证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025- 012 中国民生银行股份有限公司 2024 年度利润分配预案公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、利润分配预案内容 （一）利润分配预案的具体内容 经毕马威华振会计师事务所审计，截至2024年12月31日，本行报表中期末未 分配利润为人民币2,696.62亿元。2024年度，本行实现净利润人民币308.30亿元， 已支付永续债利息和境内优先股股息合计人民币43.16亿元，可供普通股股东分 配的当年利润为人民币265.14亿元；按照本行2024年净利润的10%提取法定盈余 公积人民币30.83亿元；按照本行2024年末风险资产的1.5%差额提取一般准备人 民币37.19亿元。经董事会决议，本行2024年度拟以实施分红派息股权登记日登记 1 的本行普通股总股数为基数分配利润。本次利润分配预案如下： 根据《中国民生银行股份有限公司章程》对利润分配的有关规定，综合考虑 监管机构对资本充足率的 ...

Dividend and Share Information - The total cash dividend for the year 2024 is expected to be RMB 8.406 billion, with a distribution of RMB 0.62 per 10 shares for the final dividend and RMB 1.30 per 10 shares for the interim dividend[10]. - The total number of shares issued as of December 31, 2024, is 43.782 billion shares[10]. - The cash dividend distribution is subject to approval at the 2024 Annual General Meeting[10]. - The board meeting on March 28, 2025, approved the profit distribution plan for the year 2024[7]. - The company will provide further details regarding the timing of the 2024 Annual General Meeting and related arrangements in due course[10]. Financial Performance - The total operating income for the year reached CNY 133.12 billion, with a net profit attributable to shareholders of CNY 32.30 billion[17]. - Operating revenue for 2024 was RMB 133,123 million, a decrease of 3.11% compared to RMB 137,391 million in 2023[41]. - Net profit attributable to shareholders was RMB 32,296 million, down 9.85% from RMB 35,823 million in 2023[41]. - The non-performing loan ratio decreased to 1.47%, indicating stable asset quality[21]. - The total assets amounted to CNY 7.81 trillion, reflecting a year-on-year growth of 1.82%[17]. Risk Management and Compliance - The company has not identified any significant risks that would adversely affect its future development strategy and operational goals[10]. - The company has taken proactive measures to effectively manage various risks[10]. - The bank is committed to strict risk management and compliance, focusing on maintaining asset quality and risk control in key areas[31]. - The company's commitment to compliance and risk management is aimed at building trust and enhancing customer loyalty[39]. - The company has established a comprehensive internal capital adequacy assessment framework to ensure effective capital management and risk management[108]. Customer and Market Development - Retail customer numbers increased by 5.99% year-on-year, while private banking customer numbers rose by 12.48%[20]. - The bank aims to enhance financial services for key economic sectors and weak links in society[30]. - The number of technology-oriented enterprises served reached 114,300, an increase of 14% year-on-year, with loans to these enterprises totaling CNY 412.2 billion, up 8% from the previous year[132]. - The balance of inclusive small micro-enterprise loans was CNY 855.10 billion, with a year-on-year increase of CNY 63.89 billion; the average interest rate for these loans was 4.27%, down 38 basis points[136]. - The bank served over 45,000 clients in the supply chain finance sector, enhancing its digital and online service capabilities[148]. Asset and Liability Management - Total assets reached CNY 7.81 trillion, an increase of 1.82% compared to the previous year[26]. - Total liabilities amounted to CNY 7.16 trillion, growing by 1.72% year-on-year[26]. - The liquidity coverage ratio stood at 161.99%, exceeding the regulatory requirement of 100%[49]. - The total amount of loans and advances issued by the company reached RMB 4,450.48 billion, an increase of RMB 65.60 billion or 1.50% compared to the previous year[75]. - The total amount of non-performing loans (NPLs) in the real estate, manufacturing, and wholesale and retail sectors was RMB 26.84 billion, accounting for 79.44% of total company NPLs[94]. Technological Innovation and Digital Transformation - Minsheng Bank plans to embrace technological innovation and digital transformation to improve financial services and customer experience[31]. - The bank's digital financial development is driven by technology and data, with over 30 typical application scenarios implemented across eight major business areas[139]. - The group is focusing on enhancing financial services through fintech, aiming to improve service quality and efficiency for the real economy[54]. - The company actively explored digital finance and developed a digital investment research platform to enhance investment decision-making efficiency[177]. - The group has established a technology finance committee and specialized branches to enhance support for innovative enterprises, with a three-year plan for technology finance business implementation[131]. Sustainable Development and Green Finance - The balance of green credit increased by over 20% year-on-year, demonstrating a strong commitment to green finance[18]. - The MSCI ESG rating improved to "AAA," marking a significant achievement in sustainable development efforts[22]. - The balance of green credit reached CNY 323.46 billion, an increase of 22.41%, outpacing the average growth rate of all loans[134]. - The group has launched various innovative financial products, including carbon market services and green financing projects, to support the transition to a low-carbon economy[133]. - The group will continue to strictly implement national policies and regulatory requirements in the real estate sector, aiming for balanced development in volume, price, and quality[129]. Awards and Recognition - The bank has received multiple awards, including the 2023 Financial Technology Development Award and the 2024 MSCI ESG Rating of AAA[32]. - Minsheng Wealth received multiple industry awards, including the "Bank Wealth Management Company Excellence Award" and "Annual Cash Management Product Award" during the reporting period[178]. - Minsheng Jinzu received multiple industry awards, including "Annual Green Finance Benchmark Enterprise" and "Most Influential Financial Leasing Company" during the reporting period[174].

