证券代码：601916 证券简称：浙商银行 公告编号：2025-021 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 浙商银行股份有限公司第七届监事会第九次会议于2025年4月11日发出会议 通知，以书面传签方式召开，表决时间为2025年4月17日。本次会议应出席监事 11名，实际参与书面传签表决的监事共11名。本次会议的召开符合法律、法规、 部门规章、其他规范性文件和《浙商银行股份有限公司章程》的有关规定。 会议审议通过了以下议案： 一、通过《浙商银行股份有限公司监事会对董事会及其成员2024年度履职 情况评价报告》。 表决结果：11票赞成，0票反对，0票弃权。 本议案尚需向股东大会报告。 浙商银行股份有限公司 第七届监事会第九次会议决议公告 二、通过《浙商银行股份有限公司监事会及其成员2024年度履职情况评价 报告》。 表决结果：11票赞成，0票反对，0票弃权。 本议案尚需向股东大会报告。 三、通过《浙商银行股份有限公司监事会对高级管理层及其成员2024年度 履职情况评价报告》。 表决结果：11票赞成，0票反对，0票弃权 ...

Core Viewpoint - The total cash dividends proposed by major listed banks in China for 2024 exceed 560 billion yuan, marking an increase of over 10 billion yuan year-on-year, with state-owned banks dominating the distribution [1][3]. Group 1: Dividend Distribution - The six major state-owned banks plan to distribute over 420 billion yuan in cash dividends, with all having a dividend payout ratio of 30% or higher [1][3]. - Among the listed banks, China Merchants Bank leads with a cash dividend payout ratio of 35.32%, while Ping An Bank's ratio is below 30% at 28.32% [1][3][4]. - The total cash dividends for the six major banks include: Industrial and Commercial Bank of China (1,097.73 billion yuan), China Construction Bank (1,007.54 billion yuan), Agricultural Bank of China (846.61 billion yuan), Bank of China (713.60 billion yuan), China Merchants Bank (504.40 billion yuan), and Bank of Communications (281.46 billion yuan) [2][3]. Group 2: Changes in Dividend Amounts - Ping An Bank, Minsheng Bank, and Zheshang Bank have seen declines in their proposed dividend amounts, with decreases of 15.44%, 11.11%, and 4.88% respectively [2][6]. - The dividend payout ratio for Ping An Bank decreased from 30% in 2023 to 28.32% in 2024, attributed to the need for internal capital accumulation and regulatory compliance [6][9]. Group 3: Future Dividend Plans - China Merchants Bank plans to implement a mid-term dividend distribution for the first time in 2025, with a proposed payout ratio of 35% [5]. - Other banks, such as Industrial Bank and CITIC Bank, have also set ambitious dividend plans, with CITIC Bank aiming for a payout ratio of over 30% from 2024 to 2026 [5][12]. Group 4: Stock Dividend Yields - As of April 16, 2024, Ping An Bank has the highest dividend yield among the listed banks at 5.53%, followed by Zheshang Bank at 5.23% and Industrial Bank at 5.02% [8][9]. - The dividend yields for the six major state-owned banks are all above 4%, indicating strong investment value despite the overall low price-to-book ratios in the banking sector [7][11]. Group 5: Market Context and Valuation Plans - Many banks are currently trading below their book value, prompting over 20 banks to release valuation enhancement plans to improve their investment appeal [11][12]. - The valuation enhancement plans include commitments to maintain or increase dividend payouts, with banks like Bank of Communications and Ping An Bank outlining specific future dividend strategies [12][13].

