Core Viewpoint - Huishang Bank has been awarded the title of "2025 Annual Social Responsibility Pioneer Bank" for its significant contributions and solid practices in the field of social responsibility, reflecting its commitment to serving the community and supporting local economic development [1][9] Group 1: Party Leadership and Service to the Real Economy - Huishang Bank integrates party leadership with its business development, enhancing corporate governance and compliance systems, and has been recognized as "Excellent" in supporting local economic development in Anhui Province [2] - The bank focuses on supporting small and micro enterprises and rural revitalization, with a county loan scale nearing 300 billion yuan, demonstrating its commitment to "finance for the people" [2] Group 2: Green Finance Initiatives - The bank has incorporated green finance into its core development strategy, with a green credit balance of nearly 160 billion yuan, showing a growth rate of over 40% in the past two years [4] - Huishang Bank actively supports the development of the new energy vehicle industry and explores ecological resource transformation models, contributing to sustainable development [4] Group 3: Technological Empowerment - The bank emphasizes digital transformation, launching a new version of its mobile banking app and enhancing online services, with over 12 million mobile banking users [5] - Huishang Bank has developed innovative credit products for technology companies, addressing their financing challenges through automated online processes [5] Group 4: Risk Control and Compliance - The bank prioritizes risk management, implementing a comprehensive risk management system and maintaining a low non-performing loan rate, recognized as excellent in the industry [7] - Huishang Bank has been awarded the highest rating for compliance with regulations, reflecting its commitment to safe and sound operations [7] Group 5: Corporate Culture and Social Responsibility - The bank fosters a corporate culture that combines financial principles with local values, emphasizing compliance and social responsibility [8] - Huishang Bank engages in various community service initiatives and financial education programs, reinforcing its role as a socially responsible institution [8]

Core Viewpoint - Huishang Bank has been awarded the title of "2025 Annual Social Responsibility Pioneer Bank" for its solid practices and outstanding contributions in the field of social responsibility, reflecting its commitment to serving the community and supporting local economic development [1][9]. Group 1: Party Leadership and Service to the Real Economy - Huishang Bank integrates party leadership with business development, enhancing governance and compliance systems, and has been recognized as "Excellent" in supporting local economic development in Anhui Province [2]. - The bank focuses on supporting small and micro enterprises and rural revitalization, with a county loan scale nearing 300 billion yuan, and has implemented tailored financial solutions for local industries [3]. Group 2: Environmental Protection and Green Finance - The bank has incorporated green finance into its core strategy, with a green credit balance of nearly 160 billion yuan, growing at over 40% annually, and has launched various innovative green financial products [4]. - Huishang Bank actively supports the development of the new energy vehicle industry and explores ecological value transformation through financing models [4]. Group 3: Technological Empowerment and Customer Service - The bank emphasizes digital transformation, enhancing online services and launching new digital products, with over 12 million mobile banking users [5]. - Huishang Bank has developed innovative financing solutions for technology companies and participates in long-term strategic partnerships to support their growth [5]. Group 4: Risk Control and Compliance Management - The bank prioritizes risk management, implementing a comprehensive risk management system and maintaining a low non-performing loan rate, while also enhancing compliance measures [7]. - Huishang Bank has been recognized for its compliance with regulations and has established a culture of safety and risk awareness [7]. Group 5: Corporate Culture and Social Responsibility - The bank fosters a corporate culture that combines financial principles with local values, emphasizing compliance, responsibility, and community engagement [8]. - Huishang Bank actively participates in social responsibility initiatives, including volunteer services and financial education programs, demonstrating its commitment to societal well-being [8].

Group 1 - The core announcement from Huishang Bank is about the technical transformation of its accounting system, specifically the AMFE and FBS systems, in response to regulatory requirements [1] - The AMFE system connects the central bank's accounting system with commercial banking business systems, providing manual entry and business message sending functions [1] - The FBS system interfaces internal data with the AMFE, offering automated data collection, processing, message assembly, and transmission capabilities [1] Group 2 - The exchange content includes company introduction, R&D team details, technical solutions and architecture, implementation cases in the banking industry over the past three years, and a Q&A session [2] - Vendor qualifications require registration as a legal entity in China, good operational status, and no serious violations or credit issues [3] - Vendors must have mature technical transformation solutions for AMFE and FBS, with similar project cases implemented in domestic commercial banks after January 1, 2023 [3] Group 3 - Companies interested in participating must submit their registration information and relevant materials by January 16, 2026, to Huishang Bank's contact email [4] - The specific date, location, and method for the exchange will be notified later [5]

Core Viewpoint - The successful issuance of two bonds by Huishang Bank demonstrates the bank's strong market position and effective capital management, contributing to its growth and recognition in the financial sector [2][3][4]. Group 1: Bond Issuance Details - The first bond, "25 Huishang Bank Tier 2 Capital Bond 01," was issued with a scale of 10 billion yuan and a coupon rate of 2.38%, achieving a subscription multiple of 2.6 times [2]. - The second bond, "25 Huishang Bank Micro and Small Enterprise Loan Special Financial Bond," also had a scale of 10 billion yuan, with a coupon rate of 1.87% and a subscription multiple of 2.7 times [2]. - Both bonds received enthusiastic subscriptions from investors, indicating strong market demand [2][3]. Group 2: Strategic Importance - The successful issuance of these bonds effectively supplements the issuer's capital and broadens Huishang Bank's long-term capital replenishment channels [3][4]. - The bond issuance supports Huishang Bank's initiatives in local economic service and small and medium-sized enterprise support, aligning with its market positioning [2][4]. - The completion of the 40 billion yuan issuance plan for the year marks a significant achievement for Huishang Bank and strengthens its partnership with Shenwan Hongyuan Securities [4].

