Core Insights - The conference focused on the theme "Fluctuations of the RMB Exchange Rate and Expectations of Federal Reserve Policies" [1] - Key speakers included Guan Tao, Chief Economist at Zhongyin Securities, and other experts discussing the implications of U.S. monetary policy on the RMB [1][3] Group 1: RMB Exchange Rate Outlook - The RMB is expected to appreciate against the USD by 2025 due to various factors, including a decline in the USD index by 9.5% in the first nine months of 2023 and improvements in the Chinese economy [3][4] - Factors supporting the RMB include the Federal Reserve's interest rate cuts, a weakened USD credibility, and positive economic indicators from China [3][4] - The current RMB exchange rate is not significantly deviating from its equilibrium, with no substantial appreciation pressure observed [4] Group 2: Federal Reserve Policy Impact - The Federal Reserve began a rate-cutting cycle in September 2023, which is expected to influence global liquidity and capital flows, benefiting emerging markets including China [6] - The Fed's monetary policy is primarily driven by domestic inflation and employment levels, which may lead to further weakening of the USD [6] - The anticipated slowdown in U.S. capital inflows in Q4 2023 could impact international capital confidence in USD assets, affecting the RMB exchange rate [6] Group 3: International Monetary System Challenges - The international monetary system faces challenges from geopolitical tensions, the rise of credit currencies, and the need for reform in response to technological advancements [8] - Future reforms may include promoting a more stable monetary system, enhancing cross-border payment efficiency, and exploring the role of sovereign currencies [8] - The U.S. Federal Reserve's policies are ultimately aimed at maximizing U.S. interests, balancing domestic and global economic considerations [8]

9月25日，工商银行、农业银行、中国银行、建设银行、交通银行集体发布公告，宣布公司 章程修订获监管核准，自核准之日起不再设立监事会，由董事会审计委员会依法承接监事会 职权。 交通银行同样发布相关公告，自2025年9月25日起不再设立监事会，由董事会审计委员会行 使监事会相关职权。现任监事王学庆、苏治、林至红、丰冰、颇颖不再担任监事及监事会相 关职务。 邮储银行也于近日发布公告表示，监事长、股东代表监事陈跃军到龄辞任。该行2025年第二 次临时股东大会会议资料显示，拟不再设立监事会及下设专门委员会，自公司章程获国家金 融监督管理总局核准之日起生效。 据不完全统计，目前已有20逾家银行披露公司治理架构改革计划，有银行已宣布监事团队人 员调整。业内人士认为，银行裁撤监事会有助于提升银行治理效率、精简公司治理结构、权 责更加清晰，同时也要防范监督独立性风险。 五家国有银行集体官宣取消监事会 邮储银行监事长日前已辞任 9月25日，国有五大行集体发布公告，宣布公司章程修订获核准以及不再设立监事会，由董 事会审计委员会依法承接监事会职权。 工商银行公告称，近日收到《国家金融监督管理总局关于工商银行修改公司章程的批复》。 自 ...

此次"德工杯"竞赛的圆满承办与优异成绩,不仅是对中国银行德州分行现金业务技能与管理水平的高度 认可,更是对全体员工奋勇拼搏、追求卓越精神的有力彰显。未来,中国银行德州分行将以此为契机,进一 步夯实业务根基,提升服务质效,持续擦亮"中银现金服务"品牌,为推动德州地区金融服务高质量发展贡献 更大力量。 (王文卓) 9月19日,由德州市总工会、中国人民银行德州市分行联合主办,中国银行德州分行承办的德州市2025 年"德工杯"银行业金融机构现金业务技能竞赛决赛,在中国银行德州分行三楼大会议室盛大启幕。德州 市人民银行副行长杨德阔、德州市总工会副主席苗君青、中国银行德州分行行长张小梅、中国银行德州 分行高级财务经理张长娟等领导出席活动,共同见证了这场金融技能的巅峰对决。 比赛前期,来自全市的285名选手历经多轮筛选,最终12支代表队的36名选手晋级决赛。竞赛现场,必答 题、抢答题环节紧张激烈,业务展示环节更是将现金业务技能的娴熟展现得淋漓尽致,现场气氛紧张热烈, 精彩迭起。中国银行参赛选手凭借扎实的业务功底和精湛的实操技能,在赛场上展现了中行人的专业风 采。他们全情投入、团结协作,指尖翻飞间尽显精准,慧眼识假中彰显专业 ...

