in 2024, of which coal accounts for over 55% [2] - Transportation costs for coal can represent 15% to 30% of total procurement costs, influenced by factors such as distance and energy fluctuations [2] - The industry faces challenges with cash flow due to a common practice of "upstream cash, downstream credit sales," leading to significant capital occupation for freight payments [2][3] Group 2: Financial Innovation - The "Railway Freight Certificate" combines domestic letters of credit with railway logistics, allowing enterprises to pay freight using bank credit and repay later, streamlining the process [3][4] - The first transaction of this service was executed for Huainan Mining Group with a credit amount of 1 billion yuan, significantly alleviating their freight payment pressures [4] Group 3: Implementation and Expansion - Following the initial success, Zheshang Bank has expanded the "Railway Freight Certificate" service to other regions, including Chengdu, Beijing, and Xi'an, demonstrating a replicable model for various enterprises [4] - The service has been adopted by both state-owned energy groups and large private logistics companies, creating a positive demonstration effect [4][5] Group 4: Collaborative Benefits - The "Railway Freight Certificate" creates a win-win situation for railways, banks, and enterprises, ensuring timely freight payments and reducing financial costs for companies [5] - Zheshang Bank aims to deepen cooperation with China National Railway Group and expand the service nationwide, enhancing supply chain resilience and supporting high-quality economic development [6]

华宝基金关于旗下部分基金新增南京银行股份 有限公司为代销机构的公告 根据华宝基金管理有限公司（以下简称"本公司"）与南京银行股份有限公司（以下简称"南京银行"）签 署的《证券投资基金销售代理协议》，本公司自2025年09月29日起增加南京银行为以下适用基金的代销 机构。 一、适用基金如下： ■ 二、投资者可到南京银行办理上述基金的开户、认购、申赎及其他业务。投资者可以通过以下途径了解 或咨询相关情况： （1） 南京银行股份有限公司 客户服务电话: 95302 客户服务电话：400-820-5050、400-700-5588 公司网址：www.fsfund.com 风险提示：基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证基金一定盈 利，也不保证最低收益。投资者投资本公司旗下基金时应认真阅读基金的基金产品资料概要、《基金合 同》和《招募说明书》。敬请投资者注意投资风险。 特此公告。 华宝基金管理有限公司 2025年09月29日 华宝基金管理有限公司关于以通讯方式召开 华宝中证消费龙头指数证券投资基金(LOF) 基金份额持有人大会的公告 一、召开会议基本情况 根据《中华人民共和国证券投资基金法 ...

为进一步加大、加快优秀青年人才储备，落实好"123人才计划"，推进队伍结构优化，9月24日至25日，浙商银行北京分行走进中央财经大学、对外经济贸易 大学，举办2026校园招聘宣讲会。浙商银行北京分行党委书记、行长龚国强，浙商银行长沙分行党委书记、行长许创强，浙商银行北京分行党委委员陈泽琦 出席，浙商银行人力资源部相关负责人，长沙分行、太原分行、呼和浩特、天津分行等分行相关负责人参加。 宣讲会前，浙商银行北京分行通过校园微信群、学校官网、邮件、派发折页传单和张贴海报等形式开展线上线下宣传，营造浓厚的宣讲活动氛围。活动当天 现场人气火爆、气氛热烈，吸引了百余名学生参加。 宣讲会上，浙商银行总分行资深HR详细介绍了浙商银行发展历程和当前的发展态势，并为学子们谋划未来职业发展。中央财经大学和对外经济贸易大学均 为全国重点财经院校，学子作风朴实、专业能力突出、吃苦耐劳，与浙商银行的发展方向非常契合。浙商银行领导向学子发出诚挚邀请，希望更多才俊加盟 浙商银行，成为浙商银行长足发展的中坚力量，在浙银广阔平台实现个人与企业共同发展。 为了让同学们更深入了解浙商银行工作发展情况，在浙商银行北京分行工作的财大和贸大校友现场向学生 ...

