Financial Performance - The company reported a revenue of RMB 5.452 billion for the six months ending June 30, 2025, representing a year-on-year increase of 22% [1] - Gross profit reached RMB 2.886 billion, up 36% year-on-year, while net profit was RMB 549 million, reflecting a 34% increase [1] - Adjusted net profit stood at RMB 648 million, a 28% increase compared to the previous year [1] - The basic earnings per share for operating profit was RMB 0.082 [1] Automotive Financing Transactions - The company facilitated approximately 364,000 automotive financing transactions, including both new and used cars, which is a 10.7% increase from the same period last year [1] - The total financing amount reached approximately RMB 32.7 billion, marking a 4.0% year-on-year growth [1] - The financing scale for used cars expanded significantly, with financing amounting to approximately RMB 18.2 billion, accounting for about 56% of the total automotive financing [1] Financial Technology Business - The financial technology (SaaS) segment continued to expand rapidly, with financing facilitated through the platform exceeding RMB 15.3 billion, a year-on-year increase of 58.2% [1] - The platform has established partnerships with over 60 financial institutions and deepened collaborations with major state-owned banks, such as the Industrial and Commercial Bank of China [1] Value-Added Services - The company's value-added services are also developing, with battery GAP products achieving rapid growth, reaching approximately 31,000 transactions, a 44.5% increase year-on-year [2] - The total value of automotive financial assets managed by the company surged to approximately RMB 112.1 billion, supported by resilient asset quality, with a 90-day overdue rate stable at around 1.86% [2] Financing Strategies - The company is employing a multi-faceted approach to further reduce capital costs, with the priority rate for asset-backed securities (ABS) issued in 2025 being approximately 2.26% [2] - The company successfully issued its first dual-tranche, revolving credit, sustainability-linked syndicated loan in China, marking the largest transaction of its kind in the past five years [2] Investment in Artificial Intelligence - The company accelerated investments in cutting-edge artificial intelligence, strategically upgrading its proprietary vertical large model [3] - The next-generation Agentic large model, XinMM-AM1, is set to be launched within the year, designed specifically for the complexities of automotive finance [3] - XinMM-AM1 aims to enhance operational efficiency and service quality by providing end-to-end decision-making solutions [3]

[Performance Highlights](index=1&type=section&id=Performance%20Highlights) [Financial Highlights](index=1&type=section&id=Financial%20Highlights) The Group achieved strong financial growth in H1 2025, with total revenue up **22%** to **RMB 5.45 billion** and net profit up **34%** to **RMB 549 million**, notably driven by a **124% surge in SaaS service revenue** Key Financial Data for the Six Months Ended June 30, 2025 | Metric | 2025 (RMB thousands) | 2024 (RMB thousands) | YoY Change | | :--- | :--- | :--- | :--- | | **Revenue** | **5,452,057** | **4,467,853** | **22%** | | - Transaction Platform Business | 4,345,653 | 3,510,459 | 24% | | - Of which: SaaS Services | 1,873,371 | 834,561 | 124% | | - Proprietary Financing Business | 1,106,404 | 957,394 | 16% | | **Gross Profit** | **2,886,203** | **2,128,937** | **36%** | | **Operating Profit** | **799,695** | **576,522** | **39%** | | **Net Profit** | **548,678** | **409,676** | **34%** | | **Adjusted Net Profit** | **648,206** | **507,477** | **28%** | [Operational Highlights](index=2&type=section&id=Operational%20Highlights) In H1 2025, the Group's total auto financing transactions increased by **11%** to **364 thousand units**, with a significant **45% rise in used car financing** driving growth, while new car financing declined by **19%** Total Auto Financing Transactions (thousands of units) for the Six Months Ended June 30, 2025 | Category | 2025 | 2024 | YoY Change | | :--- | :--- | :--- | :--- | | **Total Auto Financing Transactions** | **364** | **329** | **11%** | | - New Cars | 142 | 175 | -19% | | - Used Cars | 222 | 154 | 45% | [Chairman's Statement](index=3&type=section&id=Chairman's%20Statement) Chairman Zhang Xua'an noted robust growth for Yixin Group amidst a