Financial Performance - In Q1 2025, the company reported operating income of RMB 33,101 million, a decrease of 4.04% compared to RMB 34,494 million in Q1 2024[15]. - Net profit attributable to shareholders was RMB 12,464 million, showing a slight increase of 0.31% from RMB 12,426 million in the same period last year[16]. - The net profit for the first quarter of 2025 was RMB 12,530 million, slightly up from RMB 12,495 million in the first quarter of 2024, representing a growth of 0.3%[44]. - Operating income was 33.101 billion yuan, a decrease of 4.04% year-on-year, with net interest income declining by 6.84% to 22.538 billion yuan[23]. - The pre-tax profit for the three months ended March 31, 2025, was RMB 15,457 million, an increase of 3.1% compared to RMB 14,987 million in the same period of 2024[50]. Asset and Liability Management - The total assets reached RMB 7,228,859 million, reflecting a growth of 3.88% from RMB 6,959,021 million at the end of 2024[16]. - The total liabilities amounted to 6,639.864 billion yuan, up 4.26% from the previous year, with deposit balances increasing by 5.77% to 4,268.443 billion yuan[22]. - Total liabilities increased to RMB 6,639,864 million as of March 31, 2025, compared to RMB 6,368,790 million at the end of 2024, marking a rise of 4.2%[47]. - The total equity attributable to shareholders was RMB 586,401 million as of March 31, 2025, a slight decrease from RMB 587,700 million at the end of 2024[48]. Loan and Financing Activities - As of March 31, 2025, the loan balance for technology enterprises reached RMB 415.77 billion, an increase of RMB 36.24 billion, representing a growth of 9.55% compared to the end of the previous year[9]. - The balance of inclusive loans stood at RMB 448.69 billion, with an increase of RMB 13.25 billion, marking a growth of 3.04% year-on-year[9]. - The bank's net increase in loans and advances to customers was RMB 186,779 million, compared to RMB 128,989 million in the same period of 2024, indicating strong loan demand[50]. - The company achieved a comprehensive financing scale of RMB 54,300 million and retail asset management scale of RMB 30,500 million[12]. Capital Adequacy and Risk Management - The core tier 1 capital adequacy ratio stood at 9.40% as of March 31, 2025, down from 9.82% at the end of 2024[18]. - The capital adequacy ratio stood at 13.50%, with a Tier 1 capital adequacy ratio of 11.48% and a core Tier 1 capital ratio of 9.40%, all meeting regulatory requirements[23]. - The non-performing loan balance was 51.293 billion yuan, an increase of 2.041 billion yuan from the end of the previous year, maintaining a non-performing loan ratio of 1.25%[23]. - The group is actively participating in the modernization of the industrial system and enhancing its risk management framework to maintain industry-leading risk control effectiveness[27]. Digital Transformation and Customer Service - The company is focusing on digital transformation to enhance customer acquisition and retention through integrated online and offline financial services[13]. - The company established a digital financial scene platform, creating products like "Salary Joy Pass" and "Logistics Pass," maintaining a leading advantage in the "Cloud Payment" industry[11]. - The group is focusing on enhancing digital retail banking and expanding its wealth management ecosystem, leveraging AI technology for improved customer service[25][26]. Shareholder Structure - The total number of shareholders at the end of the reporting period was 147,544, with significant holdings by China Everbright Group Co., Ltd. at 41.21% and China CITIC Financial Asset Management Co., Ltd. at 7.53%[29]. - The top ten shareholders did not participate in margin financing or securities lending activities, indicating a stable shareholder structure[31]. - China Everbright Group is the controlling shareholder, with China Everbright Holdings Co., Ltd. being an indirect subsidiary[31]. - The total number of preferred shareholders was 27, indicating a diverse investor base[37]. Dividend and Cash Flow - The company announced a dividend of RMB 1,516 million for preferred shares during the reporting period[17]. - The net cash flow from operating activities was RMB 57,080 million, a significant improvement from a negative RMB 158,530 million in the previous year[16]. - Customer deposits increased by RMB 233,765 million, compared to an increase of RMB 26,660 million in the same period of 2024, indicating strong deposit growth[51]. - The cash flow from financing activities generated a net inflow of RMB 19,031 million, down from RMB 45,009 million in the previous year[52].

