Core Viewpoint - Huishang Bank (03698) has released a positive profit forecast for the first half of 2025, indicating growth in both revenue and net profit compared to the same period last year [1]. Financial Performance - For the first half of 2025, Huishang Bank's operating income is approximately 21.1 billion yuan, reflecting a year-on-year increase of about 2.2% [1]. - The net profit for the same period is around 9.3 billion yuan, showing a year-on-year growth of approximately 3.8% [1]. Asset Quality - As of June 30, 2025, the total assets of the group reached approximately 22.5 trillion yuan, representing an increase of about 11.8% since the beginning of the year [2]. - The non-performing loan (NPL) ratio remains low at approximately 0.98%, while the NPL coverage ratio has risen to about 289%, an increase of approximately 3 percentage points compared to the end of the previous year [3]. Management Changes - On July 31, 2025, Huishang Bank announced the resignation of Chairman Yan Chen due to a job transfer, effective immediately [4]. - Yan Chen, who joined Huishang Bank in December 2019 and became chairman in July 2021, has held various significant positions in both the bank and other governmental organizations [4].

Core Viewpoint - Huishang Bank is actively embracing artificial intelligence technology to enhance the operational efficiency of its customer service center by implementing smart service robots for various internal management scenarios [1] Group 1: Exchange Content - The exchange will cover the company's basic information, including company introduction, main business, corporate qualifications, and service team [2] - It will also include an introduction to the application scenarios of smart service robots, detailing system functions, implementation solutions, and product costs [2] - Recent implementation cases in the banking industry over the past two years will be presented [2] - There will be an interactive session for questions and answers [2] Group 2: Vendor Qualification Requirements - Companies must be legally registered entities in the People's Republic of China with good operating conditions and no serious violations or credit issues [3] - They should have the capability to provide construction plans and implementation for smart service robot application scenarios, with project cases implemented in domestic commercial banks after January 1, 2023 [3] - Personnel from participating companies must have project experience and be core members for subsequent project implementation [3] Group 3: Registration Requirements - Interested companies must submit their registration information and relevant materials, including company profile, business license, organizational code certificate, credit information, qualification certificates, and bank case studies, by August 10, 2025 [4] Group 4: Exchange Date and Location - The specific date, location, and method for the exchange will be notified later [5] Group 5: Contact Information - The contact person for the exchange is Fang Guoping, and the email address is fangguoping@hsbank.com.cn [6]

7月31日晚间，徽商银行发布公告称，董事长严琛因"工作调动"已于7月30日辞任该行董事长、执行董事以及董事 会下设三个委员会主任委员等全部职务。 徽商银行公告截图。 徽商银行官网信息显示，严琛出生于1972年8月，拥有中国人民大学经济学博士学位，职称经济师。其职业履历丰 富，2019年12月加入徽商银行后，担任执行董事、董事长职务。 严琛资料图。 加入徽商银行前，严琛的任职经历涵盖多个领域：曾在国家开发银行任职，历任综合计划局计划处正科级行员， 党委宣传部综合处副处长，信用管理局评级方法与标准处副处长；之后转入地方政府及相关机构工作，担任过安 徽省中小企业发展局副局长，安徽省经济委员会副主任，安徽省经济和信息化委员会副主任，池州市委常委、副 市长，宣城市委常委、组织部部长，宣城市委副书记；还曾担任安徽省信用担保集团有限公司董事长兼安徽省融 资再担保有限公司董事长、奇瑞汽车股份有限公司董事，以及徽商银行非执行董事。 在严琛任职期间，徽商银行业绩保持持续增长态势。截至2024年末，徽商银行资产规模五年连跨三个千亿台阶、 突破2万亿元。但"规模狂奔"的背后，其盈利增长动能有所放缓——净利润增速从2021年接近两成的 ...

Group 1 - InnoCare (02577.HK) has partnered with NVIDIA to promote the large-scale implementation of the 800 VDC power architecture in AI data centers, which is designed for efficient power supply in megawatt-level computing infrastructure [1] - The 800 VDC system offers significant advantages over traditional 54V systems in terms of efficiency, thermal loss, and reliability, enabling a 100-1000 times increase in AI computing power [1] - The company's third-generation GaN devices provide a comprehensive power solution from 800V input to GPU terminals, covering a voltage range from 15V to 1200V [1] Group 2 - China Ruyi (00136.HK) received a strategic investment of HKD 3.9 billion from Wuji Capital to accelerate business expansion and acquisition plans [2] - LEPU Biopharma-B (02157.HK) has authorized T-cell connector technology with an upfront payment of USD 10 million and potential milestone payments of up to USD 850 million [2] - Sinopec Engineering (02386.HK) signed a front-end engineering design (FEED) contract for a large green hydrogen project in Yanbu, Saudi Arabia [2] Group 3 - Geely Automobile (00175.HK) reported total vehicle sales of 237,700 units in July, a year-on-year increase of 58% [3] - Great Wall Motors (02333.HK) achieved approximately 104,372 vehicle sales in July, reflecting a year-on-year growth of 14.34% [3] - NIO-SW (09866.HK) delivered 21,017 vehicles in July [3]

格隆汇8月1日丨徽商银行(03698.HK)公告，截至2025年6月30日止6个月，集团资产总额约人民币2.25万 亿元，较年初增长约11.8%；营业收入约人民币211亿元，同比增长约2.2%；净利润约人民币93亿元， 同比增长约3.8%；资产质量水平持续向好，风险抵补能力进一步增强，不良贷款率约0.98%，不良贷款 拨备覆盖率约289%，较上年末上升约3个百分点。 根据目前可得的资料，集团2025年中期业绩向好的主要原因为：始终坚守金融本源，全力服务实体经 济；加大重点领域信贷投放，协同推进业务均衡发展；持续优化资产结构，抓好负债管理；通过多种措 施加大不良资产处置，成效较好。 ...

