证券代码：601916 证券简称：浙商银行 公告编号：2025-041 浙商银行股份有限公司 第七届董事会第五次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司（以下简称"本公司"或"浙商银行"）第七届董 事会第五次会议于 2025 年 8 月 15 日发出会议通知，并于 2025 年 8 月 28 日在 杭州以现场结合通讯方式召开。目前本公司董事会成员共 11 人。本次会议亲自 出席并参与表决的董事共 11 名。本次会议的召开符合法律、法规、部门规章、 其他规范性文件和《浙商银行股份有限公司章程》的规定。 会议由陈海强董事（代为履行董事长职责）主持，审议通过了以下议案： 一、通过《浙商银行股份有限公司 2025 年半年度报告及摘要（国内准则及 国际准则）》 表决结果：11 票赞成，0 票反对，0 票弃权。 本议案已经公司董事会审计委员会审议通过。 具体详见本公司在上海证券交易所及香港联合交易所披露的《浙商银行股 份有限公司 2025 年半年度报告》和《浙商银行股份有限公司 2025 年半年度 ...

浙商银行股份有限公司 CHINA ZHESHANG BANK CO., LTD. 二〇二五年半年度报告 A 股股票代碼：601916 二〇二五年八月二十八日 重要提示 重大风险提示 本公司面临的主要风险及拟采取的措施，请参见本报告"管理层讨论与分析－风险管理"章节。 本报告中有关本公司未来计划等前瞻性陈述不构成本公司对投资者的实质承诺，投资者及相关人士均应当对此 保持足够的风险认识，并且应该理解计划、预测与承诺之间的差异。 1、 本公司董事会、监事会及董事、监事和高级管理人员保证本报告内容的真实、准确、完整，不存在虚假记 载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 2、 本报告于2025年8月28日由本公司第七届董事会第五次会议审议通过。本公司实有董事11名，亲自出席的 董事11名，出席人数符合《中华人民共和国公司法》和本公司章程的规定。公司10名监事列席了本次会议。 3、 截止本报告披露日，本公司无中期利润分配或公积金转增股本方案。 4、 本报告除特别说明外，金额币种为人民币。本报告所载若干金额及百分比数字已作四舍五入调整。任何表 格中总数与金额总和间的差异均由于四舍五入所致。 5、 本公司20 ...

Core Viewpoint - The article highlights the 15-year journey of Zhejiang Merchants Bank Jinan Branch, emphasizing its commitment to serving the local economy and community through innovative financial services and a focus on social responsibility [1][17]. Group 1: Development and Growth - Since its establishment in August 2010, Zhejiang Merchants Bank Jinan Branch has expanded its network across key economic areas in Shandong Province, establishing multiple branches and service points [3]. - The branch has served nearly 15,000 clients, providing over 1.28 trillion yuan in loans, with more than 80% directed towards real enterprises and over 50% to private enterprises [2]. Group 2: Financial Services and Innovations - The branch has transitioned from traditional banking to a model that integrates supply chain finance, cross-border finance, and inclusive finance, addressing liquidity challenges for over 9,000 enterprises [2][4]. - It has implemented a "six transformations" strategy, evolving from a commercial bank to a model that combines commercial and investment banking services [4]. Group 3: Regional Focus and Support - The bank has tailored its services to local economic conditions, such as establishing a specialized investment banking team in Dezhou and providing targeted financial support in industries like high-end manufacturing and logistics [4][5]. - In Yantai, the branch has supported over 1,000 foreign trade enterprises with comprehensive cross-border financial services [5]. Group 4: Social Responsibility and Community Engagement - The establishment of the Financial Advisor Workstation marks a significant step in promoting the "Good Financial" concept, integrating local resources to better serve community needs [7][8]. - The bank has engaged in various community support initiatives, including educational programs and infrastructure improvements in local schools, demonstrating its commitment to social responsibility [15][16]. Group 5: Strategic Financial Initiatives - The bank is actively involved in five key financial areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aligning with national financial strategies [10][11][12][13]. - It has launched numerous financial products aimed at supporting small and micro enterprises, enhancing their access to financing and reducing costs [11]. Group 6: Future Outlook - Looking ahead, the bank aims to deepen its financial ecosystem in Shandong, focusing on innovative solutions that meet the needs of local governments and enterprises [9][14].

Core Insights - The event hosted by Zhejiang Commercial Bank in Suzhou focused on facilitating local enterprises to list in Hong Kong, gathering nearly a hundred participants including government officials, financial experts, and corporate executives [1] - KPMG's partners were invited to share insights on the practical aspects and latest trends of financial audits for companies planning to go public in Hong Kong [3] Group 1 - Zhejiang Commercial Bank awarded a "Financial Advisor" appointment to KPMG's Suzhou partner, indicating a strategic partnership aimed at providing comprehensive support for local enterprises seeking to raise capital through Hong Kong listings [3] - KPMG aims to leverage its extensive industry knowledge and practical experience to assist more Suzhou enterprises with their capital market listing needs [3][5] Group 2 - KPMG plans to deepen collaboration with financial institutions to offer more precise and efficient financial and listing advisory services for companies intending to list in Hong Kong [5]

2025年8月25日，济民健康管理股份有限公司公告称，控股股东双鸽集团于8月20日将4500万股公司股份 质押给浙商银行台州分行，占其所持股份35.16%，占总股本8.57%，用途为补充质押。截至公告日，双 鸽集团及其一致行动人合计持股占总股本44.52%，累计质押股份占其所持股份67.81%，占总股本 30.19%。 本文源自：金融界 ...