股票代码：601818 股票简称：光大银行 公告编号：临 2025-022 中国光大银行股份有限公司 第九届董事会第二十七次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国光大银行股份有限公司（简称本行）第九届董事会第二十七 次会议于2025年4月18日以书面形式发出会议通知，并于2025年4月25 日以书面传签方式召开。本次会议应参与表决董事16名，实际参与表 决董事16名。会议的召开符合法律、法规、规章和《中国光大银行股 份有限公司章程》的有关规定。 本次会议审议并通过以下议案： 一、关于《中国光大银行股份有限公司2025年第一季度报告（A 股、H股）》的议案 表决情况：有效表决票16票，同意16票，反对0票，弃权0票。 董事会审计委员会已审议通过该项议案，并同意将其提交董事会 审议。 本行2025年A股第一季度报告具体内容详见上海证券交易所网站 （www.sse.com.cn）及本行网站（www.cebbank.com），A股第一季度 报告亦登载于4月26日《中国证券报》《上海证券报》《证券时报》 《证券 ...

Financial Performance - The company reported a basic earnings per share of 0.1900 yuan for Q1 2025, reflecting a 5.56% increase compared to 0.1800 yuan in Q1 2024, and unchanged from Q1 2023 [1] - The total revenue for Q1 2025 was 33.086 billion yuan, down 4.06% from 34.487 billion yuan in Q1 2024, and down from 38.158 billion yuan in Q1 2023 [1] - The net profit for Q1 2025 was 12.464 billion yuan, a slight increase of 0.31% from 12.426 billion yuan in Q1 2024, and up from 12.378 billion yuan in Q1 2023 [1] - The net asset return rate for Q1 2024 was 2.36%, down from 2.61% in Q1 2023 [1] Shareholder Structure - The top ten unrestricted shareholders collectively hold 46,826,544.4 million shares, accounting for 79.26% of the circulating shares, with an increase of 29,942.65 million shares compared to the previous period [1] - China Everbright Group holds 2,613,272.15 million shares, representing 44.23% of the total share capital, with an increase of 4,132.36 million shares [2] - Hong Kong Central Clearing (Agent) Limited holds 523,858.61 million shares, accounting for 8.87% of the total, with a slight increase of 17.50 million shares [2] Dividend Policy - The company has announced that there will be no distribution or transfer of dividends this time [3]

Core Viewpoint - China Everbright Bank has demonstrated a commitment to high-quality development by actively managing risks and enhancing financial services to support the real economy in the first quarter of 2025 [1] Group 1: Financial Performance - As of the end of Q1, the total assets of China Everbright Bank reached 72,289 billion yuan, a 3.9% increase from the end of the previous year, successfully surpassing the 70 trillion yuan mark [3] - The total loan amount was 41,110 billion yuan, an increase of 1,770 billion yuan (4.5% growth) compared to the end of the previous year, marking a new milestone of over 40 trillion yuan [3] - The bank's total liabilities reached 66,399 billion yuan, a 4.3% increase from the previous year, with deposits growing by 2,328 billion yuan (5.8% growth) [3] - The bank achieved an operating income of 330.9 billion yuan, a 4.1% year-on-year decline, while net profit was 125.3 billion yuan, reflecting a 0.3% year-on-year growth [3] Group 2: Service to the Real Economy - China Everbright Bank has focused on serving the real economy, with technology enterprise loans reaching 4,158 billion yuan (9.6% growth), green loans at 4,609 billion yuan (11.6% growth), and inclusive loans at 4,487 billion yuan (3.0% growth) by the end of Q1 [2] - The bank has established 64 "Pension Financial Service Centers" and provided over 760 pension financial products [2] - The bank is enhancing its online, mobile, intelligent, and ecological service capabilities, particularly in payment and financing scenarios [2] Group 3: Business Development - The bank is advancing its six key specialty businesses, including technology finance and wealth management, with a wealth management scale reaching 17 trillion yuan and retail AUM surpassing 30 trillion yuan for the first time [4] - The "Cloud Payment" service achieved a transaction amount exceeding 2,000 billion yuan, reflecting an 8.8% year-on-year growth [4] - The bank's bond underwriting reached 1,093 billion yuan, and it issued merger loans of 81.8 billion yuan in Q1 [4] Group 4: Asset Quality and Capital Adequacy - As of the end of Q1, the non-performing loan ratio was stable at 1.25%, with improvements in attention and overdue rates [5] - The capital adequacy ratio, tier 1 capital adequacy ratio, and core tier 1 capital adequacy ratio were 13.50%, 11.48%, and 9.40%, respectively, all meeting regulatory requirements [5]