complex macroeconomic environment, driven by China's automotive industry transformation, with double-digit increases in revenue and net profit, rapid expansion of strategic fintech (SaaS) business to over 60 financial institutions, and planned launch of the next-generation AI model XinMM-AM1 - In H1 2025, the Group facilitated approximately **364 thousand auto financing transactions**, a **10.7% YoY increase**, with total financing volume reaching approximately **RMB 32.7 billion**, up **4.0% YoY**[9](index=9&type=chunk) - Fintech (SaaS) business, a strategic focus, facilitated over **RMB 15.3 billion** in financing, a **58.2% YoY increase**, with over **60 financial institutions** partnering on the platform[10](index=10&type=chunk) - The Group accelerated investment in cutting-edge AI, preparing to launch the next-generation Agentic large model, XinMM-AM1, designed for auto finance within the year to significantly enhance operational efficiency and service quality[11](index=11&type=chunk) Key Performance Indicators for H1 2025 | Metric | Value | YoY Growth | | :--- | :--- | :--- | | Total Revenue | approx. RMB 5.5 billion | approx. 22.0% | | Net Profit | approx. RMB 549 million | approx. 33.9% | | Total Auto Finance Assets Under Management | approx. RMB 112.1 billion | - | | Overdue Rate (90+ days) | approx. 1.86% | - | [Management Discussion and Analysis](index=6&type=section&id=Management%20Discussion%20and%20Analysis) [Macroeconomic and Industry Overview](index=6&type=section&id=Macroeconomic%20and%20Industry%20Overview) In H1 2025, China's economy grew **5.3%** YoY, with the automotive sector, driven by electrification and intelligence, seeing new car sales up **13.0%** and NEV penetration exceeding **50%**, while the used car market grew only **0.5%**, supported by government policies - China's GDP grew by **5.3% YoY** in H1 2025, maintaining a steady economic recovery[13](index=13&type=chunk) - Total passenger vehicle sales increased by **8.2% YoY**, with new car sales up **13.0%** and used car transactions only marginally increasing by **0.5%**[15](index=15&type=chunk)[16](index=16&type=chunk) - New energy vehicle retail sales surged by **33.3% YoY**, with penetration consistently exceeding **50%** for several months[16](index=16&type=chunk) - The government introduced various policies to support the automotive industry, including "trade-in" subsidies, NEV promotion in rural areas, financial digitalization transformation, and export facilitation measures[19](index=19&type=chunk)[20](index=20&type=chunk)[21](index=21&type=chunk) [Business Review](index=9&type=section&id=Business%20Review) Yixin Group achieved steady business growth and stable asset quality in H1 2025, strategically shifting focus to used car financing and SaaS services, with used car financing volume up **45%** and SaaS revenue surging **124%**, contributing **46.7%** to total financing volume, while also advancing AI innovation [Auto Financing Transactions](index=9&type=section&id=Auto%20Financing%20Transactions) Total auto financing transactions increased by **11%** to **364 thousand** and total financing volume by **4%** to **RMB 32.7 billion** in the reporting period, driven by a **45% surge in used car financing** to **61%** of total transactions, offsetting a **19% decline in new car financing** Auto Financing Transaction Details for H1 2025 | Category | Number of Financing Transactions (thousands) | YoY Change | Financing Volume (RMB millions) | YoY Change | | :--- | :--- | :--- | :--- | :--- | | **Total** | **364** | **11%** | **32,703** | **4%** | | New Cars | 142 | -19% | 14,482 | -17% | | Used Cars | 222 | 45% | 18,221 | 31% | | New Energy Vehicles | 93 | 34% | 9,501 | 34% | [SaaS Services](index=10&type=section&id=SaaS%20Services) Fintech (SaaS) business maintained high growth in H1 2025, with revenue reaching **RMB 1.9 billion** (up **124.5%**) and facilitated financing volume of **RMB 15.3 billion** (up **58.2%**), increasing its contribution to total financing volume to **46.7%**, while core customer average revenue grew **87%** - SaaS service revenue increased by **124.5% YoY** to **RMB 1.9 billion**, facilitating a total financing volume of **RMB 15.3 billion**, up **58.2% YoY**[27](index=27&type=chunk) - The fintech platform collaborates with over **60 financial institutions**, with core customers increasing to **15**, contributing **98%** of