Core Insights - The article discusses the tightening of bank card application processes in response to risks such as telecom fraud and money laundering, highlighting the varying degrees of compliance and service quality among banks in Huizhou [2][4]. Group 1: Bank Compliance and Service Quality - A survey conducted by N Video reporters assessed the card application process across 9 banks in Huizhou, focusing on efficiency, compliance, fraud prevention execution, and service quality [2]. - Among the 9 banks evaluated, 7 successfully issued a type one savings card, while 2 banks (Huaxia Bank and Industrial Bank) cited reasons related to customer eligibility for not issuing a type one card [2]. - The average time taken to complete the card application process was under 30 minutes for 5 of the banks, with some taking up to 50 minutes [2]. Group 2: Specific Bank Performance - Zheshang Bank Huizhou branch was highlighted for its efficient service, completing the card application in approximately 14 minutes [4]. - The bank required only an ID card and a registered mobile number for the application, and the daily transaction limit for new cards was set at 5,000 yuan, with options to increase the limit after 3 to 6 months [4]. - After the card issuance, customers were asked to sign a legal responsibility risk prevention notice related to telecom fraud, and they were offered a voluntary incentive to follow the bank's official account for a discount [7].

资金流向方面，主力资金净流出5489.83万元，特大单买入3033.27万元，占比7.17%，卖出7318.72万元，占比17.30%；大单买入1.05亿元，占比24.83%，卖出1.17亿元，占比27.68%。 浙商银行今年以来股价涨19.46%，近5个交易日跌0.30%，近20日跌4.36%，近60日涨8.08%。 资料显示，浙商银行股份有限公司位于中国浙江省杭州市上城区民心路1号,香港中环康乐广场8号交易广场3期15楼，成立日期1993年4月16日，上市日期2019年11月26日，公司主营业务涉及 浙商银行所属申万行业为：银行-股份制银行Ⅱ-股份制银行Ⅲ。所属概念板块包括：长期破净、低市盈率、破净股、金融科技、低价等。 8月22日，浙商银行盘中下跌2.08%，截至10:08，报3.29元/股，成交4.23亿元，换手率0.59%，总市值903.59亿元。 机构持仓方面，截止2025年3月31日，浙商银行十大流通股东中，香港中央结算有限公司位居第八大流通股东，持股6.68亿股，为新进股东。 责任编辑：小浪快报 截至3月31日，浙商银行股东户数21.83万，较上期减少1.94%；人均流通股0股，较上期增加0. ...

登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：601916 证券简称：浙商银行 公告编号：2025-040 浙商银行股份有限公司关于召开2025年半年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 会议召开时间：2025年8月29日（星期五）15:00-17:00 ● 会议召开方式：通过现场及网络直播方式召开，投资者可以登录全景网路演平台观看本次业绩说明 会。 ● 网络直播地址： 全景路演（https://rs.p5w.net/） ● 投资者可于2025年8月27日（星期三）17:00前将需要了解的情况和有关问题预先通过电子邮件的形式 发送至公司投资者关系邮箱：ir@czbank.com。公司将会于2025年半年度业绩说明会（以下简称"业绩说 明会"）上在信息披露允许的范围内就投资者普遍关注的问题进行回答。 浙商银行股份有限公司（以下简称"本公司"）将于2025年8月29日在上海证券交易所网站 （www.sse.com.cn）披露公司2025年半年度报告。为便于广大投资者更 ...

证券日报网讯8月21日晚间，浙商银行（601916）发布公告称，本公司拟于2025年8月29日(星期五)15： 00-17：00召开2025年半年度业绩说明会。 ...

Core Viewpoint - The article discusses the high-quality development path of Chinese commercial banks in the context of a complex macro environment, emphasizing the importance of digital finance and technological transformation in enhancing service to the real economy [2]. Group 1: Digital Finance Initiatives - The bank emphasizes a return to serving the real economy, advocating for a "good finance" approach and exploring a new financial paradigm with Chinese characteristics [4]. - Key initiatives include strengthening organizational leadership by incorporating the "Five Major Articles" into annual tasks and establishing a dedicated task force led by the chairman [5]. - The bank is enhancing incentive mechanisms by integrating the "Five Major Articles" into performance evaluations and piloting differentiated assessment mechanisms for innovation teams [5]. Group 2: Digital Transformation Achievements - The digital transformation of commercial banks is advancing towards an intelligent phase, achieving significant results in enhancing financial digital infrastructure and upgrading service models [8]. - Automation and intelligence in financial digital infrastructure have been widely adopted, utilizing AI, blockchain, and big data to streamline processes and improve efficiency [8]. - Financial services are becoming more scenario-based and digitalized, integrating financial products with social and economic contexts to better serve small and micro enterprises [9]. Group 3: Challenges in Digital Transformation - The digital transformation faces challenges such as the need for richer data resources, deeper AI application, and stronger digital talent development [12]. - There is a significant gap in the availability of composite talents who understand technology, business, and market dynamics, particularly in cutting-edge fields like AI and big data [12]. Group 4: New Opportunities from Technological Changes - Digital technology is reshaping financial service scenarios, making access more convenient and enhancing service experiences through AI and big data [14]. - The bank is focusing on deepening AI applications to transform from traditional service providers to AI-driven banks, enhancing customer service and risk assessment capabilities [16]. Group 5: Personalized Financial Services - By leveraging big data and AI, banks can gain insights into customer behavior and needs, providing tailored financing solutions to meet diverse customer demands [18]. - The bank is developing a digital inclusive finance service system that offers personalized services to small and micro enterprises, utilizing various data sources for credit assessment [19]. Group 6: Impact of Large Models - The emergence of large models like DeepSeek and ChatGPT is revolutionizing customer interaction and enhancing operational efficiency in financial services [20]. - However, challenges such as algorithm bias, data security, and talent shortages need to be addressed to fully leverage these technologies [21].