Core Viewpoint - The impact of Typhoon "Haikui" on the Guangdong province has led to significant disruptions in local businesses, particularly in seafood and agriculture, creating a pressing need for financial support to facilitate recovery and capitalize on the upcoming holiday market opportunities [1][4]. Group 1: Financial Support Initiatives - China Bank in Guangdong has implemented a coordinated approach to provide financial assistance to affected businesses, focusing on efficient recovery processes to support regional economic stability [1][4]. - The bank has established a special green channel for disaster recovery loans, enabling rapid approval and disbursement of funds, such as a 4 million yuan technical transformation loan approved within one day for a shipyard [2][3]. - Customized financial services have been introduced to meet specific business needs, including a 10 million yuan credit facility for a food technology company to address production pressures and a 2 million yuan loan for an aquaculture company to restore operations [3][4]. Group 2: Challenges Faced by Local Businesses - Local businesses, particularly in the fishing and manufacturing sectors, are grappling with equipment damage, supply chain disruptions, and urgent financial needs to resume operations and meet market demands [2][3]. - The seafood industry has been particularly hard-hit, with significant losses reported due to infrastructure damage and operational halts, necessitating immediate financial intervention to recover production capabilities [1][3]. - Companies are facing dual challenges of disaster recovery and the need to prepare for increased demand during the upcoming Mid-Autumn and National Day holidays, making timely financial support critical [1][4]. Group 3: Future Outlook - China Bank aims to continue enhancing its financial services and product offerings to support the recovery and high-quality development of the Guangdong economy, ensuring businesses can navigate the challenges ahead [5].

Group 1 - The core viewpoint of the article highlights the initiatives taken by the Bank of China Sichuan Branch to stimulate cultural and tourism consumption during the National Day holiday, aiming to support the development of the tourism sector in Sichuan [1][2] - The Sichuan Bank showcased its "Travel Benefits" financial services, collaborating with over 40 well-known food streets and tourism platforms to offer discounts to consumers [2] - The bank launched the first domestic cross-border comprehensive service app "Laihua Tong," which includes features for visa processing, entry procedures, payment strategies, transportation, and tax refunds for foreign visitors [2] Group 2 - The Sichuan Bank is enhancing its physical branches with thematic upgrades and modern technology to create immersive financial experiences related to cultural and tourism services [2] - The bank's Chengdu branch serves as a model for the integration of cultural tourism and finance, featuring various themed exhibition areas and showcasing achievements in supporting the tourism industry [2] - Future plans include increasing financial service offerings and credit support for enterprises in the cultural tourism industry, along with innovating financial products and optimizing service models [2]

转自：北京日报客户端 据中央纪委国家监委驻中国银行纪检监察组、辽宁省纪委监委消息：日前，经中央纪委国家监委批准， 中央纪委国家监委驻中国银行纪检监察组、辽宁省葫芦岛市监委对中国银行内蒙古自治区分行原党委委 员、副行长刘明严重违纪违法问题进行了立案审查调查。 经查，刘明丧失理想信念，背弃初心使命，对抗组织审查；罔顾中央八项规定精神，接受可能影响公正 执行公务的宴请；违反组织原则，利用职权为他人谋取利益；廉洁底线失守，收受可能影响公正执行公 务的礼品、礼金、消费卡，借操办丧事之机敛财；贪欲膨胀，利用职务便利以及职权或地位形成的便利 条件为他人在信贷审批等方面谋取利益，非法收受巨额财物；违法发放贷款，给国有资产造成重大损 失。 刘明严重违反党的政治纪律、中央八项规定精神、组织纪律、廉洁纪律，构成严重职务违法并涉嫌受 贿、违法发放贷款犯罪，且在党的十八大后不收敛、不收手，性质严重，影响恶劣，应予严肃处理。依 据《中国共产党纪律处分条例》《中华人民共和国监察法》《中华人民共和国公职人员政务处分法》等 有关规定，经中国银行党委研究，决定给予刘明开除党籍处分；经中央纪委国家监委驻中国银行纪检监 察组研究，决定按规定取消其退 ...

