香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： （股份代號：01988） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司關於續聘會計師事務所公告》，僅供參閱。 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2026年3月30日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2026年3月30日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、 程鳳朝先生及劉寒星先生。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-008 中国民生银行股份有限公司 2026 年估值提升计划 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示: （股份代號：01988） ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司2025年度利潤分配預案公告》，僅供參閱。 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2026年3月30日 於本公告日期，本行執行董事為高迎欣先生、王曉永先生及張俊潼先生；非執行 董事為劉永好先生、史玉柱先生、宋春風先生、梁鑫傑先生、林立先生及鄭海陽 先生；獨立非執行董事為曲新久先生、溫秋菊女士、宋煥政先生、楊志威先生、 程鳳朝先生及劉寒星先生。 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 中國民生銀行股份有限公司 CHINA MINSHENG BANKING CORP., LTD. （在中華人民共和國註冊成立的股份有限公司） （股份代號：01988） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條由中國民生銀行 股份有限公司（「本行」）作出。 茲載列本行在上海證券交易所網站及中國報章刊登之《中國民生銀行股份有限公 司第九屆董事會第十九次會議決議公告》，僅供參閱。 承董事會命 中國民生銀行股份有限公司 董事長 高迎欣 中國，北京 2026年3月30日 中国民生银行股份有限公司 第九届董事会第十九次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十九次会议 于 2026 年 3 月 30 日在北京以现场方式召开 ...

Core Viewpoint - Minsheng Bank emphasizes its commitment to high-quality development and service to the real economy, aligning with national strategies and the needs of the people, while aiming to become a leading commercial bank characterized by innovation and value growth [1][11][20]. Financial Performance - In 2025, Minsheng Bank achieved an operating income of 142.865 billion yuan, a year-on-year increase of 4.82% [1][11]. - As of the end of 2025, the total assets of the group reached 7.83 trillion yuan, growing by 0.23% compared to the previous year [1][11]. - The total equity attributable to shareholders was 689.637 billion yuan, reflecting a growth of 7.28% year-on-year [1][11]. Strategic Focus - The bank is committed to serving the real economy, particularly focusing on private enterprises and optimizing financial products to meet diverse needs [17]. - Minsheng Bank is actively enhancing its digital transformation and expanding its services in green finance, with green loan balances nearly doubling since the end of 2022 [12][17]. - The bank is also improving its risk management and compliance systems to ensure stability and quality in its operations [14][18]. Social Responsibility - Minsheng Bank has invested significantly in social initiatives, including rural revitalization and public welfare projects, contributing over 290 million yuan to various causes [15]. - The bank has a long history of supporting health and education initiatives, benefiting thousands of individuals and communities [15]. Future Outlook - As Minsheng Bank approaches its 30th anniversary in 2026, it aims to leverage its historical growth and adapt to new challenges in the banking sector, focusing on reform and innovation [16][20]. - The bank plans to enhance its competitive edge by developing distinctive services in areas such as community finance and ESG management [19].

Core Insights - Minsheng Bank's 2025 performance report highlights the successful implementation of an integrated customer management system for large, medium, and small enterprises, leading to high-quality customer acquisition and efficient operations [1] Group 1: Strategic Customer Development - The bank has strengthened its strategic customer engagement, with total and branch-level strategic customer loan balances reaching 1,474.7 billion yuan, an increase of 27.67 billion yuan from the previous year [1] - Daily average deposit balances reached 1,187.3 billion yuan, with the interest rate on deposits in both domestic and foreign currencies decreasing by 43 basis points compared to the previous year [1] - The number of core supply chain customers increased to 3,421, up by 927 from the previous year, while the number of corporate financing customers linked to the supply chain rose to 43,368, an increase of 12,870 [1] Group 2: Supply Chain and Digitalization - The bank has enhanced its supply chain digitalization by focusing on core industry needs and the pain points of small and medium enterprises, improving the "Minsheng E-chain" product system [1] - The number of core enterprises served reached 6,422, a growth of 63.33% year-on-year, while the total number of chain customers increased to 67,032, up by 46.44% [1] Group 3: Institutional Client Development - The bank has deepened its cooperation within the government-ecosystem, adding 189 new core qualifications at provincial and municipal levels to enhance institutional client development [2] - The bank's efforts in the healthcare, construction, and judicial sectors have begun to show results, with significant growth in the scale of payroll services for institutional clients [2] Group 4: Retail Business Enhancement - Minsheng Bank has positioned retail banking as a long-term strategic focus, enhancing its integrated collaborative system and lifecycle management for retail customers [2] - Total assets managed for retail customers reached 3,283.8 billion yuan, reflecting an increase of 11.46% year-on-year, while the number of retail customers grew to 142.97 million, a rise of 6.46% [2]