Loan Balances and Growth - The balance of loans to technology enterprises reached RMB 415.77 billion, an increase of RMB 36.24 billion, representing a growth of 9.55% compared to the end of the previous year[5] - The balance of green loans (new caliber) was RMB 460.88 billion, an increase of RMB 47.85 billion, reflecting a growth of 11.59% year-on-year[5] - The balance of inclusive loans stood at RMB 448.69 billion, with an increase of RMB 13.25 billion, marking a growth of 3.04% from the previous year[6] - The total amount of loans and advances issued was RMB 4,034,690 million, up from RMB 3,857,693 million at the end of 2024, indicating an increase of about 4.58%[44] Financial Performance - The company achieved a net profit of 12.53 billion RMB in Q1 2025, representing a year-on-year increase of 0.28%[20] - Operating revenue for Q1 2025 was 33.09 billion RMB, a decrease of 4.06% compared to the same period last year[20] - The net interest income decreased by 6.84% year-on-year to 22.54 billion RMB, while net fee and commission income increased by 3.27% to 5.68 billion RMB[20] - The weighted average return on equity (ROE) was 9.11%, down by 0.34 percentage points from the previous year[20] - The group reported a net profit of RMB 12,530 million for the three months ended March 31, 2025, slightly up from RMB 12,495 million in the same period of 2024, an increase of 0.28%[53] Asset and Liability Management - Total assets reached 7,228.86 billion RMB, reflecting a growth of 3.88% from the end of the previous year[19] - The total liabilities increased by 4.26% to 6,639.86 billion RMB, with deposits rising by 5.77% to 4,268.44 billion RMB[19] - The liquidity coverage ratio was 138.97% as of March 31, 2025, down from 151.17% at the end of 2024[17] - The leverage ratio was 7.00%, a decrease of 0.28 percentage points from the end of last year[22] Customer and Retail Banking - The bank established 64 "Pension Financial Service Centers" and provided over 760 pension financial products, serving approximately 2.40 million customers[6] - The retail customer base increased, with assets under management (AUM) steadily growing, indicating improved customer quality[23] - The retail loan scale increased, maintaining stable asset quality, while the company focused on enhancing online financing service capabilities[23] - The company is enhancing its digital retail banking capabilities, focusing on customer-centric strategies and improving service quality across channels[23] Investment and Capital Management - The company declared a preferred stock dividend of 1.516 billion RMB during the reporting period[11] - The group's capital adequacy ratio was 13.50%, with a Tier 1 capital adequacy ratio of 11.48% and a core Tier 1 capital adequacy ratio of 9.40%, all meeting regulatory requirements[22] - The group’s total equity attributable to shareholders of the bank was RMB 586,401 million as of March 31, 2025, a slight decrease from RMB 587,700 million as of December 31, 2024[48] Cash Flow and Investments - The company reported a net cash flow from operating activities of 57.08 billion RMB, a significant recovery from a negative cash flow of 158.53 billion RMB in the previous year[19] - The net cash flow from operating activities was RMB 57,080 million, a recovery from a net outflow of RMB 158,530 million in the same period last year[57] - Cash inflow from investment activities totaled RMB 387,575 million, up from RMB 233,412 million year-over-year[59] - The cash outflow for investment activities was RMB 431,380 million, compared to RMB 143,420 million in the previous year, indicating increased investment[59] Digital Transformation and Risk Management - The balance of digital financial services expanded significantly, enhancing customer acquisition and retention through integrated online and offline channels[9] - The bank's focus on risk management included strengthening compliance and monitoring of large credit clients to mitigate new non-performing loans[9] - The bank's digital transformation efforts included the application of large model technology in key business areas to improve operational efficiency[9] Shareholder Information - The number of shareholders at the end of the reporting period was 24, with the largest shareholder holding 20.37% of the shares[31] - The largest shareholder, Huabao Trust Co., Ltd., holds 40,740,000 shares, representing 20.37% of the total shares[31] - The second-largest shareholder, Shanghai Everbright Securities Asset Management Co., Ltd., holds 24,200,000 shares, accounting for 12.10%[31]

股票代码：601818 股票简称：光大银行 公告编号：临2025-023 中国光大银行股份有限公司 关联交易公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 交易简要内容 中国光大银行股份有限公司（简称本行）拟为东方证券股份有 限公司（简称东方证券）核定人民币 80 亿元综合授信额度，期限 12 个月，信用方式。 一、关联交易概述 本行拟为东方证券核定人民币 80 亿元综合授信额度，期限 12 1 东方证券成立于 1998 年 3 月，注册地上海市，注册资本 84.97 亿元，主营业务包括证券、期货、资产管理、理财、投行、投资咨 询及证券研究等综合金融服务。截至 2024 年末，东方证券总资产 4,177.36 亿元，总负债 3,363.36 亿元，净资产 814.00 亿元。 本行主要股东申能（集团）有限公司（简称申能集团）持有东方 证券26.63%股份，向东方证券派出的监事同时担任本行监事，本 次交易构成关联交易。 本次交易不构成重大资产重组。 本次交易已经本行董事会关联交易控制委员会及独立董事专门会 议 ...

