A 股代码：600015 A 股简称：华夏银行 编号：2025—12 华夏银行股份有限公司关于执行董事任职资格 获国家金融监督管理总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"本行"）于近日收到《国家金融监督管 理总局关于杨伟华夏银行董事任职资格的批复》（金复〔2025〕206 号）和《国 家金融监督管理总局关于刘瑞嘉华夏银行董事任职资格的批复》（金复〔2025〕 205 号）。国家金融监督管理总局已核准杨伟先生、刘瑞嘉先生担任本行董事的 任职资格。 杨伟先生、刘瑞嘉先生担任本行执行董事的任期自核准日 2025 年 3 月 31 日起生效，至本行第九届董事会届满之日止。杨伟先生、刘瑞嘉先生的简历详见 本行于 2024 年 11 月 27 日刊载于上海证券交易所网站（www.sse.com.cn）的《华 夏银行股份有限公司第八届董事会第四十九次会议决议公告》。 特此公告。 华夏银行股份有限公司董事会 2025 年 4 月 8 日 ...

A 股代码：600015 A 股简称：华夏银行 编号：2025-11 华夏银行股份有限公司董事会 华夏银行股份有限公司关于独立董事辞职的公告 2025 年 4 月 4 日 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 华夏银行股份有限公司（以下简称"本行"） 董事会收到宫志强的书面辞职 报告。宫志强因个人原因，辞去本行独立董事及董事会专门委员会相关职务。宫 志强的辞职自 2025 年 4 月 3 日起生效。 特此公告。 ...

Core Viewpoint - The 2024 annual reports of listed banks reveal significant performance salary clawbacks, with a total amount exceeding 113 million yuan across nine banks, indicating a growing trend in enforcing accountability in executive compensation [1][4]. Summary by Category Performance Salary Clawbacks - Nine listed banks have disclosed their performance salary clawback situations in their 2024 annual reports, including major banks like Bank of China, Zhejiang Commercial Bank, and Bohai Bank [1][4]. - The total amount of clawbacks reported by these banks exceeds 113 million yuan, with Bank of China leading at 32.5 million yuan [1][4]. - The average clawback amount per person was highest at Bohai Bank, reaching 39,264.71 yuan, while Bank of China and Harbin Bank also reported significant average clawbacks exceeding 10,000 yuan [2][4]. Year-on-Year Comparison - Compared to 2023, several banks, including China Merchants Bank and Weihai Bank, did not disclose specific clawback amounts for 2024, despite having reported significant figures in the previous year [6]. - In 2023, China Merchants Bank had the highest clawback amount at 43.29 million yuan, affecting 4,415 employees with an average clawback of approximately 9,805 yuan [6]. Disclosure Trends - Zhejiang Commercial Bank and Zhongyuan Bank disclosed specific clawback amounts for the first time in 2024, indicating an improvement in transparency [7]. - Bohai Bank and Dongguan Rural Commercial Bank have consistently disclosed their clawback amounts for three consecutive years, showing a commitment to accountability [5][6]. Regulatory Context - The regulatory framework for performance salary clawbacks has been strengthened over the years, with guidelines established by the former China Banking Regulatory Commission and the China Banking and Insurance Regulatory Commission [10][11]. - As of 2023, over 95% of banking institutions have implemented performance salary clawback mechanisms, reflecting a significant shift towards more robust governance in the banking sector [11].