fintech business revenue[27](index=27&type=chunk)[29](index=29&type=chunk) [Technological Innovation and AI Implementation](index=11&type=section&id=Technological%20Innovation%20and%20AI%20Implementation) Yixin Group accelerated its AI strategy in H1 2025, becoming the first in the auto finance industry to fully deploy the DeepSeek framework and upgrading its vertical AI model, with AI agents deeply integrated across four strategic areas, and plans to launch the next-generation Agentic large model XinMM-AM1 - The Group became the first auto finance enterprise to fully localize the DeepSeek framework and plans to launch the next-generation Agentic large model, XinMM-AM1[30](index=30&type=chunk)[31](index=31&type=chunk) - AI agents are deeply embedded in four strategic areas, with AI voice agents handling nearly **120 million calls** and asset management doubling M1 recovery rates[31](index=31&type=chunk) [Financial Review](index=12&type=section&id=Financial%20Review) In H1 2025, the Group's total revenue grew **22%** to **RMB 5.45 billion**, driven by SaaS and proprietary financing, with gross profit up **36%** to **RMB 2.89 billion** and gross margin improving to **53%**, while R&D expenses increased **60%** and credit impairment losses rose **59%**, resulting in a **34%** net profit increase [Non-IFRS Financial Measures](index=12&type=section&id=Non-IFRS%20Financial%20Measures) To better reflect core operating performance, the company reported adjusted operating profit of **RMB 908 million** (up **33%**) and adjusted net profit of **RMB 648 million** (up **28%**) for the period, primarily excluding non-cash items like share-based compensation and intangible asset amortization Reconciliation of Operating Profit to Adjusted Operating Profit (RMB thousands) | Description | 2025 | 2024 | | :--- | :--- | :--- | | **Operating Profit** | **799,695** | **576,522** | | Add: Share-based compensation expenses | 58,764 | 26,020 | | Add: Amortization of intangible assets | 25,765 | 148,047 | | Other adjustments | 23,758 | (67,640) | | **Adjusted Operating Profit** | **907,982** | **682,949** | Reconciliation of Net Profit to Adjusted Net Profit (RMB thousands) | Description | 2025 | 2024 | | :--- | :--- | :--- | | **Net Profit** | **548,678** | **409,676** | | Add: Share-based compensation expenses | 54,096 | 21,742 | | Add: Amortization of intangible assets | 25,721 | 148,001 | | Other adjustments | 19,711 | (71,942) | | **Adjusted Net Profit** | **648,206** | **507,477** | [Operating Performance](index=15&type=section&id=Operating%20Performance) Total revenue grew **22%** to **RMB 5.45 billion**, primarily driven by a **124% increase in SaaS service revenue**, leading to a **36% rise in gross profit** and an improved gross margin of **53%**, while R&D expenses increased **60%** and credit impairment losses rose **59%**, culminating in a **34% net profit growth** - Total revenue increased by **22% YoY** to **RMB 5.452 billion**, primarily driven by increased revenue from SaaS services (**+124%**) and guarantee services (**+36%**)[43](index=43&type=chunk)[44](index=44&type=chunk)[45](index=45&type=chunk) - Gross profit increased by **36% YoY** to **RMB 2.886 billion**, with gross margin improving from **48%** in the prior period to **53%**[49](index=49&type=chunk) - Research and development expenses increased by **60% YoY** to **RMB 172 million**, primarily due to increased R&D investment in the fintech team[59](index=59&type=chunk) - Credit impairment losses increased by **59% YoY** to **RMB 1.043 billion**, mainly due to an expanded asset base, increased proportion of used car business, and higher provision coverage[60](index=60&type=chunk) [Financial Position and Asset Quality](index=22&type=section&id=Financial%20Position%20and%20Asset%20Quality) As of June 30, 2025, the Group maintained a sound financial position with total assets of **RMB 50.3 billion** and total liabilities of **RMB 34.1 billion**, while net finance lease receivables slightly increased to **RMB 28.6 billion** and provision coverage improved to **3.36%**, with the 90+ day overdue rate remaining stable at **1.86%** due to robust risk management [Balance Sheet Analysis](index=22&type=section&id=Balance%20Sheet%20Analysis) As of June 30, 2025, the Group's net finance lease receivables increased **2%** to **RMB 28.6 billion**, with expected credit loss provision coverage rising