Core Viewpoint - China Minsheng Bank will hold a performance communication meeting on April 1, 2025, to discuss its 2024 annual performance and operational status with investors [1][2]. Group 1: Meeting Details - The performance communication meeting is scheduled for April 1, 2025, from 15:00 to 16:30 [4][5]. - The meeting will be conducted via online live streaming [5]. - Investors can submit questions via email to cmbc@cmbc.com.cn by April 1, 2025, at 12:00 [2][6]. Group 2: Participants - The meeting will feature key personnel including Chairman Gao Yingxin, Vice Chairman and President Wang Xiaoyong, senior management members, and independent director representatives [3]. Group 3: Additional Information - After the meeting, investors can access the meeting's details and main content through the "Investor Relations" section on the bank's website [6].

本行董事会及董事会全体成员保证公告内容不存在虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连带责任。 重要内容提示： 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-009 中国民生银行股份有限公司 关于召开 2024 年度业绩交流会的公告 民生播客厅：https://hzbpc.yundzh.com/#/msyh/livePcRoom/30967 会畅通讯直播平台：https://webcasting.bizconf.cn/live/watch/l88p6nal 或扫描以下二维码观看直播： 投资者可于 2025 年 4 月 1 日 12:00 前将相关问题通过电子邮件的形式发送 至中国民生银行股份有限公司（以下简称"本行"）电子邮箱：cmbc@cmbc.com.cn。 本行将于 2024 年度业绩交流会（以下简称"业绩交流会"）上对投资者普遍关注的 民生播客厅微信端 民生播客厅手机银行 APP 端 会畅通讯微信端 会议召开时间：2025 年 4 月 1 日（星期二）15:00 - 16:30 会议召开方式：网络 ...

中国民生银行股份有限公司 董事会薪酬与考核委员会工作细则 第一章 总 则 第一条 根据《中华人民共和国公司法》《中华人民共和国商业银行法》《银 行保险机构公司治理准则》《上市公司独立董事管理办法》《中国民生银行股份 有限公司章程》（以下简称"本行章程"）及其他有关法律、行政法规、规章、 规范性文件，制定本工作细则。 第二条 董事会薪酬与考核委员会（以下简称"委员会"）是董事会按照本 行章程设立的专门工作机构,对董事会负责，为董事会决策提供专业意见或经董 事会授权就专业事项进行决策。 第三条 委员会成员由董事组成，应当具备与委员会职责相适应的专业知识或 工作经验，人数不得少于三人，且独立董事占多数。设委员会主席一名，由独立董 事担任。委员会成员组成和变更经董事长提名，由董事会决定。 第四条 委员会成员任期与董事任期一致，委员任期届满，可以连选连任。 任职期间如有成员不再担任本行董事职务，自动失去委员会成员资格。如因缺额 导致成员人数少于三人，董事会应当尽快根据本细则第三条补足成员人数。 第五条 委员会下设秘书机构并设委员会秘书一名，委员会秘书及秘书机构 协助委员会履职及运行。 第二章 职责权限 第六条 委员会的 ...