Group 1 - The core viewpoint of the news is that Zhejiang Zheshang Bank has launched a comprehensive financial service plan called "Shan Ke Pei Ban Plan" to support the development of technology enterprises throughout their lifecycle [2][3] - The "Shan Ke Pei Ban Plan" focuses on four dimensions: personnel support, scenario support, product support, and ecological support, creating a comprehensive support network for technology enterprises [2] - The bank will provide dedicated financial advisory teams for each technology enterprise, focusing on key scenarios such as R&D transformation, venture capital introduction, equity incentives, and IPO preparation [2][3] Group 2 - The bank's "Shan Ben Credit Project" aims to address the gap between technological value and financial credit value for startups, allowing intangible assets like talent, technology, and patents to be converted into financial capital [3] - As technology enterprises mature, their financial service needs shift towards supply chain finance, cross-border finance, merger loans, and capital market services to help them leverage their technological advantages [3] - The "Shan Shu Technology Financial Platform" was jointly launched by the Zhejiang Chamber of Commerce Financial Services Committee and the Jinyu Alliance, aiming to integrate financial resources with industry scenarios and enhance the financing accessibility for technology enterprises [4]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示概不就因本公告全部或任何部分內容而產生或因倚賴 該等內容而引致的任何損失承擔任何責任。 浙商銀行股份有限公司 陸建強 董事長 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2016） 董事會召開日期 浙商銀行股份有限公司（「本行」）之董事會（「董事會」）謹此宣佈，本行將於 二零二五年四月二十九日（星期二）舉行董事會會議，其中議程包括審議及批准本 行及其附屬公司截至二零二五年三月三十一日止三個月之第一季度業績及其刊發。 承董事會命 中國，杭州 2025年4月15日 CHINA ZHESHANG BANK CO., LTD. 浙商銀行股份有限公司 截至本公告日期，本行的執行董事為陸建強先生、陳海強先生及馬紅女士；非執 行董事為侯興釧先生、任志祥先生、胡天高先生及應宇翔先生；獨立非執行董事 為汪煒先生、許永斌先生、傅廷美先生、施浩先生及樓偉中先生。 ...

Core Viewpoint - The era of easy profits in retail banking is over, as evidenced by the recent financial reports from listed banks for 2024, showing a decline in retail business performance across most institutions, with only China Merchants Bank reporting a slight increase in revenue [4][5]. Revenue and Profit Summary - China Merchants Bank reported retail revenue of 196.83 billion yuan, a year-on-year increase of 1.29%, while other banks experienced declines, with the largest drop being 45.04% for Bohai Bank [5][6]. - In terms of profit, all banks that disclosed data saw a decrease, with China Merchants Bank's profit declining by 9.28%, and Bohai Bank reporting a loss of 2.79 billion yuan [5][6]. Non-Performing Loan (NPL) Ratio Summary - The retail loan NPL ratio increased for most banks, with only Industrial Bank and Zhejiang Commercial Bank showing a decrease. Bohai Bank's NPL ratio surged to 4.15%, marking a significant increase of 1.9 percentage points [2][11]. - The rise in NPL ratios is attributed to external economic pressures, including declining household income and rising unemployment, impacting repayment capabilities [11][12]. Retail AUM Performance - China Merchants Bank led in retail Assets Under Management (AUM) with nearly 15 trillion yuan, significantly outpacing its competitors, and recorded an AUM growth rate of 12.05% [7][8]. - Other banks, such as CITIC Bank, also showed strong AUM growth, reaching 4.69 trillion yuan with a 10.62% increase [8]. Strategic Directions - Banks are shifting their retail strategies, focusing on deepening existing customer relationships rather than solely acquiring new clients. For instance, Industrial Bank emphasizes maximizing the value of existing customers, while others like Ping An Bank are undergoing a challenging retail transformation [15][16]. - The emphasis on wealth management and the transition from traditional deposit-taking to higher-value products is evident, with non-deposit AUM ratios being significantly higher in joint-stock banks compared to state-owned banks [9][10].

Core Viewpoint - The article discusses the impact of the U.S. tariff policy on Zhejiang's foreign trade and emphasizes the need for local enterprises to adapt and explore new markets to mitigate the effects of reduced exports to the U.S. [1][3] Group 1: Impact of U.S. Tariffs - The Zhejiang Provincial Council for the Promotion of International Trade surveyed over 1,600 foreign trade enterprises, revealing that most respondents aim to explore emerging markets to compensate for reduced exports to the U.S. [3][5] - Different foreign trade enterprises are affected differently by the U.S. tariffs, with those overly reliant on the U.S. market and lacking overseas bases facing significant pressure, while high-value and irreplaceable export products maintain an advantage. [5] Group 2: Strategic Recommendations - Experts suggest that Zhejiang enterprises should optimize their supply chain systems, diversify market layouts, and enhance domestic market development to reduce reliance on the U.S. market. [3][5] - The chief economist of Zhejiang Commercial Bank recommends strengthening technological innovation and independent research and development to accelerate industrial upgrades and reconstruct stable supply chains. [3][5] Group 3: Future Initiatives - The Zhejiang Provincial Council for the Promotion of International Trade plans to launch a series of 30 events this year under the "Zhejiang Going Global" initiative to help enterprises effectively respond to risks and explore diverse markets. [5]