根据目前可得的资料，该行认为集团2025年中期业绩向好的主要原因为：始终坚守金融本源，全力服务 实体经济;加大重点领域信贷投放，协同推进业务均衡发展;持续优化资产结构，抓好负债管理;通过多种 措施加大不良资产处置，成效较好。 徽商银行(03698)发布公告，截至2025年6月30日止六个月，集团资产总额约人民币2.25万亿元，较年初 增长约11.8%;营业收入约人民币211亿元，同比增长约2.2%;净利润约人民币93亿元，同比增长约3.8%; 资产质量水平持续向好，风险抵补能力进一步增强，不良贷款率约0.98%，不良贷款拨备覆盖率约 289%，较上年末上升约3个百分点。 ...

智通财经APP讯，徽商银行(03698)发布公告，截至2025年6月30日止六个月，集团资产总额约人民币 2.25万亿元，较年初增长约11.8%;营业收入约人民币211亿元，同比增长约2.2%;净利润约人民币93亿 元，同比增长约3.8%;资产质量水平持续向好，风险抵补能力进一步增强，不良贷款率约0.98%，不良贷 款拨备覆盖率约289%，较上年末上升约3个百分点。 根据目前可得的资料，该行认为集团2025年中期业绩向好的主要原因为：始终坚守金融本源，全力服务 实体经济;加大重点领域信贷投放，协同推进业务均衡发展;持续优化资产结构，抓好负债管理;通过多种 措施加大不良资产处置，成效较好。 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 徽商銀行股份有限公司* 董事會 中國安徽省合肥市 2025年8月1日 於本公告日期，本行董事會成員包括執行董事孔慶龍；非執行董事馬淩霄、 盧浩、王朝暉、左敦禮、Gao Yang（高央）及王文金；獨立非執行董事戴培昆、 周亞娜、劉志強、殷劍峰、黃愛明及徐佳賓。 徽商銀行股份有限公司（「本行」，連同其附屬公司稱為「本集團」）謹此知會本行股 東及潛在投資者，根據本集團未經審閱的綜合管理賬目的初步測算，截至2025年 6月30日止六個月，本集團資產總額約人民幣2.25萬億元，較年初增長約11.8%； 營業收入約人民幣211億元，同比增長約2.2%；淨利潤約人民幣93億元，同比增 長約3.8%；資產質量水平持續向好，風險抵補能力進一步增強，不良貸款率約 0.98%，不良貸款撥 ...

Core Viewpoint - Yancheng has resigned from multiple positions at Huishang Bank, including Chairman, with immediate effect, and there are no disagreements with the board [1] Group 1: Resignation Details - Yancheng's resignation includes roles as Chairman, Executive Director, and various committee positions [1] - The board expressed gratitude for Yancheng's performance during his tenure, highlighting his diligence and responsibility [1] - The bank will announce a successor for the Chairman and Executive Director roles in due course [1] Group 2: Career Transition - Yancheng has been appointed as the Director of the Henan Provincial Department of Industry and Information Technology, marking a transition from banking to local government [5] - His career spans academia, policy finance, local government, and commercial banking, showcasing a diverse professional background [7] Group 3: Huishang Bank's Performance Under Yancheng - Under Yancheng's leadership, Huishang Bank's total assets grew from 1.4 trillion yuan in 2021 to over 2 trillion yuan by 2024, reflecting a growth of over 50% [13] - The bank's net profit increased from 11.79 billion yuan in 2021 to 15.92 billion yuan in 2024, with a compound growth rate of approximately 9% [13] - The non-performing loan ratio decreased from 1.78% in January 2021 to 0.99% in 2024, indicating improved asset quality [14] Group 4: Governance and Compliance - Yancheng's tenure contrasts sharply with the previous three chairmen, who faced disciplinary actions for various violations [15][22] - His multifaceted experience allowed him to strengthen internal controls, leading to a significant reduction in non-performing loans and an increase in provision coverage [23]

监管 01 国常会：部署实施个人消费贷款贴息政策与服务业经营主体贷款贴息政策 7月31日讯，据央视新闻，李强主持召开国务院常务会议，部署实施个人消费贷款贴息政策与服务业经营主体贷款 贴息政策。 04 廊坊银行被罚195.7万元 7月31日讯，中国人民银行河北省分行公布的行政处罚信息显示，廊坊银行因"违反金融统计管理规定；违反账户 管理规定；违反金融科技管理规定；占压财政存款或资金；未按规定履行客户身份识别义务；未按规定报送大额 交易报告或者可疑交易报告；违反信用信息采集、提供、查询相关管理规定"，被监管警告，罚款195.7万元。 05 02 央行：截至6月末，全国共有小额贷款公司4974家 7月31日讯，央行发布2025年二季度小额贷款公司统计数据报告，截至2025年6月末，全国共有小额贷款公司4974 家。贷款余额7361亿元，上半年减少187亿元。 银行 03 徽商银行董事长离任 7月31日讯，徽商银行（3698.HK）公告称，因工作调动，该行董事长严琛于2025年7月30日辞任该行董事长、执 行董事等一系列职务，其辞任自即日起生效。 青岛银行发布2025年半年度业绩快报 7月31日，青岛银行（00294 ...