Core Viewpoint - The 2025 Sustainable Global Leaders Conference was held in Shanghai, focusing on global action, innovation, and sustainable growth, with China Pacific Insurance (CPIC) actively participating as a partner and showcasing its achievements in green finance and low-carbon operations [1][3]. Group 1: Company Initiatives - CPIC has established a thematic exhibition at the conference, highlighting its innovative practices in green finance, low-carbon operations, and social responsibility [1][3]. - The company has provided green insurance coverage amounting to 147 trillion yuan and has launched over 30 green insurance products, including a carbon emissions cost index insurance for the shipping industry [5]. - CPIC's health insurance policies cover 460 million people across 240 cities, with the "Shanghai Health Insurance" program having insured over 33 million people in five years [5]. Group 2: Environmental Commitment - CPIC aims to reduce its overall carbon emissions by 20% by 2028 compared to 2023 levels, marking a significant step in its green transformation [5][6]. - The company has created a comprehensive carbon footprint map to monitor and analyze its carbon emissions from key operations, providing a scientific basis for internal governance and strategic adjustments [6]. - CPIC promotes the "Taibao Carbon Inclusive" platform to encourage low-carbon behaviors among customers, which has reached over 300 cities and registered more than 600,000 users [6]. Group 3: Social Responsibility - CPIC's exhibition features artwork by children with autism, showcasing its "Star Safety Heart Autism Care" public welfare system, which focuses on social issues related to cognitive disorders and autism [6]. - The company has developed a service system called "Guarding Memories, Guarding Love," aimed at addressing the needs of the elderly and children [6]. Group 4: Public Engagement - CPIC launched an interactive activity called "Green Action with CPIC," encouraging public participation through social media engagement, which generated positive feedback from participants [8]. - The company emphasizes the integration of sustainable development into its core operations, aiming to leverage its expertise in the insurance industry to support ecological and social well-being [10].

Core Viewpoint - The trend of "travel nursing" is gaining popularity among the elderly in China, reflecting a shift in their lifestyle preferences towards a more engaging and quality life rather than merely "spending their later years" [1][3]. Group 1: Market Trends - The number of healthy elderly individuals in China is expected to exceed 100 million by the end of the 14th Five-Year Plan, making them a significant consumer group in the tourism market [2]. - The travel nursing market is projected to transition from a niche to a mainstream market, entering a rapid development phase due to the increasing elderly population and their evolving needs [2][3]. - By 2035, the market size of China's travel nursing industry could reach 5 trillion yuan, indicating a clear direction towards high growth [3]. Group 2: Policy Support - The Chinese government has issued policies to support the development of the silver economy and travel nursing, including the cultivation of travel nursing destinations and promotional activities [2]. - Local governments are actively promoting the travel nursing industry, with various regions developing new business models such as health and wellness communities [2][3]. Group 3: Insurance Industry Involvement - Several insurance companies, including China Pacific Insurance and Taikang Insurance, have launched travel nursing product lines, often combining insurance products with travel nursing services [4]. - Large and medium-sized insurance companies are leveraging their existing retirement communities to facilitate travel nursing, while smaller companies are utilizing external resources to provide related services [4][5]. Group 4: Advantages and Challenges - Insurance institutions possess a large customer base, strong financial capabilities, and rich risk management experience, making them well-suited for the travel nursing sector [5]. - However, challenges exist, such as the need for standardized services and policy coordination across regions, which may affect operational efficiency [6]. Group 5: Recommendations for Small and Medium-sized Insurers - Small and medium-sized insurers are advised to adopt a cautious and flexible approach, starting with light asset collaborations and focusing on niche markets [7]. - Emphasizing customer experience and building a strong reputation are crucial for success in the travel nursing sector [7].

