本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司 中国民生银行股份有限公司（以下简称"本行"）第八届董事会第四十一次会 议以书面传签方式召开，表决截止日期为 2023 年 10 月 30 日。会议通知、会议文件 于 2023 年 10 月 16 日以电子邮件方式发出。向董事发出表决票 16 份，收回 16 份， 会议符合《中华人民共和国公司法》及《中国民生银行股份有限公司章程》的规定， 表决所形成决议合法、有效。 会议审议通过了如下决议： 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-057 第八届董事会第四十一次会议决议公告 1. 关于《中国民生银行 2023 年第三季度报告》的决议 本行 2023 年第三季度报告详见上海证券交易所网站及本行网站。 议案表决情况：同意 16 票，反对 0 票，弃权 0 票。 2. 关于中国民生银行 2022 年国内系统重要性银行评估指标的决议 议案表决情况：同意 16 票，反对 0 票，弃权 0 票 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-056 会议召开方式：上证路演中心网络互动 投资者可于 2023 年 10 月 30 日（星期一）16:00 前登录上证路演中心网站首 页，点击"提问预征集"栏目或通过中国民生银行股份有限公司（以下简称"本行"） 邮箱 cmbc@cmbc.com.cn 进行提问，或在会议召开时提问。本行将在 2023 年第三季 度业绩说明会（以下简称"业绩说明会"）上对投资者普遍关注的问题进行回答。 一、业绩说明会类型 为了便于广大投资者更全面深入地了解本行 2023 年第三季度业绩和经营情况， 本行拟通过网络互动方式召开业绩说明会，就投资者普遍关心的问题进行交流。 二、业绩说明会召开的时间、方式 （一）会议召开时间：2023 年 10 月 31 日（星期二）15:00 - 16:00 中国民生银行股份有限公司 关于召开 2023 年第三季度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： （网址：ht ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-055 统筹考虑本行有关独立董事任满离任安排、新任独立董事人选专业背景和工作履历等因素， 独立董事刘纪鹏先生在本行任期已满六年，不再继续履职。本行董事会对刘纪鹏先生任职期间对 本行做出的贡献，特别是在带领薪酬与考核委员会履职、推动完善公司治理、持续推进董事会依 法合规运行等方面给予董事会宝贵意见，表示衷心感谢。 根据第八届董事会第四次临时会议《关于调整本行第八届董事会专门委员会主席及成员的决 议》，杨志威先生任薪酬与考核委员会主席，并担任提名委员会委员。杨志威先生的简历请见本 行于 2022 年 10 月 29 日刊载于《中国证券报》《上海证券报》《证券时报》、上海证券交易所网站 （www.sse.com.cn）及本行网站（www.cmbc.com.cn）的《中国民生银行股份有限公司第八届董 事会第二十八次会议决议公告》。 特此公告 中国民生银行股份有限公司 关于独立董事任职资格获国家金融监督管理总局核准的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内 ...

董事會會議召開日期 中國民生銀行股份有限公司（「本行」）董事會（「董事會」）茲通告謹定於2023年10 月30日（星期一）舉行董事會會議，藉以（其中包括）審議及批准刊發本行及其附 屬公司截至2023年9月30日止九個月之業績公告。 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 中國，北京 2023年10月16日 於本公告日期，本行執行董事為高迎欣先生、鄭萬春先生及袁桂軍先生；非執行 董事為張宏偉先生、盧志強先生、劉永好先生、史玉柱先生、吳迪先生、宋春風 先生、楊曉靈先生及趙鵬先生；獨立非執行董事為劉紀鵬先生、解植春先生、彭 雪峰先生、曲新久先生、溫秋菊女士及宋煥政先生。 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-054 中国民生银行股份有限公司 关于诉讼事项进展的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 涉案的金额：武汉中央商务区股份有限公司向本行借款本金人民币 30.46 亿元及相应的利息、逾期罚息、复利等。 是否会对上市公司产生影响：本次公告涉及的诉讼是本行为维护自身合 法权益所采取的措施，不会对本行正常经营活动产生重大不利影响。 一、本次诉讼起诉的基本情况 2023年1月19日，中国民生银行股份有限公司（以下简称"本行"）北京分 行（以下简称"北京分行"）以金融借款合同纠纷为由，对武汉中心大厦开发投 资有限公司（以下简称"武汉中心公司"）、武汉中央商务区股份有限公司（以 下简称"武汉中央公司"）、泛海控股股份有限公司（以下简称"泛海控股"） 及卢志强先生提起诉讼。具体内容详见《中国民生银行股份有限公司关于诉讼事 项的公告》（编号：2023-007），上述公告于2023年1月20日分别刊登在上海 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-052 中国民生银行股份有限公司 境内优先股股息派发实施公告 本行董事会及董事会全体成员保证公告内容不存在虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实、准确和完整承担法律责任。 重要内容提示： 7. 发放金额：按照境内优先股票面股息率 4.38%计算，每股优先股派发现金股 息人民币 4.38 元（含税）。以境内优先股发行量 2 亿股为基数，本行本次派发现金股 息共计人民币 8.76 亿元（含税）。 8. 扣税情况：对于属于《中华人民共和国企业所得税法》规定的居民企业股东 （含机构投资者），其现金股息所得税由其自行缴纳，本行向其每股优先股实际派发 现金股息人民币 4.38 元。其他股东现金股息所得税的缴纳，根据相关规定执行。若 派息前相关税法规定变动，以最新规定为准。 一、通过境内优先股股息分配方案的董事会会议情况 中国民生银行股份有限公司（以下简称"本行"）于 2016 年 2 月 1 日召开的 2016 年第一次临时股东大会、2016 年第一次 A 股类别股东大会和 2016 年第一次 H ...