Core Insights - The successful launch of the green ABS project by Huaxia Bank in Nanjing represents a new approach for revitalizing assets and upgrading industrial parks, with significant demonstration and reference value [1] Group 1: Project Overview - The project involves the issuance of a green ABS based on steam charging revenue rights, marking the first of its kind in the country [1] - The underlying asset is the steam charging revenue rights held by Nanjing Jiangbei New District Construction Investment Group, which has received the highest level G1 green certification [1] - The total issuance scale of the project is 1.05 billion yuan, with Huaxia Bank investing 1 billion yuan and providing patient capital support for up to 9 years [1] Group 2: Industry Context - Nanjing is actively enhancing its new materials pillar industry by establishing the Jiangbei New Materials Science and Technology Park, aiming to become a hub for advanced chemical manufacturing in Jiangsu Province [1] - The project aligns with national and local government efforts to promote energy conservation and emission reduction in industrial parks, as well as to improve public infrastructure [2] Group 3: Financial Mechanism - Huaxia Bank provided a professional solution by registering and issuing the ABS product based on the steam charging rights, facilitating the introduction of long-term patient capital for the park's operations [2] - The project involved coordinated efforts among Huaxia Bank's headquarters, branches, and the efficient collaboration with Zhongbaodeng, taking over two months from initial discussions to successful launch [2] Group 4: Environmental Impact - The project aims to transform the heating model of the park by implementing a centralized heating system using medium-pressure steam pipelines, reducing the reliance on dispersed heating facilities [2] - This centralized system is expected to lower emissions of sulfur dioxide, nitrogen oxides, and particulate matter, contributing to environmental sustainability [2] - The stable and reliable thermal energy supply from the centralized system will ensure continuous production activities for enterprises, promoting stable economic development within the park [3]

Group 1 - Huaxia Bank signed a strategic cooperation agreement with China National Railway Group on February 28, 2025, marking a new phase in railway logistics financial services [1] - Huaxia Bank is the first among national joint-stock banks to achieve data interoperability with 95306 and full online operations, establishing a solid foundation for innovation in railway logistics financial services [1] - On March 28, Huaxia Bank's Guangzhou branch held a promotional event for the "Railway Freight Loan" product in collaboration with Guangzhou Railway Group, featuring discussions on this innovative financial product [1][2] Group 2 - The "Railway Freight Loan" is a digital financial product designed to alleviate financing difficulties for small and micro logistics enterprises, offering a maximum credit limit of 5 million yuan without collateral [2] - This product utilizes big data from the railway freight logistics industry to provide online, pure credit financing services, significantly simplifying the approval process and reducing overall financing costs for enterprises [2][3] - The product has received positive feedback from participating enterprises, highlighting its effectiveness in addressing the pressure of freight prepayment [2] Group 3 - Railway freight is a crucial component of China's real economy, covering key sectors such as energy, metallurgy, construction, chemicals, and agriculture, yet small logistics companies face high financing costs due to a lack of effective collateral [3] - The collaboration between Huaxia Bank and the railway sector represents a significant practice of financial institutions deeply integrating into the logistics industry chain [3] - Future developments will focus on digital financial products related to railway bill financing and multimodal transport settlement, with an emphasis on creating a "logistics + finance" ecosystem [3]

Group 1 - The company Qingdao Kingking Chemical Co., Ltd. is applying for a comprehensive credit limit of up to 300 million yuan from Huaxia Bank, with a net credit amount of 100 million yuan [1][2] - The guarantee will be provided by the company's wholly-owned subsidiaries, including Qingdao Kingking Industrial Chain Management Co., Ltd. and Zhongzhuang Youxuan Commercial Retail Co., Ltd., along with property mortgages [1][2] - The guarantee period is set for one year from the signing of the guarantee agreement, and the internal decision-making process has been completed without the need for shareholder meeting approval [1][2] Group 2 - As of December 31, 2023, the company reported total assets of 3.155 billion yuan and total liabilities of 1.694 billion yuan, resulting in an asset-liability ratio of approximately 53.6% [3] - By September 30, 2024, total assets increased to 3.472 billion yuan with total liabilities of 1.945 billion yuan, showing a net profit of 65 million yuan [3] - The cumulative guarantee amount available to the company is 350 million yuan, with an actual guarantee total of 196 million yuan, which is 13.68% of the audited net assets for 2023 [4]