Core Viewpoint - The insurance industry is facing significant challenges in asset-liability management due to a prolonged low interest rate environment, which has led to declining yields on assets and increasing pressure from liability costs [1][9]. Group 1: Importance of Asset-Liability Management - Asset-liability management is a strategic process that plays a crucial role in the stable development and risk prevention of insurance companies [2]. - The healthy development of the insurance industry is essential for providing risk protection and stable long-term funding for the economy [3]. Group 2: Risk Management and Value Growth - Insurance companies must manage various risks, including interest rate risk and liquidity risk, to ensure their survival and growth [4]. - Effective asset-liability management can help insurance companies predict and manage risks, ensuring they have sufficient resilience during risk exposure [4]. Group 3: Performance Improvement and Dual-Driven Model - The traditional asset-liability management framework driven by liabilities needs to shift to a dual-driven model to achieve performance growth in a low-interest, high-competition environment [5]. - Companies should strategically allocate assets based on liability characteristics to stabilize investment returns and optimize product structures to reduce liability costs [5]. Group 4: Regulatory Requirements and Overview - In 2018, regulatory bodies introduced rules to enhance asset-liability management capabilities and prevent mismatches in the insurance industry [6]. - The insurance industry has seen a narrowing of interest spread, prompting companies to adjust their product offerings to manage liability costs effectively [7]. Group 5: Challenges in Asset-Liability Management - The continuous decline in long-term interest rates directly impacts the investment returns of insurance companies, making it difficult to meet long-term return targets [9]. - The scarcity of high-quality non-standardized debt assets increases reinvestment risks for insurance companies [10]. Group 6: International Practices in Low-Interest Environments - Foreign insurance companies have adjusted their product structures to increase the proportion of interest-sensitive products, thereby alleviating liability cost pressures [15]. - The U.S. insurance industry has seen a significant increase in the share of equity investments to enhance potential returns [17]. Group 7: Domestic Practices and Recommendations - Domestic insurance companies are adopting a "barbell" asset allocation strategy to manage reinvestment risks while increasing equity asset allocations [19]. - Companies are encouraged to strengthen their asset-liability management foundations and optimize strategies to enhance investment returns and reduce liability costs [20][21].

10月16日至18日，2025可持续全球领导者大会在上海市黄浦区世博园区隆重举行。大会以"携手应对挑战：全球行动、创新与可 持续增长"为主题，旨在汇聚全球智慧力量，共探可持续发展新路径，为全球可持续治理注入澎湃的"中国动能"。 据现场工作人员介绍，2024年，中国太保提供绿色保险保额147万亿元，首创航运业欧盟碳排放成本价格指数保险等30多款绿色 保险，承保新能源汽车超530万辆；大病、长护、惠民保等政策型健康险覆盖240城4.6亿人次，"沪惠保"五年累计承保超3300万人次； 绿色投资超2600亿元；专业护航云南野生象，三江源公益林守护"中华水塔"…… 从一笔笔数据、一个个案例中不难看出，绿色可持续发展理念早已嵌入中国太保的基因，体现在方方面面的产品和服务中。接下 来，中国太保将持续完善ESG（环境、社会和治理）顶层设计，积极践行ESG理念，充分发挥保险业在负债端和资产端的专业优势， 以保险之力守护绿水青山，以金融活水润泽民生福祉，共同绘就人与自然和谐共生的壮美画卷。 聚焦"发挥保险力量，助力可持续未来"主线，中国太保连续第二年在领导者大会现场设立展厅。步入展厅内部，位于正中的地球 装置格外吸睛，模型表面清 ...

Core Viewpoint - The article highlights the proactive measures taken by financial institutions in Shandong Province to support farmers during the critical autumn harvest season, particularly in response to adverse weather conditions that have affected crop yields [1][3][14]. Financial Support and Risk Mitigation - Financial institutions are increasing disaster reduction funding and providing specialized financial products to support farmers in their autumn harvest and planting efforts [1][3][12]. - Insurance companies are utilizing technology such as drones and remote sensing to enhance damage assessment efficiency and expedite claims processing [14][15][17]. - The Shandong Provincial Financial Office has organized local financial systems to provide efficient services and support for autumn grain harvesting [3][12]. Agricultural Operations and Equipment - Various financial institutions are coordinating the use of agricultural machinery, such as tracked harvesters and mobile dryers, to assist in the timely harvesting and drying of crops [3][4][7]. - Specific initiatives include the establishment of agricultural machinery reserves and the donation of equipment to enhance drainage capabilities in affected areas [8][4]. Credit and Loan Initiatives - Agricultural banks have been actively providing loans to grain customers, with a reported total of 120.68 billion yuan in loans issued to 11,300 clients this year [11][13]. - The Industrial and Commercial Bank of China has introduced over 40 specialized financing products to meet the diverse needs of farmers during the autumn harvest [12][13]. Technology in Insurance and Claims Processing - Insurance companies are employing drones and remote sensing technology to quickly assess crop damage, with some companies reporting a 50% reduction in the time required for damage assessments [14][15]. - The use of a "green channel" for claims processing has been established to ensure rapid compensation for farmers, with some claims being paid within 24 hours of assessment [14][17]. Community and Volunteer Support - Insurance company volunteers are actively assisting farmers in harvesting crops, demonstrating a community-oriented approach to support during challenging weather conditions [5][7]. - Local financial institutions are also engaging in community outreach to ensure that farmers are aware of available resources and support [11][12].