证券代码：601916 证券简称：浙商银行 公告编号：2025-020 浙商银行股份有限公司 关于聘任行长的公告 1 附件：陈海强先生简历 陈海强先生，1974 年 10 月出生，本公司党委副书记、执行董事、副行长。 硕士学位、正高级经济师。陈先生曾任国家开发银行浙江省分行副主任科员， 招商银行宁波北仑分理处副主任（主持工作）、宁波北仑支行行长、宁波分行 党委委员、行长助理、副行长，浙商银行宁波分行党委书记、行长，浙商银行 行长助理兼杭州分行党委书记、行长，浙商银行首席风险官，浙商银行党委委 员、副行长。现兼任浙江省国际商会常务副会长。 截至本公告日，陈海强先生持有本公司 A 股股票 754,000 股，其与本公司 的董事、监事、高级管理人员及其他持股 5%以上的股东不存在关联关系；未受 过中国证监会及其他部门的处罚或证券交易所惩戒，不存在《公司法》《公司 章程》等相关规定中禁止任职的条件，不存在被中国证监会确定为市场禁入者 且尚未解除的情形。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 2025年4月10日，浙商银行股份 ...

Group 1 - The banking industry is actively providing special loans for stock repurchase and increase to support the stable operation of the capital market, with several banks disclosing their progress and plans in this area [1][2] - Major state-owned banks are intensifying their efforts in stock repurchase and increase loan services, committing to support the financing needs of listed companies and their major shareholders [1][2] - Industrial and Commercial Bank of China has initiated a special action to support listed companies in stock repurchase and increase, addressing corporate funding needs of nearly 50 billion yuan [1] Group 2 - Agricultural Bank of China is focusing on providing special loans for stock repurchase and increase to quality listed companies, having reached cooperation intentions with several central state-owned enterprises and private listed companies [2] - China Bank has supported 73 listed companies' stock repurchase and increase plans, with a total loan intention amount of 25.36 billion yuan as of the end of March [2] - Construction Bank has established a special team for stock repurchase and increase, engaging with over 80 interested companies for loan services [2] Group 3 - As of the end of March, Industrial Bank has reached cooperation with 44 listed companies or major shareholders for stock repurchase and increase loans, with a loan ceiling exceeding 6.6 billion yuan, where over 80% are private enterprises and over 60% are technology companies [6] - As of April 9, Zhejiang Merchants Bank has reached cooperation intentions with nearly 60 listed companies and shareholders for stock repurchase and increase loans, with a planned repurchase amount exceeding 8 billion yuan and a credit fund scale exceeding 5 billion yuan [7] Group 4 - Other banks such as Postal Savings Bank, Huaxia Bank, and Everbright Bank have announced shareholder increase plans, signaling positive prospects for the future development of listed banks [8] - The stock repurchase and increase re-loan program was established in October last year as a new tool to encourage financial institutions to provide loans to eligible listed companies and major shareholders for stock repurchase and increase [8]

证券代码：601916 证券简称：浙商银行 公告编号：2025-018 浙商银行股份有限公司 关于董事、监事、高级管理人员等自愿增持 本公司股份计划的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 陆建强 党委书记、董事长 陈海强 党委副书记、执行董事 重要内容提示： 本公司部分董事、监事、高级管理人员及总行部门、分行、子公司主要 负责人计划通过上海证券交易所交易系统集中竞价交易方式，以自有资金共计不 少于 2,000 万元自愿增持本公司 A 股股份。 本公司部分董事、监事、高级管理人员及总行部门、分行、子公司主要 负责人自愿增持计划所需的资金来源为自有资金，不存在因所需资金不到位而导 致增持计划无法实施的风险。 近日，浙商银行股份有限公司（以下简称"本公司"）收到部分董事、监事、 高级管理人员及总行部门、分行、子公司主要负责人拟通过上海证券交易所交易 系统集中竞价交易方式自愿增持本公司 A 股股份的通知。现将有关情况公告如下： 一、增持计划 1、增持主体： 1 总行部门、分行、子公司主要负责人 （上述人士以下统称为"增 ...