卢志强副董事长在本行董事会的表决权受到限制。 特此公告 本行董事会及董事会全体成员保证公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第八届董事会第四十次会议 于 2023 年 9 月 26 日在北京以现场方式召开，会议通知、会议文件于 2023 年 9 月 12 日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事 18 名， 现场出席董事 7 名，董事长高迎欣，副董事长郑万春，董事杨晓灵、赵鹏、温秋菊、 宋焕政、袁桂军现场出席会议；电话/视频连线出席董事 11 名，副董事长张宏伟、卢 志强、刘永好，董事史玉柱、吴迪、宋春风、翁振杰、刘纪鹏、解植春、彭雪峰、曲 新久通过电话/视频连线参加会议。应列席本次会议的监事 8 名，实际列席 8 名。会 议符合《中华人民共和国公司法》及《中国民生银行股份有限公司章程》的规定， 表决所形成决议合法、有效。 会议审议通过了如下决议： 关于中国民生银行 2023 年第三季度呆账核销的决议 议案表决情况：同意 16 票，反对 0 票，弃权 0 票。 证券简称：民生银 ...

Financial Performance - Operating income for the first half of 2023 was RMB 69,868 million, a decrease of 3.94% compared to RMB 72,736 million in the same period of 2022[17]. - Net interest income decreased by 6.36% to RMB 51,334 million from RMB 54,823 million year-on-year[17]. - Non-interest income increased by 3.47% to RMB 18,534 million compared to RMB 17,913 million in the previous year[17]. - The net profit attributable to shareholders was RMB 23,777 million, down 3.49% from RMB 24,638 million in the same period last year[17]. - Total assets as of June 30, 2023, reached RMB 7,641,451 million, reflecting a growth of 5.32% from RMB 7,255,673 million at the end of 2022[18]. - Total loans and advances increased by 6.03% to RMB 4,390,942 million from RMB 4,141,144 million at the end of 2022[18]. - The non-performing loan ratio improved to 1.57% from 1.68% at the end of 2022, indicating better asset quality[18]. - The capital adequacy ratio decreased to 12.69% from 13.14% at the end of 2022, reflecting a slight decline in capital strength[18]. Strategic Focus and Development - The company aims to be a first-class commercial bank characterized by distinctive features, continuous innovation, value growth, and stable operations[5]. - The strategic period from 2021 to 2025 is divided into two phases: the foundational phase (2021-2022) and the continuous growth phase (2023-2025)[5]. - The company emphasizes high-quality development as its primary task and focuses on customer, industry, product, and resource allocation[7]. - The company plans to enhance asset allocation and improve liability quality to achieve breakthroughs in these areas[7]. - The bank focuses on high-quality development through a "four-wheel drive" strategy, emphasizing deep engagement with key customer segments and innovative digital ecosystems[8]. - The bank aims to enhance financial support for private enterprises, small and micro businesses, and retail customers, aligning with its mission to serve the public and improve livelihoods[9]. - The bank is committed to building a "simple, pragmatic, and efficient" corporate culture to enhance cohesion for high-quality development[10]. Risk Management - The company has no foreseeable major risks, as stated in the risk management section of the report[2]. - The bank is committed to risk management enhancement, implementing differentiated authorization and process optimization to improve risk control effectiveness[9]. - The bank has established a comprehensive credit risk management mechanism covering pre-loan investigation, in-loan review, and post-loan management, ensuring effective risk control[162]. - The bank has optimized its credit policies in the real estate sector, focusing on supporting ordinary housing demand and improving customer structure[163]. - The bank has upgraded its risk control system, including the launch of automated rating processes for low-risk businesses and the optimization of monitoring and warning systems[164]. Digital Transformation - The bank is accelerating its digital transformation, aiming to improve service quality and efficiency through data