（於中華人民共和國註冊成立的股份有限公司） （股份代號：3698） 暫停辦理股份過戶登記 徽商銀行股份有限公司（「本行」）董事會（「董事會」）宣佈，本行擬於2026年2月2 日（星期一）舉行2026年第一次臨時股東大會（「臨時股東大會」）。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 Huishang Bank Corporation Limited* 徽商銀行股份有限公司 * 中國安徽省合肥市 2025年12月16日 於本公告日期，本行董事會成員包括執行董事孔慶龍；非執行董事馬淩霄、 盧浩、王朝暉、左敦禮、Gao Yang（高央）及王文金；獨立非執行董事戴培昆、 周亞娜、劉志強、殷劍峰、黃愛明及徐佳賓。 * 徽商銀行股份有限公司根據銀行業條例（香港法例第155章）並非一家認可機構，並非受限 於香港金融管理局的監督，及不獲授權在香港經營銀行╱接受存款業務。 為確定有權出席臨時股東大會的股東名單，本行將於2026年1月3日（星期六）至 2026年2 ...

本次交易涉及其他关联方：阳光保险集团股份有限公司。 智通财经APP获悉，香港联交所最新资料显示，12月9日，阳光人寿保险股份有限公司减持徽商银行 (03698)576.9万股，每股作价3.3079港元，总金额约为1908.33万港元。减持后最新持股数目约为3.45亿 股，最新持股比例为9.92%。 ...

香港联交所最新资料显示，12月9日，阳光人寿保险股份有限公司减持徽商银行(03698)576.9万股，每股 作价3.3079港元，总金额约为1908.33万港元。减持后最新持股数目约为3.45亿股，最新持股比例为 9.92%。 本次交易涉及其他关联方：阳光保险集团股份有限公司。 ...

Group 1 - The core viewpoint of the news is that Huishang Bank Co., Ltd. has been fined for various regulatory violations, including inadequate management of financial advisory services and non-compliance with off-site business operations [2][3] - Huishang Bank was fined 6.65 million yuan for failing to manage its financial advisory business properly and for non-compliance in off-site operations [2][3] - Related responsible individuals, Yi Feng and Zhao Weiwei, received warnings and were collectively fined 110,000 yuan, while Wang Kaizhi was also warned [2][3] Group 2 - Additionally, Huishang Bank faced a fine of 1.5 million yuan for violations related to loan issuance, inadequate post-loan management, and improper management of credit card and wealth management businesses [3] - Responsible individuals Li Wei and Sun Ting were warned and collectively fined 100,000 yuan, while Ding Guo received a warning [3]

Core Viewpoint - China Chengxin International has assigned a "AAA" rating to Huishang Bank's 2025 subordinated capital bonds, highlighting the bank's significance in the national and Anhui financial system, as well as its strong brand recognition and growth prospects in the region [1]. Group 1: Credit Strengths - Huishang Bank is recognized for its importance in the national and Anhui financial systems, benefiting from a favorable development outlook in its operating location [1]. - The bank has a high brand recognition in the local market and has expanded its business through five branches outside the province, providing greater growth opportunities [1]. Group 2: Challenges - The bank faces several challenges, including downward pressure on loan quality and ongoing risk asset disposal from Baoshang Bank [1]. - Profitability growth is under pressure, and liquidity management presents certain difficulties [1]. - There is ongoing pressure to supplement core Tier 1 capital [1]. Group 3: Government Support - The rating also takes into account the support from the central government and the Anhui provincial government for Huishang Bank [1]. Group 4: Future Outlook - China Chengxin International believes that Huishang Bank's credit level will remain stable over the next 12 to 18 months [2].

来源：银瑞社 上个月，2025合肥马拉松开跑。 徽商银行，正是此次马拉松比赛的总冠名方。徽商银行党委副书记、行长孔庆龙出席开赛仪式，与各位 嘉宾共同为赛事鸣枪发令。 这意味着传统的存贷款业务，并没有带来太多的盈利增长空间。 在此背景下，徽商银行亟需加速拓展存贷款业务。 今年9月，徽商银行官网公布互联网贷款业务合作机构，共有39家公司。其中有9家以营销获客合作的机 构，合作产品包括花呗、信用贷、京东白条、网商贷、分期乐-借钱等等。另外，11家共同出资发放贷 款机构，包括微众银行、蚂蚁消金、新网银行等。 | 류号 | 合作类型 | 合作机构名称 | 合作产品名称 | 职责介绍 | | --- | --- | --- | --- | --- | | 1 | | 蚂蚁智信(杭州)信 | 花呗、信用购、借呗、信用贷 | | | | | 息技术有限公司 | | | | 2 | | 宿迁钧騰信息科技有 | 京东自条 | | | | | 限公司 | | | | 3 | | 浙江网商银行股份有 | 我感受 | | | | | 限公司 | | 徽商银行曲过 | | 4 | | 云翔信息科技有限公 | 京东金条 | 宣传染容 | ...