China Everbright Bank Company Limited 6818 董事名單與其角色和職能 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）成員載列如下： 董事長，非執行董事 吳利軍 副董事長，非執行董事 崔勇 執行董事 郝成 齊曄 楊兵兵 非執行董事 曲亮 朱文輝 姚威 張銘文 李巍 獨立非執行董事 邵瑞慶 洪永淼 李引泉 劉世平 黃志凌 黃振中 - 1 - 下表提供各董事會成員在董事會委員會中所擔任職務之信息。 | 董事╱ | | 風險管理 | | | | 關聯交易 | 社會責任、 普惠金融 發展和 消費者權益 | | --- | --- | --- | --- | --- | --- | --- | --- | | 董事會委員會 | 戰略委員會 | 委員會 | 審計委員會 | 提名委員會 | 薪酬委員會 | 控制委員會 | 保護委員會 | | 吳利軍 | C | | | M | | | | | 崔勇 | M | | | | | | | | 郝成 | M | M | | | | | C | | 齊曄 | | | | | | | M | | 楊兵兵 | | M | | | | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容 而產生或因倚賴該等內容而引致之任何損失承擔任何責任。 中國光大銀行股份有限公司 中國 • 北京 2025年4月25日 於本公告日期，本公司執行董事為郝成先生、齊曄女士及楊兵兵先生；非執行董事為吳 利軍先生、崔勇先生、曲亮先生、朱文輝先生、姚威先生、張銘文先生及李巍先生；以 及獨立非執行董事為邵瑞慶先生、洪永淼先生、李引泉先生、劉世平先生、黃志凌先生 及黃振中先生。 中國光大銀行股份有限公司 2025 年第一季度報告 一、重要提示 （一）本行董事會、監事會以及董事、監事、高級管理人員保證 本季度報告內容的真實、準確、完整，不存在虛假記載、誤導性陳述 或重大遺漏，並承擔個別和連帶的法律責任。 China Everbright Bank Company Limited （於中華人民共和國註冊成立的股份有限公司） （股份代號：6818） 2025年第一季度報告 中國光大銀行股份有限公司（「本公司」）董事會（「董事會」）謹此宣佈本公司及其附屬公司 截至2025年3月 ...

本行董事會、監事會及董事、監事、高級管理人員保證本報告內容的真實、準確、完整，不存在虛假記載、 誤導性陳述或重大遺漏，並承擔個別和連帶的法律責任。 中國光大銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司） 股份代碼：6818 年度報告 地址：中國北京西城區太平橋大街25號中國光大中心 電話：(86)10-63636363 傳真：(86)10-63639066 郵編：100033 網址：www.cebbank.com 此年報以環保紙印製 中國光大銀行二零二四年年度報告 重要提示 本行第九屆董事會第二十六次會議於2025年3月28日在北京召開，審議通過了本行《2024年年度報告》。會議 應出席董事15名，其中，親自出席董事13名；委託出席董事2名，楊兵兵、劉世平董事因其他公務書面委託 郝成、邵瑞慶董事代為出席並行使表決權。本行4名監事列席本次會議。 本行按照中國會計準則和國際財務報告會計準則編製的2024年度財務報告已經畢馬威華振會計師事務所（特 殊普通合夥）和畢馬威會計師事務所分別根據中國註冊會計師審計準則和國際審計準則進行審計，並出具標 準無保留意見的審計報告。 本行董事長吳利軍，行長郝成，副行長 ...

Dear non-registered shareholder(s), Reminder letter regarding the Arrangement of Electronic Dissemination of Corporate Communications With reference to the notification letter dated 6 February 2024 titled "Arrangement of Electronic Dissemination of Corporate Communications", China Everbright Bank Company Limited (the "Company") is writing to inform you that the Company has adopted electronic dissemination of corporate communications (the "Corporate Communications"), which mean any documents issued or to be ...