empowerment and smart banking initiatives[9]. - The bank's digital strategy for 2023-2025 has been outlined, emphasizing the importance of top-level design and planning for digital transformation[139]. - The bank has implemented a digital service platform for small and micro enterprises, integrating various services such as personnel management and financial management to support their digital transformation[141]. - The bank's focus on digital transformation for institutional clients has strengthened its service capabilities and addressed key customer pain points[111]. Customer Engagement and Services - The bank is restructuring its customer journey and establishing a regular process management mechanism to ensure integrated service delivery across all channels[10]. - The bank's retail banking distribution network now covers 138 cities in mainland China, with a total of 1,238 branch outlets[130]. - The total number of credit cards issued reached 70.08 million, an increase of 2.80% compared to the end of the previous year[124]. - The number of retail customers reached 3,126,323.6 thousand, an increase of 3.69% year-on-year[122]. - The bank's community financial services have expanded to cover 132 cities, with community customer financial assets reaching CNY 407.899 billion, an increase of CNY 25.075 billion from the previous year[131]. Shareholder Information - The total number of ordinary shares as of June 30, 2023, is 43,782,418,502, with no changes during the reporting period[179]. - The largest shareholder, Hong Kong Central Clearing Limited, holds 18.92% of the shares, totaling 8,285,688,674 shares, with an increase of 337,820 shares during the reporting period[182]. - The company has not issued any new shares or made any changes to the structure of its ordinary shares during the reporting period[180]. - The shareholding structure indicates no single shareholder can control more than half of the voting rights in the board of directors or shareholders' meetings[188]. Financial Products and Innovations - The bank launched the "Tax Fee Pass" product, which has signed over 10,000 customers and completed 2,679 transactions since its launch in April[116]. - The bank's "Business Finance Express" product has reached 12,600 signed customers, enhancing reimbursement processes for enterprises[116]. - The bank's green credit balance reached 243.72 billion yuan, a year-on-year increase of 35.47%, outpacing the average growth rate of all loans[112]. - The cumulative credit issued for the "Minsheng Hui" credit loan product exceeded CNY 1.8 billion, with a loan balance surpassing CNY 1 billion since its launch in 2023[127]. Economic and Market Conditions - The bank faces challenges including insufficient domestic demand and geopolitical risks affecting economic development[178]. - The bank's strategy for the second half of 2023 includes a focus on risk control and compliance with national policies to support high-quality economic development[178]. - The bank continues to support key sectors such as inclusive finance, green development, and infrastructure construction to stimulate domestic demand[26].

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2023-050 统筹考虑本行有关独立董事任满离任安排、新任独立董事人选专业背景和工作履历等因素， 因独立董事李汉成先生在本行任期已满六年，李汉成先生不再继续履职。本行董事会对李汉成先 生任职期间对本行做出的贡献，特别是在带领关联交易控制委员会履职、推动完善公司治理，从 法律专业角度给予董事会宝贵意见，表示衷心感谢。 根据第八届董事会第四次临时会议《关于调整本行第八届董事会专门委员会主席及成员的决 议》，宋焕政先生任关联交易控制委员会主席，并担任提名委员会委员、薪酬与考核委员会委员 和风险管理委员会委员。宋焕政先生的简历请见本行于 2022 年 10 月 29 日刊载于《中国证券报》 《 上 海 证 券 报 》《 证 券 时 报 》、 上 海 证 券 交 易 所 网 站 （ www.sse.com.cn ） 及 本 行 网 站 （www.cmbc.com.cn）的《中国民生银行股份有限公司第八届董事会第二十八次会议决议公告》。 特此公告 中国民生银行股份有限公司董事会 2023 年 9 月 4 日 中国民生银 ...