Core Viewpoint - Minsheng Bank reported a steady growth in operating income and net interest income for the first half of 2025, with operating income reaching 142.865 billion yuan, a year-on-year increase of 4.82% [1] Financial Performance - The average daily balance of interest-earning assets was 7,148.9 billion yuan, an increase of 71.125 billion yuan year-on-year [1] - The net interest margin stood at 1.40%, up by 1 basis point compared to the previous year [1] - Net profit attributable to shareholders was 30.563 billion yuan, a decrease of 5.37%, primarily due to increased provisioning [1] Asset and Loan Growth - Total assets amounted to 7,832.5 billion yuan as of December 31, 2025, reflecting a year-on-year growth of 0.23% [1] - General loans increased both in scale and proportion, with a year-end balance of 4,304.36 billion yuan, up by 1.72%, accounting for 54.95% of total assets, an increase of 0.80 percentage points from the previous year [1] - Green loans, medium to long-term loans for the manufacturing sector, and inclusive loans for small and micro enterprises grew by 20.29%, 6.93%, and 2.25% respectively, all exceeding the average growth rate of various loans [1] Liability and Deposit Trends - Total liabilities were 7,129.37 billion yuan, with total deposits amounting to 4,277.2 billion yuan, reflecting a year-on-year increase of 0.66% [1] - Deposits accounted for 59.99% of total liabilities, an increase of 0.63 percentage points from the previous year [1] - Personal deposits showed steady growth, with a year-end balance increase of 91.864 billion yuan, raising the proportion by 1.94 percentage points [1]

Core Insights - Minsheng Bank reported a year-end balance of inclusive small and micro enterprise loans at 677.6 billion yuan, with a year-on-year growth of 2.25%, surpassing the average growth rate of all loans [1] - The balance of inclusive corporate loans reached 190.4 billion yuan, showing a significant increase of 28.05% [1] - The cumulative amount of inclusive small and micro enterprise loans issued was 691.8 billion yuan [1] Group 1: Financial Services Enhancement - The bank is focusing on the core needs of industrial chains and the pain points of small and micro enterprises, enhancing financial services through chain marketing to expand supply chain clientele [1] - New products such as "National Subsidy Loan" and "Easy Innovation E-Loan" have been launched to strengthen comprehensive financial services for industrial clusters, industrial parks, and small and micro enterprises in technology and foreign trade [1] Group 2: Service Quality Improvement - The bank is advancing an integrated customer management system for small, medium, and micro enterprises, continuously improving the classification and management of small and micro clientele [1] - The "Minsheng E-Home" digital service platform has been enhanced to provide differentiated functional modules for small and micro enterprises, addressing their digital transformation needs [1] - By the end of 2025, the proportion of small and micro loan clients increased by 23.01% compared to the previous year [1] Group 3: Support for Technological Innovation - The bank is increasing support for technology innovation enterprises, particularly early-stage and hard-core tech firms, through 18 key branches and 80 specialized technology financial branches [2] - The bank is optimizing products such as intellectual property loans, R&D loans, merger loans, and technology innovation bonds to provide comprehensive services throughout the lifecycle [2] - The bank is enhancing its digital service capabilities and deepening the construction of an investment and financing ecosystem, offering a one-stop service that includes equity, debt, loans, and insurance [2]

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-005 中国民生银行股份有限公司 第九届董事会第十九次会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第九届董事会第十九次会议 于 2026 年 3 月 30 日在北京以现场方式召开，会议通知、会议文件于 2026 年 3 月 16 日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事 15 名， 现场出席董事 9 名，董事长高迎欣，董事郑海阳、曲新久、温秋菊、宋焕政、杨志 威、程凤朝、刘寒星、张俊潼现场出席会议；电话/视频连线出席董事 6 名，副董事 长刘永好、王晓永，董事史玉柱、宋春风、梁鑫杰、林立通过电话/视频连线参加会 议。会议符合《中华人民共和国公司法》《中国民生银行股份有限公司章程》的规 定，表决所形成决议合法、有效。 会议审议通过了如下决议： 1. 关于《中国民生银行 2025 年年度报告（正文及摘要）》的决议 《中国民生银行 2025 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2026-006 中国民生银行股份有限公司 2025 年度利润分配预案公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 分配比例：每 10 股派发现金股利人民币 0.53 元（含税，下同）。 1 监管机构对资本充足率的要求、本行业务可持续发展以及中期利润分配等因素， 拟向股权登记日登记在册的A股股东和H股股东派发现金股利，每10股派发现金 股利人民币0.53元。以本行截至2025年12月31日已发行股份437.82亿股计算，本 次派发现金股利总额人民币23.20亿元。连同已派发的2025年度中期现金股利总 额人民币59.54亿元（每10股派发现金股利人民币1.36元），2025年全年共派发现 金股利人民币82.74亿元（每10股派发现金股利人民币1.89元），占2025年度集团 口径下归属于本行普通股股东净利润人民币274.51亿元的比例为30.14%。 实际派发的现金股利总额将根据股权登记日登记在册的总股数 ...