Group 1 - The core point of the article is that China Pacific Insurance has reported significant growth in its insurance premium income for the year 2025, with a notable increase in life insurance premiums [2] - China Pacific Life Insurance Co., Ltd. achieved a cumulative original insurance premium income of RMB 232.436 billion, representing a year-on-year growth of 10.9% [2] - China Pacific Property Insurance Co., Ltd. reported a cumulative original insurance premium income of RMB 159.955 billion, with a slight year-on-year increase of 0.1% [2]

10月15日，上海一家保险资管机构人士告诉《华夏时报》记者，在全球地缘政治变化、美债信用降低以 及央行一致购金的多重因素共振下，黄金的避险保值抗通胀功能在今年得到淋漓尽致的展现，而金融监 管机构放行国内险资持有黄金的政策无疑正当其时。 本报（chinatimes.net.cn）记者胡金华 上海报道 站在4200美元/盎司的高点上回望，今年3月国内险企在3000美元下场购金，又一次精准踩中时点。 10月16日，纽约COMEX黄金实时报4238.2美元/盎司上方，最高上涨至4255.4美元，屡创历史新高，同 时现货黄金价格也站上4200美元关口；国内金价方面，上海金交所当日收盘报967.36元/克。今年3月25 日，中国平安、中国人寿、中国太保以及中国人保四家保险巨头分别发布消息，称各自于当日完成在上 海金交所以及银行间市场的定价交易，彼时国际金价在3000美元区间震荡。以此测算，险资巨头们首笔 黄金投资，半年多时间浮盈已达40%。 "对于黄金资产的配置，我们响应监管号召和险资自身配置需求，3月以来公司相关部门及研究人员也一 直对国际金价实施监测和展望，应该说当前保险资金对于黄金在保险资产组合中的地位前所未有的重 ...

Core Points - China Pacific Insurance (Group) Co., Ltd. reported that its subsidiary, China Pacific Life Insurance Co., Ltd., achieved a cumulative original insurance premium income of RMB 232.436 billion from January 1, 2025, to September 30, 2025, representing a year-on-year growth of 10.9% [1][4] - The other subsidiary, China Pacific Property Insurance Co., Ltd., recorded a cumulative original insurance premium income of RMB 159.955 billion during the same period, with a slight year-on-year increase of 0.1% [1][4] - The total premium income for both subsidiaries in the first nine months reached RMB 392.391 billion [1] Summary by Category Life Insurance - China Pacific Life Insurance Co., Ltd. reported a cumulative original insurance premium income of RMB 232.436 billion, with a year-on-year growth of 10.9% [1][4] Property Insurance - China Pacific Property Insurance Co., Ltd. achieved a cumulative original insurance premium income of RMB 159.955 billion, reflecting a year-on-year increase of 0.1% [1][4] Overall Performance - The combined premium income for both subsidiaries amounted to RMB 392.391 billion for the first nine months of 2025 [1]

中國太平洋保險（集團）股份有限公司 CHINA PACIFIC INSURANCE (GROUP) CO., LTD. （於中華人民共和國註冊成立的股份有限公司） （股份代號：02601） 董事會會議通知 中 國 太 平 洋 保 險（集 團）股 份 有 限 公 司（「本公司」）董 事 會（「董事會」）茲 通 告謹定於2025年10月30日（星 期 四）舉 行 董 事 會 會 議，以 審 議 及 批 准 本 公 司截至2025年9月30日 止 九 個 月 之 第 三 季 度 業 績 及 其 發 佈，並 處 理 其 他 有 關 事 項。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內 容 概 不 負 責，對 其 準 確 性 或 完 整 性 亦 不 發 表 任 何 聲 明，並 明 確 表 示，概 不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的 任 何 損 失 承 擔 任 何 責 任。 承董事會命 中 國 太 平 洋 保 險（集 團）股 份 有 限 公 司 傅 帆 董事長 香 港，2025年10月16日 於 本 公 告 日 期，本 公 司 執 行 董 事 為 傅 帆 先 生 和 趙 永 剛 ...

格隆汇10月16日丨中国太保(02601.HK)公告，于2025年1月1日至2025年9月30日期间，中国太平洋保险 (集团)股份有限公司子公司中国太平洋人寿保险股份有限公司累计原保险保费收入为人民币2324.36亿 元，同比增长10.9%，公司子公司中国太平洋财产保险股份有限公司累计原保险保费收入为人民币 1599.55亿元，同比增长0.1%。 ...