from **3.21%** to **3.36%**, and off-balance sheet loan balances subject to repurchase obligations growing to **RMB 77.4 billion**, with corresponding risk guarantee liabilities of **RMB 2.6 billion** Selected Consolidated Balance Sheet Items (RMB thousands) | Metric | June 30, 2025 | December 31, 2024 | Change | | :--- | :--- | :--- | :--- | | Net finance lease receivables | 28,603,069 | 28,117,882 | 2% | | Cash and cash equivalents | 5,680,546 | 4,212,760 | 35% | | Total borrowings | 28,418,480 | 26,948,957 | 5% | | Total equity | 16,280,363 | 16,480,133 | -1% | - The provision coverage ratio for net finance lease receivables increased from **3.21%** at the end of 2024 to **3.36%**[70](index=70&type=chunk) - Off-balance sheet outstanding loan balances subject to repurchase obligations increased from **RMB 73.9 billion** to **RMB 77.4 billion**[72](index=72&type=chunk) [Asset Quality and Risk Management](index=24&type=section&id=Asset%20Quality%20and%20Risk%20Management) The Group maintained resilient asset quality as of June 30, 2025, with 90+ day and 180+ day overdue rates stable at **1.86%** and **1.35%** respectively, demonstrating strong risk management capabilities through a comprehensive system encompassing data-driven credit assessment, post-lending management, and loss recovery Overdue Rates | Days Overdue | June 30, 2025 | December 31, 2024 | | :--- | :--- | :--- | | 180+ days | 1.35% | 1.39% | | 90+ days | 1.86% | 1.86% | - The company implements a comprehensive risk management system, including automated preliminary assessment, manual assessment, post-lending monitoring, and collection procedures, to address credit risk[80](index=80&type=chunk)[82](index=82&type=chunk)[86](index=86&type=chunk) [Liquidity and Capital Resources](index=29&type=section&id=Liquidity%20and%20Capital%20Resources) As of June 30, 2025, cash and cash equivalents increased to **RMB 5.68 billion**, with net cash inflow from operating activities significantly rising to **RMB 1.54 billion**, while total borrowings grew to **RMB 28.4 billion** through diversified channels, maintaining a healthy financial leverage with a liquidity ratio of **1.17** and a capital-to-debt ratio of **1.75** - Cash and cash equivalents increased to **RMB 5.681 billion**, with net cash generated from operating activities significantly increasing to **RMB 1.536 billion** YoY[88](index=88&type=chunk) - Total borrowings increased to **RMB 28.4 billion**, with diversified financing channels including asset-backed securities (ABS) and bank loans[89](index=89&type=chunk) Key Financial Ratios | Ratio | June 30, 2025 | December 31, 2024 | | :--- | :--- | :--- | | Current Ratio (x) | 1.17 | 1.25 | | Debt Ratio | 55% | 55% | | Capital-to-Debt Ratio (x) | 1.75 | 1.64 | [Other Disclosures](index=31&type=section&id=Other%20Disclosures) Capital expenditures and total investments significantly decreased to **RMB 29.28 million** in the reporting period, while the fair value of the investment in Yusheng, a used car trading platform, remained stable at approximately **RMB 2.57 billion**, and full-time employees increased to **4,539** as of June 30, 2025, with no significant acquisitions, disposals, or contingent liabilities - The fair value of the investment in Yusheng, a used car trading platform, was **US$359 million** (approximately **RMB 2.568 billion**), representing **5.1%** of the Group's total assets[101](index=101&type=chunk) - As of June 30, 2025, the Group had **4,539 full-time employees**, with total staff costs of **RMB 614 million**[104](index=104&type=chunk)[105](index=105&type=chunk) [Interim Condensed Consolidated Financial Information](index=34&type=section&id=Interim%20Condensed%20Consolidated%20Financial%20Information) This section presents the Group's unaudited interim condensed consolidated financial statements for the six months ended June 30, 2025, including the statements of profit or loss, comprehensive income, financial position, changes in equity, and cash flows, comprehensively reflecting financial performance and position Summary of Financial Statements for H1 2025 (RMB thousands) | Statement Item | H1 2025 | H1 2024 | | :--- | :--- | :--- | | **Statement of Profit or Loss** | | | | Revenue | 5,452,057 | 4,467,853 | | Gross Profit | 2,886,203 | 2,128,937 | | Operating Profit | 799,695 | 576,522 | | Profit for the period | 548,678 | 409,676 | | **Statement of Financial