智通财经APP讯，徽商银行(03698)发布公告，将派发截至2025年6月30日止六个月期间的中期股息每10 股1.87元。 ...

EF001 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | | | --- | --- | | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | | 股票發行人現金股息公告 | | | 發行人名稱 | 徽商銀行股份有限公司 | | 股份代號 | 03698 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 截至2025年6月30日止六個月期間的中期股息(第5項補充普通決議案) | | | 公告日期 | 2026年1月16日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 10 股 1.87 RMB | | 股東批准日期 | 2026年2月2日 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨幣 | 有待公佈 | | 匯率 ...

Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 或 （附註4 （姓名） ） 地址為 為本人╱吾等的代表出席本行將於2026年2月2日（星期一）上午9時30分於中華人民共和國（「中國」）安徽省合肥市雲谷路1699號 徽銀大廈B區304會議室舉行的本行2026年第一次臨時股東大會（「臨時股東大會」）或其任何續會，並於該會或其任何續會上代表本 人╱吾等，依照下列指示就本行於2026年1月16日發出之臨時股東大會補充通告（「補充通告」）所列決議案投票，如無作出指示， 則由本人╱吾等的代表酌情決定投票。 | | 補充普通決議案 | （附註5） 贊成 | （附註5） 反對 | 棄權 | （附註5） | | --- | --- | --- | --- | --- | --- | | 5. | 審議批准《關於徽商銀行2025年度中期利潤分配方案的提案》（由提案股東 | | | | | | | 提呈的臨時提案） | | | | | 注意：請 閣下委任代表前，首先審閱補充通告。 日期：2026年 月 日 簽署： （ ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本通告之內容概不負責，對其準確性或完整性亦 不發表任何聲明，並明確表示，概不就因本通告全部或任何部分內容而產生或因倚賴該等內容而引致之任 何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * 若第(5)項補充普通決議案中期利潤分配方案臨時提案在臨時股東大會上獲股東 通過，派發時間及暫停辦理股份過戶登記手續等相關安排將適時另行公佈。 徽商銀行股份有限公司* 董事會 （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 2026年第一次臨時股東大會補充通告 茲提述徽商銀行股份有限公司Huishang Bank Corporation Limited*（「本行」）日期 為2025年12月19日之2026年第一次臨時股東大會（「臨時股東大會」）通函（「原通函」） 及通告（「原通告」）。除另有定義者外，本補充通告所用詞彙與原通函及原通告所定義 者具相同涵義。 茲補充通告董事會作為臨時股東大會召集人，先後於2026年1月14日收到股東中 靜新華資產管理有限公司提呈的臨時股東大會臨時提案，以及於2 ...

此乃要件 請即處理 閣下如對本補充通函任何方面或應採取的行動有任何疑問，應諮詢 閣下的股票經紀或其他註 冊證券商、銀行經理、律師、專業會計師或其他專業顧問。 閣下如已將名下所有徽商銀行股份有限公司*股份售出或轉讓，應立即將本補充通函及補充代 表委任表格送交買主或受讓人或經手買賣或轉讓的銀行、股票經紀或其他代理商，以便轉交買 主或受讓人。 香港交易及結算所有限公司及香港聯合交易所有限公司對本補充通函的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示，概不對因本補充通函全部或任何部份內容而產 生或因倚賴該等內容而引致的任何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * （於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 補充通函 增加臨時提案 及 2026年第一次臨時股東大會補充通告 本行將於2026年2月2日（星期一）上午9時30分於中國安徽省合肥市雲谷路1699號徽銀大廈B區 304會議室召開臨時股東大會。臨時股東大會補充通告載於本補充通函第10頁至第12頁。 如 閣下欲委託代理人出席臨時股東大會， 閣下須按臨時 ...

Core Insights - The article highlights the innovative financial support provided by Huishang Bank to technology companies, enabling their growth and development in the competitive market [1][2][4] Group 1: Huishang Bank's Support Mechanism - Huishang Bank has developed a unique financial service mechanism to address the challenges of technology financing, including establishing a dedicated department for technology finance and creating "Innovation Homes" in various provincial parks [1][4] - The bank offers a 3% tolerance for non-performing loans in technology credit business and has implemented a negative list for credit due diligence, allowing for more flexible financing options [1][2] - The bank's approach focuses on the growth potential and technological capabilities of companies rather than their current financial performance, marking a shift in risk assessment [2][3] Group 2: Success Stories of Supported Companies - Dezhihang Technology, which relocated to Hefei, received a 10 million yuan credit line from Huishang Bank during a challenging period, helping the company recover from a significant drop in sales [1][2] - The company expects its sales revenue to increase from 2.76 million yuan in 2021 to 80 million yuan by 2025, showcasing the impact of Huishang Bank's support [2] - Ruisi Medical, another beneficiary, received 20 million yuan in special credit to support its research and market expansion, demonstrating the bank's commitment to fostering innovation [2][3] Group 3: Broader Impact on the Innovation Ecosystem - The collaboration between local government and Huishang Bank has created an efficient "government-bank-enterprise" ecosystem that supports technology companies by providing application scenarios and connecting them with resources [3][4] - Huishang Bank's technology finance strategy aims to build an innovation ecosystem by offering comprehensive services that include funding and intellectual support [4] - By the end of 2025, Huishang Bank's technology loan balance is expected to exceed 210 billion yuan, with over 13,000 loan accounts, indicating a robust growth in technology financing [4]