Financial Performance - Operating income for the first half of 2023 was RMB 71,539 million, a decrease of 3.58% compared to RMB 74,199 million in the same period of 2022[17]. - Net interest income decreased by 6.36% to RMB 51,334 million from RMB 54,823 million year-on-year[17]. - Non-interest income increased by 4.28% to RMB 20,205 million compared to RMB 19,376 million in the previous year[17]. - Net profit attributable to shareholders was RMB 23,777 million, down 3.49% from RMB 24,638 million in the same period last year[17]. - Total assets as of June 30, 2023, reached RMB 7,641,451 million, reflecting a growth of 5.32% from RMB 7,255,673 million at the end of 2022[18]. - Total loans and advances increased by 6.03% to RMB 4,390,942 million from RMB 4,141,144 million at the end of 2022[18]. - The non-performing loan ratio improved to 1.57%, down from 1.68% at the end of 2022[18]. - Cash flow from operating activities for the first half of 2023 was RMB 108,631 million, an increase of 32.60% compared to RMB 81,922 million in the same period of 2022[17]. - The basic earnings per share for the first half of 2023 was RMB 0.46, a decrease of 6.12% from RMB 0.49 in the same period last year[17]. Strategic Focus and Development - The bank's development strategy for 2023 emphasizes high-quality growth as the primary task, focusing on customer-centric operations and optimizing asset allocation[10]. - The bank aims to enhance retail efficiency, develop corporate comprehensive services, and specialize in financial markets to boost revenue[10]. - The bank's strategic positioning includes being a bank for private enterprises, an agile and open bank, and a customer-centric bank[9]. - The bank's five-year development plan (2021-2025) is entering its second phase of sustained growth in 2023[10]. - The bank's focus on optimizing the structure of assets and liabilities aims to enhance profitability and support sustainable development[10]. - The bank's commitment to serving small and medium-sized enterprises is highlighted as a key aspect of its mission[9]. - The bank focuses on high-quality development through a "four-wheel drive" strategy, enhancing customer segmentation and deepening engagement with key customer groups, including SMEs and retail clients[11]. - The bank aims to accelerate digital transformation and improve service quality by leveraging data and technology, transitioning from traditional banking to a more agile and innovative model[12]. Risk Management - The bank's risk management section indicates no foreseeable major risks, with potential risks detailed in the report[4]. - The bank emphasizes risk management efficiency, implementing differentiated authorization and process optimization to enhance risk control capabilities[12]. - The bank's focus on risk management resulted in a provision coverage ratio of 146.85%, an increase of 4.36 percentage points from the previous year[26]. - The bank's liquidity risk management indicators remained in good compliance status, with a focus on optimizing the liquidity risk group consolidation management system and enhancing monitoring management[176]. - The bank has established a comprehensive risk management system for country risk, with a focus on monitoring and controlling exposure limits, ensuring that the majority of exposure is in countries rated "low" or "lower" risk[177]. Customer Experience and Services - The bank is enhancing customer experience by building an ecological banking model that integrates online credit products and comprehensive financial services[12]. - The bank's digital initiatives include developing a smart marketing brain and automated review systems for small and micro enterprises to mitigate financial risks[12]. - The bank's community financial assets reached CNY 4,078.99 billion, an increase of CNY 250.75 billion from the end of the previous year[138]. - The bank's retail customer total assets reached CNY 2,302.095 billion, an increase of 4.76% from the end of the previous year[128]. - The number of new personal customers added was 2.9843 million, representing a year-on-year growth of 22.58%[127]. Shareholder Structure - The bank's total ordinary shares remain at 43,782,418,502, with no changes in the structure during the reporting period[186]. - The bank's ordinary shareholders totaled 370,671 at the end of the reporting period[188]. - The total shareholding of the top ten single shareholders accounts for 43.48% of the total shares[195]. - The largest shareholder, Dajia Life Insurance Co., Ltd., holds 10.30% of the total shares, which amounts to 7,352,284,689 A-shares and 457,930,200 H-shares[195]. - The company has a diverse shareholder base, with significant stakes held by various institutional and corporate investors[192]. Digital Transformation and Innovation - The bank's digital transformation strategy is being led by top management, focusing on enhancing operational efficiency and customer experience[150]. - The bank aims to establish itself as a data-driven institution, enhancing decision-making and management through data insights[151]. - The bank has launched a new generation of intelligent anti-money laundering management and monitoring systems to improve operational efficiency[183]. - The bank is actively promoting digital and intelligent construction in anti-money laundering efforts, enhancing the digitalization level of its operations[183]. - The bank's marketing cloud platform initiated 15,938 activities during the reporting period, a year-on-year increase of 32.10%[131].