Position (Period-end)** | **June 30, 2025** | **December 31, 2024** | | Total Assets | 50,339,790 | 48,591,241 | | Total Liabilities | 34,059,427 | 32,111,108 | | Total Equity | 16,280,363 | 16,480,133 | | **Statement of Cash Flows** | **H1 2025** | **H1 2024** | | Net cash generated from operating activities | 1,535,606 | 634,081 | | Net cash (used in)/generated from investing activities | (442,527) | 45,743 | | Net cash generated from financing activities | 393,076 | 307,303 | [Notes to the Financial Statements](index=42&type=section&id=Notes%20to%20the%20Financial%20Statements) The notes detail the basis of financial statement preparation, significant accounting policies, and estimates, providing in-depth analysis and disclosure on financial risk management, segment information, revenue, expenses, assets, and liabilities, indicating the Group's operations are primarily in China across two segments: transaction platform and proprietary financing - The Group's business is divided into two operating segments: transaction platform business and proprietary financing business, with the transaction platform business contributing **79% of revenue** and **92% of operating profit** in H1 2025[151](index=151&type=chunk)[153](index=153&type=chunk) - The Group uses a "three-stage" impairment model to measure expected credit losses (ECL) for finance lease receivables, calculated based on probability of default (PD), exposure at default (EAD), and loss given default (LGD)[131](index=131&type=chunk)[133](index=133&type=chunk) - As of June 30, 2025, the Group recognized **RMB 58.764 million** in share-based payment expenses, primarily related to share options and restricted share units granted to employees[185](index=185&type=chunk) [Other Information](index=68&type=section&id=Other%20Information) This section covers corporate governance practices, directors' securities transaction compliance, and post-reporting period events, noting the company's adherence to governance codes, except for the combined roles of Chairman and CEO, and confirms no interim dividend recommendation and audit committee review of financial statements - The Board does not recommend the payment of an interim dividend for the reporting period[67](index=67&type=chunk)[207](index=207&type=chunk) - The company complies with the Corporate Governance Code, with a deviation where the roles of Chairman and Chief Executive Officer are not separated, both held by Mr. Zhang Xua'an, which the Board believes ensures consistent leadership and decision-making efficiency[203](index=203&type=chunk) - The Audit Committee has reviewed the Group's unaudited interim condensed consolidated financial statements for the reporting period[206](index=206&type=chunk)

Core Viewpoint - Yixin Group (02858) experienced a significant stock price increase of over 12%, closing at HKD 2.79 with a trading volume of HKD 1.42 billion, driven by supportive government policies for personal consumption loans [1] Group 1: Government Policy Impact - On August 12, the Ministry of Finance, People's Bank of China, and the Financial Regulatory Bureau jointly issued a plan for fiscal subsidies on personal consumption loans, providing a 1% subsidy for eligible loans [1] - The policy targets key consumption areas, including household vehicles with loans exceeding RMB 50,000, which is expected to directly boost Yixin Group's business growth in the automotive finance sector [1] Group 2: Technological Innovations - Yixin Group showcased a series of AI innovations in the automotive finance sector at the World Artificial Intelligence Conference WAIC 2025, attracting significant attention from the industry [1] - The company's Chief AI Scientist and Senior Vice President, Zhang Lei, announced that Yixin's self-developed Agentic large model has entered a critical development phase, showing promising progress [1] - Current testing indicates that the Agentic model has achieved breakthroughs in dynamic decision-making, enabling the automation and intelligence of the entire automotive finance process, significantly improving processing times to a "second-level era" [1]