Group 1 - The core idea of the articles is the promotion of financial knowledge and awareness of the deposit insurance system by Zheshang Bank's Hefei branch, which aims to enhance public understanding and contribute to regional financial stability [1][2] - The bank conducted a series of activities during the "Financial Knowledge Promotion Month" in September, benefiting over a thousand citizens through a multi-layered financial safety net [1] - The bank upgraded its deposit insurance promotional facilities across six branches, featuring a themed exhibition and various visual communication methods to enhance public awareness [1] Group 2 - Zheshang Bank's Hefei branch implemented the "Shanben Five Advances" strategy to disseminate financial knowledge to grassroots communities, including activities in neighborhoods, schools, enterprises, rural areas, and senior centers [2] - Specific initiatives included interactive financial education sessions in schools, tailored presentations for workers on wage security, and lectures in local dialects to build trust in small financial institutions among farmers [2] - The bank remains committed to its "Shanben Financial" philosophy, focusing on professional and humanized financial services to ensure asset safety and promote social equity [2]

Group 1 - The announcement is regarding the convening of a fund holders' meeting for the Dongxing CSI Consumer 50 Index Securities Investment Fund, which will be held via communication methods [1][2] - The meeting aims to review the proposal for the continuous operation of the fund, as the fund has triggered conditions for potential termination due to its net asset value falling below 50 million yuan for 60 consecutive days [32][34] - The voting period for the fund holders will be from September 30, 2025, to October 31, 2025, with the counting date set for November 4, 2025 [3][21] Group 2 - Fund holders must register their rights by September 29, 2025, to participate in the voting process [3][26] - Voting can be conducted through paper ballots, which can be submitted in person or by mail, and must be received by the designated recipient by the deadline [4][7] - The proposal requires approval from more than half of the voting rights represented at the meeting to be valid [26][34] Group 3 - The fund management company, Dongxing Fund Management Co., Ltd., is responsible for organizing the meeting, with contact details provided for inquiries [29][30] - The fund custodian is Zhejiang Commercial Bank Co., Ltd., and a notarization agency will oversee the counting process [29] - The announcement includes provisions for proxy voting, allowing fund holders to authorize others to vote on their behalf [8][12]

Core Viewpoint - The conference held on September 23-24 in Hangzhou focused on the challenges and opportunities faced by joint-stock commercial banks in China, emphasizing the need for high-quality development and effective financial services for the real economy [1] Group 1: Conference Overview - The conference was attended by representatives from 12 joint-stock commercial banks and was hosted by Zhejiang Zheshang Bank, with the Vice Governor of Zhejiang Province, Zhang Yanyun, delivering a speech [1] - The discussions were aligned with the central government's financial work meeting spirit and aimed at implementing the "14th Five-Year Plan" and enhancing the quality of financial services [1] Group 2: Challenges and Strategies - Joint-stock banks are currently facing challenges such as narrowing net interest margins and intensified homogeneous competition, which necessitates a focus on reducing disorderly competition and improving quality and efficiency [1] - The conference highlighted the importance of high-quality party building to promote financial development, enhance risk management capabilities, and maintain compliance management standards [1] Group 3: Future Development Goals - The banks aim to optimize capital planning, improve institutional layout, and adhere to long-termism while pursuing differentiated and specialized development paths [1] - The goal is to establish a competitive advantage through specialization and to lay a solid foundation for high-quality development during the "15th Five-Year Plan" period [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 中國，杭州 2025年9月25日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 法律意见书 浙江天册律师事务所 关于浙商银行股份有限公司 2025 年第一次临时股东大会 法律意见书 编号：TCYJS2025H1571 致：浙商银行股份有限公司 浙江天册律师事务所（下称"本所"）接受浙商银行股份有限公司（下称"公 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10(B)條作出。 如下公告已於上海證券交易所網站刊登，僅供參閱。 特此公告。 承董事會命 浙商銀行股份有限公司 陳海強 執行董事、行長 中國，杭州 2025年9月25日 截至本公告日期，本行的執行董事為陳海強先生及馬紅女士；非執行董事為侯興 釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事為汪煒先生、 許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 证券代码：601916 证券简称：浙商银行 公告编号：2025-046 浙商银行股份有限公司 2025 年第一次临时股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性 ...

格隆汇9月25日丨浙商银行(02016.HK)公告，股东已于临时股东大会上审议及批准委任郑新刚及杨朝晖 为第七届董事会非执行董事。 ...