Core Viewpoint - Huishang Bank has been struggling with three major issues: corporate governance, equity disputes, and employee stock ownership, hindering its A-share listing progress for over six years [4][5][21]. Compliance Challenges - In December 2025, Huishang Bank received two administrative penalties totaling 8.15 million yuan for various management violations, including improper loan issuance and inadequate post-loan management [7][8]. - The bank's compliance issues are compounded by a leadership vacuum, as the chairman's position has been vacant for over five months following the resignation of Yan Chen [10][11]. - The lack of a chairman, who is the primary responsible person for risk governance, may affect the bank's strategic decision-making and risk control [11][12]. Performance Analysis - In the first half of 2025, Huishang Bank reported operating income of 21.157 billion yuan, a year-on-year increase of 2.25%, and a net profit attributable to shareholders of 9.109 billion yuan, up 5.55% [14]. - However, the growth momentum is slowing, with operating income growth rates declining from 3.63% in 2020 to 2.10% in 2024 [14]. - The bank's net interest income decreased by 1.06% to 14.53 billion yuan, primarily due to narrowing interest margins [16]. - Non-interest income, particularly from financial investments, has become a key driver of profit growth, with a 10.34% increase to 6.627 billion yuan [17]. A-share Listing Challenges - Huishang Bank's A-share listing process has been ongoing for six years, facing three major hurdles: unresolved equity disputes, outdated corporate governance, and historical employee stock ownership issues [21][22][23]. - The equity dispute involves a legal battle between the second-largest shareholder and a potential acquirer, which remains unresolved [21]. - The bank's board of directors has not been restructured since January 2022, failing to meet the required number of members [22]. - Employee stock ownership issues need to be addressed to comply with regulatory requirements, complicating the internal balance of interests [23].

Core Insights - The integration of artificial intelligence (AI) in the financial sector is seen as a critical opportunity for enhancing operational efficiency and service delivery, with a focus on addressing existing challenges in the industry [2][4][10]. Group 1: Current State of AI in Finance - Financial institutions are recognizing the necessity of adopting digital capabilities across various operational levels to navigate economic fluctuations [2]. - There is a consensus among financial entities regarding the importance of AI applications, although the pace and extent of implementation vary significantly [3]. - AI is primarily being utilized as an auxiliary tool in decision-making processes, with human oversight remaining crucial [3]. Group 2: Key Applications of AI - AI is being applied in several core areas, including digital marketing, risk management, and operational efficiency, with specific use cases such as automated portfolio management and enhanced customer profiling [5]. - The focus is on addressing pain points in financial services, such as improving transparency in technology finance and enhancing the matching of financial products to suitable clients [4][10]. Group 3: Challenges in AI Implementation - The uncertainty associated with AI technologies poses significant challenges, including potential risks in financial services due to computational errors [6]. - There are concerns regarding the clarity of responsibility between business and technical teams, as well as the difficulties in converting expert knowledge into AI training data [7]. - The banking sector faces five core challenges in AI deployment, including the need for optimized management systems and enhanced cross-departmental collaboration [7]. Group 4: Future Trends in AI in Finance - The service model in finance is expected to evolve towards a more seamless, less intrusive experience for customers, with ongoing transformations in physical channels [8]. - The financial sector will likely see a shift in human resource structures and an intensification of competition around data and open ecosystems [8]. - AI is anticipated to play a dual role as both a tool and a catalyst for theoretical innovation, necessitating a balance between technological advancement and ethical considerations [8]. Group 5: Recommendations for AI Development - Financial institutions are encouraged to enhance their technological maturity and create robust organizational frameworks to support AI integration [9]. - There is a call for collaboration between financial entities and external partners, such as academic institutions, to foster innovation in AI applications [9][10]. - Strengthening the infrastructure for AI applications, including improving credit assessment accuracy and establishing a secure data-sharing ecosystem, is essential for the future of finance [10].

Core Insights - The article highlights the significant progress of Longhua District in Shenzhen towards becoming a "demonstration zone for industry-finance integration," marked by a strategic credit agreement of 600 billion yuan and the launch of a cluster of industrial funds [1][5]. Industry Foundation - Longhua District's industrial sector contributes over 40% to its GDP, with advanced manufacturing being a key driver of the regional economy [2]. - As of November 2025, there are 39 listed companies in Longhua with a total market capitalization exceeding 1.9 trillion yuan, with over 80% focused on advanced manufacturing [2]. - The district has established a modern industrial system supported by digital economy initiatives, with 1,286 digital economy enterprises and a scale exceeding 563.89 billion yuan by the end of 2024 [2]. Financial Empowerment - The establishment of a cluster of industrial funds, including two AIC funds each with a scale of 2 billion yuan, focuses on key sectors such as digital economy and new energy [5]. - A strategic credit agreement of 600 billion yuan has been signed with 12 major financial institutions, targeting key areas for infrastructure and urban renewal projects [5][10]. - Innovative financial products have been developed to address the financing challenges faced by small and micro enterprises, including the "Park Loan" and "Supply Chain Loan" [6]. Financial Network Development - By the end of 2024, Longhua has attracted 356 financial institutions, including 151 banks and 87 insurance companies, creating a diverse financial service network [8]. - The presence of financial institutions has facilitated the development of a comprehensive service system tailored to various industries and enterprise stages [8][9]. Future Outlook - Longhua aims to enhance its financial development framework with a focus on collaborative growth among government, industry, and finance, targeting the achievement of ambitious economic goals [11][12]. - The district plans to implement a "1+1+N" financial development system to foster partnerships with multiple financial institutions and promote various financial sectors [12].

FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年12月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 徽商銀行股份有限公司 呈交日期: 2026年1月8日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 03698 | 說明 | H股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 3,478,750,000 | RMB | | 1 | RMB | | 3,478,750,000 | | 增加 / 減少 (-) | | | | | | | RMB | | | | 本月底結存 | | | 3,478,750,000 | RMB | | 1 | RMB | | 3,478,750,000 | | ...