Core Viewpoint - E-sunny Group (02858) saw a significant stock price increase of over 12%, closing at 2.79 HKD with a trading volume of 1.42 billion HKD, driven by favorable government policies supporting consumer loans for household vehicles [1] Group 1: Government Policy Impact - The Ministry of Finance, People's Bank of China, and financial regulatory authorities jointly issued a policy on August 12, providing a 1% interest subsidy for eligible personal consumption loans, particularly for household vehicles and general consumption loans above 50,000 RMB [1] - The policy is expected to directly boost E-sunny Group's business growth in the automotive finance sector, as highlighted by Guotai Junan Securities [1] Group 2: Technological Innovations - E-sunny Group showcased a series of AI innovations in the automotive finance sector at the World Artificial Intelligence Conference WAIC 2025, attracting significant attention from the industry [1] - The company's Chief AI Scientist and Senior Vice President, Zhang Lei, announced that E-sunny has developed the industry's first Agentic large model, which is progressing well and aims to achieve dynamic decision-making [1] - The Agentic model is designed to eliminate reliance on manual processes in automotive finance, enabling full-chain smart automation and reducing processing times to "second-level" efficiency [1]

Core Viewpoint - Easing Group (02858) experienced a 7.6% increase in stock price, reaching 2.69 HKD per share, with a trading volume of 44.95 million HKD [1] Company Overview - Easing Group Limited is an AI-driven fintech platform focused on providing automotive financing and value-added services to consumers, while offering comprehensive fintech solutions to industry partners [1] - The company has established operations in over 340 cities across China and is driving the global automotive finance ecosystem through technological innovation [1] - Cumulative transaction volume has exceeded 400 billion RMB [1] Financial Performance - As of the 2024 annual report, Easing Group reported total revenue of 9.888 billion RMB and a net profit of 810 million RMB [1] - The company is set to disclose its mid-year report for the fiscal year 2025 on August 19 [1]

Core Viewpoint - E-Chain Group's stock price dropped by 6.2% on August 12, trading at 2.42 yuan per share with a transaction volume of 39.88 million yuan [1] Company Overview - E-Chain Group Limited is an AI-driven fintech platform focused on providing automotive financing and value-added services to consumers, while offering comprehensive fintech solutions to industry partners [1] - The company has established operations in over 340 cities across China and is driving the global automotive finance ecosystem through technological innovation [1] - Cumulative transaction volume has exceeded 400 billion yuan [1] Financial Performance - As of the 2024 annual report, E-Chain Group reported total revenue of 9.888 billion yuan and a net profit of 810 million yuan [1] - The company is set to disclose its mid-year report for the fiscal year 2025 on August 19 [1]

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年7月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: Yixin Group Limited 易鑫集团有限公司 呈交日期: 2025年8月4日 I. 法定/註冊股本變動 本月底法定/註冊股本總額： USD 1,500,000 FF301 第 1 頁 共 10 頁 v 1.1.1 FF301 II. 已發行股份及/或庫存股份變動 | 1. 股份分類 | 普通股 | 股份類別 | 不適用 | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02858 | 說明 | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | 6,775,428,701 | | 0 | | 6,775,428,701 | | 增加 / 減少 (-) | | | 0 | | 0 | | | | 本月底結存 ...

格隆汇8月1日丨易鑫集团(02858.HK)公布，谨定于2025年8月19日(星期二)举行董事会会议，藉以考虑 及通过之事项包括刊发集团截至2025年6月30日止六个月的中期业绩公告，及考虑派发中期股息(如 有)。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 YIXIN GROUP LIMITED 易鑫集團有限公司 董事會會議召開日期 Yixin Group Limited易鑫集团有限公司（「本公司」，連同其附屬公司及併表聯屬實 體統稱「本集團」）董事（「董事」）會（「董事會」）茲通告謹定於2025年8月19日（星 期二）舉行董事會會議，藉以考慮及通過之事項包括刊發本集團截至2025年6月30 日止六個月的中期業績公告，及考慮派發中期股息（如有）。 承董事會命 Yixin Group Limited 易鑫集团有限公司 主席 張序安 香港，2025年8月1日 於本公告日期，董事包括： 執行董事 張序安先生、曾令祺先生及姜東先生 非執行董事 曾偉業先生 獨立非執行董事 袁天凡先生、郭淳浩先生、董莉女士及嚴志雄先生 （於開曼群島註冊成立的有限公司， 以「Yixin Automotive Technology Group Limited」的名義於香港經營業務） （股 ...

在对谈中，易鑫集团（02858.HK）首席AI科学家、高级副总裁张磊表示：汽车金融这个行业会慢慢地从人力密集型过渡到 AI 密集型；同时 ，AI 会从所谓 的工具，逐步过渡到做核心的决策，包括自动化程度，以及自主决策方面，整个行业还有很长的路要走。 77 8 n 1 T TD: "所得! x Y / X / / > 当大模型从技术奇点跃迁为产业基座，当智能体从实验室走进产线诊室，人工智能的第三次浪潮正以前所未有的锐度重构全球经济肌理。 中国在这场变革中展现出双重禀赋：既是拥有超大规模应用场景的试炼场，又在芯片突围、算法开源等深水区发起攻坚。从单点技术破壁到生态级创新，从 效率工具到新质生产力引擎，一条具有东方特色的AI发展路径正加速浮现。 7月26日，世界人工智能大会（WAIC 2025）以"智能时代 同球共济"为主题，汇聚了来自AI领域的科技巨头、学术先锋与政策制定者，而这场覆盖技术、伦 理、艺术的超级盛宴，昭示着AI已从"产业变量"进化为"文明常量"。 在这场关于人工智能产业的盛会上，36氪不仅作为产业观察者，更以产业连接者的角色深度参与，在展馆中搭建了"氪星直播间"，以对话的形式，揭秘人工 智能产业进阶 ...