Core Insights - The 2025 China Annual Best Employer Top 100 selection focuses on the theme "Human-Machine Symbiosis: Empowering the Future," emphasizing the transformation of employment relationships in the era of artificial intelligence [1] - Huishang Bank is recognized as one of the top employers in the financial sector, ranking among the first tier of employer brands, reflecting its strong talent strategy and organizational development potential [1] Group 1 - The selection process involved collaboration between Peking University's National School of Development, the Social Survey Research Center, and Zhaopin, utilizing a rigorous multi-dimensional evaluation system to identify exemplary employers from thousands of companies [1] - Only 18 banking institutions made it to the final list, including major state-owned banks and joint-stock banks, highlighting the competitive nature of the selection [1] - Huishang Bank ranked 101st in the "Global 1000 Banks" by The Banker magazine for 2025, an improvement of 11 places from the previous year, and 242nd in the Fortune China 500, rising 16 places, showcasing its robust development strength [1] Group 2 - Huishang Bank adheres to a talent philosophy focused on attracting, nurturing, and utilizing capable individuals, elevating employer brand development to a strategic level [2] - The bank employs digital optimization in its recruitment process to attract quality talent and enhance its brand image, while also providing a clear and diverse career advancement pathway for employees [2] - As of June 2025, Huishang Bank has 13,040 employees, with a strong and professional talent pool contributing to the bank's stable growth [2]

专题：第二十二届中国国际金融论坛 12月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态 构建。徽商银行金融科技部副总经理周劲松出席并演讲。 周劲松介绍到，徽商银行于2005年成立，总行在安徽合肥，已经有21家分行，其中有5家省外分行，位 于北京、深圳、南京、宁波和成都。布局上横跨了长三角、环渤海、珠三角以及成渝地区。银行战略定 位始终是打造地方优秀主流银行，针对正在开展的"十五五"规划，徽商银行的定位是打造"全国有影响 力的地方主流银行"。 从前期的数据来看，徽商银行在地方经济贡献当中表现比较卓越，目前在中国银行百强，和英国1000家 杂志的排名分别是21名和101位。从2024年开始，经营业绩全部迈入2万亿，不良率很低。 周劲松强调，用户体验是城商行在数字化转型以及AI赋能时代高质量发展的新引擎，体验提升在整个 信息化建设中是正确的事情之一。徽商银行将大模型应用到体验平台上，AI赋能全链条的革命。目 前，在科技条线提出了All in AI，科技人员占总行的三分之一。 他表示，在做用户体验过程当中，徽商银行设计了"四梁八柱"建设底座。"四梁"指工具、组织、制度和 ...

Core Points - The People's Bank of China is issuing the 2026 New Year commemorative banknotes and coins starting from December 22, 2023, which includes one banknote and three types of coins, all recognized as legal tender in the People's Republic of China [1][7]. Commemorative Banknote - The commemorative banknote features a horse design on the front, along with the national emblem, the name of the bank, and various security features such as a holographic pattern and a transparent window. The denomination is 20 yuan [1][3]. - The back of the banknote showcases a festive scene with children celebrating, accompanied by Mongolian decorative patterns, and includes the denomination in multiple languages [3]. - The banknote has a face value of 20 yuan, dimensions of 145mm by 70mm, is made of plastic, and has a total issuance of 100 million pieces, including 20,000 for historical archives [5]. Commemorative Coins - The commemorative coins include a 10 yuan dual-color copper alloy coin, which features traditional Chinese paper-cut art and a horse image on the back, with a total issuance of 100 million pieces, including 10,000 for historical archives [6]. - The dual-color copper alloy coin has a diameter of 27mm and will be available for reservation from January 13 to 14, 2026, through designated banks [6]. - Additionally, a set of gold and silver commemorative coins is being issued, which includes a 1-gram round gold coin and an 8-gram diamond-shaped silver coin, both featuring traditional auspicious designs [7][9]. - The 1-gram gold coin has a face value of 10 yuan, a diameter of 10mm, and a maximum issuance of 150,000 pieces, while the 8-gram silver coin has a face value of 3 yuan, a side length of 23mm, and a maximum issuance of 1 million pieces [8][9]. Sales Channels - The sales channels for these commemorative coins and banknotes will be detailed on the China Gold Coin website and the "China Gold Coin" WeChat official account [10].

Meeting Information - The first extraordinary general meeting of Huishang Bank will be held on February 2, 2026, at 9:30 AM, expected to last half a day [1] - The meeting will be convened by the board of directors [2] - The location of the meeting is Huishang Bank Building, No. 1699 Yungu Road, Hefei, Anhui Province, China [3] - The meeting will be conducted in person with voting [4] Agenda Items - The meeting will review several proposals, including: 1. Proposal to abolish the supervisory board [5] 2. Proposal to amend the Articles of Association [5] 3. Proposal to amend the Rules of Procedure for Shareholders' Meetings [5] 4. Proposal to amend the Rules of Procedure for Board Meetings [5] - The first two proposals are special resolutions, while the last two are ordinary resolutions [6] Participation Details - Shareholders listed in the bank's register by the end of business on January 2, 2026, are eligible to attend [7] - Shareholders can appoint one or more proxies to attend and vote on their behalf [7] - Other attendees include directors, supervisors, senior management, and representatives from appointed intermediaries [8][9] Registration Information - Registration for the meeting will take place on February 1, 2026, from 9:30 AM to 12:00 PM and 2:00 PM to 5:30 PM [11] - The registration location is the board office on the 30th floor of Huishang Bank Building, No. 1699 Yungu Road, Hefei, Anhui Province [12] - Specific registration requirements are outlined for individual and corporate shareholders [13] Additional Information - Shareholders pledging more than 50% of their shares will have their voting rights limited [14] - The bank will suspend share transfer registration from January 3 to February 2, 2026, to determine eligible shareholders [14] - Contact information for inquiries is provided, including addresses and phone numbers [14]