本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-007 中国民生银行股份有限公司（以下简称"中国民生银行"）第九届董事会第十 次会议以书面传签方式召开，表决截止日期为 2025 年 3 月 24 日。会议通知、会议 文件于 2025 年 3 月 10 日以电子邮件方式发出，共收回有效表决票 13 份。会议符 合《中华人民共和国公司法》及《中国民生银行股份有限公司章程》的规定，表决 所形成决议合法、有效。 会议审议通过了如下决议： 1. 关于《中国民生银行 2024 年度董事会工作报告（草案）》的决议 董事会同意将《中国民生银行 2024 年度董事会工作报告（草案）》提交股东会 审议。 议案表决情况：同意 13 票，反对 0 票，弃权 0 票。 2. 关于《中国民生银行 2024 年度行长工作报告》的决议 中国民生银行股份有限公司 第九届董事会第十次会议决议公告 1 4. 关于修订《中国民生银行股份有限公司董事会薪 ...

（在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 董事會會議召開日期 中國民生銀行股份有限公司（「本行」）董事會（「董事會」）茲通告謹定於2025年3月 28日（星期五）舉行董事會會議，藉以（其中包括）審議及批准刊發本行及其附屬 公司截至2024年12月31日止年度之合併業績公告，及審議派發股息（如有）之建 議。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2025年3月18日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、趙鵬先生及梁鑫傑先生；獨立非 執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、程鳳朝先生及 劉寒星先生。 ...

Investment Rating - The report maintains a "Positive" investment rating for the industry [8] Core Insights - In the second half of 2024, the top 100 fund distribution institutions saw a significant rebound in fund retention scale, with equity fund retention reaching CNY 4.85 trillion, up 2.6% from the previous half, but down 3.3% year-on-year. Non-monetary fund retention reached CNY 9.54 trillion, up 7.6% from the previous half and up 11.6% year-on-year [12][13] - The expansion of ETFs is driving a high increase in equity retention by securities firms, while non-monetary fund retention is generally accelerating [12][18] - The concentration of fund distribution has decreased, indicating intensified competition within the industry [29] Summary by Sections Fund Retention Scale - By the end of 2024, the equity fund retention scale of the top 100 distribution institutions was CNY 4.85 trillion, with a 2.6% increase from the previous half and a 3.3% decrease year-on-year. Non-monetary fund retention was CNY 9.54 trillion, reflecting a 7.6% increase from the previous half and an 11.6% increase year-on-year [12][13] Channel Performance - Among the three main channels, the proportion of securities firms has significantly increased. By the end of 2024, the proportions of equity fund retention for banks, securities firms, and independent third-party institutions were 41.9%, 27.3%, and 28.4%, respectively [12][13] - The growth rates of equity funds through securities firms were led by China International Capital Corporation, Lufax, and HSBC, with increases of 69.0%, 41.0%, and 40.4%, respectively [18][19] Product Type Analysis - In terms of product types, the bank channel is focusing on passive investments, while the securities channel is seeing an increase in the proportion of bond funds. The market shares of Ant Fund and Tian Tian Fund have increased significantly in the active equity segment [24][25] Market Concentration - By the end of 2024, the concentration ratios (CR5, CR10, CR20) for equity fund distribution were 42.9%, 57.8%, and 73.5%, respectively, indicating a decline from the previous half [29]

本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2025-006 中国民生银行股份有限公司 关于董事辞职的公告 中国民生银行股份有限公司（简称"本行"）董事会收到张宏伟先生的辞职函。 因个人身体原因，张宏伟先生申请辞去本行第九届董事会副董事长、董事、董事会 战略发展与消费者权益保护委员会委员、董事会提名委员会委员等职务。张宏伟先 生的辞职自 2025 年 3 月 15 日起生效。 特此公告 张宏伟先生确认与本行董事会、监事会、高级管理层无不同意见，亦无任何与 辞职相关事项需要通知本行股东及债权人。 董事会对张宏伟先生履职董事所做的工作表示感谢。 2025 年 3 月 15 日 1 中国民生银行股份有限公司董事会 ...