Group 1 - The core initiative of Chaoyang District is the promotion of "Social Security and Banking Cooperation," allowing residents to handle 55 social security services at seven designated bank branches [1][2] - The social security services include six main categories: inquiry and printing, registration and payment, qualification certification, survivor benefits, retirement personnel transfer, and social security card services [2] - The layout of the cooperation network is based on the district's spatial structure, which includes five functional areas: business aggregation area, innovation and technology area, media and cultural area, eastern residential area, and airport management area [2] Group 2 - As of March 24, the seven "Social Security and Banking Cooperation" branches are operational, providing services through counter, self-service, and machine modes [5] - The participating banks include Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, Beijing Rural Commercial Bank, Bank of Beijing, Huaxia Bank, and Agricultural Bank of China [5]

金融观察员｜3月18日-3月24日银行周报 【央行强调加强利率政策执行与监督，关注债市运行】 金融监管总局发布数据显示，截至2024年底，中国银行业金融机构法人总数为4295家，比2023年末减少 了195家。过去三年里，银行业金融机构法人数量累计减少了307家，其中农村商业银行、农村信用合作 社和村镇银行减少的数量占比超过80%。专家分析称，这是中小银行改革重组和风险处置的一部分，预 计未来几年中小银行将继续通过合并重组或市场退出的方式进行整合。 【银行业金融机构联合倡议：持续为民营企业提供稳定且有效的信贷增长】 央行货币政策委员会在2025年第一季度例会上强调了实施适度宽松的货币政策，并提出择机降准降息。 专家预测，二季度降准降息窗口可能打开，但市场对LPR下降力度存在分歧。会议公报指出，当前外部 环境更加复杂严峻，并强调加强利率政策的执行和监督，从宏观审慎角度评估债市运行情况，特别是长 期收益率的变化。兴业证券研报分析，新增的"监督"一词表明央行可能强化对货币政策传导堵点的监 督。此外，会议公报要求推动社会综合融资成本下降，相比2024年四季度的表述有所调整。 【政府工作报告强调政策协同与预期管理 银行 ...

Meeting Overview - The first extraordinary general meeting of shareholders for Huaxia Bank was held on March 17, 2025, at the bank's headquarters in Beijing [2] - The meeting was conducted with both on-site and online voting, complying with the Company Law and the bank's articles of association [2] Attendance - Out of 9 current directors, 7 attended the meeting, while 9 out of 9 supervisors were present [3] - The company secretary and senior management also attended the meeting [3] Resolutions - One non-cumulative voting proposal was approved: the election of Mr. Yang Shujian as an executive director of the ninth board [4] - The resolution received majority support from the shareholders present at the meeting [6] Legal Compliance - The meeting was witnessed by Beijing Tianda Gonghe Law Firm, confirming that all procedures and resolutions complied with relevant laws and regulations [6] Board Meeting - The fourth meeting of the ninth board of Huaxia Bank was held on March 17, 2025, with 8 out of 9 directors present [8] - The board elected Mr. Yang Shujian as the chairman, pending approval from the National Financial Regulatory Administration [9] - Until Mr. Yang's qualification is approved, the current executive director and president, Mr. Qu Gang, will continue to act as chairman [10]

北京市朝阳区东三环北路8号亮马河大厦 l 20-25层邮编：100004 20-251 Landmark Building [ower 1, 8 Dongsanhuan ileilu. Chanyang District, Be jug.【 00004, P. R. Chjnu Tel: 十 86106590 6639 Fax: 8610 6510 7030 Www.cast-eoncord.com （一） 本次股东大会的召集 "、华夏银行董事会在上海证券交易所网站和符合中国证券监督管理委员会 （以下简称"中国证监会"）规定条件的媒体上于2025 3月，日发布了 《华夏 银行股份有限公司关于召开2025年第一次临时股东大会的通知》（以下简称"《通 知》") ，本次股东大会由华夏银行董事会召集，华夏银行召开本次股东大会的 通知已提前"5日以公告方式作出。 2-. 2025 3 8日，华夏银行董事会在上海证券交易所网站和符合中国证监 会规定条件的媒体上以公告方式发布了 《华夏银行股份有限公司2025年第一次 北京 ・ 上海'深圳口武汉 ・ 杭州 ・ 成都 ・ 南京 ・ 西安 ・ 广州 ・ 香港，温哥华 Bei1i ...