Core Viewpoint - Major banks in China have decided to abolish their supervisory boards, transferring their functions to the audit committee of the board of directors, which is seen as a move to optimize corporate governance and reduce costs [7][8][9] Group 1: Decision and Implementation - The five major banks have announced that they will no longer establish supervisory boards, a decision approved at the 2024 annual general meeting held on June 27, 2025, and recently sanctioned by the National Financial Regulatory Administration [7] - Postal Savings Bank has also proposed to abolish its supervisory board and related committees, with the audit committee of the board taking over these responsibilities, pending shareholder approval [8] Group 2: Rationale and Expert Opinions - Industry experts suggest that the functions of supervisory boards overlap with those of the audit committee, particularly the independent directors, making the abolition a strategic choice to enhance governance flexibility and efficiency [8] - The decision to eliminate supervisory boards is viewed as a way to maintain effective corporate governance while lowering governance costs, according to a leading expert from the Shanghai Financial and Development Laboratory [8] Group 3: Regulatory Framework - The revised Company Law allows companies to establish audit committees within the board of directors to perform the functions of supervisory boards, a change that has been recognized by the National Financial Regulatory Administration [9] - Besides the six major banks, several other national joint-stock banks and local commercial banks have also announced the abolition of their supervisory boards [9]

Core Insights - The Shandong Branch of China Bank has significantly increased its agricultural loan support in rural areas, with a loan balance exceeding 170 billion yuan and an addition of over 23 billion yuan this year, contributing to rural revitalization efforts [1][2] Agricultural Loan Support - As of the end of August, the bank's loans in key agricultural sectors, including grain, soybeans, and oilseeds, reached nearly 10 billion yuan, with an increase of over 1.8 billion yuan since the beginning of the year [2] - The bank has provided timely financial support to agricultural enterprises, such as Shandong Shunfeng Agricultural Development Co., which received a 2 million yuan loan to address short-term liquidity issues [2][3] Product Innovation and Services - The bank has launched various specialized financial service products for rural clients, including "Zhaoyuan Peanut Loan," "Anqiu Ginger Loan," and "Jinxiang Garlic Loan," resulting in a total of nearly 26 billion yuan in inclusive agricultural loans, with an increase of over 5.2 billion yuan this year [4][6] - The "Anqiu Ginger Loan" has been particularly successful, providing 36 million yuan in credit to nearly 30 ginger industry clients within four months of its launch [5] Focus on Local Agricultural Needs - The bank actively engages with local agricultural departments and farmers to understand their financial needs, exemplified by its support for the pear industry in Yantai Laiyang, where it provided a 500,000 yuan loan to a company for purchasing fertilizers [7] - The bank aims to enhance its service mechanisms and capabilities to better support rural revitalization and contribute to the agricultural sector's high-quality development [8]

来源：环球网 活动期间，中国银行河南省分行与人保财险河南分公司联合发布支持河南跨境贸易行动方案，为企业拓 展海外市场提供更加便捷高效的金融服务支持。 在签约环节，郑州市政府与中银、工银、农银、建信、交银等5家金融资产投资公司（AIC）进行战略 合作签约，将为郑州引入更多金融活水、提供多元资本支持，助力经济高质量发展。 会上，郑州中瀛扶摇赋豫基金项目正式启动。中国银行河南省分行、中银金融资产、河南国有资本运营 集团、郑州市投资集团、郑州经开资本集团签署项目合作协议。中银资产联合省市区三级投资主体，用 实际行动支持中部地区崛起、服务郑州国家中心城市建设。 9月26日，郑州国际金融发展对话暨中国（河南）-东盟合作发展新机遇交流活动在郑州举行。此次活动 由郑州市政府、河南省委金融办、省商务厅主办，中国银行河南省分行等承办，旨在通过金融创新/跨 境金融赋能高水平对外开放，助力河南-东盟区域大市场建设。 河南省政府、郑州市政府和中国银行总行有关领导出席活动，300余位海内外金融学家和资深专家、政 金企代表齐聚一堂，共商金融开放创新路径，共绘区域合作发展蓝图。 此次活动立足河南区位优势和产业基础，聚焦"金融创新/跨境金融助 ...

Group 1 - The 15th China Henan International Investment and Trade Fair was held in Zhengzhou from September 26 to 28 [1] - China Henan International Group signed a cooperation agreement with Bank of China Vientiane Branch to deepen cross-border financial cooperation [1] - The partnership aims to inject financial momentum into the group's stable expansion in Southeast Asian markets, particularly in Laos [1] Group 2 - The collaboration is expected to enhance the development of Henan and ASEAN to a higher level [1]