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

Core Viewpoint - The issuance of technology innovation bonds by banks has significantly increased since the announcement by the central bank and the China Securities Regulatory Commission on May 7, with a total issuance scale reaching 301.4 billion yuan by December 18, 2023 [1][2]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with state-owned banks being the primary issuers, accounting for 38.16% of the total issuance [1][3]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have issued 74.9 billion yuan and 15 billion yuan, respectively [1][5]. - The issuance period is mainly concentrated in 5-year bonds, followed by 3-year bonds, with a small number of 6-month and 7-year bonds [1][9]. Interest Rates - The interest rates for the issued bonds range from 1.67% to 2.07%, with state-owned banks having slightly lower rates between 1.65% and 1.81% [1][7]. - City commercial banks and rural commercial banks have higher rates, with many exceeding 1.8% [1][9]. - The policy banks have rates of 1.4% for the National Development Bank and 1.65% for the Agricultural Development Bank [1][7]. Fund Allocation - The funds raised from technology innovation bonds are directed towards technology innovation sectors, including issuing loans for technology and investing in technology innovation enterprises [6].

股東名稱及地址 （附註1） ： 持股數目：本行股本中每股面值人民幣1.00元的內資股╱H股 （附註2） 股； 已質押內資股╱H股股份 股，佔本人所持內資股╱H股股份數量的 %。 本人╱吾等擬親自出席或委託代表出席本行將於2026年2月2日（星期一）上午9時30分於中華 人民共和國（「中國」）安徽省合肥市雲谷路1699號徽銀大廈B區304會議室舉行的2026年第一次 臨時股東大會或其任何續會。 日期： 股東簽署： Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 2026年第一次臨時股東大會股東回條 致：徽商銀行股份有限公司*（「本行」） * 徽商銀行股份有限公司根據銀行業條例（香港法例第155章）並非一家認可機構，並非受限於香港金融管理局 的監督，及不獲授權在香港經營銀行╱接受存款業務。 1. 請用正楷填上登記在本行股東名冊上的中文或英文全名及地址。 2. 請填上以 閣下名稱登記的本行股份數目，並刪去不適用者。 3. 此填妥及經簽署的回條須於2026年1月13日（星期二）或之前以專人送達、郵遞或傳 ...

Huishang Bank Corporation Limited* 徽商銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 2026年第一次臨時股東大會代表委任表格 | （附註1） 與本代表委任表格有關的股份數目 | | --- | | 本人持有的全部內資股╱H股股份中質押股份數目 | | 本人持有的全部內資股╱H股股份中質押股份所佔比例 | 本人╱吾等 （附註2 （姓名） ） 地址為 為徽商銀行股份有限公司Huishang Bank Corporation Limited*（「本行」）股本中每股面值人民幣1.00元的內資股╱H股 （附註3） 股 的登記持有人，現委任大會主席，或 （附註4 （姓名） ） 地址為 ， 為本人╱吾等的代表出席本行將於2026年2月2日（星期一）上午9時30分於中華人民共和國（「中國」）安徽省合肥市雲谷路1699號徽銀大廈B 區304會議室舉行的本行2026年第一次臨時股東大會（「臨時股東大會」）或其任何續會，並於該會或其任何續會上代表本人╱吾等，依照下 列指示就臨時股東大會通告所列決議案投票，如無作出指示，則由本人╱吾等的代表酌情決定投票。 ...

徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） 此乃要件 請即處理 閣下如對本通函任何方面或應採取的行動有任何疑問，應諮詢 閣下的股票經紀或其他註冊證券商、銀行 經理、律師、專業會計師或其他專業顧問。 閣下如已將名下所有徽商銀行股份有限公司*股份售出或轉讓，應立即將本通函、代理人委任表格及回條 送交買主或受讓人或經手買賣或轉讓的銀行、股票經紀或其他代理商，以便轉交買主或受讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本通函的內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不對因本通函全部或任何部分內容而產生或因倚賴該等內容而引致的任 何損失承擔任何責任。 Huishang Bank Corporation Limited* （股份代號：3698） (1)建議不再設立監事會 (2)建議修訂章程 (3)建議修訂股東大會議事規則 (4)建議修訂董事會議事規則 及 2026年第一次臨時股東大會通告 本行擬於2026年2月2日（星期一）上午9時30分於中國安徽省合肥市雲谷路1699號徽銀大廈B區304會議室 舉行臨時股東大會。臨時股東大會通告載於本通函第168頁至第1 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容而產生或因倚賴該等內容而引致之任 何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司* 董事會 中國安徽省合肥市 2025年12月19日 – 1 – 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 2026年第一次臨時股東大會通告 茲通告徽商銀行股份有限公司Huishang Bank Corporation Limited*（「本行」）謹訂 於2026年2月2日（星期一）上午9時30分於中國安徽省合肥市雲谷路1699號徽銀大廈B 區304會議室舉行2026年第一次臨時股東大會（「臨時股東大會」），詳情如下： 特別決議案 普通決議案 4. 委任代表 1. 審議批准不再設立監事會相關事項； 2. 審議批准《徽商銀行股份有限公司章程》（修訂稿）； 3. 審議批准《徽商銀行股份有限公司股東大會議事規則》（修訂稿）；及 4. 審議批准《徽商銀行股份有限公司董事會 ...